The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,930 16,704 SH   SOLE   0 0 16,704
ABBOTT LABORATORIES COM 002824100 827 7,003 SH   SOLE   0 0 7,003
ABBVIE INC COM 00287Y109 763 7,069 SH   SOLE   0 0 7,069
ACCENTURE PLC-CL A COM G1151C101 6,297 19,684 SH   SOLE   0 0 19,684
ADOBE INC COM 00724F101 1,058 1,838 SH   SOLE   0 0 1,838
ADVANCED MICRO DEVICES COM 007903107 489 4,750 SH   SOLE   0 0 4,750
AKOUSTIS TECHNOLOGIES INC COM 00973N102 130 13,440 SH   SOLE   0 0 13,440
ALPHABET INC-CL A COM 02079K305 15,020 5,618 SH   SOLE   0 0 5,618
ALPHABET INC-CL C COM 02079K107 2,329 874 SH   SOLE   0 0 874
ALTRIA GROUP INC COM 02209S103 294 6,448 SH   SOLE   0 0 6,448
AMAZON.COM INC COM 023135106 14,885 4,531 SH   SOLE   0 0 4,531
AMERICAN EXPRESS CO COM 025816109 311 1,859 SH   SOLE   0 0 1,859
AMERICAN TOWER CORP COM 03027X100 361 1,359 SH   SOLE   0 0 1,359
AMERIPRISE FINANCIAL INC COM 03076C106 201 762 SH   SOLE   0 0 762
AMGEN INC COM 031162100 259 1,219 SH   SOLE   0 0 1,219
AMPHENOL CORP-CL A COM 032095101 4,081 55,735 SH   SOLE   0 0 55,735
ANALOG DEVICES INC COM 032654105 316 1,888 SH   SOLE   0 0 1,888
ANTHEM INC COM 036752103 407 1,092 SH   SOLE   0 0 1,092
APPLE INC COM 037833100 23,025 162,722 SH   SOLE   0 0 162,722
APPLIED MATERIALS INC COM 038222105 602 4,679 SH   SOLE   0 0 4,679
AT&T INC COM 00206R102 605 22,382 SH   SOLE   0 0 22,382
AUTO TRADER GROUP-UNSP ADR COM 05277E104 42 21,272 SH   SOLE   0 0 21,272
AUTODESK INC COM 052769106 216 758 SH   SOLE   0 0 758
AUTOMATIC DATA PROCESSING COM 053015103 281 1,404 SH   SOLE   0 0 1,404
BALL CORP COM 058498106 2,384 26,500 SH   SOLE   0 0 26,500
BANCO SANTANDER SA-SPON ADR COM 05964H105 85 23,448 SH   SOLE   0 0 23,448
BANK OF AMERICA CORP COM 060505104 924 21,767 SH   SOLE   0 0 21,767
BERKSHIRE HATHAWAY INC COM 084670108 411 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC COM 084670108 411 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC COM 084670702 2,832 10,376 SH   SOLE   0 0 10,376
BIO-TECHNE CORP COM 09073M104 419 864 SH   SOLE   0 0 864
BLACKROCK INC COM 09247X101 3,891 4,639 SH   SOLE   0 0 4,639
BLACKROCK ULTRA SHORT-TERM B COM 46434V878 27,243 539,411 SH   SOLE   0 0 539,411
BOEING CO/THE COM 097023105 289 1,315 SH   SOLE   0 0 1,315
BOOKING HOLDINGS INC COM 09857L108 261 110 SH   SOLE   0 0 110
BRISTOL-MYERS SQUIBB CO COM 110122108 697 11,780 SH   SOLE   0 0 11,780
BROADCOM INC COM 11135F101 5,805 11,970 SH   SOLE   0 0 11,970
BROWN & BROWN INC COM 115236101 1,781 32,124 SH   SOLE   0 0 32,124
CALYPTE BIOMEDICAL CORP COM 131722605 0 595,888 SH   SOLE   0 0 595,888
CAMBRIA SHAREHOLDER YIELD ET COM 132061201 295 4,900 SH   SOLE   0 0 4,900
CAPITAL ONE FINANCIAL CORP COM 14040H105 278 1,715 SH   SOLE   0 0 1,715
CATERPILLAR INC COM 149123101 406 2,113 SH   SOLE   0 0 2,113
