The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,616 6,455 SH   SOLE   0 0 6,455
BANK AMERICA CORP COM 060505104   498 11,339 SH   SOLE   0 0 11,339
BECTON DICKINSON & CO COM 075887109   511 2,252 SH   SOLE   0 0 2,252
CONNECTONE BANCORP INC COM 20786W107   655 28,576 SH   SOLE   0 0 28,576
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   18,398 282,660 SH   SOLE   0 0 282,660
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,511 98,957 SH   SOLE   0 0 98,957
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   5,030 194,632 SH   SOLE   0 0 194,632
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   5,110 200,050 SH   SOLE   0 0 200,050
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   18,557 617,964 SH   SOLE   0 0 617,964
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   218 3,484 SH   SOLE   0 0 3,484
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   5,632 215,008 SH   SOLE   0 0 215,008
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   3,396 138,278 SH   SOLE   0 0 138,278
EXXON MOBIL CORP COM 30231G102   3,610 33,564 SH   SOLE   0 0 33,564
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   220 5,445 SH   SOLE   0 0 5,445
INVESCO QQQ TR UNIT SER 1 46090E103   206 402 SH   SOLE   0 0 402
ISHARES TR ULTRA SHORT-TERM 46434V878   568 11,259 SH   SOLE   0 0 11,259
JPMORGAN CHASE & CO. COM 46625H100   309 1,287 SH   SOLE   0 0 1,287
MERCK & CO INC COM 58933Y105   481 4,833 SH   SOLE   0 0 4,833
META PLATFORMS INC CL A 30303M102   291 497 SH   SOLE   0 0 497
NVIDIA CORPORATION COM 67066G104   227 1,689 SH   SOLE   0 0 1,689
ORACLE CORP COM 68389X105   572 3,435 SH   SOLE   0 0 3,435
SAFEHOLD INC COM 78646V107   640 34,478 SH   SOLE   0 0 34,478
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   230 5,981 SH   SOLE   0 0 5,981
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,179 63,848 SH   SOLE   0 0 63,848
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,380 9,179 SH   SOLE   0 0 9,179
SPDR SER TR PORTFOLIO AGRGTE 78464A649   894 35,782 SH   SOLE   0 0 35,782
SPDR SER TR PORTFLI INTRMDIT 78464A672   9,238 331,355 SH   SOLE   0 0 331,355
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,603 54,922 SH   SOLE   0 0 54,922
SPDR SER TR PORTFOLIO SHORT 78464A474   450 15,075 SH   SOLE   0 0 15,075
SPDR SER TR PORTFOLIO SH TSR 78468R101   8,402 289,638 SH   SOLE   0 0 289,638
SPDR SER TR PORTFOLIO S&P600 78468R853   649 14,448 SH   SOLE   0 0 14,448
SPDR SER TR NUVEEN BLMBRG MU 78468R721   808 17,709 SH   SOLE   0 0 17,709
SPDR SER TR PORTFOLIO S&P500 78464A854   4,617 66,965 SH   SOLE   0 0 66,965
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,370 15,588 SH   SOLE   0 0 15,588
SPDR SER TR PRTFLO S&P500 VL 78464A508   492 9,627 SH   SOLE   0 0 9,627
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   6,995 258,853 SH   SOLE   0 0 258,853
STAR HLDGS SHS BEN INT 85512G106   132 14,151 SH   SOLE   0 0 14,151
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   273 4,696 SH   SOLE   0 0 4,696
VERIZON COMMUNICATIONS INC COM 92343V104   418 10,448 SH   SOLE   0 0 10,448
WISDOMTREE TR US HIGH DIVIDEND 97717W208   323 3,463 SH   SOLE   0 0 3,463
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,033 12,229 SH   SOLE   0 0 12,229
JOHNSON & JOHNSON COM 478160104   218 1,506 SH   SOLE   0 0 1,506
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,142 7,331 SH   SOLE   0 0 7,331
ISHARES TR MSCI KLD400 SOC 464288570   220 1,998 SH   SOLE   0 0 1,998
UNITED PARCEL SERVICE INC CL B 911312106   2,889 22,909 SH   SOLE   0 0 22,909
ISHARES TR SHRT NAT MUN ETF 464288158   712 6,749 SH   SOLE   0 0 6,749
ISHARES TR RUS 1000 GRW ETF 464287614   2,778 6,918 SH   SOLE   0 0 6,918
ISHARES TR CORE S&P SCP ETF 464287804   2,183 18,944 SH   SOLE   0 0 18,944
MICROSOFT CORP COM 594918104   899 2,134 SH   SOLE   0 0 2,134
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,263 4,159 SH   SOLE   0 0 4,159
VANGUARD STAR FDS VG TL INTL STK F 921909768   655 11,110 SH   SOLE   0 0 11,110
ISHARES TR RUSSELL 2000 ETF 464287655   683 3,089 SH   SOLE   0 0 3,089
REPLIGEN CORP COM 759916109   216 1,500 SH   SOLE   0 0 1,500
VANGUARD INDEX FDS VALUE ETF 922908744   623 3,679 SH   SOLE   0 0 3,679
VANGUARD INDEX FDS GROWTH ETF 922908736   25,104 61,150 SH   SOLE   0 0 61,150
ISHARES TR MICRO-CAP ETF 464288869   242 1,859 SH   SOLE   0 0 1,859
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,549 114,605 SH   SOLE   0 0 114,605
MCDONALDS CORP COM 580135101   713 2,460 SH   SOLE   0 0 2,460
VANGUARD MALVERN FDS CORE BD ETF 922020748   29,921 394,684 SH   SOLE   0 0 394,684
ISHARES TR U.S. TECH ETF 464287721   373 2,336 SH   SOLE   0 0 2,336
ISHARES TR S&P 500 VAL ETF 464287408   3,566 18,682 SH   SOLE   0 0 18,682
ISHARES TR S&P 500 GRWT ETF 464287309   8,157 80,345 SH   SOLE   0 0 80,345
ISHARES TR CORE S&P500 ETF 464287200   679 1,153 SH   SOLE   0 0 1,153
ISHARES TR NATIONAL MUN ETF 464288414   3,319 31,150 SH   SOLE   0 0 31,150
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,368 258,603 SH   SOLE   0 0 258,603
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   750 17,030 SH   SOLE   0 0 17,030
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   7,572 59,344 SH   SOLE   0 0 59,344
ISHARES TR EAFE SML CP ETF 464288273   858 14,118 SH   SOLE   0 0 14,118
ISHARES TR CORE US AGGBD ET 464287226   1,003 10,352 SH   SOLE   0 0 10,352
PHILIP MORRIS INTL INC COM 718172109   238 1,975 SH   SOLE   0 0 1,975
BRISTOL-MYERS SQUIBB CO COM 110122108   346 6,120 SH   SOLE   0 0 6,120
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   10,570 210,846 SH   SOLE   0 0 210,846
ISHARES TR MSCI EAFE ETF 464287465   526 6,960 SH   SOLE   0 0 6,960