The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,717 9,903 SH   SOLE   0 0 9,903
ABBOTT LABS COM 002824100 432 5,138 SH   SOLE   0 0 5,138
ALLIANT ENERGY CORP COM 018802108 211 4,304 SH   SOLE   0 0 4,304
ALPHABET INC CAP STK CL A 02079K305 917 847 SH   SOLE   0 0 847
ALPHABET INC CAP STK CL C 02079K107 1,371 1,268 SH   SOLE   0 0 1,268
AMAZON COM INC COM 023135106 515 272 SH   SOLE   0 0 272
AMERICAN EXPRESS CO COM 025816109 728 5,899 SH   SOLE   0 0 5,899
APPLE INC COM 037833100 3,411 17,233 SH   SOLE   0 0 17,233
AQUA AMERICA INC COM 03836W103 455 10,988 SH   SOLE   0 0 10,988
ARISTA NETWORKS INC COM 040413106 258 995 SH   SOLE   0 0 995
AT&T INC COM 00206R102 751 22,420 SH   SOLE   0 0 22,420
AXOS FINL INC COM 05465C100 529 19,431 SH   SOLE   0 0 19,431
BADGER METER INC COM 056525108 263 4,414 SH   SOLE   0 0 4,414
BAR HBR BANKSHARES COM 066849100 279 10,475 SH   SOLE   0 0 10,475
BECTON DICKINSON & CO COM 075887109 480 1,905 SH   SOLE   0 0 1,905
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 686 3,218 SH   SOLE   0 0 3,218
CHEVRON CORP NEW COM 166764100 718 5,769 SH   SOLE   0 0 5,769
CHUBB LIMITED COM H1467J104 261 1,775 SH   SOLE   0 0 1,775
CISCO SYS INC COM 17275R102 2,299 42,007 SH   SOLE   0 0 42,007
CLOROX CO DEL COM 189054109 651 4,250 SH   SOLE   0 0 4,250
CME GROUP INC COM 12572Q105 571 2,940 SH   SOLE   0 0 2,940
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 521 8,220 SH   SOLE   0 0 8,220
COLGATE PALMOLIVE CO COM 194162103 390 5,438 SH   SOLE   0 0 5,438
COMCAST CORP NEW CL A 20030N101 284 6,719 SH   SOLE   0 0 6,719
COSTCO WHSL CORP NEW COM 22160K105 423 1,600 SH   SOLE   0 0 1,600
CSX CORP COM 126408103 439 5,675 SH   SOLE   0 0 5,675
CUMMINS INC COM 231021106 577 3,366 SH   SOLE   0 0 3,366
CVS HEALTH CORP COM 126650100 344 6,311 SH   SOLE   0 0 6,311
DANAHER CORPORATION COM 235851102 931 6,515 SH   SOLE   0 0 6,515
DEERE & CO COM 244199105 214 1,290 SH   SOLE   0 0 1,290
DISNEY WALT CO COM DISNEY 254687106 2,046 14,654 SH   SOLE   0 0 14,654
DUKE ENERGY CORP NEW COM NEW 26441C204 303 3,431 SH   SOLE   0 0 3,431
EATON CORP PLC SHS G29183103 325 3,906 SH   SOLE   0 0 3,906
EBAY INC COM 278642103 261 6,608 SH   SOLE   0 0 6,608
ECOLAB INC COM 278865100 862 4,368 SH   SOLE   0 0 4,368
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 274 6,880 SH   SOLE   0 0 6,880
EXELON CORP COM 30161N101 350 7,307 SH   SOLE   0 0 7,307
EXXON MOBIL CORP COM 30231G102 1,617 21,105 SH   SOLE   0 0 21,105
FACEBOOK INC CL A 30303M102 650 3,368 SH   SOLE   0 0 3,368
FASTENAL CO COM 311900104 459 14,090 SH   SOLE   0 0 14,090
FORTIVE CORP COM 34959J108 240 2,949 SH   SOLE   0 0 2,949
GENERAL DYNAMICS CORP COM 369550108 948 5,212 SH   SOLE   0 0 5,212
GENERAL MLS INC COM 370334104 286 5,451 SH   SOLE   0 0 5,451
GENERAL MTRS CO COM 37045V100 270 7,000 SH   SOLE   0 0 7,000
GILEAD SCIENCES INC COM 375558103 495 7,322 SH   SOLE   0 0 7,322
HOME DEPOT INC COM 437076102 859 4,132 SH   SOLE   0 0 4,132
HP INC COM 40434L105 204 9,810 SH   SOLE   0 0 9,810
IDEXX LABS INC COM 45168D104 375 1,363 SH   SOLE   0 0 1,363
ILLINOIS TOOL WKS INC COM 452308109 565 3,745 SH   SOLE   0 0 3,745
INTEL CORP COM 458140100 1,523 31,807 SH   SOLE   0 0 31,807
INTERNATIONAL BUSINESS MACHS COM 459200101 1,347 9,770 SH   SOLE   0 0 9,770
ISHARES GOLD TRUST ISHARES 464285105 479 35,460 SH   SOLE   0 0 35,460
ISHARES INC MLT FCTR EMG MKT 46434G889 376 8,920 SH   SOLE   0 0 8,920
ISHARES INC CORE MSCI EMKT 46434G103 422 8,199 SH   SOLE   0 0 8,199