CHARTER COMMUNICATIONS INC-A COM 16119P108 316 435 SH   SOLE   0 0 435
CHEVRON CORP COM 166764100 856 8,435 SH   SOLE   0 0 8,435
CHIPOTLE MEXICAN GRILL INC COM 169656105 247 136 SH   SOLE   0 0 136
CHURCH & DWIGHT CO INC COM 171340102 2,942 35,632 SH   SOLE   0 0 35,632
CIGNA CORP COM 125523100 2,960 14,788 SH   SOLE   0 0 14,788
CISCO SYSTEMS INC COM 17275R102 5,821 106,938 SH   SOLE   0 0 106,938
CITIGROUP INC COM 172967424 437 6,234 SH   SOLE   0 0 6,234
COCA-COLA CO/THE COM 191216100 802 15,276 SH   SOLE   0 0 15,276
COLGATE-PALMOLIVE CO COM 194162103 276 3,646 SH   SOLE   0 0 3,646
COMCAST CORP-CLASS A COM 20030N101 3,852 68,866 SH   SOLE   0 0 68,866
CONOCOPHILLIPS COM 20825C104 503 7,424 SH   SOLE   0 0 7,424
CORTEVA INC COM 22052L104 341 8,106 SH   SOLE   0 0 8,106
COSTCO WHOLESALE CORP COM 22160K105 6,048 13,460 SH   SOLE   0 0 13,460
CROWN CASTLE INTL CORP COM 22822V101 2,088 12,047 SH   SOLE   0 0 12,047
CULLEN/FROST BANKERS INC COM 229899109 1,007 8,491 SH   SOLE   0 0 8,491
CVS HEALTH CORP COM 126650100 425 5,010 SH   SOLE   0 0 5,010
DANAHER CORP COM 235851102 704 2,312 SH   SOLE   0 0 2,312
DEERE & CO COM 244199105 287 858 SH   SOLE   0 0 858
DIGITAL REALTY TRUST INC COM 253868103 1,968 13,627 SH   SOLE   0 0 13,627
DIMENSIONAL INTERNATIONAL VA COM 25434V807 2,034 62,115 SH   SOLE   0 0 62,115
DIMENSIONAL US EQUITY ETF COM 25434V401 534 11,331 SH   SOLE   0 0 11,331
DIMENSIONAL US SMALL CAP ETF COM 25434V500 538 9,351 SH   SOLE   0 0 9,351
DISCOVER FINANCIAL SERVICES COM 254709108 209 1,698 SH   SOLE   0 0 1,698
DOVER CORP COM 260003108 296 1,902 SH   SOLE   0 0 1,902
DOW INC COM 260557103 593 10,295 SH   SOLE   0 0 10,295
DUKE ENERGY CORP COM 26441C204 270 2,767 SH   SOLE   0 0 2,767
DUPONT DE NEMOURS INC COM 26614N102 544 8,005 SH   SOLE   0 0 8,005
EATON CORP PLC COM G29183103 255 1,706 SH   SOLE   0 0 1,706
ECOLAB INC COM 278865100 3,756 18,006 SH   SOLE   0 0 18,006
EDWARDS LIFESCIENCES CORP COM 28176E108 5,449 48,135 SH   SOLE   0 0 48,135
ELI LILLY & CO COM 532457108 1,007 4,360 SH   SOLE   0 0 4,360
EMERSON ELECTRIC CO COM 291011104 463 4,912 SH   SOLE   0 0 4,912
EQUINIX INC COM 29444U700 203 257 SH   SOLE   0 0 257
ESTEE LAUDER COMPANIES-CL A COM 518439104 1,151 3,837 SH   SOLE   0 0 3,837
EXPEDIA GROUP INC COM 30212P303 230 1,402 SH   SOLE   0 0 1,402
EXXON MOBIL CORP COM 30231G102 936 15,920 SH   SOLE   0 0 15,920
FACEBOOK INC-CLASS A COM 30303M102 3,275 9,649 SH   SOLE   0 0 9,649
FASTENAL CO COM 311900104 351 6,802 SH   SOLE   0 0 6,802
FIDELITY NATIONAL INFO SERV COM 31620M106 222 1,824 SH   SOLE   0 0 1,824
FIDELITY REAL ESTATE ETF COM 316092857 1,368 44,994 SH   SOLE   0 0 44,994
FIFTH THIRD BANCORP COM 316773100 215 5,059 SH   SOLE   0 0 5,059
FIRST REPUBLIC BANK/CA COM 33616C100 226 1,174 SH   SOLE   0 0 1,174
