The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG000B9ZXB4 1,126,143 11,627 SH   SOLE 0 0 0 11,627
ABBVIE INC COM 00287Y109 BBG0025Y4RY4 1,394,988 9,359 SH   SOLE 0 0 0 9,359
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 BBG000NK15L3 200,099 9,412 SH   SOLE 0 0 0 9,412
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG000D9D830 1,171,028 3,813 SH   SOLE 0 0 0 3,813
ACTIVISION BLIZZARD INC COM 00507V109 BBG000CVWGS6 436,540 4,662 SH   SOLE 0 0 0 4,662
ADOBE INC COM 00724F101 BBG000BB5006 688,368 1,350 SH   SOLE 0 0 0 1,350
AGILENT TECHNOLOGIES INC COM 00846U101 BBG000C2V3D6 642,663 5,747 SH   SOLE 0 0 0 5,747
ALLSTATE CORP COM 020002101 BBG000BVMGF2 329,512 2,958 SH   SOLE 0 0 0 2,958
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB30 3,385,172 25,675 SH   SOLE 0 0 0 25,675
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JX6 2,267,801 17,330 SH   SOLE 0 0 0 17,330
AMAZON COM INC COM 023135106 BBG000BVPV84 3,410,388 26,828 SH   SOLE 0 0 0 26,828
AMERICAN EXPRESS CO COM 025816109 BBG000BCQZS4 486,475 3,261 SH   SOLE 0 0 0 3,261
AMERICAN INTL GROUP INC COM NEW 026874784 BBG000BBDZG3 319,989 5,280 SH   SOLE 0 0 0 5,280
AMERICAN TOWER CORP NEW COM 03027X100 BBG000B9XYV2 249,815 1,519 SH   SOLE 0 0 0 1,519
AMGEN INC COM 031162100 BBG000BBS2Y0 769,031 2,861 SH   SOLE 0 0 0 2,861
ANALOG DEVICES INC COM 032654105 BBG000BB6G37 210,282 1,201 SH   SOLE 0 0 0 1,201
ANTHEM INC COM 036752103 BBG000BCG930 227,450 522 SH   SOLE 0 0 0 522
APPLE INC COM 037833100 BBG000B9XRY4 17,005,493 99,326 SH   SOLE 0 0 0 99,326
APPLIED MATLS INC COM 038222105 BBG000BBPFB9 554,878 4,008 SH   SOLE 0 0 0 4,008
ASE TECHNOLOGY HOLDING CO LT SPONSORED ADS 00215W100 BBG00KLHL9W6 392,851 52,241 SH   SOLE 0 0 0 52,241
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG000K6MRN4 594,717 1,010 SH   SOLE 0 0 0 1,010
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG000BZ0DK8 211,109 3,117 SH   SOLE 0 0 0 3,117
AT&T INC COM 00206R102 BBG000BSJK37 391,964 26,096 SH   SOLE 0 0 0 26,096
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG000JG0547 945,874 3,931 SH   SOLE 0 0 0 3,931
BALL CORP COM 058498106 BBG000BDDNH5 1,130,206 22,704 SH   SOLE 0 0 0 22,704
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 BBG000BXD232 168,616 20,946 SH   SOLE 0 0 0 20,946
BANCO BRADESCO S A SP ADR PFD NEW 059460303 BBG000BS6WW3 119,544 41,945 SH   SOLE 0 0 0 41,945
BANCO BRADESCO S A SPONSORED ADR 059460402 BBG002QK59T6 61,067 22,786 SH   SOLE 0 0 0 22,786
BANCO SANTANDER S.A. ADR 05964H105 BBG000BTJS47 77,524 20,618 SH   SOLE 0 0 0 20,618
BANCOLOMBIA S A SPON ADR PREF 05968L102 BBG000FCN5H1 346,734 12,996 SH   SOLE 0 0 0 12,996
