The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 2,922 26,847 SH   DFND   22,947 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100 143 1,310 SH   OTR   1,310 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,221 25,360 SH   DFND   18,070 0 7,290
ABBVIE INC COMMON STOCK 00287Y109 234 2,671 SH   OTR   2,671 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 3,978 49,145 SH   DFND   49,145 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 19 230 SH   OTR   230 0 0
ADOBE INC COMMON STOCK 00724F101 5,181 10,564 SH   DFND   8,839 0 1,725
ADOBE INC COMMON STOCK 00724F101 37 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 713 8,700 SH   DFND   0 0 8,700
AFLAC INC COMMON STOCK 001055102 2,690 74,000 SH   DFND   74,000 0 0
AFLAC INC COMMON STOCK 001055102 162 4,460 SH   OTR   4,460 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 2,281 22,600 SH   DFND   22,600 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 2,612 8,770 SH   DFND   7,120 0 1,650
AIR PRODS & CHEMS INC COMMON STOCK 009158106 77 260 SH   OTR   260 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 1,775 34,370 SH   DFND   34,370 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 7,036 4,801 SH   DFND   3,718 0 1,083
ALPHABET INC CL A COMMON STOCK 02079K305 359 245 SH   OTR   245 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 864 588 SH   DFND   588 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 65 44 SH   OTR   44 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 4 100 SH   DFND   100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 268 6,925 SH   OTR   6,925 0 0
AMAZON COM INC COMMON STOCK 023135106 16,263 5,165 SH   DFND   4,315 0 850
AMAZON COM INC COMMON STOCK 023135106 822 261 SH   OTR   261 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 877 8,750 SH   DFND   8,750 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 67 665 SH   OTR   665 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 496 18,010 SH   DFND   500 0 17,510
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1,315 9,075 SH   DFND   9,075 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 41 285 SH   OTR   285 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 292 3,010 SH   DFND   3,010 0 0
AMGEN INC COMMON STOCK 031162100 5,754 22,639 SH   DFND   21,239 0 1,400
AMGEN INC COMMON STOCK 031162100 90 355 SH   OTR   355 0 0
AMPHENOL CORP COMMON STOCK 032095101 806 7,446 SH   DFND   7,446 0 0
AMPHENOL CORP COMMON STOCK 032095101 38 350 SH   OTR   350 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,508 12,920 SH   DFND   12,920 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 58 500 SH   OTR   500 0 0
ANTHEM INC COMMON STOCK 036752103 3,748 13,955 SH   DFND   13,955 0 0
APPLE INC COMMON STOCK 037833100 11,103 95,870 SH   DFND   65,002 0 30,868
APPLE INC COMMON STOCK 037833100 913 7,880 SH   OTR   7,880 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 270 3,430 SH   DFND   3,430 0 0
AT&T INC COMMON STOCK 00206R102 1,211 42,462 SH   DFND   42,462 0 0
AT&T INC COMMON STOCK 00206R102 546 19,161 SH   OTR   19,161 0 0
AUTOLIV INC COMMON STOCK 052800109 1,523 20,895 SH   DFND   20,895 0 0
AUTOLIV INC COMMON STOCK 052800109 31 430 SH   OTR   430 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 5,690 40,790 SH   DFND   40,790 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 51 365 SH   OTR   365 0 0
AUTOZONE INC COMMON STOCK 053332102 1,154 980 SH   DFND   980 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 1,028 8,040 SH   DFND   8,040 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,854 76,941 SH   DFND   54,391 0 22,550
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,301 28,609 SH   DFND   28,609 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 78 965 SH   OTR   965 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 4,034 17,335 SH   DFND   17,335 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 191 820 SH   OTR   820 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 2,244 10,540 SH   DFND   10,540 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 7 35 SH   OTR   35 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 1,280 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 1,121 1,990 SH   DFND   1,990 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 432 11,310 SH   DFND   0 0 11,310
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,540 25,545 SH   DFND   18,005 0 7,540
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 342 5,670 SH   OTR   5,670 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 1,384 18,377 SH   DFND   18,377 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 204 2,704 SH   OTR   2,704 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 325 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 360 11,925 SH   OTR   11,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 1,014 6,800 SH   DFND   6,800 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 267 1,790 SH   OTR   1,790 0 0