FORD MOTOR CO COM 345370860 248 17,496 SH   SOLE   0 0 17,496
FORTIVE CORP COM 34959J108 3,412 48,346 SH   SOLE   0 0 48,346
GENERAL ELECTRIC CO COM 369604301 297 2,883 SH   SOLE   0 0 2,883
GILEAD SCIENCES INC COM 375558103 339 4,854 SH   SOLE   0 0 4,854
GOLDMAN ACTIVEBETA US LC ETF COM 381430503 438 5,094 SH   SOLE   0 0 5,094
GOLDMAN SACHS GROUP INC COM 38141G104 340 899 SH   SOLE   0 0 899
HARTFORD FINANCIAL SVCS GRP COM 416515104 937 13,333 SH   SOLE   0 0 13,333
HCA HEALTHCARE INC COM 40412C101 210 867 SH   SOLE   0 0 867
HEALTH CARE SELECT SECTOR COM 81369Y209 211 1,660 SH   SOLE   0 0 1,660
HILL-ROM HOLDINGS INC COM 431475102 2,823 18,817 SH   SOLE   0 0 18,817
HOME DEPOT INC COM 437076102 1,850 5,636 SH   SOLE   0 0 5,636
HONEYWELL INTERNATIONAL INC COM 438516106 5,696 26,832 SH   SOLE   0 0 26,832
HUMANA INC COM 444859102 201 516 SH   SOLE   0 0 516
IDEXX LABORATORIES INC COM 45168D104 267 429 SH   SOLE   0 0 429
ILLINOIS TOOL WORKS COM 452308109 268 1,297 SH   SOLE   0 0 1,297
INTEL CORP COM 458140100 836 15,698 SH   SOLE   0 0 15,698
INTERCONTINENTAL EXCHANGE IN COM 45866F104 4,583 39,915 SH   SOLE   0 0 39,915
INTL BUSINESS MACHINES CORP COM 459200101 497 3,581 SH   SOLE   0 0 3,581
INTUIT INC COM 461202103 6,731 12,475 SH   SOLE   0 0 12,475
INTUITIVE SURGICAL INC COM 46120E602 366 368 SH   SOLE   0 0 368
INVESCO S&P 500 EQUAL WEIGHT COM 46137V357 5,370 35,840 SH   SOLE   0 0 35,840
INVESCO S&P 500 LOW VOLATILI COM 46138E354 333 5,468 SH   SOLE   0 0 5,468
IQVIA HOLDINGS INC COM 46266C105 3,056 12,759 SH   SOLE   0 0 12,759
ISHA CURR HEDGED MSCI EAFE COM 46434V803 3,947 114,770 SH   SOLE   0 0 114,770
ISHARES CORE MSCI EAFE ETF COM 46432F842 6,694 90,161 SH   SOLE   0 0 90,161
ISHARES CORE MSCI EMERGING COM 46434G103 10,193 165,043 SH   SOLE   0 0 165,043
ISHARES CORE S&P 500 ETF COM 464287200 68,995 160,148 SH   SOLE   0 0 160,148
ISHARES CORE S&P MIDCAP ETF COM 464287507 86,267 327,925 SH   SOLE   0 0 327,925
ISHARES CORE S&P SMALL-CAP E COM 464287804 25,897 237,171 SH   SOLE   0 0 237,171
ISHARES CORE TOTAL BOND ETF COM 46434V613 975 18,321 SH   SOLE   0 0 18,321
ISHARES CORE U.S. AGGREGATE COM 464287226 1,978 17,228 SH   SOLE   0 0 17,228
ISHARES INTL AGGREGATE BOND COM 46435G672 252 4,581 SH   SOLE   0 0 4,581
ISHARES MSCI EAFE ETF COM 464287465 7,408 94,964 SH   SOLE   0 0 94,964
ISHARES MSCI EAFE GROWTH ETF COM 464288885 34,476 323,809 SH   SOLE   0 0 323,809
ISHARES MSCI EAFE SMALL-CAP COM 464288273 786 10,561 SH   SOLE   0 0 10,561
ISHARES MSCI EAFE VALUE ETF COM 464288877 26,328 517,750 SH   SOLE   0 0 517,750
ISHARES MSCI EMERGING MARKET COM 464287234 2,309 45,830 SH   SOLE   0 0 45,830
ISHARES MSCI USA MOMENTUM FA COM 46432F396 377 2,145 SH   SOLE   0 0 2,145
ISHARES MSCI USA QUALITY FAC COM 46432F339 29,636 224,979 SH   SOLE   0 0 224,979
