The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 62,342 389,201 SH   DFND   0 0 389,201
ABBOTT LABS COM 002824100 9,799 90,043 SH   DFND   0 0 90,043
ABBOTT LABS COM 002824100 261 2,395 SH   SOLE   0 0 2,365
ABBVIE INC COM 00287Y109 5,590 63,822 SH   DFND   0 0 63,822
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,885 21,617 SH   DFND   0 0 21,617
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 272 1,202 SH   SOLE   0 0 1,187
ACTIVISION BLIZZARD INC COM 00507V109 256 3,163 SH   DFND   0 0 3,163
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,016 4,110 SH   DFND   0 0 4,110
ADVANCED MICRO DEVICES INC COM 007903107 1,369 16,702 SH   DFND   0 0 16,702
AFLAC INC COM 001055102 1,665 45,791 SH   DFND   0 0 45,791
AGNICO EAGLE MINES LTD COM 008474108 2,348 29,488 SH   DFND   0 0 29,488
AIR PRODS & CHEMS INC COM 009158106 320 1,074 SH   DFND   0 0 1,074
AKAMAI TECHNOLOGIES INC COM 00971T101 355 3,207 SH   DFND   0 0 3,207
ALEXCO RESOURCE CORP COM 01535P106 420 159,000 SH   DFND   0 0 159,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,241 14,425 SH   DFND   0 0 14,425
ALIGN TECHNOLOGY INC COM 016255101 1,478 4,514 SH   DFND   0 0 4,514
ALLEGION PLC ORD SHS G0176J109 265 2,682 SH   DFND   0 0 2,682
ALLSTATE CORP COM 020002101 583 6,188 SH   DFND   0 0 6,188
ALPHABET INC CAP STK CL C 02079K107 3,958 2,693 SH   DFND   0 0 2,693
ALPHABET INC CAP STK CL A 02079K305 10,393 7,091 SH   DFND   0 0 7,091
AMAZON COM INC COM 023135106 40,420 12,837 SH   DFND   0 0 12,837
AMERICAN ELEC PWR CO INC COM 025537101 503 6,149 SH   DFND   0 0 6,149
AMERICAN EXPRESS CO COM 025816109 231 2,300 SH   DFND   0 0 2,300
AMERICAN TOWER CORP NEW COM 03027X100 13,316 55,088 SH   DFND   0 0 55,088
AMERICAN WTR WKS CO INC NEW COM 030420103 3,540 24,432 SH   DFND   0 0 24,432
AMERICAN WTR WKS CO INC NEW COM 030420103 249 1,721 SH   SOLE   0 0 1,701
AMERISOURCEBERGEN CORP COM 03073E105 1,539 15,881 SH   DFND   0 0 15,881
AMGEN INC COM 031162100 5,758 22,656 SH   DFND   0 0 22,656
ANALOG DEVICES INC COM 032654105 345 2,952 SH   DFND   0 0 2,952
APPLE INC COM 037833100 120,045 1,036,566 SH   DFND   0 0 1,036,566
APPLE INC COM 037833100 531 4,587 SH   SOLE   0 0 4,551
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,440 3,900 SH   DFND   0 0 3,900
AT&T INC COM 00206R102 3,356 117,708 SH   DFND   0 0 117,708
AUTOMATIC DATA PROCESSING IN COM 053015103 3,562 25,534 SH   DFND   0 0 25,534
AZURRX BIOPHARMA INC COM 05502L105 127 178,203 SH   DFND   0 0 178,203
BANK NEW YORK MELLON CORP COM 064058100 732 21,304 SH   DFND   0 0 21,304
BAXTER INTL INC COM 071813109 2,284 28,398 SH   DFND   0 0 28,398
BECTON DICKINSON & CO COM 075887109 1,622 6,973 SH   DFND   0 0 6,973
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,280 4 SH   DFND   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 30,358 142,564 SH   DFND   0 0 142,564
BEST BUY INC COM 086516101 401 3,600 SH   DFND   0 0 3,600
BIO-TECHNE CORP COM 09073M104 451 1,819 SH   DFND   0 0 1,819
BK OF AMERICA CORP COM 060505104 1,650 68,502 SH   DFND   0 0 68,502
BLACKROCK INC COM 09247X101 7,671 13,612 SH   DFND   0 0 13,612
BLACKSTONE GROUP INC COM CL A 09260D107 3,588 68,745 SH   DFND   0 0 68,745
BOEING CO COM 097023105 243 1,469 SH   DFND   0 0 1,469
BOOKING HOLDINGS INC COM 09857L108 1,947 1,138 SH   DFND   0 0 1,138