CELANESE CORP COMMON COMMON STOCK 150870103 1,617 15,045 SH   DFND   8,295 0 6,750
CENTENE CORP COMMON STOCK 15135B101 243 4,170 SH   DFND   250 0 3,920
CHARLES SCHWAB CORP COMMON STOCK 808513105 284 7,850 SH   DFND   0 0 7,850
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 499 800 SH   DFND   0 0 800
CHEVRON CORPORATION COMMON STOCK 166764100 954 13,244 SH   DFND   6,044 0 7,200
CHEVRON CORPORATION COMMON STOCK 166764100 227 3,150 SH   OTR   3,150 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 625 6,665 SH   DFND   6,665 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 74 785 SH   OTR   785 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 5,089 129,183 SH   DFND   129,183 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 368 9,340 SH   OTR   9,340 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 724 28,640 SH   DFND   28,640 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 64 2,525 SH   OTR   2,525 0 0
CITRIX SYS INC COMMON STOCK 177376100 4,639 33,690 SH   DFND   33,690 0 0
CITRIX SYS INC COMMON STOCK 177376100 22 160 SH   OTR   160 0 0
CLOROX COMPANY COMMON STOCK 189054109 689 3,280 SH   DFND   3,280 0 0
CLOROX COMPANY COMMON STOCK 189054109 21 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105 468 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100 1,020 20,655 SH   DFND   9,825 0 10,830
COCA COLA CO COMMON STOCK 191216100 89 1,800 SH   OTR   1,800 0 0
COHERENT INC COMMON STOCK 192479103 2,170 19,560 SH   DFND   19,560 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 2,623 34,005 SH   DFND   34,005 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 133 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 5,217 112,767 SH   DFND   99,567 0 13,200
COMCAST CORP-CL A COMMON STOCK 20030N101 161 3,476 SH   OTR   3,476 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 251 3,220 SH   DFND   3,220 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 257 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,446 12,905 SH   DFND   12,905 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 57 300 SH   OTR   300 0 0
CORNING INC COMMON STOCK 219350105 2,368 73,070 SH   DFND   73,070 0 0
CORNING INC COMMON STOCK 219350105 180 5,550 SH   OTR   5,550 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 2,616 7,370 SH   DFND   4,970 0 2,400
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 355 2,585 SH   DFND   0 0 2,585
CSX CORPORATION COMMON STOCK 126408103 1,633 21,025 SH   DFND   14,215 0 6,810
CSX CORPORATION COMMON STOCK 126408103 263 3,385 SH   OTR   3,385 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 1,193 18,650 SH   DFND   18,650 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 116 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106 725 3,435 SH   DFND   3,435 0 0
CUMMINS INC COMMON STOCK 231021106 40 190 SH   OTR   190 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,628 27,874 SH   DFND   23,174 0 4,700
CVS HEALTH CORP COMMON STOCK 126650100 129 2,205 SH   OTR   2,205 0 0
CYANOTECH CORP COMMON STOCK 232437301 202 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 1,596 7,410 SH   DFND   7,410 0 0
DANAHER CORP COMMON STOCK 235851102 88 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 1,076 10,680 SH   DFND   10,680 0 0
DAVITA INC COMMON STOCK 23918K108 808 9,430 SH   DFND   9,430 0 0
DEERE & CO. COMMON STOCK 244199105 1,541 6,955 SH   DFND   3,705 0 3,250
DEERE & CO. COMMON STOCK 244199105 257 1,158 SH   OTR   1,158 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 267 1,272 SH   DFND   66 0 1,206
DOMINION ENERGY INC COMMON STOCK 25746U109 387 4,900 SH   DFND   4,900 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 39 500 SH   OTR   500 0 0
DOW INC COMMON STOCK 260557103 705 14,974 SH   DFND   14,974 0 0
DOW INC COMMON STOCK 260557103 210 4,455 SH   OTR   4,455 0 0
DTE ENERGY CO COMMON STOCK 233331107 173 1,500 SH   DFND   1,500 0 0
DTE ENERGY CO COMMON STOCK 233331107 35 300 SH   OTR   300 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 266 3,000 SH   DFND   3,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 134 1,517 SH   OTR   1,517 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 2,181 26,630 SH   DFND   26,630 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 41 500 SH   OTR   500 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 1,429 25,759 SH   DFND   25,759 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 107 1,928 SH   OTR   1,928 0 0
EATON VANCE CORP COMMON STOCK 278265103 1,562 40,935 SH   DFND   40,935 0 0
EATON VANCE CORP COMMON STOCK 278265103 4 100 SH   OTR   100 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 2,660 20,395 SH   DFND   20,395 0 0