ISHARES PREFERRED & INCOME S COM 464288687 2,057 53,007 SH   SOLE   0 0 53,007
ISHARES RUSSELL 1000 ETF COM 464287622 27,599 114,184 SH   SOLE   0 0 114,184
ISHARES RUSSELL 1000 GROWTH COM 464287614 3,467 12,653 SH   SOLE   0 0 12,653
ISHARES RUSSELL 1000 VALUE E COM 464287598 608 3,883 SH   SOLE   0 0 3,883
ISHARES RUSSELL 2000 ETF COM 464287655 3,959 18,099 SH   SOLE   0 0 18,099
ISHARES RUSSELL 3000 ETF COM 464287689 423 1,660 SH   SOLE   0 0 1,660
ISHARES RUSSELL TOP 200 GROW COM 464289438 304 1,993 SH   SOLE   0 0 1,993
ISHARES S&P 500 GROWTH ETF COM 464287309 9,970 134,888 SH   SOLE   0 0 134,888
ISHARES S&P 500 VALUE ETF COM 464287408 1,095 7,530 SH   SOLE   0 0 7,530
ISHARES SELECT DIVIDEND ETF COM 464287168 964 8,404 SH   SOLE   0 0 8,404
JACOBS ENGINEERING GROUP INC COM 469814107 3,347 25,252 SH   SOLE   0 0 25,252
JOHNSON & JOHNSON COM 478160104 7,634 47,267 SH   SOLE   0 0 47,267
JPMORGAN CHASE & CO COM 46625H100 9,265 56,600 SH   SOLE   0 0 56,600
KEYSIGHT TECHNOLOGIES IN COM 49338L103 3,622 22,045 SH   SOLE   0 0 22,045
KIMBERLY-CLARK CORP COM 494368103 240 1,810 SH   SOLE   0 0 1,810
KLA CORP COM 482480100 216 647 SH   SOLE   0 0 647
LAM RESEARCH CORP COM 512807108 354 622 SH   SOLE   0 0 622
LINDE PLC COM G5494J103 313 1,066 SH   SOLE   0 0 1,066
LINDSAY CORP COM 535555106 296 1,950 SH   SOLE   0 0 1,950
LOWE'S COS INC COM 548661107 5,315 26,201 SH   SOLE   0 0 26,201
LUMEN TECHNOLOGIES INC COM 550241103 128 10,295 SH   SOLE   0 0 10,295
LVMH MOET HENNESSY-UNSP ADR COM 502441306 452 3,158 SH   SOLE   0 0 3,158
MARSH & MCLENNAN COS COM 571748102 288 1,903 SH   SOLE   0 0 1,903
MASTERCARD INC - A COM 57636Q104 7,807 22,455 SH   SOLE   0 0 22,455
MCDONALD'S CORP COM 580135101 506 2,097 SH   SOLE   0 0 2,097
MCKESSON CORP COM 58155Q103 308 1,547 SH   SOLE   0 0 1,547
MEDTRONIC PLC COM G5960L103 591 4,714 SH   SOLE   0 0 4,714
MERCK & CO. INC. COM 58933Y105 1,207 16,069 SH   SOLE   0 0 16,069
MICRON TECHNOLOGY INC COM 595112103 233 3,284 SH   SOLE   0 0 3,284
MICROSOFT CORP COM 594918104 16,900 59,945 SH   SOLE   0 0 59,945
MODERNA INC COM 60770K107 453 1,177 SH   SOLE   0 0 1,177
MONDELEZ INTERNATIONAL INC-A COM 609207105 417 7,171 SH   SOLE   0 0 7,171
MOODY'S CORP COM 615369105 281 790 SH   SOLE   0 0 790
MORGAN STANLEY COM 617446448 4,999 51,368 SH   SOLE   0 0 51,368
NETFLIX INC COM 64110L106 847 1,387 SH   SOLE   0 0 1,387
NEXTERA ENERGY INC COM 65339F101 423 5,392 SH   SOLE   0 0 5,392
NIKE INC -CL B COM 654106103 2,512 17,295 SH   SOLE   0 0 17,295
NOVO-NORDISK A/S-SPONS ADR COM 670100205 467 4,865 SH   SOLE   0 0 4,865
NUVEEN ESG SMALL-CAP ETF COM 67092P607 584 13,441 SH   SOLE   0 0 13,441
NVIDIA CORP COM 67066G104 1,951 9,416 SH   SOLE   0 0 9,416
OLD DOMINION FREIGHT LINE COM 679580100 214 749 SH   SOLE   0 0 749
