The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aberdeen Asia-Pacific CEF COM 003009107 393 103,097 SH   SOLE   90,586 0 12,511
Alliance World Dollar Govt CEF COM 01879R106 129 12,741 SH   SOLE   10,471 0 2,270
AmericsourceBergen COM 03073E105 380 3,769 SH   SOLE   2,449 0 1,320
Amgen Inc COM 031162100 5,526 23,428 SH   SOLE   21,209 0 2,219
Apple Inc. COM 037833100 4,151 11,380 SH   SOLE   10,286 0 1,094
Bank N S Halifax COM 064149107 3,577 86,729 SH   SOLE   78,558 0 8,171
C.H. Robinson Worldwide COM 12541W209 275 3,473 SH   SOLE   2,150 0 1,323
CenterPoint Energy COM 15189T107 219 11,736 SH   SOLE   7,467 0 4,269
Chevron Corp COM 166764100 3,887 43,562 SH   SOLE   39,550 0 4,012
Cisco Systems Inc COM 17275R102 4,845 103,880 SH   SOLE   93,296 0 10,584
Clorox Co Com COM 189054109 453 2,065 SH   SOLE   1,327 0 738
Coca Cola Co COM 191216100 3,968 88,817 SH   SOLE   80,389 0 8,428
Cullen/Frost Bankers Inc COM 229899109 293 3,924 SH   SOLE   2,566 0 1,358
Dominion Resources Inc COM 25746U109 2,202 27,130 SH   SOLE   24,543 0 2,587
Eastman Chemical COM 277432100 314 4,505 SH   SOLE   2,959 0 1,546
Emerson Elec Co COM 291011104 3,090 49,817 SH   SOLE   44,703 0 5,114
Exxon Mobil Corporation Com COM 30231G102 2,614 58,450 SH   SOLE   52,975 0 5,475
General Mills Inc Com COM 370334104 2,663 43,198 SH   SOLE   38,669 0 4,529
Gilead Sciences COM 375558103 3,786 49,203 SH   SOLE   44,277 0 4,926
GlaxoSmithKline Plc SPONSORED ADR 37733W105 2,798 68,596 SH   SOLE   61,934 0 6,662
Honeywell Intl Inc COM 438516106 2,314 16,005 SH   SOLE   14,550 0 1,455
Ingredion Inc COM 457187102 209 2,522 SH   SOLE   1,650 0 872
Investors Bancorp, Inc. COM 46146L101 184 21,692 SH   SOLE   14,354 0 7,338
ISHARES TR 3 7 YR TREAS BD 464288661 1,444 10,802 SH   SOLE   9,882 0 920
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,130 20,802 SH   SOLE   17,738 0 3,064
ISHARES TR 1 3 YR CR BD ETF 464288646 3,904 71,352 SH   SOLE   61,388 0 9,964
Johnson & Johnson Co COM 478160104 5,392 38,345 SH   SOLE   34,758 0 3,587
JP Morgan Chase & Co COM 46625H100 4,096 43,547 SH   SOLE   39,464 0 4,083
Medical Properties Trust Inc. COM 58463J304 295 15,706 SH   SOLE   10,224 0 5,482
Medtronic PLC SHS G5960L103 2,297 25,053 SH   SOLE   22,533 0 2,520
Merck & Co COM 58933Y105 2,891 37,383 SH   SOLE   33,518 0 3,865
Microsoft Corp. COM 594918104 5,335 26,217 SH   SOLE   23,538 0 2,679
MSC Industrial Direct COM 553530106 4,086 56,114 SH   SOLE   49,866 0 6,248
Omnicom Group COM 681919106 369 6,756 SH   SOLE   4,319 0 2,437
Paychex Inc COM 704326107 344 4,538 SH   SOLE   2,942 0 1,596
Pepsico Inc COM 713448108 2,476 18,722 SH   SOLE   16,970 0 1,752
Pfizer Inc COM 717081103 5,735 175,391 SH   SOLE   159,511 0 15,880
Principal Financial Group COM 74251V102 264 6,367 SH   SOLE   3,955 0 2,412
Procter & Gamble Co COM 742718109 3,671 30,703 SH   SOLE   27,608 0 3,095
Public Service Enterprise Group COM 744573106 3,980 80,966 SH   SOLE   72,365 0 8,601
Quest Diagnostics COM 74834L100 408 3,581 SH   SOLE   2,327 0 1,254
Raymond James Finl Inc COM 754730109 234 3,393 SH   SOLE   2,197 0 1,196
Raytheon Technologies Ord COM 75513E101 3,600 58,418 SH   SOLE   52,898 0 5,520
Robert Half International COM 770323103 321 6,070 SH   SOLE   3,880 0 2,190
Schwab U.S. Dividend Equity ETF US Dividend EQ 808524797 593 11,465 SH   SOLE   9,295 0 2,170
Skyworks Solutions Inc COM 83088M102 258 2,017 SH   SOLE   1,328 0 689
Spdr Series Trust S&P DIVID ETF 78464A763 257 2,815 SH   SOLE   2,363 0 452
Spdr Series Trust BLOMBERG BRC INT 78464A334 482 15,809 SH   SOLE   13,756 0 2,053
Spdr Series Trust PORTFOLIO SHORT 78464A474 4,508 143,842 SH   SOLE   124,053 0 19,789
Starbucks Corp COM 855244109 3,760 51,095 SH   SOLE   46,035 0 5,060
Texas Instruments Inc COM 882508104 5,121 40,330 SH   SOLE   36,693 0 3,637
Total SA SPONSORED ADS 89151E109 2,347 61,020 SH   SOLE   55,907 0 5,113
ISHARES TR 1 3 YR Treas BD 464287457 2,745 31,690 SH   SOLE   27,039 0 4,651
UNILEVER PLC ADR SPON ADR NEW 904767704 4,339 79,066 SH   SOLE   71,644 0 7,422
United Parcel Service Inc (UPS) COM 911312106 5,565 50,058 SH   SOLE   45,078 0 4,980
US Bancorp Del Com New COM 902973304 3,320 90,179 SH   SOLE   80,856 0 9,323
Vanguard Whitehall FDS INTL DVD ETF 921946810 210 3,138 SH   SOLE   2,537 0 601
Verizon Communications COM 92343V104 4,231 76,741 SH   SOLE   69,101 0 7,640
VF Corp COM 918204108 2,381 39,075 SH   SOLE   34,858 0 4,217
Western Asset Income CEF COM 95766T100 499 33,351 SH   SOLE   29,439 0 3,912