The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAP GROUP LTD ORD G0450A105   943,909 10,221 SH   SOLE   0 0 10,221
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   387,476 1,101 SH   SOLE   0 0 1,101
EVEREST GROUP LTD COM G3223R108   2,088,157 5,761 SH   SOLE   0 0 5,761
JOHNSON CTLS INTL PLC SHS G51502105   428,892 5,434 SH   SOLE   0 0 5,434
LINDE PLC SHS G54950103   816,569 1,950 SH   SOLE   0 0 1,950
MEDTRONIC PLC SHS G5960L103   298,141 3,732 SH   SOLE   0 0 3,732
RENAISSANCERE HLDGS LTD COM G7496G103   433,676 1,743 SH   SOLE   0 0 1,743
CHECK POINT SOFTWARE TECH LT ORD M22465104   422,502 2,263 SH   SOLE   0 0 2,263
STELLANTIS N.V SHS N82405106   433,798 33,241 SH   SOLE   0 0 33,241
ROYAL CARIBBEAN GROUP COM V7780T103   758,509 3,288 SH   SOLE   0 0 3,288
AFLAC INC COM 001055102   1,890,506 18,276 SH   SOLE   0 0 18,276
AT&T INC COM 00206R102   4,236,514 186,057 SH   SOLE   0 0 186,057
ABBOTT LABS COM 002824100   822,958 7,276 SH   SOLE   0 0 7,276
ABBVIE INC COM 00287Y109   1,811,385 10,194 SH   SOLE   0 0 10,194
ADOBE INC COM 00724F101   635,070 1,428 SH   SOLE   0 0 1,428
ADVANCED MICRO DEVICES INC COM 007903107   218,610 1,810 SH   SOLE   0 0 1,810
ALLSTATE CORP COM 020002101   279,871 1,452 SH   SOLE   0 0 1,452
ALPHABET INC CAP STK CL C 02079K107   566,402 2,974 SH   SOLE   0 0 2,974
ALPHABET INC CAP STK CL A 02079K305   11,228,718 59,317 SH   SOLE   0 0 59,317
ALTRIA GROUP INC COM 02209S103   2,943,426 56,290 SH   SOLE   0 0 56,290
AMAZON COM INC COM 023135106   9,486,821 43,242 SH   SOLE   0 0 43,242
AMERICAN EXPRESS CO COM 025816109   1,515,046 5,105 SH   SOLE   0 0 5,105
AMETEK INC COM 031100100   490,585 2,722 SH   SOLE   0 0 2,722
AMGEN INC COM 031162100   2,684,265 10,299 SH   SOLE   0 0 10,299
APPLE INC COM 037833100   22,314,402 89,108 SH   SOLE   0 0 89,108
APPLIED MATLS INC COM 038222105   839,636 5,163 SH   SOLE   0 0 5,163
ARISTA NETWORKS INC COM SHS 040413205   513,964 4,650 SH   SOLE   0 0 4,650
ATMOS ENERGY CORP COM 049560105   545,670 3,918 SH   SOLE   0 0 3,918
BANK AMERICA CORP COM 060505104   1,157,358 26,334 SH   SOLE   0 0 26,334
BANK NEW YORK MELLON CORP COM 064058100   902,537 11,747 SH   SOLE   0 0 11,747
BERKSHIRE HATHAWAY INC DEL CL A 084670108   680,920 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,106,110 4,646 SH   SOLE   0 0 4,646
BOSTON SCIENTIFIC CORP COM 101137107   1,102,412 12,342 SH   SOLE   0 0 12,342
BROADCOM INC COM 11135F101   10,890,280 46,973 SH   SOLE   0 0 46,973
BUILDERS FIRSTSOURCE INC COM 12008R107   2,346,053 16,414 SH   SOLE   0 0 16,414
THE CIGNA GROUP COM 125523100   1,584,267 5,737 SH   SOLE   0 0 5,737
CVS HEALTH CORP COM 126650100   371,336 8,272 SH   SOLE   0 0 8,272
CADENCE DESIGN SYSTEM INC COM 127387108   1,320,527 4,395 SH   SOLE   0 0 4,395
CATERPILLAR INC COM 149123101   1,546,768 4,264 SH   SOLE   0 0 4,264
CENTERPOINT ENERGY INC COM 15189T107   385,383 12,146 SH   SOLE   0 0 12,146
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   45,668 42,680 SH   SOLE   0 0 42,680
