The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   11,311 100 SH   SOLE   0 0 100
ABBVIE INC COM 00287Y109   28,788 162 SH   SOLE   0 0 162
ALPHABET INC CAP STK CL A 02079K305   39,072 206 SH   SOLE   0 0 206
ALPHABET INC CAP STK CL C 02079K107   26,727 140 SH   SOLE   0 0 140
AMAZON COM INC COM 023135106   8,776 40 SH   SOLE   0 0 40
AMEREN CORP COM 023608102   135,057 1,515 SH   SOLE   0 0 1,515
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   17,946 276 SH   SOLE   0 0 276
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,182,481 12,250 SH   SOLE   0 0 12,250
AMERICAN ELEC PWR CO INC COM 025537101   63,363 687 SH   SOLE   0 0 687
AMGEN INC COM 031162100   3,910 15 SH   SOLE   0 0 15
APPLE INC COM 037833100   203,266 812 SH   SOLE   0 0 812
BANK AMERICA CORP COM 060505104   1,003,203 22,826 SH   SOLE   0 0 22,826
BOEING CO COM 097023105   27,612 156 SH   SOLE   0 0 156
BP PLC SPONSORED ADR 055622104   741 25 SH   SOLE   0 0 25
BRIGHTHOUSE FINL INC COM 10922N103   769 16 SH   SOLE   0 0 16
CHUBB LIMITED COM H1467J104   13,815 50 SH   SOLE   0 0 50
COCA COLA CO COM 191216100   126,311 2,029 SH   SOLE   0 0 2,029
CONOCOPHILLIPS COM 20825C104   24,495 247 SH   SOLE   0 0 247
COSTCO WHSL CORP NEW COM 22160K105   2,749 3 SH   SOLE   0 0 3
DEERE & CO COM 244199105   21,002 50 SH   SOLE   0 0 50
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   67,917 1,065 SH   SOLE   0 0 1,065
DISNEY WALT CO COM 254687106   3,930 35 SH   SOLE   0 0 35
DYNEX CAP INC COM 26817Q886   1,721 136 SH   SOLE   0 0 136
ELI LILLY & CO COM 532457108   57,900 75 SH   SOLE   0 0 75
EMERSON ELEC CO COM 291011104   34,825 281 SH   SOLE   0 0 281
ENTERPRISE FINL SVCS CORP COM 293712105   24,240 430 SH   SOLE   0 0 430
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   54,488 2,650 SH   SOLE   0 0 2,650
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   6,809 213 SH   SOLE   0 0 213
HILTON WORLDWIDE HLDGS INC COM 43300A203   248 1 SH   SOLE   0 0 1
HOME DEPOT INC COM 437076102   13,322 34 SH   SOLE   0 0 34
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   28,525 1,334 SH   SOLE   0 0 1,334
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,567,336 135,935 SH   SOLE   0 0 135,935
ISHARES INC CORE MSCI EMKT 46434G103   213,405 4,087 SH   SOLE   0 0 4,087
ISHARES TR CORE 1 5 YR USD 46432F859   7,912,668 165,641 SH   SOLE   0 0 165,641
ISHARES TR CORE MSCI EAFE 46432F842   52,851 752 SH   SOLE   0 0 752
ISHARES TR CORE MSCI TOTAL 46432F834   2,482,695 37,537 SH   SOLE   0 0 37,537
ISHARES TR CORE S&P MCP ETF 464287507   905,047 14,525 SH   SOLE   0 0 14,525
ISHARES TR CORE S&P SCP ETF 464287804   1,064,222 9,236 SH   SOLE   0 0 9,236
ISHARES TR CORE S&P TTL STK 464287150   759,319 5,904 SH   SOLE   0 0 5,904
ISHARES TR CORE S&P US VLU 464287663   694,445 7,500 SH   SOLE   0 0 7,500
ISHARES TR CORE S&P500 ETF 464287200   2,132,293 3,622 SH   SOLE   0 0 3,622
ISHARES TR EAFE SML CP ETF 464288273   412,081 6,783 SH   SOLE   0 0 6,783
ISHARES TR EAFE VALUE ETF 464288877   873,434 16,646 SH   SOLE   0 0 16,646
ISHARES TR INTL SEL DIV ETF 464288448   29,100 1,063 SH   SOLE   0 0 1,063
ISHARES TR RUS 1000 VAL ETF 464287598   19,995 108 SH   SOLE   0 0 108
ISHARES TR RUS 2000 VAL ETF 464287630   5,746 35 SH   SOLE   0 0 35
ISHARES TR RUS MID CAP ETF 464287499   53,864 609 SH   SOLE   0 0 609
ISHARES TR S&P 500 VAL ETF 464287408   196,531 1,030 SH   SOLE   0 0 1,030
ISHARES TR SP SMCP600VL ETF 464287879   429,983 3,959 SH   SOLE   0 0 3,959
JOHNSON & JOHNSON COM 478160104   42,953 297 SH   SOLE   0 0 297
LINDE PLC SHS G54950103   1,257 3 SH   SOLE   0 0 3
MEDTRONIC PLC SHS G5960L103   36,186 453 SH   SOLE   0 0 453