BANK NEW YORK MELLON CORP COM 064058100 BBG000BD8PN9 498,759 11,694 SH   SOLE 0 0 0 11,694
BECTON DICKINSON &CO COM 075887109 BBG000BCZYD3 313,404 1,212 SH   SOLE 0 0 0 1,212
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG000DWG505 1,533,597 4,378 SH   SOLE 0 0 0 4,378
BLACKSTONE INC COM 09260D107 BBG000BH0106 479,131 4,472 SH   SOLE 0 0 0 4,472
BOOKING HLDGS INC COM 09857L108 BBG000BLBVN4 585,953 190 SH   SOLE 0 0 0 190
BOSTON SCIENTIFIC CORP COM 101137107 BBG000C0LW92 381,903 7,233 SH   SOLE 0 0 0 7,233
BP PLC SPONSORED ADR 055622104 BBG000BT4FC2 413,819 10,687 SH   SOLE 0 0 0 10,687
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG000DQLV23 435,335 7,501 SH   SOLE 0 0 0 7,501
BROADCOM INC COM 11135F101 BBG00KHY5S69 1,103,576 1,329 SH   SOLE 0 0 0 1,329
CADENCE DESIGN SYSTEM INC COM 127387108 BBG000C13CD9 370,197 1,580 SH   SOLE 0 0 0 1,580
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HYS8 337,228 6,109 SH   SOLE 0 0 0 6,109
CATERPILLAR INC COM 149123101 BBG000BF0K17 329,385 1,206 SH   SOLE 0 0 0 1,206
CBRE GROUP INC CL A 12504L109 BBG000C04224 264,196 3,577 SH   SOLE 0 0 0 3,577
CHECK POINT SOFTWARE TECH LT ORD M22465104 BBG000K82ZT8 277,758 2,084 SH   SOLE 0 0 0 2,084
CHEVRON CORP NEW COM 166764100 BBG000K4ND22 612,075 3,630 SH   SOLE 0 0 0 3,630
CHUBB LIMITED COM H1467J104 BBG000BR14K5 329,964 1,585 SH   SOLE 0 0 0 1,585
CIGNA CORP NEW COM 125523100 BBG00KXRCDP0 302,066 1,055 SH   SOLE 0 0 0 1,055
CISCO SYS INC COM 17275R102 BBG000C3J3C9 390,635 7,267 SH   SOLE 0 0 0 7,267
CITIGROUP INC COM NEW 172967424 BBG000FY4S11 316,372 7,692 SH   SOLE 0 0 0 7,692
CME GROUP INC COM 12572Q105 BBG000BHLYP4 233,796 1,168 SH   SOLE 0 0 0 1,168
COCA COLA CO COM 191216100 BBG000BMX289 1,725,053 30,816 SH   SOLE 0 0 0 30,816
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 BBG000BJ87V7 298,831 3,810 SH   SOLE 0 0 0 3,810
COLGATE PALMOLIVE CO COM 194162103 BBG000BFQYY3 313,759 4,412 SH   SOLE 0 0 0 4,412
COLUMBIA BKG SYS INC COM 197236102 BBG000CTGXS2 235,703 11,611 SH   SOLE 0 0 0 11,611
COMCAST CORP NEW CL A 20030N101 BBG000BFT2L4 259,378 5,850 SH   SOLE 0 0 0 5,850
COMPANIA CERVECERIAS UNIDAS SPONSORED ADR 204429104 BBG000BBCT50 145,342 11,535 SH   SOLE 0 0 0 11,535
CONSTELLATION BRANDS INC CL A 21036P108 BBG000J1QLT0 427,205 1,700 SH   SOLE 0 0 0 1,700
COPART INC COM 217204106 BBG000BM9RH1 288,488 6,695 SH   SOLE 0 0 0 6,695
CORTEVA INC COM 22052L104 BBG00BN969C1 616,946 12,059 SH   SOLE 0 0 0 12,059
COSTCO WHSL CORP NEW COM 22160K105 BBG000F6H8W8 742,189 1,314 SH   SOLE 0 0 0 1,314
COUPANG INC CL A 22266T109 BBG00XMJRPQ8 247,622 14,566 SH   SOLE 0 0 0 14,566
CROWN CASTLE INTL CORP NEW COM 22822V101 BBG000FV1Z23 233,387 2,536 SH   SOLE 0 0 0 2,536