CHEVRON CORP NEW COM 166764100   222,024 1,533 SH   SOLE   0 0 1,533
CISCO SYS INC COM 17275R102   1,067,254 18,028 SH   SOLE   0 0 18,028
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   1,077,119 14,007 SH   SOLE   0 0 14,007
COMCAST CORP NEW CL A 20030N101   1,944,408 51,809 SH   SOLE   0 0 51,809
COMPANHIA DE SANEAMENTO BASI SPONSORED ADR 20441A102   147,362 10,283 SH   SOLE   0 0 10,283
CONOCOPHILLIPS COM 20825C104   249,519 2,516 SH   SOLE   0 0 2,516
CONSOLIDATED EDISON INC COM 209115104   1,326,913 14,871 SH   SOLE   0 0 14,871
CONSTELLATION BRANDS INC CL A 21036P108   215,412 975 SH   SOLE   0 0 975
COSTCO WHSL CORP NEW COM 22160K105   1,207,502 1,318 SH   SOLE   0 0 1,318
CROWDSTRIKE HLDGS INC CL A 22788C105   692,956 2,025 SH   SOLE   0 0 2,025
DTE ENERGY CO COM 233331107   1,133,210 9,385 SH   SOLE   0 0 9,385
DT MIDSTREAM INC COMMON STOCK 23345M107   394,099 3,964 SH   SOLE   0 0 3,964
DANAHER CORPORATION COM 235851102   323,697 1,410 SH   SOLE   0 0 1,410
DEERE & CO COM 244199105   571,332 1,348 SH   SOLE   0 0 1,348
DELL TECHNOLOGIES INC CL C 24703L202   1,269,991 11,020 SH   SOLE   0 0 11,020
DELTA AIR LINES INC DEL COM NEW 247361702   716,640 11,845 SH   SOLE   0 0 11,845
DIAMONDBACK ENERGY INC COM 25278X109   1,108,177 6,764 SH   SOLE   0 0 6,764
DISNEY WALT CO COM 254687106   382,331 3,434 SH   SOLE   0 0 3,434
EXPEDITORS INTL WASH INC COM 302130109   951,423 8,589 SH   SOLE   0 0 8,589
EXXON MOBIL CORP COM 30231G102   2,082,638 19,361 SH   SOLE   0 0 19,361
META PLATFORMS INC CL A 30303M102   8,437,915 14,411 SH   SOLE   0 0 14,411
FEDEX CORP COM 31428X106   2,049,102 7,284 SH   SOLE   0 0 7,284
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   232,227 955 SH   SOLE   0 0 955
FORD MTR CO COM 345370860   586,831 59,276 SH   SOLE   0 0 59,276
FOX CORP CL A COM 35137L105   266,077 5,477 SH   SOLE   0 0 5,477
GAMING & LEISURE PPTYS INC COM 36467J108   293,500 6,094 SH   SOLE   0 0 6,094
GENERAL DYNAMICS CORP COM 369550108   370,831 1,407 SH   SOLE   0 0 1,407
GE AEROSPACE COM NEW 369604301   1,152,907 6,912 SH   SOLE   0 0 6,912
GENERAL MLS INC COM 370334104   850,260 13,333 SH   SOLE   0 0 13,333
GILEAD SCIENCES INC COM 375558103   964,650 10,443 SH   SOLE   0 0 10,443
GRAPHIC PACKAGING HLDG CO COM 388689101   440,671 16,225 SH   SOLE   0 0 16,225
HOME DEPOT INC COM 437076102   256,218 659 SH   SOLE   0 0 659
INGERSOLL RAND INC COM 45687V106   521,502 5,765 SH   SOLE   0 0 5,765
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   1,092,359 6,183 SH   SOLE   0 0 6,183
INTERNATIONAL BUSINESS MACHS COM 459200101   237,598 1,081 SH   SOLE   0 0 1,081
INVESCO QQQ TR UNIT SER 1 46090E103   309,351 605 SH   SOLE   0 0 605
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   702,730 10,484 SH   SOLE   0 0 10,484
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   553,355 3,158 SH   SOLE   0 0 3,158
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   506,815 8,911 SH   SOLE   0 0 8,911
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   15,551,600 738,092 SH   SOLE   0 0 738,092