ORACLE CORP COM 68389X105 772 8,861 SH   SOLE   0 0 8,861
O'REILLY AUTOMOTIVE INC COM 67103H107 1,644 2,690 SH   SOLE   0 0 2,690
PALO ALTO NETWORKS INC COM 697435105 4,152 8,669 SH   SOLE   0 0 8,669
PAYPAL HOLDINGS INC COM 70450Y103 872 3,353 SH   SOLE   0 0 3,353
PEPSICO INC COM 713448108 3,849 25,587 SH   SOLE   0 0 25,587
PFIZER INC COM 717081103 1,160 26,973 SH   SOLE   0 0 26,973
PHILIP MORRIS INTERNATIONAL COM 718172109 464 4,899 SH   SOLE   0 0 4,899
PHILLIPS EDISON GROCERY CENT COM 71844V300 2,008 63,459 SH   SOLE   0 0 63,459
PIONEER NATURAL RESOURCES CO COM 723787107 3,798 22,808 SH   SOLE   0 0 22,808
PNC FINANCIAL SERVICES GROUP COM 693475105 271 1,386 SH   SOLE   0 0 1,386
PROCTER & GAMBLE CO/THE COM 742718109 1,155 8,265 SH   SOLE   0 0 8,265
PROLOGIS INC COM 74340W103 240 1,916 SH   SOLE   0 0 1,916
QUALCOMM INC COM 747525103 822 6,375 SH   SOLE   0 0 6,375
RAYTHEON TECHNOLOGIES CORP COM 75513E101 351 4,085 SH   SOLE   0 0 4,085
RECRUIT HOLDINGS CO LTD-ADR COM 75629J101 147 12,025 SH   SOLE   0 0 12,025
ROCHE HOLDINGS LTD-SPONS ADR COM 771195104 206 4,520 SH   SOLE   0 0 4,520
S&P GLOBAL INC COM 78409V104 387 911 SH   SOLE   0 0 911
SALESFORCE.COM INC COM 79466L302 1,765 6,509 SH   SOLE   0 0 6,509
SCHLUMBERGER LTD COM 806857108 3,084 104,064 SH   SOLE   0 0 104,064
SCHWAB (CHARLES) CORP COM 808513105 383 5,260 SH   SOLE   0 0 5,260
SCHWAB EMERGING MARKETS EQUI COM 808524706 231 7,564 SH   SOLE   0 0 7,564
SCHWAB INTL EQUITY ETF COM 808524805 12,443 321,527 SH   SOLE   0 0 321,527
SCHWAB SHORT-TERM US TREAS COM 808524862 473 9,246 SH   SOLE   0 0 9,246
SCHWAB US BROAD MARKET ETF COM 808524102 5,676 54,651 SH   SOLE   0 0 54,651
SCHWAB US DVD EQUITY ETF COM 808524797 835 11,248 SH   SOLE   0 0 11,248
SCHWAB US LARGE-CAP ETF COM 808524201 2,889 27,774 SH   SOLE   0 0 27,774
SCHWAB US LARGE-CAP VALUE COM 808524409 275 4,081 SH   SOLE   0 0 4,081
SCHWAB US REIT ETF COM 808524847 1,132 24,783 SH   SOLE   0 0 24,783
SCHWAB US SMALL-CAP ETF COM 808524607 444 4,432 SH   SOLE   0 0 4,432
SERVICENOW INC COM 81762P102 444 713 SH   SOLE   0 0 713
SOUTHERN CO/THE COM 842587107 204 3,296 SH   SOLE   0 0 3,296
SPDR GOLD SHARES COM 78463V107 2,960 18,024 SH   SOLE   0 0 18,024
SPDR S&P 500 ETF TRUST COM 78462F103 959 2,235 SH   SOLE   0 0 2,235
SPDR S&P DIVIDEND ETF COM 78464A763 3,261 27,745 SH   SOLE   0 0 27,745
STARBUCKS CORP COM 855244109 3,851 34,910 SH   SOLE   0 0 34,910
STRYKER CORP COM 863667101 358 1,357 SH   SOLE   0 0 1,357
SYNOPSYS INC COM 871607107 202 674 SH   SOLE   0 0 674
TARGET CORP COM 87612E106 524 2,292 SH   SOLE   0 0 2,292
TECHNOLOGY SELECT SECT SPDR COM 81369Y803 241 1,613 SH   SOLE   0 0 1,613
TESLA INC COM 88160R101 1,923 2,480 SH   SOLE   0 0 2,480
TEXAS INSTRUMENTS INC COM 882508104 1,363 7,089 SH   SOLE   0 0 7,089