CVS HEALTH CORP COM 126650100 BBG000BGRY34 208,687 2,989 SH   SOLE 0 0 0 2,989
DANAHER CORPORATION COM 235851102 BBG000BH3JF8 798,711 3,219 SH   SOLE 0 0 0 3,219
DEERE &CO COM 244199105 BBG000BH1NH9 526,724 1,396 SH   SOLE 0 0 0 1,396
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZS1 1,147,047 16,648 SH   SOLE 0 0 0 16,648
DIAGEO P L C SPON ADR NEW 25243Q205 BBG000BWZQL7 304,002 2,038 SH   SOLE 0 0 0 2,038
DIGITALOCEAN HLDGS INC COM 25402D102 BBG00ZGF6SS3 889,230 37,005 SH   SOLE 0 0 0 37,005
DISNEY WALT CO COM DISNEY 254687106 BBG000BH4R78 1,161,518 14,330 SH   SOLE 0 0 0 14,330
DOVER CORP COM 260003108 BBG000BHB3M6 674,533 4,835 SH   SOLE 0 0 0 4,835
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961G4 353,933 4,745 SH   SOLE 0 0 0 4,745
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG000BR3012 496,287 18,132 SH   SOLE 0 0 0 18,132
EQUINIX INC COM 29444U700 BBG000MBDGM6 330,679 455 SH   SOLE 0 0 0 455
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 BBG00B9M3P99 66,613 18,250 SH   SOLE 0 0 0 18,250
EXXON MOBIL CORP COM 30231G102 BBG000GZQ728 1,141,951 9,712 SH   SOLE 0 0 0 9,712
F N B CORP COM 302520101 BBG000BJ9B29 216,987 20,110 SH   SOLE 0 0 0 20,110
FACEBOOK INC CL A 30303M102 BBG000MM2P62 1,280,996 4,267 SH   SOLE 0 0 0 4,267
FERGUSON PLC NEW SHS G3421J106 BBG00P5M4V07 261,626 1,591 SH   SOLE 0 0 0 1,591
FISERV INC COM 337738108 BBG000BJKPG0 289,968 2,567 SH   SOLE 0 0 0 2,567
GARTNER INC COM 366651107 BBG000BB65D0 204,445 595 SH   SOLE 0 0 0 595
GENERAL ELECTRIC CO COM NEW 369604301 BBG000BK6MB5 286,766 2,594 SH   SOLE 0 0 0 2,594
GENERAL MLS INC COM 370334104 BBG000BKCFC2 316,240 4,942 SH   SOLE 0 0 0 4,942
GILEAD SCIENCES INC COM 375558103 BBG000CKGBP2 438,072 5,845 SH   SOLE 0 0 0 5,845
GOLDMAN SACHS GROUP INC COM 38141G104 BBG000C6CFJ5 440,808 1,362 SH   SOLE 0 0 0 1,362
GRAINGER W W INC COM 384802104 BBG000BKR1D6 727,227 1,051 SH   SOLE 0 0 0 1,051
HALLIBURTON CO COM 406216101 BBG000BKTFN2 268,881 6,639 SH   SOLE 0 0 0 6,639
HCA HEALTHCARE INC COM 40412C101 BBG000QW7VC1 279,680 1,137 SH   SOLE 0 0 0 1,137
HDFC BANK LTD SPONSORED ADS 40415F101 BBG000NWKS18 303,130 5,137 SH   SOLE 0 0 0 5,137
HERSHEY CO COM 427866108 BBG000BLHRS2 271,442 1,357 SH   SOLE 0 0 0 1,357
HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NQ3 260,539 14,999 SH   SOLE 0 0 0 14,999
HF SINCLAIR CORPORATION COM 403949100 BBG0135B2214 298,313 5,240 SH   SOLE 0 0 0 5,240
HOME DEPOT INC COM 437076102 BBG000BKZB36 1,203,113 3,982 SH   SOLE 0 0 0 3,982
HONEYWELL INTL INC COM 438516106 BBG000H556T9 479,867 2,598 SH   SOLE 0 0 0 2,598
ICICI BANK LIMITED ADR 45104G104 BBG000DRM643 461,880 19,977 SH   SOLE 0 0 0 19,977