MERCK & CO INC COM 58933Y105   45,054 453 SH   SOLE   0 0 453
MICROSOFT CORP COM 594918104   38,043 90 SH   SOLE   0 0 90
NOVO-NORDISK A S ADR 670100205   689 8 SH   SOLE   0 0 8
NVIDIA CORPORATION COM 67066G104   115,088 857 SH   SOLE   0 0 857
PFIZER INC COM 717081103   70,362 2,652 SH   SOLE   0 0 2,652
PHILLIPS 66 COM 718546104   3,988 35 SH   SOLE   0 0 35
PIMCO ETF TR 1-5 US TIP IDX 72201R205   10,193 195 SH   SOLE   0 0 195
PROCTER AND GAMBLE CO COM 742718109   4,192 25 SH   SOLE   0 0 25
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   468,057 17,132 SH   SOLE   0 0 17,132
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,413 100 SH   SOLE   0 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103   293,103 500 SH   SOLE   0 0 500
SPDR SER TR PORTFOLIO S&P500 78464A854   10,494 152 SH   SOLE   0 0 152
SPDR SER TR S&P DIVID ETF 78464A763   13,475 102 SH   SOLE   0 0 102
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,950 20 SH   SOLE   0 0 20
TEXAS INSTRS INC COM 882508104   11,251 60 SH   SOLE   0 0 60
TEXTRON INC COM 883203101   7,649 100 SH   SOLE   0 0 100
THE CIGNA GROUP COM 125523100   2,519 9 SH   SOLE   0 0 9
THERMO FISHER SCIENTIFIC INC COM 883556102   1,561 3 SH   SOLE   0 0 3
TYSON FOODS INC CL A 902494103   53,305 928 SH   SOLE   0 0 928
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   21,839 234 SH   SOLE   0 0 234
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,672,504 21,645 SH   SOLE   0 0 21,645
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   899,345 12,507 SH   SOLE   0 0 12,507
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   32,886 173 SH   SOLE   0 0 173
VANGUARD INDEX FDS GROWTH ETF 922908736   325,055 792 SH   SOLE   0 0 792
VANGUARD INDEX FDS LARGE CAP ETF 922908637   635,155 2,355 SH   SOLE   0 0 2,355
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   57,818 357 SH   SOLE   0 0 357
VANGUARD INDEX FDS MID CAP ETF 922908629   6,923,486 26,212 SH   SOLE   0 0 26,212
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,482,837 19,456 SH   SOLE   0 0 19,456
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,962,969 9,905 SH   SOLE   0 0 9,905
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,103,354 37,886 SH   SOLE   0 0 37,886
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,171,292 7,492 SH   SOLE   0 0 7,492
VANGUARD INDEX FDS VALUE ETF 922908744   4,972,219 29,369 SH   SOLE   0 0 29,369
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,231,122 56,282 SH   SOLE   0 0 56,282
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,475,769 33,510 SH   SOLE   0 0 33,510
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,596,078 22,677 SH   SOLE   0 0 22,677
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   96,055 818 SH   SOLE   0 0 818
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   268,194 5,539 SH   SOLE   0 0 5,539
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,082,776 39,518 SH   SOLE   0 0 39,518
VANGUARD STAR FDS VG TL INTL STK F 921909768   7,449,180 126,407 SH   SOLE   0 0 126,407
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,774,357 120,752 SH   SOLE   0 0 120,752
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,002,081 23,529 SH   SOLE   0 0 23,529
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,792,371 55,869 SH   SOLE   0 0 55,869
VANGUARD WORLD FD INF TECH ETF 92204A702   44,785 72 SH   SOLE   0 0 72
VANGUARD WORLD FD MEGA CAP INDEX 921910873   4,967,892 23,361 SH   SOLE   0 0 23,361
VERIZON COMMUNICATIONS INC COM 92343V104   14,277 357 SH   SOLE   0 0 357
VIATRIS INC COM 92556V106   3,898 313 SH   SOLE   0 0 313
WALMART INC COM 931142103   27,377 303 SH   SOLE   0 0 303