IRON MTN INC DEL COM 46284V101   1,087,387 10,345 SH   SOLE   0 0 10,345
ISHARES INC MSCI CDA ETF 464286509   3,928,700 97,486 SH   SOLE   0 0 97,486
ISHARES TR TIPS BD ETF 464287176   16,786,935 157,550 SH   SOLE   0 0 157,550
ISHARES TR CORE S&P500 ETF 464287200   1,613,931 2,742 SH   SOLE   0 0 2,742
ISHARES TR MSCI EMG MKT ETF 464287234   202,878 4,851 SH   SOLE   0 0 4,851
ISHARES TR IBOXX INV CP ETF 464287242   14,537,393 136,067 SH   SOLE   0 0 136,067
ISHARES TR 1 3 YR TREAS BD 464287457   28,111,059 342,901 SH   SOLE   0 0 342,901
ISHARES TR MSCI EAFE ETF 464287465   1,220,580 16,143 SH   SOLE   0 0 16,143
ISHARES TR RUS 1000 ETF 464287622   5,066,905 15,728 SH   SOLE   0 0 15,728
ISHARES TR JPMORGAN USD EMG 464288281   13,526,676 151,917 SH   SOLE   0 0 151,917
ISHARES TR NATIONAL MUN ETF 464288414   780,266 7,323 SH   SOLE   0 0 7,323
ISHARES TR IBOXX HI YD ETF 464288513   13,267,994 168,697 SH   SOLE   0 0 168,697
ISHARES TR USD INV GRDE ETF 464288620   6,323,557 125,767 SH   SOLE   0 0 125,767
ISHARES TR ISHS 5-10YR INVT 464288638   1,892,431 36,739 SH   SOLE   0 0 36,739
ISHARES TR ISHS 1-5YR INVS 464288646   14,674,124 283,832 SH   SOLE   0 0 283,832
ISHARES TR 10-20 YR TRS ETF 464288653   1,265,751 12,716 SH   SOLE   0 0 12,716
ISHARES TR 3 7 YR TREAS BD 464288661   2,015,516 17,443 SH   SOLE   0 0 17,443
ISHARES TR US TREAS BD ETF 46429B267   8,857,067 385,425 SH   SOLE   0 0 385,425
ISHARES TR MSCI USA MIN VOL 46429B697   1,691,703 19,053 SH   SOLE   0 0 19,053
ISHARES TR MSCI USA MMENTM 46432F396   6,581,683 31,808 SH   SOLE   0 0 31,808
ISHARES TR CORE MSCI EAFE 46432F842   34,219,393 486,901 SH   SOLE   0 0 486,901
ISHARES INC CORE MSCI EMKT 46434G103   15,980,877 306,030 SH   SOLE   0 0 306,030
ISHARES TR 0-5YR HI YL CP 46434V407   1,713,732 40,219 SH   SOLE   0 0 40,219
JPMORGAN CHASE & CO. COM 46625H100   5,484,291 22,879 SH   SOLE   0 0 22,879
JOHNSON & JOHNSON COM 478160104   533,061 3,686 SH   SOLE   0 0 3,686
KLA CORP COM NEW 482480100   1,939,314 3,078 SH   SOLE   0 0 3,078
KELLANOVA COM 487836108   416,943 5,149 SH   SOLE   0 0 5,149
KIMBERLY-CLARK CORP COM 494368103   552,242 4,214 SH   SOLE   0 0 4,214
KROGER CO COM 501044101   615,118 10,059 SH   SOLE   0 0 10,059
LABCORP HOLDINGS INC COM SHS 504922105   273,702 1,194 SH   SOLE   0 0 1,194
LANDSTAR SYS INC COM 515098101   205,762 1,197 SH   SOLE   0 0 1,197
LENNAR CORP CL A 526057104   1,077,732 7,903 SH   SOLE   0 0 7,903
ELI LILLY & CO COM 532457108   1,992,288 2,581 SH   SOLE   0 0 2,581
LOWES COS INC COM 548661107   276,321 1,120 SH   SOLE   0 0 1,120
MANULIFE FINL CORP COM 56501R106   578,184 18,827 SH   SOLE   0 0 18,827
MARATHON PETE CORP COM 56585A102   477,615 3,424 SH   SOLE   0 0 3,424
MARSH & MCLENNAN COS INC COM 571748102   3,359,626 15,817 SH   SOLE   0 0 15,817
MARRIOTT INTL INC NEW CL A 571903202   707,796 2,537 SH   SOLE   0 0 2,537
MASTERCARD INCORPORATED CL A 57636Q104   1,001,317 1,902 SH   SOLE   0 0 1,902
MCDONALDS CORP COM 580135101   567,394 1,957 SH   SOLE   0 0 1,957
MCKESSON CORP COM 58155Q103   874,113 1,534 SH   SOLE   0 0 1,534