ELI LILLY & CO COMMON STOCK 532457108 1,596 10,780 SH   DFND   8,530 0 2,250
ELI LILLY & CO COMMON STOCK 532457108 44 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 1,740 26,540 SH   DFND   26,540 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 228 3,475 SH   OTR   3,475 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 500 31,645 SH   DFND   31,645 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 121 7,650 SH   OTR   7,650 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 2,233 55,483 SH   DFND   55,483 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 6 150 SH   OTR   150 0 0
EXELON CORP COMMON STOCK 30161N101 372 10,411 SH   DFND   111 0 10,300
EXELON CORP COMMON STOCK 30161N101 2 68 SH   OTR   68 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 534 15,541 SH   DFND   10,201 0 5,340
EXXON MOBIL CORP COMMON STOCK 30231G102 189 5,493 SH   OTR   5,493 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 4,399 16,795 SH   DFND   10,930 0 5,865
FACEBOOK INC-A COMMON STOCK 30303M102 187 715 SH   OTR   715 0 0
FACTSET COMMON STOCK 303075105 2,525 7,540 SH   DFND   7,540 0 0
FACTSET COMMON STOCK 303075105 198 590 SH   OTR   590 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 1,191 2,800 SH   DFND   2,800 0 0
FEDEX CORP COMMON STOCK 31428X106 177 703 SH   DFND   703 0 0
FEDEX CORP COMMON STOCK 31428X106 138 550 SH   OTR   550 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 1,275 12,375 SH   DFND   12,375 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 123 1,195 SH   OTR   1,195 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 158 6,500 SH   DFND   6,500 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 61 2,515 SH   OTR   2,515 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,132 8,175 SH   DFND   8,175 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 161 1,164 SH   OTR   1,164 0 0
GENERAL MILLS COMMON STOCK 370334104 2,372 38,450 SH   DFND   38,450 0 0
GENERAL MILLS COMMON STOCK 370334104 46 750 SH   OTR   750 0 0
GENTEX CORP COMMON STOCK 371901109 2,105 81,745 SH   DFND   81,745 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 187 2,965 SH   DFND   2,965 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 108 1,705 SH   OTR   1,705 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 3,055 17,205 SH   DFND   17,205 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 48 5,897 SH   DFND   5,897 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 81 10,000 SH   OTR   10,000 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 282 7,650 SH   DFND   7,650 0 0
HASBRO INC COM COMMON STOCK 418056107 1,066 12,890 SH   DFND   12,890 0 0
HASBRO INC COM COMMON STOCK 418056107 6 75 SH   OTR   75 0 0
HESS CORPORATION COMMON STOCK 42809H107 290 7,080 SH   DFND   7,080 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,143 4,115 SH   DFND   1,040 0 3,075
HOME DEPOT INC COM COMMON STOCK 437076102 33 120 SH   OTR   120 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,695 16,370 SH   DFND   11,070 0 5,300
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 72 440 SH   OTR   440 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 1,615 33,040 SH   DFND   33,040 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 75 1,540 SH   OTR   1,540 0 0
HUBBELL INC COMMON STOCK 443510607 896 6,545 SH   DFND   6,545 0 0
IBM CORPORATION COMMON STOCK 459200101 663 5,450 SH   DFND   5,450 0 0
IBM CORPORATION COMMON STOCK 459200101 384 3,153 SH   OTR   3,153 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3,212 16,625 SH   DFND   12,895 0 3,730
ILLINOIS TOOL WORKS COMMON STOCK 452308109 270 1,398 SH   OTR   1,398 0 0
INTEL CORP COMMON STOCK 458140100 4,026 77,755 SH   DFND   77,755 0 0
INTEL CORP COMMON STOCK 458140100 386 7,460 SH   OTR   7,460 0 0
INTUIT COMMON STOCK 461202103 1,457 4,466 SH   DFND   3,581 0 885
INTUIT COMMON STOCK 461202103 115 354 SH   OTR   354 0 0
ITT INC COMMON STOCK 45073V108 228 3,865 SH   DFND   3,865 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 3,638 39,210 SH   DFND   39,210 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 70 605 SH   DFND   605 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 234 2,025 SH   OTR   2,025 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,343 29,169 SH   DFND   29,169 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 910 6,111 SH   OTR   6,111 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,480 15,373 SH   DFND   7,523 0 7,850
JP MORGAN CHASE & CO COMMON STOCK 46625H100 401 4,164 SH   OTR   4,164 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 719 3,975 SH   DFND   3,975 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 3,215 21,770 SH   DFND   21,770 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 80 545 SH   OTR   545 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 246 19,956 SH   DFND   19,956 0 0