ILLINOIS TOOL WKS INC COM 452308109 BBG000BMBL90 463,395 2,012 SH   SOLE 0 0 0 2,012
INFOSYS LTD SPONSORED ADR 456788108 BBG000BSGQL7 173,452 10,137 SH   SOLE 0 0 0 10,137
INGERSOLL RAND INC COM 45687V106 BBG002R1CW27 405,366 6,362 SH   SOLE 0 0 0 6,362
INTEL CORP COM 458140100 BBG000C0G1D1 1,042,674 29,330 SH   SOLE 0 0 0 29,330
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG000BLNNH6 1,079,460 7,694 SH   SOLE 0 0 0 7,694
INTUIT COM 461202103 BBG000BH5DV1 904,384 1,770 SH   SOLE 0 0 0 1,770
INVESCO QQQ TR UNIT SER 1 46090E103 BBG000BSWKH7 986,717 2,753 SH   SOLE 0 0 0 2,753
ISHARES GOLD TR ISHARES NEW 464285204 BBG000QLKDR4 5,645,182 161,337 SH   SOLE 0 0 0 161,337
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3CQ0 9,846,559 206,903 SH   SOLE 0 0 0 206,903
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH61 578,287 19,098 SH   SOLE 0 0 0 19,098
ISHARES TR CORE S&P TTL STK 464287150 BBG000HSHTP0 357,915 3,800 SH   SOLE 0 0 0 3,800
ISHARES TR CORE S&P500 ETF 464287200 BBG000BVZ4F5 66,449,769 154,740 SH   SOLE 0 0 0 154,740
ISHARES TR CORE US AGGBD ET 464287226 BBG000Q123R0 367,887 3,912 SH   SOLE 0 0 0 3,912
ISHARES TR MSCI EMG MKT ETF 464287234 BBG000M0P5L2 2,255,575 59,436 SH   SOLE 0 0 0 59,436
ISHARES TR MSCI EAFE ETF 464287465 BBG000D2KQ55 6,323,611 91,752 SH   SOLE 0 0 0 91,752
ISHARES TR CORE S&P MCP ETF 464287507 BBG000BWC7P0 12,485,145 50,072 SH   SOLE 0 0 0 50,072
ISHARES TR RUS 1000 VAL ETF 464287598 BBG000CG9VP5 579,953 3,820 SH   SOLE 0 0 0 3,820
ISHARES TR RUS 1000 GRW ETF 464287614 BBG000BTR7Z0 834,634 3,138 SH   SOLE 0 0 0 3,138
ISHARES TR RUS 1000 ETF 464287622 BBG000CF7ZN2 330,283 1,406 SH   SOLE 0 0 0 1,406
ISHARES TR RUSSELL 2000 ETF 464287655 BBG000CGC9C4 10,482,104 59,308 SH   SOLE 0 0 0 59,308
ISHARES TR CORE S&P SCP ETF 464287804 BBG000BWCNN7 459,576 4,872 SH   SOLE 0 0 0 4,872
ISHARES TR MSCI ACWI ETF 464288257 BBG000TH6VB3 2,901,199 31,409 SH   SOLE 0 0 0 31,409
ISHARES TR NATIONAL MUN ETF 464288414 BBG000TC0WT9 1,226,481 11,961 SH   SOLE 0 0 0 11,961
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG000KD76D3 6,415,394 129,840 SH   SOLE 0 0 0 129,840
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TR19 22,479,489 349,332 SH   SOLE 0 0 0 349,332
ISHARES TR MSCI INTL SML CP 46434V266 BBG008LP7B56 1,568,718 53,033 SH   SOLE 0 0 0 53,033
ISHARES TR MSCI LW CRB TG 46434V464 BBG007PGJH67 3,564,404 23,723 SH   SOLE 0 0 0 23,723
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMT2 261,891 5,161 SH   SOLE 0 0 0 5,161
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DLZX9 239,065 4,102 SH   SOLE 0 0 0 4,102
ISHARES TR ESG MSCI EAFE 46435G516 BBG00D7BBRR8 6,371,919 92,173 SH   SOLE 0 0 0 92,173