MERCK & CO INC COM 58933Y105   847,537 8,520 SH   SOLE   0 0 8,520
MICROSOFT CORP COM 594918104   14,845,469 35,221 SH   SOLE   0 0 35,221
MICROCHIP TECHNOLOGY INC. COM 595017104   322,843 5,629 SH   SOLE   0 0 5,629
MONDELEZ INTL INC CL A 609207105   417,722 6,994 SH   SOLE   0 0 6,994
MONSTER BEVERAGE CORP NEW COM 61174X109   223,643 4,255 SH   SOLE   0 0 4,255
MOTOROLA SOLUTIONS INC COM NEW 620076307   634,930 1,374 SH   SOLE   0 0 1,374
MURPHY USA INC COM 626755102   335,190 668 SH   SOLE   0 0 668
NASDAQ INC COM 631103108   283,547 3,668 SH   SOLE   0 0 3,668
NETFLIX INC COM 64110L106   597,692 671 SH   SOLE   0 0 671
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   208,362 1,319 SH   SOLE   0 0 1,319
NEXTERA ENERGY INC COM 65339F101   1,178,539 16,439 SH   SOLE   0 0 16,439
NIKE INC CL B 654106103   241,446 3,191 SH   SOLE   0 0 3,191
NORFOLK SOUTHN CORP COM 655844108   235,776 1,005 SH   SOLE   0 0 1,005
NOVARTIS AG SPONSORED ADR 66987V109   455,303 4,679 SH   SOLE   0 0 4,679
NOVO-NORDISK A S ADR 670100205   654,194 7,605 SH   SOLE   0 0 7,605
NVIDIA CORPORATION COM 67066G104   15,090,780 112,375 SH   SOLE   0 0 112,375
OMNICOM GROUP INC COM 681919106   1,003,404 11,662 SH   SOLE   0 0 11,662
OMEGA HEALTHCARE INVS INC COM 681936100   1,110,619 29,343 SH   SOLE   0 0 29,343
ORACLE CORP COM 68389X105   1,359,708 8,160 SH   SOLE   0 0 8,160
PACCAR INC COM 693718108   832,477 8,003 SH   SOLE   0 0 8,003
PARKER-HANNIFIN CORP COM 701094104   997,538 1,568 SH   SOLE   0 0 1,568
PEPSICO INC COM 713448108   317,109 2,085 SH   SOLE   0 0 2,085
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   234,798 18,258 SH   SOLE   0 0 18,258
PFIZER INC COM 717081103   2,282,401 86,031 SH   SOLE   0 0 86,031
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,623,467 46,078 SH   SOLE   0 0 46,078
PRICE T ROWE GROUP INC COM 74144T108   1,374,972 12,158 SH   SOLE   0 0 12,158
PROCTER AND GAMBLE CO COM 742718109   4,597,560 27,424 SH   SOLE   0 0 27,424
PROGRESSIVE CORP COM 743315103   491,880 2,053 SH   SOLE   0 0 2,053
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,486,649 17,596 SH   SOLE   0 0 17,596
PULTE GROUP INC COM 745867101   693,802 6,371 SH   SOLE   0 0 6,371
QUALCOMM INC COM 747525103   1,053,841 6,860 SH   SOLE   0 0 6,860
RTX CORPORATION COM 75513E101   429,495 3,712 SH   SOLE   0 0 3,712
REGENERON PHARMACEUTICALS COM 75886F107   274,525 385 SH   SOLE   0 0 385
REINSURANCE GRP OF AMERICA I COM NEW 759351604   551,806 2,583 SH   SOLE   0 0 2,583
REPUBLIC SVCS INC COM 760759100   311,319 1,547 SH   SOLE   0 0 1,547
RESTAURANT BRANDS INTL INC COM 76131D103   439,444 6,742 SH   SOLE   0 0 6,742
ROPER TECHNOLOGIES INC COM 776696106   257,357 495 SH   SOLE   0 0 495
SPDR S&P 500 ETF TR TR UNIT 78462F103   809,655 1,381 SH   SOLE   0 0 1,381
SPDR GOLD TR GOLD SHS 78463V107   202,179 835 SH   SOLE   0 0 835
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   741,243 19,318 SH   SOLE   0 0 19,318
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   533,010 15,617 SH   SOLE   0 0 15,617
