The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 2,594 754 SH   SOLE 0 753 0 0
STARBUCKS CORP Stock 855244109 578 5,171 SH   SOLE 0 5,171 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106 477 7,986 SH   SOLE 0 7,986 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,878 11,398 SH   SOLE 0 11,397 0 0
VANGUARD TOTAL STK MKT ETF 922908769 419 1,879 SH   SOLE 0 1,879 0 0
COSTCO WHOLESALE CORP Stock 22160K105 267 675 SH   SOLE 0 675 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,963 35,590 SH   SOLE 0 35,590 0 0
GOLDMAN SACHS GROUP INC Stock 38141G104 218 576 SH   SOLE 0 575 0 0
TOYOTA MOTOR CORP SP ADR REP2COM ADR 892331307 292 1,668 SH   SOLE 0 1,667 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 10,261 76,047 SH   SOLE 0 76,046 0 0
COCA COLA CO COM Stock 191216100 1,126 20,811 SH   SOLE 0 20,810 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 241 10,000 SH   SOLE 0 10,000 0 0
TRUIST FINL CORP COM Stock 89832Q109 1,062 19,132 SH   SOLE 0 19,132 0 0
UNITED PARCEL SERVICE INC Stock 911312106 846 4,067 SH   SOLE 0 4,067 0 0
INTEL CORP COM Stock 458140100 1,299 23,145 SH   SOLE 0 23,144 0 0
CHICAGO MERCANTILE HLDGS INC Stock 12572Q105 307 1,444 SH   SOLE 0 1,443 0 0
MEDTRONIC PLC SHS Stock G5960L103 665 5,358 SH   SOLE 0 5,357 0 0
CLOROX CO DEL COM Stock 189054109 210 1,168 SH   SOLE 0 1,168 0 0
COMERICA INC COM Stock 200340107 249 3,494 SH   SOLE 0 3,494 0 0
NETFLIX COM INC Stock 64110L106 324 614 SH   SOLE 0 614 0 0
PAYCHEX INC Stock 704326107 435 4,052 SH   SOLE 0 4,052 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304 327 16,290 SH   SOLE 0 16,290 0 0
PEOPLES BK BRIDGEPORT CN Stock 712704105 315 18,378 SH   SOLE 0 18,378 0 0
HESS CORP COM Stock 42809H107 464 5,311 SH   SOLE 0 5,310 0 0
ISHARES INTERNATIONAL DIVIDEND GROWTH ETF ETF 46435G524 8,602 127,604 SH   SOLE 0 127,604 0 0
MERCK & CO INC Stock 58933Y105 927 11,923 SH   SOLE 0 11,922 0 0
SPDR S&P 500 ETF ETF 78462F103 568 1,327 SH   SOLE 0 1,327 0 0
MASTERCARD INC Stock 57636Q104 724 1,983 SH   SOLE 0 1,982 0 0
ALLSTATE CORP Stock 020002101 345 2,643 SH   SOLE 0 2,642 0 0
VERIZON COMMUNICATIONS Stock 92343V104 1,038 18,520 SH   SOLE 0 18,520 0 0
CHUBB LIMITED COM Stock H1467J104 212 1,334 SH   SOLE 0 1,334 0 0
SNAP ON INC COM Stock 833034101 1,241 5,554 SH   SOLE 0 5,554 0 0
PEPSICO INC COM Stock 713448108 739 4,990 SH   SOLE 0 4,990 0 0
HONEYWELL INTL INC Stock 438516106 666 3,038 SH   SOLE 0 3,037 0 0
FIRSTENERGY CORP Stock 337932107 223 5,983 SH   SOLE 0 5,983 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 1,269 12,887 SH   SOLE 0 12,886 0 0
US BANCORP DEL COM NEW Stock 902973304 2,481 43,556 SH   SOLE 0 43,556 0 0
BP PLC SPONSORED ADR ADR 055622104 357 13,508 SH   SOLE 0 13,508 0 0
HOME DEPOT Stock 437076102 1,136 3,561 SH   SOLE 0 3,561 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 484 2,437 SH   SOLE 0 2,437 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 372 3,253 SH   SOLE 0 3,253 0 0
HENRY JACK & ASSOC INC Stock 426281101 352 2,152 SH   SOLE 0 2,152 0 0
LINCOLN ELEC HLDGS INC Stock 533900106 272 2,063 SH   SOLE 0 2,063 0 0
