The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,351,777 13,957 SH   SOLE   0 0 13,957
ALPHABET INC CAP STK CL C 02079K107   888,039 6,735 SH   SOLE   0 0 6,735
ALPHABET INC CAP STK CL A 02079K305   1,504,367 11,496 SH   SOLE   0 0 11,496
AMAZON COM INC COM 023135106   5,249,039 41,292 SH   SOLE   0 0 41,292
ANALOG DEVICES INC COM 032654105   659,234 3,765 SH   SOLE   0 0 3,765
APPLE INC COM 037833100   17,334,680 101,248 SH   SOLE   0 0 101,248
ASSURANT INC COM 04621X108   802,469 5,589 SH   SOLE   0 0 5,589
BECTON DICKINSON & CO COM 075887109   347,335 1,343 SH   SOLE   0 0 1,343
BERKLEY W R CORP COM 084423102   2,963,178 46,672 SH   SOLE   0 0 46,672
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,683,542 4,806 SH   SOLE   0 0 4,806
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,062,954 200 SH   SOLE   0 0 200
BOSTON BEER INC CL A 100557107   2,486,370 6,383 SH   SOLE   0 0 6,383
CANADIAN PACIFIC KANSAS CITY COM 13646K108   682,637 9,174 SH   SOLE   0 0 9,174
CATERPILLAR INC COM 149123101   2,977,368 10,906 SH   SOLE   0 0 10,906
CISCO SYS INC COM 17275R102   593,168 11,034 SH   SOLE   0 0 11,034
COLGATE PALMOLIVE CO COM 194162103   216,198 3,040 SH   SOLE   0 0 3,040
COMCAST CORP NEW CL A 20030N101   284,928 6,426 SH   SOLE   0 0 6,426
DECKERS OUTDOOR CORP COM 243537107   1,380,846 2,686 SH   SOLE   0 0 2,686
DISNEY WALT CO COM 254687106   3,054,115 37,682 SH   SOLE   0 0 37,682
DOMINOS PIZZA INC COM 25754A201   6,108,354 16,126 SH   SOLE   0 0 16,126
EXXON MOBIL CORP COM 30231G102   217,573 1,850 SH   SOLE   0 0 1,850
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,774,725 78,010 SH   SOLE   0 0 78,010
HP INC COM 40434L105   292,552 11,383 SH   SOLE   0 0 11,383
INTEL CORP COM 458140100   242,554 6,823 SH   SOLE   0 0 6,823
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   318,198 14,359 SH   SOLE   0 0 14,359
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   1,007,691 47,443 SH   SOLE   0 0 47,443
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   359,891 11,602 SH   SOLE   0 0 11,602
INVESCO QQQ TR UNIT SER 1 46090E103   14,448,172 40,328 SH   SOLE   0 0 40,328
ISHARES INC MSCI CDA ETF 464286509   293,968 8,786 SH   SOLE   0 0 8,786
ISHARES TR S&P 500 VAL ETF 464287408   8,174,070 53,134 SH   SOLE   0 0 53,134
ISHARES TR SP SMCP600VL ETF 464287879   8,250,530 92,474 SH   SOLE   0 0 92,474
ISHARES TR RUS MDCP VAL ETF 464287473   16,351,002 156,709 SH   SOLE   0 0 156,709
ISHARES TR S&P MC 400GR ETF 464287606   4,317,126 59,761 SH   SOLE   0 0 59,761
ISHARES TR CORE S&P SCP ETF 464287804   2,823,790 29,935 SH   SOLE   0 0 29,935
ISHARES TR RUS 1000 GRW ETF 464287614   1,069,893 4,022 SH   SOLE   0 0 4,022
ISHARES TR COHEN STEER REIT 464287564   5,126,868 102,210 SH   SOLE   0 0 102,210
ISHARES TR S&P 500 GRWT ETF 464287309   3,371,845 49,282 SH   SOLE   0 0 49,282
ISHARES TR MSCI EAFE ETF 464287465   3,127,941 45,385 SH   SOLE   0 0 45,385
ISHARES TR 7-10 YR TRSY BD 464287440   3,267,402 35,674 SH   SOLE   0 0 35,674
ISHARES TR CORE S&P500 ETF 464287200   13,366,670 31,127 SH   SOLE   0 0 31,127
ISHARES TR CORE S&P MCP ETF 464287507   12,297,408 49,318 SH   SOLE   0 0 49,318
ISHARES TR S&P MC 400VL ETF 464287705   9,061,989 89,785 SH   SOLE   0 0 89,785
ISHARES TR CORE S&P US VLU 464287663   3,718,374 49,831 SH   SOLE   0 0 49,831
ISHARES TR S&P SML 600 GWT 464287887   4,341,139 39,580 SH   SOLE   0 0 39,580