THERMO FISHER SCIENTIFIC INC COM 883556102 5,897 10,322 SH   SOLE   0 0 10,322
T-MOBILE US INC COM 872590104 2,347 18,367 SH   SOLE   0 0 18,367
TRUIST FINANCIAL CORP COM 89832Q109 275 4,682 SH   SOLE   0 0 4,682
UNION PACIFIC CORP COM 907818108 3,239 16,524 SH   SOLE   0 0 16,524
UNITED PARCEL SERVICE-CL B COM 911312106 459 2,520 SH   SOLE   0 0 2,520
UNITEDHEALTH GROUP INC COM 91324P102 6,238 15,963 SH   SOLE   0 0 15,963
US BANCORP COM 902973304 392 6,590 SH   SOLE   0 0 6,590
VANGUARD FTSE ALL-WORLD EX-U COM 922042775 3,648 59,847 SH   SOLE   0 0 59,847
VANGUARD FTSE DEVELOPED ETF COM 921943858 73,215 1,450,096 SH   SOLE   0 0 1,450,096
VANGUARD FTSE EMERGING MARKE COM 922042858 26,682 533,533 SH   SOLE   0 0 533,533
VANGUARD GROWTH ETF COM 922908736 112,435 387,481 SH   SOLE   0 0 387,481
VANGUARD HIGH DVD YIELD ETF COM 921946406 1,808 17,491 SH   SOLE   0 0 17,491
VANGUARD INFO TECH ETF COM 92204A702 379 944 SH   SOLE   0 0 944
VANGUARD MID-CAP ETF COM 922908629 37,173 157,005 SH   SOLE   0 0 157,005
VANGUARD MID-CAP GROWTH ETF COM 922908538 295 1,250 SH   SOLE   0 0 1,250
VANGUARD REAL ESTATE ETF COM 922908553 32,387 318,204 SH   SOLE   0 0 318,204
VANGUARD RUSSELL 3000 COM 92206C599 1,051 5,307 SH   SOLE   0 0 5,307
VANGUARD S&P 500 ETF COM 922908363 103,645 262,792 SH   SOLE   0 0 262,792
VANGUARD S&P 500 GROWTH ETF COM 921932505 686 2,573 SH   SOLE   0 0 2,573
VANGUARD SHORT-TERM BOND ETF COM 921937827 1,644 20,065 SH   SOLE   0 0 20,065
VANGUARD SHORT-TERM TREASURY COM 92206C102 682 11,098 SH   SOLE   0 0 11,098
VANGUARD SMALL-CAP ETF COM 922908751 13,831 63,251 SH   SOLE   0 0 63,251
VANGUARD TOTAL BOND MARKET COM 921937835 5,633 65,926 SH   SOLE   0 0 65,926
VANGUARD TOTAL INTL BOND ETF COM 92203J407 1,933 33,938 SH   SOLE   0 0 33,938
VANGUARD TOTAL INTL STOCK COM 921909768 3,702 58,521 SH   SOLE   0 0 58,521
VANGUARD TOTAL STOCK MKT ETF COM 922908769 8,645 38,932 SH   SOLE   0 0 38,932
VANGUARD VALUE ETF COM 922908744 68,443 505,600 SH   SOLE   0 0 505,600
VERIZON COMMUNICATIONS INC COM 92343V104 1,183 21,901 SH   SOLE   0 0 21,901
VF CORP COM 918204108 1,441 21,514 SH   SOLE   0 0 21,514
VISA INC-CLASS A SHARES COM 92826C839 1,165 5,228 SH   SOLE   0 0 5,228
WALMART INC COM 931142103 1,409 10,108 SH   SOLE   0 0 10,108
WALT DISNEY CO/THE COM 254687106 5,128 30,312 SH   SOLE   0 0 30,312
WELLS FARGO & CO COM 949746101 519 11,175 SH   SOLE   0 0 11,175
WISDOMTREE US HIGH DIVIDEND COM 97717W208 295 3,831 SH   SOLE   0 0 3,831
WISDOMTREE US SMALLCAP DIVID COM 97717W604 872 28,294 SH   SOLE   0 0 28,294
XTRACKERS MSCI EAFE HEDGED E COM 233051200 3,291 87,161 SH   SOLE   0 0 87,161
XTRACKERS USD HIGH YIELD COR COM 233051432 582 14,527 SH   SOLE   0 0 14,527
ZOETIS INC COM 98978V103 4,695 24,186 SH   SOLE   0 0 24,186