SPDR SER TR PORTFOLIO CRPORT 78464A144   1,012,911 35,367 SH   SOLE   0 0 35,367
SPDR SER TR BBG CONV SEC ETF 78464A359   14,001,351 179,758 SH   SOLE   0 0 179,758
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,860,835 87,327 SH   SOLE   0 0 87,327
SPDR SER TR PORT MTG BK ETF 78464A383   798,363 37,047 SH   SOLE   0 0 37,047
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,327,153 50,674 SH   SOLE   0 0 50,674
SPDR SER TR PORTFLI INTRMDIT 78464A672   1,169,928 41,963 SH   SOLE   0 0 41,963
SPDR SER TR PORTFOLIO S&P400 78464A847   217,286 3,973 SH   SOLE   0 0 3,973
SPDR SER TR PORTFOLIO S&P500 78464A854   1,013,220 14,697 SH   SOLE   0 0 14,697
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   478,000 12,135 SH   SOLE   0 0 12,135
SPDR SER TR PORTFLI HIGH YLD 78468R606   294,994 12,569 SH   SOLE   0 0 12,569
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,065,382 11,159 SH   SOLE   0 0 11,159
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   21,054,850 230,284 SH   SOLE   0 0 230,284
SPDR SER TR PORTFOLIO S&P600 78468R853   313,183 6,972 SH   SOLE   0 0 6,972
SALESFORCE INC COM 79466L302   1,394,248 4,170 SH   SOLE   0 0 4,170
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   202,222 8,724 SH   SOLE   0 0 8,724
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   474,052 2,113 SH   SOLE   0 0 2,113
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   553,985 11,463 SH   SOLE   0 0 11,463
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   458,105 4,732 SH   SOLE   0 0 4,732
SEMPRA COM 816851109   831,132 9,475 SH   SOLE   0 0 9,475
SERVICENOW INC COM 81762P102   844,916 797 SH   SOLE   0 0 797
SKYWORKS SOLUTIONS INC COM 83088M102   470,583 5,307 SH   SOLE   0 0 5,307
SONY GROUP CORP SPONSORED ADR 835699307   286,875 13,557 SH   SOLE   0 0 13,557
SPROUTS FMRS MKT INC COM 85208M102   780,464 6,142 SH   SOLE   0 0 6,142
STEEL DYNAMICS INC COM 858119100   1,151,892 10,098 SH   SOLE   0 0 10,098
SYNCHRONY FINANCIAL COM 87165B103   1,947,270 29,958 SH   SOLE   0 0 29,958
SYSCO CORP COM 871829107   550,147 7,195 SH   SOLE   0 0 7,195
TJX COS INC NEW COM 872540109   1,180,742 9,774 SH   SOLE   0 0 9,774
T-MOBILE US INC COM 872590104   690,278 3,127 SH   SOLE   0 0 3,127
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   993,854 5,032 SH   SOLE   0 0 5,032
TENARIS S A SPONSORED ADS 88031M109   397,815 10,527 SH   SOLE   0 0 10,527
TESLA INC COM 88160R101   2,823,004 6,990 SH   SOLE   0 0 6,990
TEXAS INSTRS INC COM 882508104   907,319 4,839 SH   SOLE   0 0 4,839
THERMO FISHER SCIENTIFIC INC COM 883556102   445,882 857 SH   SOLE   0 0 857
THOMSON REUTERS CORP COM 884903808   371,761 2,318 SH   SOLE   0 0 2,318
TOLL BROTHERS INC COM 889478103   635,670 5,047 SH   SOLE   0 0 5,047
TYSON FOODS INC CL A 902494103   570,327 9,929 SH   SOLE   0 0 9,929
UBER TECHNOLOGIES INC COM 90353T100   446,918 7,409 SH   SOLE   0 0 7,409
UNITED THERAPEUTICS CORP DEL COM 91307C102   2,111,042 5,983 SH   SOLE   0 0 5,983
UNITEDHEALTH GROUP INC COM 91324P102   1,312,575 2,595 SH   SOLE   0 0 2,595
