The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 816 5,482 SH   SOLE 0 0 0 5,482
ABBOTT LABS COM 002824100 319 2,691 SH   SOLE 0 0 0 2,691
ABBVIE INC COM 00287Y109 387 2,384 SH   SOLE 0 0 0 2,384
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 225 666 SH   SOLE 0 0 0 666
ADOBE SYSTEMS INCORPORATED COM 00724F101 443 973 SH   SOLE 0 0 0 973
AEROJET ROCKETDYNE HLDGS INC COM 007800105 1,893 48,107 SH   SOLE 0 0 0 48,107
ALPHABET INC CAP STK CL C 02079K107 855 306 SH   SOLE 0 0 0 306
ALPHABET INC CAP STK CL A 02079K305 882 317 SH   SOLE 0 0 0 317
AMAZON COM INC COM 023135106 2,246 689 SH   SOLE 0 0 0 689
AMERICAN EXPRESS CO COM 025816109 308 1,649 SH   SOLE 0 0 0 1,649
AMGEN INC COM 031162100 637 2,633 SH   SOLE 0 0 0 2,633
APPLE INC COM 037833100 26,591 152,290 SH   SOLE 0 0 0 152,290
ASML HOLDING N V N Y REGISTRY SHS N07059210 223 334 SH   SOLE 0 0 0 334
AT&T INC COM 00206R102 577 24,418 SH   SOLE 0 0 0 24,418
AUTOMATIC DATA PROCESSING IN COM 053015103 1,952 8,578 SH   SOLE 0 0 0 8,578
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 956 2,708 SH   SOLE 0 0 0 2,708
BK OF AMERICA CORP COM 060505104 570 13,825 SH   SOLE 0 0 0 13,825
BROADCOM INC COM 11135F101 227 360 SH   SOLE 0 0 0 360
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,181 20,877 SH   SOLE 0 0 0 20,877
CISCO SYS INC COM 17275R102 314 5,627 SH   SOLE 0 0 0 5,627
COMCAST CORP NEW CL A 20030N101 354 7,557 SH   SOLE 0 0 0 7,557
CONSOLIDATED EDISON INC COM 209115104 310 3,279 SH   SOLE 0 0 0 3,279
COSTCO WHSL CORP NEW COM 22160K105 632 1,098 SH   SOLE 0 0 0 1,098
DANAHER CORPORATION COM 235851102 255 869 SH   SOLE 0 0 0 869
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 10,229 208,661 SH   SOLE 0 0 0 208,661
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 26,282 952,935 SH   SOLE 0 0 0 952,935
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,817 32,416 SH   SOLE 0 0 0 32,416
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 869 18,664 SH   SOLE 0 0 0 18,664
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 844 25,208 SH   SOLE 0 0 0 25,208
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 11,063 443,409 SH   SOLE 0 0 0 443,409
DISNEY WALT CO COM 254687106 1,024 7,466 SH   SOLE 0 0 0 7,466
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 156 13,952 SH   SOLE 0 0 0 13,952
EVERSOURCE ENERGY COM 30040W108 362 4,105 SH   SOLE 0 0 0 4,105
EXXON MOBIL CORP COM 30231G102 817 9,896 SH   SOLE 0 0 0 9,896
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 231 5,304 SH   SOLE 0 0 0 5,304
GRAINGER W W INC COM 384802104 616 1,194 SH   SOLE 0 0 0 1,194
HOME DEPOT INC COM 437076102 763 2,550 SH   SOLE 0 0 0 2,550
HONEYWELL INTL INC COM 438516106 229 1,176 SH   SOLE 0 0 0 1,176
INTERNATIONAL BUSINESS MACHS COM 459200101 311 2,389 SH   SOLE 0 0 0 2,389
ISHARES INC CORE MSCI EMKT 46434G103 1,962 35,313 SH   SOLE 0 0 0 35,313
ISHARES TR EAFE VALUE ETF 464288877 472 9,397 SH   SOLE 0 0 0 9,397
ISHARES TR MSCI ACWI ETF 464288257 628 6,298 SH   SOLE 0 0 0 6,298
ISHARES TR MSCI USA MMENTM 46432F396 413 2,456 SH   SOLE 0 0 0 2,456
ISHARES TR CORE INTL AGGR 46435G672 480 9,203 SH   SOLE 0 0 0 9,203
ISHARES TR MSCI INTL VLU FT 46435G409 1,777 69,814 SH   SOLE 0 0 0 69,814
ISHARES TR CORE MSCI INTL 46435G326 5,480 81,514 SH   SOLE 0 0 0 81,514
ISHARES TR MSCI EAFE ETF 464287465 1,039 14,120 SH   SOLE 0 0 0 14,120
ISHARES TR CORE S&P MCP ETF 464287507 1,034 3,855 SH   SOLE 0 0 0 3,855
ISHARES TR CORE S&P500 ETF 464287200 2,365 5,213 SH   SOLE 0 0 0 5,213
ISHARES TR RUS 1000 VAL ETF 464287598 684 4,118 SH   SOLE 0 0 0 4,118
ISHARES TR RUS 1000 GRW ETF 464287614 1,034 3,724 SH   SOLE 0 0 0 3,724
ISHARES TR RUS 2000 VAL ETF 464287630 315 1,954 SH   SOLE 0 0 0 1,954
ISHARES TR 1 3 YR TREAS BD 464287457 663 7,957 SH   SOLE 0 0 0 7,957
ISHARES TR S&P 100 ETF 464287101 1,783 8,551 SH   SOLE 0 0 0 8,551