KLA CORP COMMON STOCK 482480100 310 1,600 SH   DFND   0 0 1,600
LEGGETT & PLATT COM COMMON STOCK 524660107 337 8,180 SH   DFND   8,180 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 312 7,575 SH   OTR   7,575 0 0
LOWES COS INC COMMON STOCK 548661107 2,212 13,336 SH   DFND   13,336 0 0
LOWES COS INC COMMON STOCK 548661107 320 1,931 SH   OTR   1,931 0 0
LUMENTUM HOLDINGS INC COMMON STOCK 55024U109 201 2,670 SH   DFND   0 0 2,670
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 1,003 5,905 SH   DFND   5,905 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 83 490 SH   OTR   490 0 0
M & T BK CORP COMMON STOCK 55261F104 2,065 22,425 SH   DFND   22,425 0 0
M & T BK CORP COMMON STOCK 55261F104 29 314 SH   OTR   314 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 452 13,230 SH   DFND   13,230 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 91 2,650 SH   OTR   2,650 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 586 19,980 SH   DFND   19,980 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 62 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 4,575 13,529 SH   DFND   13,529 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 176 520 SH   OTR   520 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,968 8,965 SH   DFND   8,965 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 363 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 1,232 8,270 SH   DFND   8,270 0 0
MERCK & CO INC COMMON STOCK 58933Y105 3,676 44,320 SH   DFND   44,320 0 0
MERCK & CO INC COMMON STOCK 58933Y105 382 4,605 SH   OTR   4,605 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 1,183 1,225 SH   DFND   1,225 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 535 5,210 SH   DFND   5,210 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 10 100 SH   OTR   100 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 686 14,600 SH   DFND   600 0 14,000
MICROSOFT CORP COMMON STOCK 594918104 12,520 59,527 SH   DFND   44,427 0 15,100
MICROSOFT CORP COMMON STOCK 594918104 1,972 9,375 SH   OTR   9,375 0 0
MIDDLEBY CORP COMMON STOCK 596278101 569 6,345 SH   DFND   6,345 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 532 9,267 SH   DFND   2,767 0 6,500
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 6 100 SH   OTR   100 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307 2,547 16,245 SH   DFND   16,245 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 2,526 70,750 SH   DFND   70,750 0 0
NETFLIX INC COMMON STOCK 64110L106 5,531 11,061 SH   DFND   10,600 0 461
NETFLIX INC COMMON STOCK 64110L106 43 85 SH   OTR   85 0 0
NEWMONT CORP COMMON STOCK 651639106 411 6,470 SH   DFND   6,470 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,664 13,200 SH   DFND   11,050 0 2,150
NEXTERA ENERGY INC COMMON STOCK 65339F101 179 645 SH   OTR   645 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106 4,260 71,045 SH   DFND   71,045 0 0
NIKE INC CLASS B COMMON STOCK 654106103 4,744 37,790 SH   DFND   32,790 0 5,000
NIKE INC CLASS B COMMON STOCK 654106103 242 1,925 SH   OTR   1,925 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 275 1,285 SH   DFND   1,285 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 21 100 SH   OTR   100 0 0
NVIDIA CORP COMMON STOCK 67066G104 7,972 14,729 SH   DFND   12,183 0 2,546
NVIDIA CORP COMMON STOCK 67066G104 116 215 SH   OTR   215 0 0
O REILLY AUTOMOTIVE INC COMMON STOCK 67103H107 415 900 SH   DFND   0 0 900
OMNICOM GROUP INC COMMON STOCK 681919106 1,071 21,640 SH   DFND   21,640 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 19 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103 180 6,920 SH   DFND   6,920 0 0
ONEOK INC NEW COMMON STOCK 682680103 98 3,775 SH   OTR   3,775 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 4,800 80,396 SH   DFND   80,396 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 180 3,010 SH   OTR   3,010 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 339 5,428 SH   DFND   1,233 0 4,195
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 3 50 SH   OTR   50 0 0
PALO ALTO NETWORKS COMMON STOCK 697435105 570 2,330 SH   DFND   2,330 0 0
PALO ALTO NETWORKS COMMON STOCK 697435105 2 10 SH   OTR   10 0 0
PAYCHEX INC COMMON STOCK 704326107 2,982 37,380 SH   DFND   37,380 0 0
PAYCHEX INC COMMON STOCK 704326107 349 4,380 SH   OTR   4,380 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 1,597 8,105 SH   DFND   2,030 0 6,075
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 448 2,275 SH   OTR   2,275 0 0
PEPSICO INC COMMON STOCK 713448108 3,324 23,984 SH   DFND   23,984 0 0
PEPSICO INC COMMON STOCK 713448108 411 2,965 SH   OTR   2,965 0 0
PFIZER INC COMMON STOCK 717081103 3,465 94,409 SH   DFND   79,359 0 15,050
PFIZER INC COMMON STOCK 717081103 391 10,655 SH   OTR   10,655 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 684 9,125 SH   DFND   1,300 0 7,825