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK876G7 494,150 14,685 SH   SOLE 0 0 0 14,685
ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC6J4 3,615,300 111,487 SH   SOLE 0 0 0 111,487
JOHNSON & JOHNSON COM 478160104 BBG000BMHYD1 1,122,838 7,209 SH   SOLE 0 0 0 7,209
JOHNSON CTLS INTL PLC SHS G51502105 BBG000BVWLJ6 229,266 4,309 SH   SOLE 0 0 0 4,309
JPMORGAN CHASE &CO COM 46625H100 BBG000DMBXR2 1,711,281 11,801 SH   SOLE 0 0 0 11,801
KEURIG DR PEPPER INC COM 49271V100 BBG000TJM7F0 274,980 8,710 SH   SOLE 0 0 0 8,710
KIMBERLY-CLARK CORP COM 494368103 BBG000BMW2Z0 214,890 1,778 SH   SOLE 0 0 0 1,778
KT CORP SPONSORED ADR 48268K101 BBG000KG5F93 170,954 13,335 SH   SOLE 0 0 0 13,335
LAM RESEARCH CORP COM 512807108 BBG000BNFLM9 472,587 754 SH   SOLE 0 0 0 754
LG DISPLAY CO LTD SPONS ADR REP 50186V102 BBG000FJ0RK9 75,161 15,402 SH   SOLE 0 0 0 15,402
LILLY ELI & CO COM 532457108 BBG000BNBDC2 1,700,900 3,167 SH   SOLE 0 0 0 3,167
LINDE PLC SHS G54950103 BBG01FND0CC1 1,924,306 5,168 SH   SOLE 0 0 0 5,168
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG000C3VPQ1 178,093 83,611 SH   SOLE 0 0 0 83,611
LOWES COS INC COM 548661107 BBG000BNDN65 366,868 1,765 SH   SOLE 0 0 0 1,765
M/I HOMES INC COM 55305B101 BBG000BL9MZ4 201,696 2,400 SH   SOLE 0 0 0 2,400
MARSH & MCLENNAN COS INC COM 571748102 BBG000BP4MH0 200,386 1,053 SH   SOLE 0 0 0 1,053
MASTERCARD INC CL A 57636Q104 BBG000F1ZSQ2 783,172 1,977 SH   SOLE 0 0 0 1,977
MCDONALDS CORP COM 580135101 BBG000BNSZP1 958,280 3,638 SH   SOLE 0 0 0 3,638
MEDTRONIC PLC SHS G5960L103 BBG000BNWG87 689,206 8,796 SH   SOLE 0 0 0 8,796
MERCADOLIBRE INC COM 58733R102 BBG000GQPB11 311,904 246 SH   SOLE 0 0 0 246
MERCK &CO INC COM 58933Y105 BBG000BPD168 1,509,867 14,666 SH   SOLE 0 0 0 14,666
METLIFE INC COM 59156R108 BBG000BB6KF5 248,068 3,943 SH   SOLE 0 0 0 3,943
MICROSOFT CORP COM 594918104 BBG000BPH459 5,716,996 18,106 SH   SOLE 0 0 0 18,106
MICROVISION INC DEL COM NEW 594960304 BBG000BVKXQ5 328,500 150,000 SH   SOLE 0 0 0 150,000
MONDELEZ INTL INC CL A 609207105 BBG000D4LWF6 575,153 8,288 SH   SOLE 0 0 0 8,288
MOODYS CORP COM 615369105 BBG000F86GP6 247,038 781 SH   SOLE 0 0 0 781
MORGAN STANLEY COM NEW 617446448 BBG000BLZRJ2 457,966 5,608 SH   SOLE 0 0 0 5,608
NETFLIX INC COM 64110L106 BBG000CL9VN6 456,895 1,210 SH   SOLE 0 0 0 1,210
NEXTERA ENERGY INC COM 65339F101 BBG000BJSBJ0 330,162 5,763 SH   SOLE 0 0 0 5,763
NIKE INC CL B 654106103 BBG000C5HS04 344,687 3,604 SH   SOLE 0 0 0 3,604
NIO INC SPON ADS 62914V106 BBG00LPXZB46 132,536 14,661 SH   SOLE 0 0 0 14,661
NOMURA HLDGS INC SPONSORED ADR 65535H208 BBG000BZPXB7 167,214 41,596 SH   SOLE 0 0 0 41,596
NOVARTIS AG SPONSORED ADR 66987V109 BBG000LYF3S8 704,314 6,915 SH   SOLE 0 0 0 6,915