ISHARES TR CORE S&P TTL STK 464287150 2,253 22,324 SH   SOLE 0 0 0 22,324
ISHARES TR SHORT TREAS BD 464288679 522 4,735 SH   SOLE 0 0 0 4,735
ISHARES TR ISHS 1-5YR INVS 464288646 2,279 44,056 SH   SOLE 0 0 0 44,056
ISHARES TR TIPS BD ETF 464287176 1,228 9,859 SH   SOLE 0 0 0 9,859
JOHNSON & JOHNSON COM 478160104 3,242 18,295 SH   SOLE 0 0 0 18,295
JPMORGAN CHASE & CO COM 46625H100 1,321 9,688 SH   SOLE 0 0 0 9,688
KELLOGG CO COM 487836108 313 4,857 SH   SOLE 0 0 0 4,857
LILLY ELI & CO COM 532457108 281 980 SH   SOLE 0 0 0 980
LOWES COS INC COM 548661107 236 1,168 SH   SOLE 0 0 0 1,168
MASTERCARD INCORPORATED CL A 57636Q104 533 1,491 SH   SOLE 0 0 0 1,491
MCDONALDS CORP COM 580135101 280 1,131 SH   SOLE 0 0 0 1,131
MERCK & CO INC COM 58933Y105 991 12,078 SH   SOLE 0 0 0 12,078
META PLATFORMS INC CL A 30303M102 548 2,464 SH   SOLE 0 0 0 2,464
MICROSOFT CORP COM 594918104 4,731 15,346 SH   SOLE 0 0 0 15,346
MORGAN STANLEY COM NEW 617446448 219 2,504 SH   SOLE 0 0 0 2,504
NETFLIX INC COM 64110L106 553 1,476 SH   SOLE 0 0 0 1,476
NEUROBO PHARMACEUTICALS INC COM 64132R107 18 20,000 SH   SOLE 0 0 0 20,000
NEXTERA ENERGY INC COM 65339F101 2,739 32,338 SH   SOLE 0 0 0 32,338
NISOURCE INC COM 65473P105 262 8,230 SH   SOLE 0 0 0 8,230
NVIDIA CORPORATION COM 67066G104 544 1,994 SH   SOLE 0 0 0 1,994
OGE ENERGY CORP COM 670837103 419 10,270 SH   SOLE 0 0 0 10,270
PROCTER AND GAMBLE CO COM 742718109 454 2,974 SH   SOLE 0 0 0 2,974
QUALCOMM INC COM 747525103 346 2,263 SH   SOLE 0 0 0 2,263
RLJ LODGING TR COM 74965L101 667 47,407 SH   SOLE 0 0 0 47,407
SELECTIVE INS GROUP INC COM 816300107 290 3,244 SH   SOLE 0 0 0 3,244
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,218 4,910 SH   SOLE 0 0 0 4,910
TELOS CORP MD COM 87969B101 150 15,000 SH   SOLE 0 0 0 15,000
TESLA INC COM 88160R101 969 899 SH   SOLE 0 0 0 899
TEXAS INSTRS INC COM 882508104 319 1,741 SH   SOLE 0 0 0 1,741
THERMO FISHER SCIENTIFIC INC COM 883556102 288 487 SH   SOLE 0 0 0 487
UNION PAC CORP COM 907818108 234 857 SH   SOLE 0 0 0 857
UNITEDHEALTH GROUP INC COM 91324P102 632 1,239 SH   SOLE 0 0 0 1,239
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 580 7,440 SH   SOLE 0 0 0 7,440
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,441 43,266 SH   SOLE 0 0 0 43,266
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,259 24,004 SH   SOLE 0 0 0 24,004
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,931 7,060 SH   SOLE 0 0 0 7,060
VANGUARD INDEX FDS VALUE ETF 922908744 23,684 160,268 SH   SOLE 0 0 0 160,268
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,539 8,750 SH   SOLE 0 0 0 8,750
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,676 43,146 SH   SOLE 0 0 0 43,146
VANGUARD INDEX FDS GROWTH ETF 922908736 564 1,962 SH   SOLE 0 0 0 1,962
VANGUARD INDEX FDS SML CP GRW ETF 922908595 420 1,692 SH   SOLE 0 0 0 1,692
VANGUARD INDEX FDS TOTAL STK MKT 922908769 57,246 251,441 SH   SOLE 0 0 0 251,441
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,759 168,201 SH   SOLE 0 0 0 168,201
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 7,123 57,492 SH   SOLE 0 0 0 57,492
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,283 22,539 SH   SOLE 0 0 0 22,539
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,867 36,467 SH   SOLE 0 0 0 36,467
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 867 5,348 SH   SOLE 0 0 0 5,348
VANGUARD STAR FDS VG TL INTL STK F 921909768 30,540 511,220 SH   SOLE 0 0 0 511,220
VANGUARD WORLD FD ESG US STK ETF 921910733 410 5,051 SH   SOLE 0 0 0 5,051
VANGUARD WORLD FD ESG INTL STK ETF 921910725 368 6,434 SH   SOLE 0 0 0 6,434
VERIZON COMMUNICATIONS INC COM 92343V104 274 5,377 SH   SOLE 0 0 0 5,377
VISA INC COM CL A 92826C839 534 2,410 SH   SOLE 0 0 0 2,410
WALMART INC COM 931142103 285 1,916 SH   SOLE 0 0 0 1,916