MSC INDL DIRECT INC CL A Stock 553530106 587 6,542 SH   SOLE 0 6,542 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 649 5,745 SH   SOLE 0 5,745 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 718 2,585 SH   SOLE 0 2,585 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 354 5,248 SH   SOLE 0 5,248 0 0
ADOBE SYS INC Stock 00724F101 421 719 SH   SOLE 0 719 0 0
GOOGLE INC Stock 02079K305 1,490 610 SH   SOLE 0 610 0 0
PROGRESSIVE CORP COM Stock 743315103 554 5,641 SH   SOLE 0 5,641 0 0
EASTMAN CHEMICAL CO Stock 277432100 382 3,274 SH   SOLE 0 3,274 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102 267 4,222 SH   SOLE 0 4,222 0 0
INTUIT INC Stock 461202103 215 439 SH   SOLE 0 439 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 238 4,064 SH   SOLE 0 4,064 0 0
CSX CORP Stock 126408103 1,302 40,573 SH   SOLE 0 40,573 0 0
COMCAST CORP NEW CL A Stock 20030N101 471 8,260 SH   SOLE 0 8,260 0 0
MICROSOFT Stock 594918104 4,503 16,622 SH   SOLE 0 16,622 0 0
V F CORP COM Stock 918204108 387 4,715 SH   SOLE 0 4,714 0 0
AETERNA ZENTARIS INC COM Stock 007975402 16 18,000 SH   SOLE 0 18,000 0 0
VANGUARD TOTAL WORLD BOND ETF ETF 92206C565 465 5,796 SH   SOLE 0 5,796 0 0
HARTFORD MUNICIPAL OPPORTUNITIES ETF ETF 41653L503 228 5,422 SH   SOLE 0 5,422 0 0
BOEING CO COM Stock 097023105 611 2,549 SH   SOLE 0 2,548 0 0
NEXTERA ENERGY INC COM Stock 65339F101 407 5,560 SH   SOLE 0 5,560 0 0
NIKE INC CLASS B Stock 654106103 754 4,881 SH   SOLE 0 4,880 0 0
TESLA MOTORS INC Stock 88160R101 674 992 SH   SOLE 0 992 0 0
CENTERPOINT ENERGY INC COM Stock 15189T107 203 8,273 SH   SOLE 0 8,273 0 0
ASTRAZENECA PLC- SPONS ADR ADR 046353108 227 3,796 SH   SOLE 0 3,795 0 0
FIFTH THIRD BANCORP Stock 316773100 2,202 57,591 SH   SOLE 0 57,590 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 413 28,973 SH   SOLE 0 28,973 0 0
LILLY ELI & CO COM Stock 532457108 357 1,555 SH   SOLE 0 1,555 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 292 1,016 SH   SOLE 0 1,015 0 0
HUNTINGTON INGALLS INDS INC COM Stock 446413106 327 1,552 SH   SOLE 0 1,552 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 257 2,605 SH   SOLE 0 2,605 0 0
CHIPOTLE MEXICAN GRILL INC Stock 169656105 251 162 SH   SOLE 0 162 0 0
MARATHON PETE CORP Stock 56585A102 214 3,547 SH   SOLE 0 3,547 0 0
BLACKROCK FUTURE TECH ETF ETF 09290C301 654 17,653 SH   SOLE 0 17,653 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100 340 32,000 SH   SOLE 0 32,000 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 273 2,655 SH   SOLE 0 2,654 0 0
VISA INC Stock 92826C839 1,044 4,463 SH   SOLE 0 4,463 0 0
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD ETF 46429B689 24,606 325,733 SH   SOLE 0 325,732 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 89,929 1,221,699 SH   SOLE 0 1,221,699 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 27,852 1,047,074 SH   SOLE 0 1,047,073 0 0
INVESCO S&P INTERNATIONAL DEVELOPED LOW VOLATILITY ETF ETF 46138E230 2,098 67,860 SH   SOLE 0 67,860 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 65,645 664,692 SH   SOLE 0 664,691 0 0
FACEBOOK INC CL A Stock 30303M102 1,214 3,492 SH   SOLE 0 3,492 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 375 542 SH   SOLE 0 542 0 0