ISHARES TR MSCI EAFE MIN VL 46429B689   7,714,517 118,285 SH   SOLE   0 0 118,285
ISHARES TR TIPS BD ETF 464287176   8,366,621 80,665 SH   SOLE   0 0 80,665
ISHARES TR MORNINGSTR US EQ 464287127   449,503 7,632 SH   SOLE   0 0 7,632
ISHARES TR NORTH AMERN NAT 464287374   1,183,259 28,451 SH   SOLE   0 0 28,451
ISHARES TR YLD OPTIM BD 46434V787   1,235,314 57,794 SH   SOLE   0 0 57,794
ISHARES TR EXPND TEC SC ETF 464287549   3,842,088 10,053 SH   SOLE   0 0 10,053
ISHARES TR RUS 1000 VAL ETF 464287598   3,567,432 23,498 SH   SOLE   0 0 23,498
ISHARES TR MSCI EMG MKT ETF 464287234   3,268,249 86,120 SH   SOLE   0 0 86,120
ISHARES TR CORE US AGGBD ET 464287226   3,375,895 35,899 SH   SOLE   0 0 35,899
ISHARES TR CORE S&P US GWT 464287671   734,523 7,746 SH   SOLE   0 0 7,746
ISHARES TR RUS MID CAP ETF 464287499   2,778,841 40,128 SH   SOLE   0 0 40,128
ISHARES TR U.S. TECH ETF 464287721   293,986 2,802 SH   SOLE   0 0 2,802
ISHARES TR 1 3 YR TREAS BD 464287457   397,854 4,914 SH   SOLE   0 0 4,914
ISHARES TR ISHARES BIOTECH 464287556   213,430 1,745 SH   SOLE   0 0 1,745
ISHARES TR RUS 2000 VAL ETF 464287630   2,168,521 15,998 SH   SOLE   0 0 15,998
ISHARES TR S&P 100 ETF 464287101   515,349 2,569 SH   SOLE   0 0 2,569
ISHARES TR RUS 1000 ETF 464287622   333,461 1,420 SH   SOLE   0 0 1,420
ISHARES TR SELECT DIVID ETF 464287168   1,675,736 15,568 SH   SOLE   0 0 15,568
ISHARES TR U.S. PHARMA ETF 464288836   729,236 4,120 SH   SOLE   0 0 4,120
ISHARES TR MRGSTR MD CP GRW 464288307   254,757 4,459 SH   SOLE   0 0 4,459
JOHNSON & JOHNSON COM 478160104   2,607,578 16,742 SH   SOLE   0 0 16,742
JPMORGAN CHASE & CO COM 46625H100   245,617 1,694 SH   SOLE   0 0 1,694
MCDONALDS CORP COM 580135101   258,249 980 SH   SOLE   0 0 980
MERCK & CO INC COM 58933Y105   690,930 6,711 SH   SOLE   0 0 6,711
META PLATFORMS INC CL A 30303M102   824,377 2,746 SH   SOLE   0 0 2,746
MICROSOFT CORP COM 594918104   3,262,266 10,332 SH   SOLE   0 0 10,332
MOODYS CORP COM 615369105   914,364 2,892 SH   SOLE   0 0 2,892
NEWELL BRANDS INC COM 651229106   157,988 17,496 SH   SOLE   0 0 17,496
NVIDIA CORPORATION COM 67066G104   291,376 670 SH   SOLE   0 0 670
OMNICOM GROUP INC COM 681919106   610,881 8,202 SH   SOLE   0 0 8,202
PAYCHEX INC COM 704326107   1,087,322 9,428 SH   SOLE   0 0 9,428
PEPSICO INC COM 713448108   5,740,401 33,879 SH   SOLE   0 0 33,879
PFIZER INC COM 717081103   1,667,631 50,275 SH   SOLE   0 0 50,275
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,222,038 13,903 SH   SOLE   0 0 13,903
PJT PARTNERS INC COM CL A 69343T107   3,225,292 40,600 SH   SOLE   0 0 40,600
PROCTER AND GAMBLE CO COM 742718109   2,002,901 13,732 SH   SOLE   0 0 13,732
PROSHARES TR PSHS ULT S&P 500 74347R107   7,929,686 148,552 SH   SOLE   0 0 148,552
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,192,911 91,600 SH   SOLE   0 0 91,600
SCHWAB STRATEGIC TR US TIPS ETF 808524870   14,775,145 292,635 SH   SOLE   0 0 292,635
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,924,629 143,038 SH   SOLE   0 0 143,038
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   13,229,650 195,474 SH   SOLE   0 0 195,474
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   233,516 10,153 SH   SOLE   0 0 10,153
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,629,115 32,680 SH   SOLE   0 0 32,680
