The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 547 3,885 SH   SOLE   3,885 0 0
ABBVIE INC COM 00287Y109 429 3,167 SH   SOLE   3,167 0 0
ALPHABET INC CAP STK CL C 02079K107 284 98 SH   SOLE   98 0 0
ALPHABET INC CAP STK CL A 02079K305 348 120 SH   SOLE   120 0 0
AMAZON COM INC COM 023135106 937 281 SH   SOLE   281 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 3,561 55,166 SH   SOLE   55,166 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,659 57,780 SH   SOLE   57,780 0 0
APPLE INC COM 037833100 5,660 31,873 SH   SOLE   31,873 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,415 4,733 SH   SOLE   4,733 0 0
COCA COLA CO COM 191216100 874 14,765 SH   SOLE   14,765 0 0
CONFLUENT INC CLASS A COM 20717M103 1,628 24,982 SH   SOLE   24,982 0 0
DEERE & CO COM 244199105 312 909 SH   SOLE   909 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 123 15,000 SH   SOLE   15,000 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 333 15,179 SH   SOLE   15,179 0 0
ETF SER SOLUTIONS APTUS DEFINED 26922A388 1,097 38,041 SH   SOLE   38,041 0 0
HOME DEPOT INC COM 437076102 283 683 SH   SOLE   683 0 0
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 250 5,040 SH   SOLE   5,040 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 485 3,631 SH   SOLE   3,631 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,085 2,726 SH   SOLE   2,726 0 0
ISHARES INC MSCI FRONTIER 464286145 3,033 87,874 SH   SOLE   87,874 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 268 6,743 SH   SOLE   6,743 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,357 31,708 SH   SOLE   31,708 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 3,293 107,574 SH   SOLE   107,574 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,564 5,524 SH   SOLE   5,524 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,236 10,792 SH   SOLE   10,792 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,902 16,354 SH   SOLE   16,354 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,404 13,074 SH   SOLE   13,074 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 583 7,336 SH   SOLE   7,336 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 644 5,969 SH   SOLE   5,969 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 358 13,128 SH   SOLE   13,128 0 0
ISHARES TR MSCI EAFE ETF 464287465 908 11,535 SH   SOLE   11,535 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 642 13,145 SH   SOLE   13,145 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 1,577 31,304 SH   SOLE   31,304 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 655 7,662 SH   SOLE   7,662 0 0
ISHARES TR CORE S&P500 ETF 464287200 448 940 SH   SOLE   940 0 0
ISHARES TR SP SMCP600VL ETF 464287879 230 2,200 SH   SOLE   2,200 0 0
ISHARES TR TIPS BD ETF 464287176 226 1,748 SH   SOLE   1,748 0 0
JOHNSON & JOHNSON COM 478160104 1,426 8,337 SH   SOLE   8,337 0 0
MARATHON OIL CORP COM 565849106 197 12,000 SH   SOLE   12,000 0 0
MERCADOLIBRE INC COM 58733R102 483 358 SH   SOLE   358 0 0
META PLATFORMS INC CL A 30303M102 365 1,084 SH   SOLE   1,084 0 0
MICROSOFT CORP COM 594918104 1,455 4,327 SH   SOLE   4,327 0 0
NETFLIX INC COM 64110L106 221 367 SH   SOLE   367 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 396 9,429 SH   SOLE   9,429 0 0
OXFORD LANE CAP CORP COM 691543102 116 15,000 SH   SOLE   15,000 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 184 10,106 SH   SOLE   10,106 0 0
PFIZER INC COM 717081103 287 4,866 SH   SOLE   4,866 0 0
PG&E CORP COM 69331C108 122 10,016 SH   SOLE   10,016 0 0
RPM INTL INC COM 749685103 1,130 11,185 SH   SOLE   11,185 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,263 40,368 SH   SOLE   40,368 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,416 34,587 SH   SOLE   34,587 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 200 1,774 SH   SOLE   1,774 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 327 2,877 SH   SOLE   2,877 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 640 10,183 SH   SOLE   10,183 0 0
SEA LTD SPONSORD ADS 81141R100 282 1,262 SH   SOLE   1,262 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 481 5,304 SH   SOLE   5,304 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 250 4,500 SH   SOLE   4,500 0 0
SHOPIFY INC CL A 82509L107 222 161 SH   SOLE   161 0 0
SIMON PPTY GROUP INC NEW COM 828806109 607 3,800 SH   SOLE   3,800 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 8,898 105,031 SH   SOLE   105,031 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 7,376 230,129 SH   SOLE   230,129 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 13,167 225,276 SH   SOLE   225,276 0 0
THE TRADE DESK INC COM CL A 88339J105 533 5,820 SH   SOLE   5,820 0 0
TWO HBRS INVT CORP COM NEW 90187B408 173 30,000 SH   SOLE   30,000 0 0
UNION PAC CORP COM 907818108 288 1,143 SH   SOLE   1,143 0 0
UPHEALTH INC COM 91532B101 22 10,000 SH   SOLE   10,000 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 842 15,258 SH   SOLE   15,258 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,124 9,446 SH   SOLE   9,446 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,936 8,020 SH   SOLE   8,020 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,265 5,596 SH   SOLE   5,596 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 256 1,702 SH   SOLE   1,702 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 501 1,562 SH   SOLE   1,562 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,607 13,853 SH   SOLE   13,853 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,575 31,849 SH   SOLE   31,849 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 593 10,795 SH   SOLE   10,795 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,444 103,916 SH   SOLE   103,916 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,262 78,289 SH   SOLE   78,289 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 368 2,140 SH   SOLE   2,140 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 519 8,164 SH   SOLE   8,164 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,076 275,669 SH   SOLE   275,669 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 253 1,285 SH   SOLE   1,285 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 2,274 4,848 SH   SOLE   4,848 0 0
XILINX INC COM 983919101 866 4,082 SH   SOLE   4,082 0 0