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 268 3,575 SH   OTR   3,575 0 0
PHILLIPS 66 COMMON STOCK 718546104 426 8,214 SH   DFND   8,214 0 0
PHILLIPS 66 COMMON STOCK 718546104 119 2,300 SH   OTR   2,300 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 1,253 9,775 SH   DFND   9,775 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 453 3,535 SH   OTR   3,535 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,211 37,494 SH   DFND   31,494 0 6,000
PROCTER & GAMBLE CO COMMON STOCK 742718109 767 5,517 SH   OTR   5,517 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 954 10,080 SH   DFND   10,080 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 19 200 SH   OTR   200 0 0
QUALCOMM INC COM COMMON STOCK 747525103 4,112 34,941 SH   DFND   34,941 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 2,536 22,150 SH   DFND   22,150 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 84 735 SH   OTR   735 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2,304 40,040 SH   DFND   37,640 0 2,400
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 191 3,324 SH   OTR   3,324 0 0
RESMED INC COMMON STOCK 761152107 4,269 24,900 SH   DFND   24,900 0 0
RESMED INC COMMON STOCK 761152107 35 205 SH   OTR   205 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103 703 8,485 SH   DFND   8,485 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103 439 5,301 SH   OTR   5,301 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 2,467 6,840 SH   DFND   5,040 0 1,800
SALESFORCE.COM COMMON STOCK 79466L302 643 2,560 SH   DFND   70 0 2,490
SCHEIN HENRY INC COMMON STOCK 806407102 2,042 34,745 SH   DFND   34,745 0 0
SEMPRA ENERGY COMMON STOCK 816851109 3,008 25,410 SH   DFND   22,750 0 2,660
SEMPRA ENERGY COMMON STOCK 816851109 12 100 SH   OTR   100 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 641 12,555 SH   DFND   12,555 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 10 200 SH   OTR   200 0 0
SOUTHERN CO COMMON STOCK 842587107 64 1,181 SH   DFND   1,181 0 0
SOUTHERN CO COMMON STOCK 842587107 195 3,600 SH   OTR   3,600 0 0
SQUARE INC CL A COMMON STOCK 852234103 707 4,350 SH   DFND   0 0 4,350
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 1,980 12,205 SH   DFND   12,205 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 45 280 SH   OTR   280 0 0
STARBUCKS CORP COMMON STOCK 855244109 1,858 21,625 SH   DFND   21,625 0 0
STARBUCKS CORP COMMON STOCK 855244109 24 285 SH   OTR   285 0 0
SYNCHRONY FINANCIAL COMMON STOCK 87165B103 283 10,800 SH   DFND   0 0 10,800
SYSCO CORP COMMON STOCK 871829107 3,972 63,840 SH   DFND   63,840 0 0
SYSCO CORP COMMON STOCK 871829107 194 3,114 SH   OTR   3,114 0 0
T-MOBILE US INC COMMON STOCK 872590104 252 2,200 SH   DFND   0 0 2,200
TARGET CORP COMMON STOCK 87612E106 1,913 12,155 SH   DFND   12,155 0 0
TARGET CORP COMMON STOCK 87612E106 3 20 SH   OTR   20 0 0
TESLA INC COMMON STOCK 88160R101 769 1,793 SH   DFND   1,793 0 0
TESLA INC COMMON STOCK 88160R101 9 22 SH   OTR   22 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104 1,126 7,885 SH   DFND   3,225 0 4,660
TEXAS INSTRUMENTS COM COMMON STOCK 882508104 21 145 SH   OTR   145 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 215 1,500 SH   DFND   1,500 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 7 50 SH   OTR   50 0 0
THE TRADE DESK INC CL A COMMON STOCK 88339J105 345 665 SH   DFND   0 0 665
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 6,167 13,968 SH   DFND   12,618 0 1,350
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1,011 2,290 SH   OTR   2,290 0 0
TIMKEN CO COMMON STOCK 887389104 255 4,695 SH   DFND   4,695 0 0
TIMKEN CO COMMON STOCK 887389104 5 100 SH   OTR   100 0 0
TJX COMPANIES COMMON STOCK 872540109 2,349 42,205 SH   DFND   42,205 0 0
TJX COMPANIES COMMON STOCK 872540109 58 1,050 SH   OTR   1,050 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 1,832 48,159 SH   DFND   36,270 0 11,889
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 38 990 SH   OTR   990 0 0
UGI CORP NEW COMMON STOCK 902681105 1,010 30,630 SH   DFND   30,630 0 0
UGI CORP NEW COMMON STOCK 902681105 18 531 SH   OTR   531 0 0
UNION PAC CORP COM COMMON STOCK 907818108 2,663 13,525 SH   DFND   13,525 0 0
UNION PAC CORP COM COMMON STOCK 907818108 197 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 1,396 8,380 SH   DFND   8,380 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 232 1,395 SH   OTR   1,395 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 4,231 13,570 SH   DFND   10,870 0 2,700
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 399 1,280 SH   OTR   1,280 0 0
UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 2,850 15,770 SH   DFND   15,770 0 0
UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 2 10 SH   OTR   10 0 0