INGREDION INC COM Stock 457187102 297 3,286 SH   SOLE 0 3,286 0 0
FIRST FINL BANCORP OH COM Stock 320209109 260 10,985 SH   SOLE 0 10,984 0 0
MONDELEZ INTL INC CL A Stock 609207105 204 3,263 SH   SOLE 0 3,263 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101 268 561 SH   SOLE 0 561 0 0
BARCLAYS PLC ADR ADR 06738E204 132 13,637 SH   SOLE 0 13,637 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADR 606822104 78 14,389 SH   SOLE 0 14,388 0 0
NOVARTIS AG ADR ADR 66987V109 383 4,193 SH   SOLE 0 4,193 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 11,967 159,853 SH   SOLE 0 159,852 0 0
ROYAL BANK OF CANADA Stock 780087102 228 2,251 SH   SOLE 0 2,250 0 0
ACCENTURE LTD BERMUDA CL A Stock G1151C101 436 1,479 SH   SOLE 0 1,479 0 0
OMNICOM GROUP INC COM Stock 681919106 364 4,556 SH   SOLE 0 4,556 0 0
KROGER CO COM Stock 501044101 267 6,962 SH   SOLE 0 6,962 0 0
ENBRIDGE INC COM Stock 29250N105 256 6,382 SH   SOLE 0 6,381 0 0
NVIDIA CORP Stock 67066G104 1,008 1,260 SH   SOLE 0 1,259 0 0
INVESTORS BANCORP INC NEW COM Stock 46146L101 347 24,305 SH   SOLE 0 24,305 0 0
ABBVIE INC COM Stock 00287Y109 462 4,105 SH   SOLE 0 4,104 0 0
S&P GLOBAL INC COM Stock 78409V104 212 517 SH   SOLE 0 517 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD ADR 874039100 459 3,821 SH   SOLE 0 3,821 0 0
QUALCOMM INC COM Stock 747525103 312 2,180 SH   SOLE 0 2,180 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 494 2,625 SH   SOLE 0 2,625 0 0
CULLEN FROST BANKERS INC COM Stock 229899109 385 3,435 SH   SOLE 0 3,435 0 0
MCDONALDS CORP COM Stock 580135101 646 2,795 SH   SOLE 0 2,795 0 0
QUEST DIAGNOSTICS INC Stock 74834L100 450 3,409 SH   SOLE 0 3,408 0 0
DOVER CORP COM Stock 260003108 460 3,054 SH   SOLE 0 3,054 0 0
CISCO SYS INC Stock 17275R102 1,073 20,251 SH   SOLE 0 20,250 0 0
CAPITAL ONE FINANCIAL CORP Stock 14040H105 219 1,418 SH   SOLE 0 1,417 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 596 7,518 SH   SOLE 0 7,518 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 202 2,150 SH   SOLE 0 2,150 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 268 2,017 SH   SOLE 0 2,017 0 0
AUTODESK INC Stock 052769106 319 1,093 SH   SOLE 0 1,093 0 0
AT&T INC COM Stock 00206R102 309 10,753 SH   SOLE 0 10,753 0 0
GENERAL ELECTRIC CO COM Stock 369604103 488 36,256 SH   SOLE 0 36,256 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 514 2,370 SH   SOLE 0 2,370 0 0
ISHARES DJ US TECHNOLOGY ETF 464287721 273 2,744 SH   SOLE 0 2,744 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102 279 1,456 SH   SOLE 0 1,456 0 0
ISHARES S&P 500 INDEX ETF 464287200 2,675 6,222 SH   SOLE 0 6,222 0 0
WELLS FARGO CO NEW COM Stock 949746101 267 5,901 SH   SOLE 0 5,900 0 0
UNION PAC CORP COM Stock 907818108 584 2,656 SH   SOLE 0 2,656 0 0
CINTAS CORP Stock 172908105 984 2,576 SH   SOLE 0 2,576 0 0
SALESFORCE COM Stock 79466L302 332 1,358 SH   SOLE 0 1,358 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 365 724 SH   SOLE 0 724 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 5,184 33,329 SH   SOLE 0 33,328 0 0
CHEVRON CORP NEW COM Stock 166764100 797 7,614 SH   SOLE 0 7,614 0 0