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   361,346 6,961 SH   SOLE   0 0 6,961
VANGUARD WORLD FD MEGA GRWTH IND 921910816   46,925,368 136,645 SH   SOLE   0 0 136,645
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   33,150,930 265,399 SH   SOLE   0 0 265,399
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   2,010,321 29,378 SH   SOLE   0 0 29,378
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,999,775 26,760 SH   SOLE   0 0 26,760
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,293,340 55,563 SH   SOLE   0 0 55,563
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,427,746 33,761 SH   SOLE   0 0 33,761
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   46,157,843 965,241 SH   SOLE   0 0 965,241
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   507,808 3,980 SH   SOLE   0 0 3,980
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   476,819 9,848 SH   SOLE   0 0 9,848
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   10,002,876 203,932 SH   SOLE   0 0 203,932
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,916,787 25,479 SH   SOLE   0 0 25,479
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   16,930,070 384,425 SH   SOLE   0 0 384,425
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   8,049,976 177,547 SH   SOLE   0 0 177,547
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,715,125 21,367 SH   SOLE   0 0 21,367
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   80,286,520 149,007 SH   SOLE   0 0 149,007
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   11,889,688 73,497 SH   SOLE   0 0 73,497
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   10,814,196 42,618 SH   SOLE   0 0 42,618
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,992,254 21,396 SH   SOLE   0 0 21,396
VANGUARD INDEX FDS SM CP VAL ETF 922908611   13,693,926 69,098 SH   SOLE   0 0 69,098
VANGUARD INDEX FDS MID CAP ETF 922908629   5,547,592 21,003 SH   SOLE   0 0 21,003
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   12,183,409 64,130 SH   SOLE   0 0 64,130
VANGUARD INDEX FDS GROWTH ETF 922908736   56,168,392 136,849 SH   SOLE   0 0 136,849
VANGUARD INDEX FDS VALUE ETF 922908744   41,364,782 244,328 SH   SOLE   0 0 244,328
VANGUARD INDEX FDS SMALL CP ETF 922908751   16,175,614 67,320 SH   SOLE   0 0 67,320
VERIZON COMMUNICATIONS INC COM 92343V104   2,960,467 74,030 SH   SOLE   0 0 74,030
VERTEX PHARMACEUTICALS INC COM 92532F100   719,178 1,786 SH   SOLE   0 0 1,786
VICI PPTYS INC COM 925652109   1,413,501 48,391 SH   SOLE   0 0 48,391
VISA INC COM CL A 92826C839   1,336,570 4,229 SH   SOLE   0 0 4,229
VISTRA CORP COM 92840M102   2,965,584 21,510 SH   SOLE   0 0 21,510
WEC ENERGY GROUP INC COM 92939U106   213,632 2,272 SH   SOLE   0 0 2,272
WALMART INC COM 931142103   968,334 10,718 SH   SOLE   0 0 10,718
WELLS FARGO CO NEW COM 949746101   878,418 12,506 SH   SOLE   0 0 12,506
WILLIAMS SONOMA INC COM 969904101   1,857,399 10,030 SH   SOLE   0 0 10,030
WORKDAY INC CL A 98138H101   876,876 3,398 SH   SOLE   0 0 3,398