The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   738,007 7,883 SH   SOLE   0 0 7,883
ABBOTT LABS COM 002824100   1,199,875 12,389 SH   SOLE   0 0 12,389
ABBVIE INC COM 00287Y109   1,704,353 11,434 SH   SOLE   0 0 11,434
ACTIVISION BLIZZARD INC COM 00507V109   702,694 7,505 SH   SOLE   0 0 7,505
ADOBE INC COM 00724F101   740,885 1,453 SH   SOLE   0 0 1,453
AFLAC INC COM 001055102   857,912 11,178 SH   SOLE   0 0 11,178
ALPHABET INC CAP STK CL C 02079K107   952,749 7,226 SH   SOLE   0 0 7,226
ALPHABET INC CAP STK CL A 02079K305   1,011,156 7,727 SH   SOLE   0 0 7,727
AMAZON COM INC COM 023135106   2,199,558 17,303 SH   SOLE   0 0 17,303
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   310,520 6,450 SH   SOLE   0 0 6,450
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   400,959 6,931 SH   SOLE   0 0 6,931
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,144,151 14,678 SH   SOLE   0 0 14,678
APPLE INC COM 037833100   5,554,053 32,440 SH   SOLE   0 0 32,440
ARCHER DANIELS MIDLAND CO COM 039483102   991,773 13,150 SH   SOLE   0 0 13,150
AT&T INC COM 00206R102   528,857 35,210 SH   SOLE   0 0 35,210
AUTOMATIC DATA PROCESSING IN COM 053015103   571,137 2,374 SH   SOLE   0 0 2,374
BANK AMERICA CORP COM 060505104   1,292,966 47,223 SH   SOLE   0 0 47,223
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   248,713 710 SH   SOLE   0 0 710
BLACKROCK INC COM 09247X101   548,224 848 SH   SOLE   0 0 848
BOEING CO COM 097023105   1,216,836 6,348 SH   SOLE   0 0 6,348
CARDINAL HEALTH INC COM 14149Y108   612,516 7,055 SH   SOLE   0 0 7,055
CHEVRON CORP NEW COM 166764100   1,590,256 9,431 SH   SOLE   0 0 9,431
CINTAS CORP COM 172908105   889,869 1,850 SH   SOLE   0 0 1,850
CISCO SYS INC COM 17275R102   1,374,912 25,575 SH   SOLE   0 0 25,575
CONOCOPHILLIPS COM 20825C104   230,496 1,924 SH   SOLE   0 0 1,924
CONSTELLATION ENERGY CORP COM 21037T109   447,665 4,104 SH   SOLE   0 0 4,104
COSTCO WHSL CORP NEW COM 22160K105   3,997,092 7,075 SH   SOLE   0 0 7,075
CVS HEALTH CORP COM 126650100   507,243 7,265 SH   SOLE   0 0 7,265
DISNEY WALT CO COM 254687106   647,023 7,983 SH   SOLE   0 0 7,983
DOVER CORP COM 260003108   1,591,252 11,406 SH   SOLE   0 0 11,406
ELI LILLY & CO COM 532457108   2,432,662 4,529 SH   SOLE   0 0 4,529
EXELON CORP COM 30161N101   1,533,934 40,591 SH   SOLE   0 0 40,591
EXXON MOBIL CORP COM 30231G102   666,091 5,665 SH   SOLE   0 0 5,665
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,184,145 199,383 SH   SOLE   0 0 199,383
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   3,939,973 80,605 SH   SOLE   0 0 80,605
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   5,274,587 220,694 SH   SOLE   0 0 220,694
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,496,847 37,014 SH   SOLE   0 0 37,014
FLEXSHARES TR HIG YLD VL ETF 33939L662   440,144 11,070 SH   SOLE   0 0 11,070
FORD MTR CO DEL COM 345370860   570,360 45,923 SH   SOLE   0 0 45,923
GILEAD SCIENCES INC COM 375558103   1,363,159 18,190 SH   SOLE   0 0 18,190
GOLDMAN SACHS GROUP INC COM 38141G104   598,929 1,851 SH   SOLE   0 0 1,851
HOME DEPOT INC COM 437076102   914,941 3,028 SH   SOLE   0 0 3,028
INTEL CORP COM 458140100   1,962,357 55,200 SH   SOLE   0 0 55,200
INTERNATIONAL BUSINESS MACHS COM 459200101   977,471 6,967 SH   SOLE   0 0 6,967
INTUIT COM 461202103   266,711 522 SH   SOLE   0 0 522
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,040,692 186,365 SH   SOLE   0 0 186,365
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   701,419 31,355 SH   SOLE   0 0 31,355
ISHARES TR CORE S&P500 ETF 464287200   1,298,167 3,023 SH   SOLE   0 0 3,023
ISHARES TR IBOXX INV CP ETF 464287242   1,086,411 10,649 SH   SOLE   0 0 10,649
ISHARES TR MSCI EAFE ETF 464287465   2,432,187 35,290 SH   SOLE   0 0 35,290
ISHARES TR RUS MD CP GR ETF 464287481   749,070 8,200 SH   SOLE   0 0 8,200
ISHARES TR RUS 1000 GRW ETF 464287614   2,263,219 8,509 SH   SOLE   0 0 8,509
ISHARES TR RUS 1000 ETF 464287622   220,816 940 SH   SOLE   0 0 940
ISHARES TR CORE S&P SCP ETF 464287804   6,471,642 68,606 SH   SOLE   0 0 68,606
