The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF ETF 464287200 1,331,344 5,148,566 SH   SOLE   0 5,148,566 0
GOLDMAN SACHS ETF TR ACTIVEBETA U S LARGE CAP EQUITY ETF ETF 381430503 818,297 15,668,071 SH   SOLE   0 15,668,071 0
ISHARES TR CORE S&P SMALL-CAP ETF ETF 464287804 603,320 10,742,148 SH   SOLE   0 10,742,148 0
ISHARES TR CORE S&P MID-CAP ETF ETF 464287507 332,694 2,310,603 SH   SOLE   0 2,310,603 0
GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF ETF 381430206 89,568 3,417,620 SH   SOLE   0 3,417,620 0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF ETF 808524797 7,668 170,348 SH   SOLE   0 170,348 0
ISHARES TR CORE DIVID GROWTH ETF ETF 46434V621 5,527 169,421 SH   SOLE   0 169,421 0
ISHARES TR EDGE MSCI MULTIFACTOR INTL ETF ETF 46434V274 3,522 173,695 SH   SOLE   0 173,695 0
SCHWAB STRATEGIC TR SCHWAB FUNDAMENTAL U S SMALL CO INDEX ETF ETF 808524763 20 761 SH   SOLE   0 761 0
ISHARES TR GLOBAL REIT ETF ETF 46434V647 20 1,042 SH   SOLE   0 1,042 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF 46434G103 7 174 SH   SOLE   0 174 0
BANK OF AMERICA CORPORATION COM COM 060505104 4 200 SH   SOLE   0 200 0
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842 3 58 SH   SOLE   0 58 0
ISHARES TR TIPS BD ETF ETF 464287176 2 20 SH   SOLE   0 20 0
ISHARES TR MSCI EAFE GROWTH ETF ETF 464288885 2 26 SH   SOLE   0 26 0
ISHARES TR IBOXX USD INVT GRADE CORP BD ETF ETF 464287242 1 9 SH   SOLE   0 9 0
SELECT SECTOR SPDR TR ENERGY ENERGY 81369Y506 1 45 SH   SOLE   0 45 0
ISHARES TR MSCI EAFE SMALL CAP ETF ETF 464288273 1 32 SH   SOLE   0 32 0
VANGUARD INDEX FDS REAL ESTATE INDEX FD ETF ETF 922908553 1 10 SH   SOLE   0 10 0
VERTICAL CAP INCOME FD SHS SHS 92535C104 1 116 SH   SOLE   0 116 0