NOVO-NORDISK A S ADR 670100205 BBG000BQBKR3 884,459 9,726 SH   SOLE 0 0 0 9,726
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5H9S6 5,771,536 171,823 SH   SOLE 0 0 0 171,823
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HW78 4,077,657 117,107 SH   SOLE 0 0 0 117,107
NVIDIA CORP COM 67066G104 BBG000BBJQV0 3,048,755 7,009 SH   SOLE 0 0 0 7,009
NXP SEMICONDUCTORS N V COM N6596X109 BBG000BND699 263,495 1,318 SH   SOLE 0 0 0 1,318
ORACLE CORP COM 68389X105 BBG000BQLTW7 1,014,823 9,581 SH   SOLE 0 0 0 9,581
PENTAIR PLC SHS G7S00T104 BBG000C221G9 222,199 3,432 SH   SOLE 0 0 0 3,432
PEPSICO INC COM 713448108 BBG000DH7JK6 2,600,919 15,350 SH   SOLE 0 0 0 15,350
PFIZER INC COM 717081103 BBG000BR2B91 1,829,973 55,170 SH   SOLE 0 0 0 55,170
PHILIP MORRIS INTL INC COM 718172109 BBG000J2XL74 366,947 3,964 SH   SOLE 0 0 0 3,964
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 BBG000JVJ8N7 280,978 49,996 SH   SOLE 0 0 0 49,996
PNC FINL SVCS GROUP INC COM 693475105 BBG000BRD0D8 391,788 3,191 SH   SOLE 0 0 0 3,191
PROCTER AND GAMBLE CO COM 742718109 BBG000BR2TH3 4,394,987 30,132 SH   SOLE 0 0 0 30,132
PROGRESSIVE CORP COM 743315103 BBG000BR37X2 230,959 1,658 SH   SOLE 0 0 0 1,658
PROLOGIS INC COM 74340W103 BBG000B9Z0J8 335,563 2,991 SH   SOLE 0 0 0 2,991
PRUDENTIAL FINL INC COM 744320102 BBG000HCJMF9 475,028 5,006 SH   SOLE 0 0 0 5,006
QUALCOMM INC COM 747525103 BBG000CGC1X8 595,676 5,364 SH   SOLE 0 0 0 5,364
QUANTA SVCS INC COM 74762E102 BBG000BBL8V7 318,764 1,704 SH   SOLE 0 0 0 1,704
RELIANCE STEEL &ALUMINUM CO COM 759509102 BBG000CJ2181 348,816 1,330 SH   SOLE 0 0 0 1,330
RELX PLC SPONSORED ADR 759530108 BBG000BVXCM1 254,480 7,551 SH   SOLE 0 0 0 7,551
RPM INTL INC COM 749685103 BBG000DCNK80 302,807 3,194 SH   SOLE 0 0 0 3,194
RYERSON HLDG CORP COM 783754104 BBG000Q7V224 286,827 9,860 SH   SOLE 0 0 0 9,860
SALESFORCE COM INC COM 79466L302 BBG000BN2DC2 618,277 3,049 SH   SOLE 0 0 0 3,049
SCHWAB CHARLES CORP COM 808513105 BBG000BSLZY7 233,349 4,250 SH   SOLE 0 0 0 4,250
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG000PRZSP5 1,578,139 31,657 SH   SOLE 0 0 0 31,657
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG000PS05G1 506,561 10,011 SH   SOLE 0 0 0 10,011
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG000PS0FX0 278,502 6,724 SH   SOLE 0 0 0 6,724
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG000Q5QG14 746,705 31,191 SH   SOLE 0 0 0 31,191
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG000PS0RP3 2,652,415 78,104 SH   SOLE 0 0 0 78,104
SERVICENOW INC COM 81762P102 BBG000M1R011 378,982 678 SH   SOLE 0 0 0 678
SHERWIN WILLIAMS CO COM 824348106 BBG000BSXQV7 311,254 1,220 SH   SOLE 0 0 0 1,220