ISHARES TR NATIONAL MUN ETF 464288414   2,411,063 23,513 SH   SOLE   0 0 23,513
ISHARES TR PFD AND INCM SEC 464288687   1,316,460 43,664 SH   SOLE   0 0 43,664
ISHARES TR 0-5YR HI YL CP 46434V407   1,620,127 39,486 SH   SOLE   0 0 39,486
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   291,902 5,450 SH   SOLE   0 0 5,450
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,936,370 20,616 SH   SOLE   0 0 20,616
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   304,080 6,060 SH   SOLE   0 0 6,060
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,493,068 32,822 SH   SOLE   0 0 32,822
JOHNSON & JOHNSON COM 478160104   1,716,374 11,020 SH   SOLE   0 0 11,020
JPMORGAN CHASE & CO COM 46625H100   2,227,403 15,359 SH   SOLE   0 0 15,359
LOWES COS INC COM 548661107   278,506 1,340 SH   SOLE   0 0 1,340
MCDONALDS CORP COM 580135101   2,120,429 8,049 SH   SOLE   0 0 8,049
MCKESSON CORP COM 58155Q103   387,452 891 SH   SOLE   0 0 891
MEDTRONIC PLC SHS G5960L103   862,352 11,005 SH   SOLE   0 0 11,005
META PLATFORMS INC CL A 30303M102   857,100 2,855 SH   SOLE   0 0 2,855
MICROSOFT CORP COM 594918104   3,255,869 10,312 SH   SOLE   0 0 10,312
NETFLIX INC COM 64110L106   522,976 1,385 SH   SOLE   0 0 1,385
NIKE INC CL B 654106103   1,403,979 14,683 SH   SOLE   0 0 14,683
NVIDIA CORPORATION COM 67066G104   1,281,046 2,945 SH   SOLE   0 0 2,945
OLD REP INTL CORP COM 680223104   1,312,302 48,712 SH   SOLE   0 0 48,712
ORACLE CORP COM 68389X105   1,032,750 9,750 SH   SOLE   0 0 9,750
PEPSICO INC COM 713448108   1,630,522 9,623 SH   SOLE   0 0 9,623
PNC FINL SVCS GROUP INC COM 693475105   542,644 4,420 SH   SOLE   0 0 4,420
PRICE T ROWE GROUP INC COM 74144T108   268,677 2,562 SH   SOLE   0 0 2,562
PROCTER AND GAMBLE CO COM 742718109   733,676 5,030 SH   SOLE   0 0 5,030
PRUDENTIAL FINL INC COM 744320102   759,725 8,006 SH   SOLE   0 0 8,006
PUBLIC STORAGE COM 74460D109   263,520 1,000 SH   SOLE   0 0 1,000
QUALCOMM INC COM 747525103   1,024,973 9,229 SH   SOLE   0 0 9,229
SALESFORCE INC COM 79466L302   1,030,326 5,081 SH   SOLE   0 0 5,081
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,949,951 123,223 SH   SOLE   0 0 123,223
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   255,090 3,605 SH   SOLE   0 0 3,605
SEMPRA COM 816851109   387,363 5,694 SH   SOLE   0 0 5,694
SK TELECOM LTD SPONSORED ADR 78440P306   548,067 25,539 SH   SOLE   0 0 25,539
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,758,280 11,131 SH   SOLE   0 0 11,131
TEXAS INSTRS INC COM 882508104   250,759 1,577 SH   SOLE   0 0 1,577
THERMO FISHER SCIENTIFIC INC COM 883556102   457,072 903 SH   SOLE   0 0 903
TOYOTA MOTOR CORP ADS 892331307   1,051,897 5,852 SH   SOLE   0 0 5,852
UNITEDHEALTH GROUP INC COM 91324P102   483,519 959 SH   SOLE   0 0 959
VANECK ETF TRUST EMERGING MRKT HI 92189F353   2,659,404 149,237 SH   SOLE   0 0 149,237
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   835,667 30,882 SH   SOLE   0 0 30,882
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   3,549,699 46,805 SH   SOLE   0 0 46,805
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   656,698 1,672 SH   SOLE   0 0 1,672
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,675,152 22,141 SH   SOLE   0 0 22,141
VANGUARD INDEX FDS MID CAP ETF 922908629   719,470 3,455 SH   SOLE   0 0 3,455
VANGUARD INDEX FDS SMALL CP ETF 922908751   738,697 3,907 SH   SOLE   0 0 3,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   578,583 14,756 SH   SOLE   0 0 14,756
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,200,022 164,685 SH   SOLE   0 0 164,685
VISA INC COM CL A 92826C839   1,408,582 6,124 SH   SOLE   0 0 6,124
WALMART INC COM 931142103   1,956,584 12,234 SH   SOLE   0 0 12,234
WASTE MGMT INC DEL COM 94106L109   351,375 2,305 SH   SOLE   0 0 2,305
WEYERHAEUSER CO MTN BE COM NEW 962166104   221,120 7,212 SH   SOLE   0 0 7,212
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   3,915,046 77,803 SH   SOLE   0 0 77,803
ZIFF DAVIS INC COM 48123V102   414,113 6,502 SH   SOLE   0 0 6,502