ISHARES TR MSCI EAFE ETF 464287465 353 5,367 SH   SOLE   0 0 5,367
ISHARES TR RUS 2000 VAL ETF 464287630 941 7,808 SH   SOLE   0 0 7,808
ISHARES TR RUS 1000 VAL ETF 464287598 208 1,636 SH   SOLE   0 0 1,636
ISHARES TR ESG MSCI USA ETF 46435G425 336 5,213 SH   SOLE   0 0 5,213
ISHARES TR RUSSELL 2000 ETF 464287655 1,136 7,307 SH   SOLE   0 0 7,307
ISHARES TR CORE US AGGBD ET 464287226 2,095 18,816 SH   SOLE   0 0 18,816
ISHARES TR INTRM GOV CR ETF 464288612 2,228 19,843 SH   SOLE   0 0 19,843
ISHARES TR ESG MSCI EAFE 46435G516 300 4,671 SH   SOLE   0 0 4,671
ISHARES TR U.S. FINLS ETF 464287788 730 5,815 SH   SOLE   0 0 5,815
ISHARES TR SH TR CRPORT ETF 464288646 5,850 109,463 SH   SOLE   0 0 109,463
ISHARES TR RUS 1000 GRW ETF 464287614 356 2,265 SH   SOLE   0 0 2,265
ISHARES TR MSCI USA ESG SLC 464288802 441 3,615 SH   SOLE   0 0 3,615
ISHARES TR HDG MSCI EAFE 46434V803 487 16,325 SH   SOLE   0 0 16,325
ISHARES TR GNMA BOND ETF 46429B333 481 9,592 SH   SOLE   0 0 9,592
ISHARES TR INTRM TR CRP ETF 464288638 2,078 36,496 SH   SOLE   0 0 36,496
ISHARES TR CORE S&P SCP ETF 464287804 1,421 18,151 SH   SOLE   0 0 18,151
ISHARES TR CORE S&P MCP ETF 464287507 4,258 21,918 SH   SOLE   0 0 21,918
ISHARES TR MSCI KLD400 SOC 464288570 220 2,015 SH   SOLE   0 0 2,015
ISHARES TR MULTIFACTOR INTL 46434V274 879 33,491 SH   SOLE   0 0 33,491
ISHARES TR ESG 1 5 YR USD 46435G243 276 10,880 SH   SOLE   0 0 10,880
ISHARES TR BARCLAYS 7 10 YR 464287440 213 1,938 SH   SOLE   0 0 1,938
ISHARES TR TIPS BD ETF 464287176 753 6,517 SH   SOLE   0 0 6,517
ISHARES TR RUS MDCP VAL ETF 464287473 933 10,465 SH   SOLE   0 0 10,465
ISHARES TR CORE MSCI EAFE 46432F842 1,341 21,841 SH   SOLE   0 0 21,841
ISHARES TR CORE S&P500 ETF 464287200 3,042 10,319 SH   SOLE   0 0 10,319
JOHNSON & JOHNSON COM 478160104 2,102 15,091 SH   SOLE   0 0 15,091
JPMORGAN CHASE & CO COM 46625H100 763 6,826 SH   SOLE   0 0 6,826
KIMBERLY CLARK CORP COM 494368103 417 3,132 SH   SOLE   0 0 3,132
KROGER CO COM 501044101 207 9,550 SH   SOLE   0 0 9,550
LOWES COS INC COM 548661107 273 2,710 SH   SOLE   0 0 2,710
MASTERCARD INC CL A 57636Q104 621 2,349 SH   SOLE   0 0 2,349
MCCORMICK & CO INC COM NON VTG 579780206 470 3,033 SH   SOLE   0 0 3,033
MCDONALDS CORP COM 580135101 391 1,883 SH   SOLE   0 0 1,883
MEDTRONIC PLC SHS G5960L103 861 8,845 SH   SOLE   0 0 8,845
MERCK & CO INC COM 58933Y105 1,372 16,357 SH   SOLE   0 0 16,357
MICROSOFT CORP COM 594918104 2,616 19,526 SH   SOLE   0 0 19,526
NEXTERA ENERGY INC COM 65339F101 1,333 6,505 SH   SOLE   0 0 6,505
NIKE INC CL B 654106103 921 10,968 SH   SOLE   0 0 10,968
NORFOLK SOUTHERN CORP COM 655844108 1,078 5,409 SH   SOLE   0 0 5,409
NUCOR CORP COM 670346105 358 6,505 SH   SOLE   0 0 6,505
ORACLE CORP COM 68389X105 1,036 18,186 SH   SOLE   0 0 18,186
PAYPAL HLDGS INC COM 70450Y103 546 4,771 SH   SOLE   0 0 4,771
PEPSICO INC COM 713448108 1,215 9,266 SH   SOLE   0 0 9,266
PFIZER INC COM 717081103 1,149 26,531 SH   SOLE   0 0 26,531
PROCTER AND GAMBLE CO COM 742718109 1,303 11,887 SH   SOLE   0 0 11,887
PRUDENTIAL FINL INC COM 744320102 354 3,501 SH   SOLE   0 0 3,501
PURE STORAGE INC CL A 74624M102 335 21,950 SH   SOLE   0 0 21,950
RAYTHEON CO COM NEW 755111507 211 1,213 SH   SOLE   0 0 1,213
ROBERT HALF INTL INC COM 770323103 222 3,900 SH   SOLE   0 0 3,900
RPC INC COM 749660106 145 20,060 SH   SOLE   0 0 20,060
SCHLUMBERGER LTD COM 806857108 344 8,653 SH   SOLE   0 0 8,653
SCHWAB STRATEGIC TR US REIT ETF 808524847 516 11,607 SH   SOLE   0 0 11,607