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,865,691 56,634 SH   SOLE   0 0 56,634
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   653,269 13,627 SH   SOLE   0 0 13,627
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   519,658 16,409 SH   SOLE   0 0 16,409
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   696,804 9,582 SH   SOLE   0 0 9,582
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,095,418 34,245 SH   SOLE   0 0 34,245
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   204,283 6,159 SH   SOLE   0 0 6,159
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,270,470 5,311 SH   SOLE   0 0 5,311
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,206,185 4,831 SH   SOLE   0 0 4,831
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,323,885 56,071 SH   SOLE   0 0 56,071
SPDR SER TR PORTFOLIO S&P600 78468R853   5,503,599 149,149 SH   SOLE   0 0 149,149
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,551,396 22,438 SH   SOLE   0 0 22,438
SPDR SER TR S&P BIOTECH 78464A870   1,760,115 24,105 SH   SOLE   0 0 24,105
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,812,216 92,395 SH   SOLE   0 0 92,395
SPDR SER TR GLB DOW ETF 78464A706   1,387,728 12,723 SH   SOLE   0 0 12,723
SPDR SER TR S&P DIVID ETF 78464A763   2,996,425 26,054 SH   SOLE   0 0 26,054
SPDR SER TR S&P 600 SMCP GRW 78464A201   233,175 3,182 SH   SOLE   0 0 3,182
UNITEDHEALTH GROUP INC COM 91324P102   918,271 1,821 SH   SOLE   0 0 1,821
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   2,583,448 10,466 SH   SOLE   0 0 10,466
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,931,564 151,176 SH   SOLE   0 0 151,176
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   760,734 10,120 SH   SOLE   0 0 10,120
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,956,087 46,872 SH   SOLE   0 0 46,872
VANGUARD INDEX FDS SM CP VAL ETF 922908611   22,170,682 139,010 SH   SOLE   0 0 139,010
VANGUARD INDEX FDS SML CP GRW ETF 922908595   13,904,638 64,920 SH   SOLE   0 0 64,920
VANGUARD INDEX FDS MID CAP ETF 922908629   7,064,283 33,924 SH   SOLE   0 0 33,924
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,390,463 44,812 SH   SOLE   0 0 44,812
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,302,839 49,203 SH   SOLE   0 0 49,203
VANGUARD INDEX FDS GROWTH ETF 922908736   1,240,002 4,554 SH   SOLE   0 0 4,554
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   12,679,155 96,817 SH   SOLE   0 0 96,817
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,018,891 20,634 SH   SOLE   0 0 20,634
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,320,769 33,685 SH   SOLE   0 0 33,685
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   373,767 4,011 SH   SOLE   0 0 4,011
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,034,345 253,285 SH   SOLE   0 0 253,285
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   12,693,352 81,692 SH   SOLE   0 0 81,692
VANGUARD STAR FDS VG TL INTL STK F 921909768   486,195 9,084 SH   SOLE   0 0 9,084
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   328,417 7,512 SH   SOLE   0 0 7,512
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,317,058 10,392 SH   SOLE   0 0 10,392
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,884,466 6,952 SH   SOLE   0 0 6,952
VULCAN MATLS CO COM 929160109   352,197 1,743 SH   SOLE   0 0 1,743
WALMART INC COM 931142103   741,006 4,633 SH   SOLE   0 0 4,633