CINCINNATI FINL CORP COM Stock 172062101 219 1,875 SH   SOLE 0 1,875 0 0
DANAHER CORP Stock 235851102 298 1,111 SH   SOLE 0 1,111 0 0
BK OF AMERICA CORP COM Stock 060505104 653 15,832 SH   SOLE 0 15,832 0 0
WALMART INC COM Stock 931142103 711 5,044 SH   SOLE 0 5,044 0 0
INTL BUSINESS MACHINES Stock 459200101 277 1,887 SH   SOLE 0 1,887 0 0
ORACLE CORPORATION Stock 68389X105 573 7,362 SH   SOLE 0 7,362 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 815 9,553 SH   SOLE 0 9,553 0 0
TEXAS INSTRS INC COM Stock 882508104 1,041 5,415 SH   SOLE 0 5,415 0 0
TARGET CORP COM Stock 87612E106 277 1,146 SH   SOLE 0 1,145 0 0
PFIZER INC COM Stock 717081103 1,275 32,553 SH   SOLE 0 32,552 0 0
MORGAN STANLEY Stock 617446448 349 3,805 SH   SOLE 0 3,804 0 0
3M CO COM Stock 88579Y101 257 1,291 SH   SOLE 0 1,291 0 0
GILEAD SCIENCES INC Stock 375558103 513 7,445 SH   SOLE 0 7,445 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 1,586 633 SH   SOLE 0 632 0 0
AMERICAN EXPRESS CO COM Stock 025816109 201 1,215 SH   SOLE 0 1,214 0 0
AMGEN INC Stock 031162100 743 3,049 SH   SOLE 0 3,049 0 0
APPLIED MATLS INC COM Stock 038222105 429 3,010 SH   SOLE 0 3,010 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 533 5,275 SH   SOLE 0 5,275 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 423 2,730 SH   SOLE 0 2,730 0 0
ISHARES AGGREGATE BOND ETF ETF 464287226 277 2,398 SH   SOLE 0 2,398 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 43,388 861,561 SH   SOLE 0 861,560 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 355 1,564 SH   SOLE 0 1,564 0 0
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209 237 2,527 SH   SOLE 0 2,527 0 0
CRANE CO COM Stock 224399105 384 4,154 SH   SOLE 0 4,154 0 0
PHILIP MORRIS INTL INC Stock 718172109 340 3,431 SH   SOLE 0 3,430 0 0
ROBERT HALF INTL INC COM Stock 770323103 273 3,064 SH   SOLE 0 3,064 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 2,830 14,837 SH   SOLE 0 14,836 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 256 3,824 SH   SOLE 0 3,824 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 963 3,764 SH   SOLE 0 3,764 0 0
ALTRIA GROUP INC COM Stock 02209S103 210 4,412 SH   SOLE 0 4,412 0 0
DOMINION RESOURCES INC Stock 25746U109 417 5,668 SH   SOLE 0 5,668 0 0
CITIGROUP INC Stock 172967424 217 3,069 SH   SOLE 0 3,069 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,196 18,967 SH   SOLE 0 18,967 0 0
UNITEDHEALTH GROUP Stock 91324P102 1,205 3,009 SH   SOLE 0 3,009 0 0
LOWES COS INC COM Stock 548661107 381 1,963 SH   SOLE 0 1,963 0 0
DEERE & CO COM Stock 244199105 308 872 SH   SOLE 0 872 0 0
NOVO-NORDISK A/S ADR ADR CMN ADR 670100205 200 2,392 SH   SOLE 0 2,391 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 558 1,914 SH   SOLE 0 1,914 0 0
BLACKROCK INC Stock 09247X101 267 305 SH   SOLE 0 305 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 869 3,233 SH   SOLE 0 3,233 0 0
APPLE INC Stock 037833100 7,887 57,589 SH   SOLE 0 57,589 0 0
ABBOTT LABS COM Stock 002824100 502 4,331 SH   SOLE 0 4,331 0 0
DISNEY WALT CO COM Stock 254687106 685 3,895 SH   SOLE 0 3,895 0 0
RAYMOND JAMES FINL INC Stock 754730109 204 1,571 SH   SOLE 0 1,571 0 0