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 409 7,280 SH   SOLE   0 0 7,280
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 775 24,142 SH   SOLE   0 0 24,142
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 864 12,083 SH   SOLE   0 0 12,083
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 923 35,180 SH   SOLE   0 0 35,180
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,644 28,801 SH   SOLE   0 0 28,801
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,599 105,636 SH   SOLE   0 0 105,636
SCHWAB STRATEGIC TR US TIPS ETF 808524870 853 15,149 SH   SOLE   0 0 15,149
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,307 18,535 SH   SOLE   0 0 18,535
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,592 51,177 SH   SOLE   0 0 51,177
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,389 27,448 SH   SOLE   0 0 27,448
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,561 36,045 SH   SOLE   0 0 36,045
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 561 10,612 SH   SOLE   0 0 10,612
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 262 5,677 SH   SOLE   0 0 5,677
STARBUCKS CORP COM 855244109 650 7,756 SH   SOLE   0 0 7,756
TELADOC HEALTH INC COM 87918A105 251 3,783 SH   SOLE   0 0 3,783
TEXAS INSTRS INC COM 882508104 686 5,980 SH   SOLE   0 0 5,980
THERMO FISHER SCIENTIFIC INC COM 883556102 430 1,465 SH   SOLE   0 0 1,465
TJX COS INC NEW COM 872540109 537 10,155 SH   SOLE   0 0 10,155
UNITED PARCEL SERVICE INC CL B 911312106 799 7,741 SH   SOLE   0 0 7,741
UNITED TECHNOLOGIES CORP COM 913017109 729 5,600 SH   SOLE   0 0 5,600
UNITEDHEALTH GROUP INC COM 91324P102 1,078 4,417 SH   SOLE   0 0 4,417
US BANCORP DEL COM NEW 902973304 509 9,716 SH   SOLE   0 0 9,716
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 322 3,993 SH   SOLE   0 0 3,993
VANGUARD GROUP DIV APP ETF 921908844 4,682 40,660 SH   SOLE   0 0 40,660
VANGUARD INDEX FDS MID CAP ETF 922908629 229 1,370 SH   SOLE   0 0 1,370
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 336 3,021 SH   SOLE   0 0 3,021
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 509 11,960 SH   SOLE   0 0 11,960
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,746 21,646 SH   SOLE   0 0 21,646
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,951 66,234 SH   SOLE   0 0 66,234
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,404 33,661 SH   SOLE   0 0 33,661
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 752 8,602 SH   SOLE   0 0 8,602
VANGUARD WORLD FDS UTILITIES ETF 92204A876 395 2,975 SH   SOLE   0 0 2,975
VANGUARD WORLD FDS ENERGY ETF 92204A306 266 3,126 SH   SOLE   0 0 3,126
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 318 2,180 SH   SOLE   0 0 2,180
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 601 4,040 SH   SOLE   0 0 4,040
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 630 9,125 SH   SOLE   0 0 9,125
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 781 4,355 SH   SOLE   0 0 4,355
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 930 5,345 SH   SOLE   0 0 5,345
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,985 9,412 SH   SOLE   0 0 9,412
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 260 2,995 SH   SOLE   0 0 2,995
VERIZON COMMUNICATIONS INC COM 92343V104 1,125 19,694 SH   SOLE   0 0 19,694
VISA INC COM CL A 92826C839 1,013 5,837 SH   SOLE   0 0 5,837
WATERS CORP COM 941848103 313 1,454 SH   SOLE   0 0 1,454
XCEL ENERGY INC COM 98389B100 554 9,305 SH   SOLE   0 0 9,305