US BANCORP COMMON STOCK 902973304 1,497 41,770 SH   DFND   41,770 0 0
US BANCORP COMMON STOCK 902973304 4 125 SH   OTR   125 0 0
V F CORP COMMON STOCK 918204108 571 8,135 SH   DFND   8,135 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100 1,057 24,395 SH   DFND   19,475 0 4,920
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100 68 1,575 SH   OTR   1,575 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 3,500 58,830 SH   DFND   58,830 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 845 14,202 SH   OTR   14,202 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 313 1,150 SH   DFND   0 0 1,150
VIACOMCBS INC CL A COMMON STOCK 92556H107 255 8,425 SH   DFND   8,425 0 0
VISA INC CL A COMMON STOCK 92826C839 5,176 25,885 SH   DFND   20,485 0 5,400
VISA INC CL A COMMON STOCK 92826C839 211 1,055 SH   OTR   1,055 0 0
VOYA FINANCIAL, INC. COMMON STOCK 929089100 387 8,075 SH   DFND   0 0 8,075
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 163 4,545 SH   DFND   4,545 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 83 2,320 SH   OTR   2,320 0 0
WALMART INC COMMON STOCK 931142103 30 217 SH   DFND   217 0 0
WALMART INC COMMON STOCK 931142103 273 1,950 SH   OTR   1,950 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106 5,531 44,580 SH   DFND   39,155 0 5,425
WALT DISNEY COMPANY COMMON STOCK 254687106 144 1,160 SH   OTR   1,160 0 0
WASHINGTON TRUST BANCORP COMMON STOCK 940610108 1,207 39,367 SH   DFND   39,367 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109 2,541 22,455 SH   DFND   22,455 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109 271 2,395 SH   OTR   2,395 0 0
WATERS CORP COMMON STOCK 941848103 2,058 10,515 SH   DFND   10,515 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 542 5,592 SH   DFND   5,592 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 85 880 SH   OTR   880 0 0
WELLS FARGO & CO COMMON STOCK 949746101 88 3,753 SH   DFND   3,753 0 0
WELLS FARGO & CO COMMON STOCK 949746101 120 5,090 SH   OTR   5,090 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 575 15,739 SH   DFND   15,739 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 20 545 SH   OTR   545 0 0
WESTERN UNION CO COMMON STOCK 959802109 302 14,100 SH   DFND   14,100 0 0
WESTERN UNION CO COMMON STOCK 959802109 5 235 SH   OTR   235 0 0
WHIRLPOOL CORPORATION COM COMMON STOCK 963320106 1,304 7,090 SH   DFND   7,090 0 0
WR BERKLEY CORP COMMON STOCK 084423102 145 2,370 SH   DFND   2,370 0 0
WR BERKLEY CORP COMMON STOCK 084423102 157 2,562 SH   OTR   2,562 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105 1,561 30,915 SH   DFND   30,915 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 457 6,620 SH   DFND   6,620 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 375 5,430 SH   OTR   5,430 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 172 3,240 SH   DFND   3,240 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 42 800 SH   OTR   800 0 0
YUM! BRANDS INC COMMON STOCK 988498101 3,762 41,210 SH   DFND   34,860 0 6,350
YUM! BRANDS INC COMMON STOCK 988498101 98 1,075 SH   OTR   1,075 0 0
ZOETIS INC COMMON STOCK 98978V103 4,523 27,350 SH   DFND   27,350 0 0
3M CO COMMON STOCK 88579Y101 2,291 14,305 SH   DFND   14,305 0 0
3M CO COMMON STOCK 88579Y101 64 400 SH   OTR   400 0 0
ABB LTD-SPON ADR COMMON STOCK 000375204 1,086 42,680 SH   DFND   42,680 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 1,908 6,490 SH   DFND   6,490 0 0
ASTRAZENECA PLC SPONS ADR COMMON STOCK 046353108 385 7,019 SH   DFND   7,019 0 0
BHP GROUP LTD SPONS ADR COMMON STOCK 088606108 429 8,300 SH   DFND   8,300 0 0
BHP GROUP LTD SPONS ADR COMMON STOCK 088606108 5 100 SH   OTR   100 0 0
CHINA MOBILE LIMITED SPONS ADR COMMON STOCK 16941M109 320 9,940 SH   DFND   9,940 0 0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK 37733W105 344 9,150 SH   DFND   9,150 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109 1,361 15,650 SH   DFND   15,650 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109 222 2,550 SH   OTR   2,550 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 1,009 16,710 SH   DFND   16,710 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 18 290 SH   OTR   290 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 2,377 29,315 SH   DFND   29,315 0 0
TELEKOMUNIKASI INDONESIA ADR COMMON STOCK 715684106 979 56,340 SH   DFND   56,340 0 0
UNILEVER N V -NY SHARES COMMON STOCK 904784709 513 8,500 SH   DFND   8,500 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 212 3,440 SH   DFND   3,440 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 28 460 SH   OTR   460 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 465 1,925 SH   DFND   0 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 76 315 SH   OTR   0 0 0
EQUINIX INC REIT OTHER 29444U700 613 806 SH   DFND   0 0 0