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 BBG000BF95M8 209,732 7,917 SH   SOLE 0 0 0 7,917
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107 BBG00RRGP445 271,058 43,932 SH   SOLE 0 0 0 43,932
SONY CORP SPONSORED ADR 835699307 BBG000BT7ZK6 513,434 6,230 SH   SOLE 0 0 0 6,230
SOUNDHOUND AI INC CLASS A COM 836100107 BBG017304ND0 25,328 12,601 SH   SOLE 0 0 0 12,601
SPDR GOLD TR GOLD SHS 78463V107 BBG000CRF6Q8 535,439 3,123 SH   SOLE 0 0 0 3,123
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG000Q8SV13 1,454,091 46,891 SH   SOLE 0 0 0 46,891
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG000BDTBL9 20,764,480 48,575 SH   SOLE 0 0 0 48,575
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG000BBNQB7 303,666 665 SH   SOLE 0 0 0 665
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG000Q83F79 323,976 22,624 SH   SOLE 0 0 0 22,624
STERLING INFRASTRUCTURE INC COM 859241101 BBG000JD6TN5 394,588 5,370 SH   SOLE 0 0 0 5,370
STRYKER CORPORATION COM 863667101 BBG000DN7P92 244,655 895 SH   SOLE 0 0 0 895
SYNOPSYS INC COM 871607107 BBG000BSFRF3 435,569 949 SH   SOLE 0 0 0 949
SYSCO CORP COM 871829107 BBG000BTVJ25 249,895 3,783 SH   SOLE 0 0 0 3,783
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG000BD8ZK0 686,745 7,903 SH   SOLE 0 0 0 7,903
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 BBG000LF8708 262,440 16,964 SH   SOLE 0 0 0 16,964
TARGET CORP COM 87612E106 BBG000H8TVT2 304,022 2,749 SH   SOLE 0 0 0 2,749
TELEFONICA BRASIL SA NEW ADR 87936R205 BBG00Y6FQHK7 143,870 16,827 SH   SOLE 0 0 0 16,827
TELEFONICA S A SPONSORED ADR 879382208 BBG000BV2R33 129,388 31,791 SH   SOLE 0 0 0 31,791
TESLA INC COM 88160R101 BBG000N9MNX3 855,754 3,420 SH   SOLE 0 0 0 3,420
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG000BVDLH9 611,624 1,208 SH   SOLE 0 0 0 1,208
TJX COS INC NEW COM 872540109 BBG000BV8DN6 490,043 5,514 SH   SOLE 0 0 0 5,514
T-MOBILE US INC COM 872590104 BBG000NDV1D4 265,396 1,895 SH   SOLE 0 0 0 1,895
TRAVELERS COMPANIES INC COM 89417E109 BBG000BJ81C1 974,108 5,965 SH   SOLE 0 0 0 5,965
TRUIST FINL CORP COM 89832Q109 BBG000BYYLS8 339,397 11,863 SH   SOLE 0 0 0 11,863
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MT8 368,657 8,016 SH   SOLE 0 0 0 8,016
UNION PAC CORP COM 907818108 BBG000BW3299 812,472 3,990 SH   SOLE 0 0 0 3,990
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 BBG000BR4TH1 120,445 17,060 SH   SOLE 0 0 0 17,060
UNITED RENTALS INC COM 911363109 BBG000BXMFC3 216,504 487 SH   SOLE 0 0 0 487
UNITEDHEALTH GROUP INC COM 91324P102 BBG000CH5208 989,455 1,963 SH   SOLE 0 0 0 1,963
US BANCORP DEL COM NEW 902973304 BBG000FFDM15 265,496 8,031 SH   SOLE 0 0 0 8,031