SBA COMMUNICATIONS CORP CL A R OTHER 78410G104 451 1,415 SH   DFND   0 0 0
ACCENTURE PLC CL A OTHER G1151C101 4,821 21,331 SH   DFND   21,331 0 0
ACCENTURE PLC CL A OTHER G1151C101 510 2,255 SH   OTR   2,255 0 0
AMCOR PLC OTHER G0250X107 1,889 170,987 SH   DFND   170,987 0 0
AMCOR PLC OTHER G0250X107 10 892 SH   OTR   892 0 0
AON PLC OTHER G0403H108 304 1,475 SH   DFND   1,475 0 0
ATLASSIAN CORP PLC CL A OTHER G06242104 309 1,700 SH   DFND   0 0 1,700
CHUBB LTD OTHER H1467J104 3,670 31,603 SH   DFND   31,603 0 0
CHUBB LTD OTHER H1467J104 31 268 SH   OTR   268 0 0
EATON CORP PLC OTHER G29183103 1,014 9,935 SH   DFND   3,135 0 6,800
EATON CORP PLC OTHER G29183103 48 470 SH   OTR   470 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 302 10,330 SH   DFND   10,330 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 94 3,234 SH   OTR   3,234 0 0
LINDE PLC OTHER G5494J103 1,341 5,630 SH   DFND   5,630 0 0
LINDE PLC OTHER G5494J103 24 100 SH   OTR   100 0 0
MANULIFE FINANCIAL OTHER 56501R106 747 53,710 SH   DFND   53,710 0 0
MEDTRONIC PLC OTHER G5960L103 1,665 16,020 SH   DFND   10,255 0 5,765
MEDTRONIC PLC OTHER G5960L103 10 100 SH   OTR   100 0 0
TORONTO DOMINION BK ONT OTHER 891160509 3,204 69,300 SH   DFND   69,300 0 0
TORONTO DOMINION BK ONT OTHER 891160509 398 8,610 SH   OTR   8,610 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103 1,095 9,030 SH   DFND   120 0 8,910
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 1,386 57,565 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 57 2,350 SH   OTR   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 269 2,640 SH   DFND   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 46 455 SH   OTR   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 678 12,850 SH   DFND   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 146 2,770 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3,555 19,185 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 396 5,635 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 123 1,749 SH   OTR   0 0 0
ISHARES EXPONENTIAL TECH ETF OTHER 46434V381 5,996 123,420 SH   DFND   0 0 0
ISHARES EXPONENTIAL TECH ETF OTHER 46434V381 39 795 SH   OTR   0 0 0
ISHARES GLOBAL CLEAN ENERGY ET OTHER 464288224 1,185 64,100 SH   DFND   0 0 0
ISHARES GLOBAL CLEAN ENERGY ET OTHER 464288224 4 200 SH   OTR   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 2,945 46,264 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 20 315 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1,777 40,310 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 9 200 SH   OTR   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 821 6,060 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 1,112 30,515 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 234 6,420 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 3,520 61,345 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 240 4,189 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 934 4,992 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 7 35 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 1,610 7,425 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,894 16,034 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 5,393 36,007 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 118 791 SH   OTR   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206 440 11,690 SH   DFND   0 0 0
ROYCE VALUE TR INC OTHER 780910105 170 13,474 SH   DFND   0 0 0
SPDR GOLD TRUST OTHER 78463V107 227 1,280 SH   DFND   0 0 0
SPDR PORTFOLIO EMERGING MARKET OTHER 78463X509 337 9,205 SH   DFND   0 0 0
SPDR PORTFOLIO EMERGING MARKET OTHER 78463X509 40 1,085 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,503 16,265 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 92 1,000 SH   OTR   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 798 23,645 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,166 3,440 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 486 1,433 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,026 3,065 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 303 905 SH   OTR   0 0 0
SPDR S&P 500 FOSSIL FUEL RES E OTHER 78468R796 238 2,850 SH   DFND   0 0 0
SPROTT PHYSICAL GOLD AND SIL OTHER 85208R101 183 10,000 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103 142 6,864 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103 71 3,465 SH   OTR   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 195 3,285 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 47 785 SH   OTR   0 0 0