V F CORP COM 918204108 BBG000BWCKB6 184,687 10,452 SH   SOLE 0 0 0 10,452
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG0015VYNT4 5,446,363 13,869 SH   SOLE 0 0 0 13,869
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG000HT5K89 1,287,436 6,011 SH   SOLE 0 0 0 6,011
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG000HX5MQ6 564,276 3,538 SH   SOLE 0 0 0 3,538
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG000HX76S7 784,566 3,768 SH   SOLE 0 0 0 3,768
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG000HSZ812 635,992 3,250 SH   SOLE 0 0 0 3,250
VANGUARD INDEX FDS VALUE ETF 922908744 BBG000HWV1X7 214,619 1,556 SH   SOLE 0 0 0 1,556
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG000HT3Z79 993,264 5,253 SH   SOLE 0 0 0 5,253
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG000HR9779 2,243,719 10,562 SH   SOLE 0 0 0 10,562
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG000GM5FZ6 941,941 10,109 SH   SOLE 0 0 0 10,109
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG000HT88C8 2,687,959 68,553 SH   SOLE 0 0 0 68,553
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRW2 35,015,765 727,979 SH   SOLE 0 0 0 727,979
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG000PX0963 18,915,983 330,988 SH   SOLE 0 0 0 330,988
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG000P5G869 498,938 3,211 SH   SOLE 0 0 0 3,211
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 BBG000QVFB47 3,671,636 83,981 SH   SOLE 0 0 0 83,981
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2RX7 5,579,594 74,177 SH   SOLE 0 0 0 74,177
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG000V1FF75 30,456,337 300,359 SH   SOLE 0 0 0 300,359
VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG000HTG205 353,477 2,789 SH   SOLE 0 0 0 2,789
VERISK ANALYTICS INC COM 92345Y106 BBG000BCZL41 268,088 1,135 SH   SOLE 0 0 0 1,135
VERIZON COMMUNICATIONS INC COM 92343V104 BBG000HS77T5 504,021 15,551 SH   SOLE 0 0 0 15,551
VISA INC COM CL A 92826C839 BBG000PSKYX7 1,118,064 4,861 SH   SOLE 0 0 0 4,861
VMWARE INC CL A COM 928563402 BBG000BC9938 796,107 4,782 SH   SOLE 0 0 0 4,782
WABTEC COM 929740108 BBG000BDD940 280,006 2,635 SH   SOLE 0 0 0 2,635
WALKER & DUNLOP INC COM 93148P102 BBG000K8K0L3 398,669 5,370 SH   SOLE 0 0 0 5,370
WALMART INC COM 931142103 BBG000BWXBC2 490,571 3,068 SH   SOLE 0 0 0 3,068
WIPRO LTD SPON ADR 1 SH 97651M109 BBG000BDFT17 370,443 76,538 SH   SOLE 0 0 0 76,538
WORKDAY INC CL A 98138H101 BBG000VC0T95 218,501 1,017 SH   SOLE 0 0 0 1,017
ZEVIA PBC CL A 98955K104 BBG011S2NX76 340,339 153,306 SH   SOLE 0 0 0 153,306
ZOETIS INC CL A 98978V103 BBG0039320N9 332,792 1,913 SH   SOLE 0 0 0 1,913