VANECK VECTORS AGRIBUSINESS ET OTHER 92189F700 289 4,287 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 1,040 19,840 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 9 175 SH   OTR   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 5,910 45,560 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 251 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 6,615 131,123 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 459 9,090 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 8,964 219,177 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 330 8,078 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 7,134 164,990 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 323 7,477 SH   OTR   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 1,539 31,670 SH   DFND   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 33 675 SH   OTR   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 60 1,160 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 181 3,480 SH   OTR   0 0 0
VANGUARD MATERIALS ETF OTHER 92204A801 219 1,625 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 1,880 23,806 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 413 5,227 SH   OTR   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 1,534 12,220 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 92 735 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 1,898 14,698 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 95 735 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 2,127 6,914 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 2,627 23,745 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 94 850 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 291 1,890 SH   DFND   0 0 0
VANGUARD TOTAL INTL STOCK ET OTHER 921909768 388 7,445 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 6,781 39,815 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 468 2,750 SH   OTR   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706 1,380 16,605 SH   DFND   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706 10 126 SH   OTR   0 0 0
VANGUARD US MULTIFACTOR ETF OTHER 921935607 387 5,430 SH   DFND   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 1,085 30,800 SH   DFND   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 17 495 SH   OTR   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 743 12,400 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 111 1,850 SH   OTR   0 0 0
BLACKROCK FLOAT RT INCOME ST OTHER 09255X100 181 15,720 SH   DFND   0 0 0
INVESCO PREFERRED ETF OTHER 46138E511 2,008 136,300 SH   DFND   0 0 0
INVESCO PREFERRED ETF OTHER 46138E511 31 2,090 SH   OTR   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 4,204 170,760 SH   DFND   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 211 8,585 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 6,290 49,720 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 84 665 SH   OTR   0 0 0
ISHARES FLOATING RATE BOND ETF OTHER 46429B655 1,133 22,330 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 5,185 38,490 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 583 5,254 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 39 355 SH   OTR   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 3,088 70,270 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 24 540 SH   OTR   0 0 0
NUVEEN PREFERRED & INCOME SEC OTHER 67072C105 2 230 SH   DFND   0 0 0
NUVEEN PREFERRED & INCOME SEC OTHER 67072C105 90 10,258 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 3,059 32,610 SH   DFND   0 0 0
SPDR BBG BARC HIGH YIELD BND OTHER 78468R622 306 2,930 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 2,177 71,190 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 107 3,495 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 1,021 39,485 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 9,957 126,198 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 510 6,470 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 10,184 106,301 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 430 4,490 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 9,139 97,759 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 177 1,895 SH   OTR   0 0 0
VANGUARD LONG-TERM BOND ETF OTHER 921937793 6,105 54,585 SH   DFND   0 0 0
VANGUARD LONG-TERM BOND ETF OTHER 921937793 25 225 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 12,522 150,772 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 225 2,705 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 4,710 56,850 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 256 3,095 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 3,895 76,346 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 96 1,880 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 901 10,215 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 390 4,424 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 1,799 30,921 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 353 6,075 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND ETF OTHER 922907746 7,023 129,001 SH   DFND   0 0 0