BP PLC SPONSORED ADR 055622104 907 51,929 SH   DFND   0 0 51,929
BRISTOL-MYERS SQUIBB CO COM 110122108 6,530 108,309 SH   DFND   0 0 108,309
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 382 169,917 SH   DFND   0 0 169,917
BROADCOM INC COM 11135F101 1,927 5,290 SH   DFND   0 0 5,290
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 3,270 24,770 SH   DFND   0 0 24,770
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 299 2,262 SH   SOLE   0 0 2,237
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 893 27,022 SH   DFND   0 0 27,022
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,119 23,500 SH   DFND   0 0 23,500
BROOKLINE BANCORP INC DEL COM 11373M107 125 14,451 SH   DFND   0 0 14,451
CANADIAN NATL RY CO COM 136375102 2,728 25,624 SH   DFND   0 0 25,624
CANADIAN NATL RY CO COM 136375102 253 2,380 SH   SOLE   0 0 2,345
CAPITAL ONE FINL CORP COM 14040H105 309 4,297 SH   DFND   0 0 4,297
CARLISLE COS INC COM 142339100 828 6,767 SH   DFND   0 0 6,767
CARRIER GLOBAL CORPORATION COM 14448C104 1,329 43,520 SH   DFND   0 0 43,520
CATERPILLAR INC DEL COM 149123101 5,215 34,966 SH   DFND   0 0 34,966
CERNER CORP COM 156782104 559 7,728 SH   DFND   0 0 7,728
CHARTER COMMUNICATIONS INC N CL A 16119P108 788 1,262 SH   DFND   0 0 1,262
CHEVRON CORP NEW COM 166764100 5,271 73,210 SH   DFND   0 0 73,210
CHUBB LIMITED COM H1467J104 553 4,760 SH   DFND   0 0 4,760
CIGNA CORP NEW COM 125523100 377 2,227 SH   DFND   0 0 2,227
CINTAS CORP COM 172908105 220 660 SH   DFND   0 0 660
CISCO SYS INC COM 17275R102 4,978 126,369 SH   DFND   0 0 126,369
CITIGROUP INC COM NEW 172967424 1,961 45,485 SH   DFND   0 0 45,485
CLEARPOINT NEURO INC COM 18507C103 855 156,584 SH   DFND   0 0 156,584
CLOROX CO DEL COM 189054109 1,853 8,815 SH   DFND   0 0 8,815
COCA COLA CO COM 191216100 926 18,765 SH   DFND   0 0 18,765
COLGATE PALMOLIVE CO COM 194162103 1,175 15,226 SH   DFND   0 0 15,226
COMCAST CORP NEW CL A 20030N101 14,919 322,511 SH   DFND   0 0 322,511
COMCAST CORP NEW CL A 20030N101 252 5,452 SH   SOLE   0 0 5,377
CONFORMIS INC COM 20717E101 8 10,000 SH   DFND   0 0 10,000
CONOCOPHILLIPS COM 20825C104 1,540 46,880 SH   DFND   0 0 46,880
CONSOLIDATED EDISON INC COM 209115104 264 3,390 SH   DFND   0 0 3,390
CONSTELLATION BRANDS INC CL A 21036P108 668 3,525 SH   DFND   0 0 3,525
COSTCO WHSL CORP NEW COM 22160K105 1,712 4,822 SH   DFND   0 0 4,822
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 259 3,100 SH   DFND   0 0 3,100
CROWN CASTLE INTL CORP NEW COM 22822V101 3,314 19,903 SH   DFND   0 0 19,903
CSX CORP COM 126408103 4,177 53,778 SH   DFND   0 0 53,778
CUMMINS INC COM 231021106 3,906 18,499 SH   DFND   0 0 18,499
CVS HEALTH CORP COM 126650100 1,953 33,438 SH   DFND   0 0 33,438
D R HORTON INC COM 23331A109 367 4,858 SH   DFND   0 0 4,858
DANAHER CORPORATION COM 235851102 12,024 55,841 SH   DFND   0 0 55,841
DBX ETF TR XTRACK HRVST CSI 233051879 241 7,000 SH   DFND   0 0 7,000
DEERE & CO COM 244199105 982 4,429 SH   DFND   0 0 4,429
DIAGEO PLC SPON ADR NEW 25243Q205 819 5,952 SH   DFND   0 0 5,952
DISNEY WALT CO COM DISNEY 254687106 9,738 78,484 SH   DFND   0 0 78,484
DOCUSIGN INC COM 256163106 1,078 5,010 SH   DFND   0 0 5,010
DOLLAR TREE INC COM 256746108 324 3,551 SH   DFND   0 0 3,551
DOMINION ENERGY INC COM 25746U109 619 7,840 SH   DFND   0 0 7,840
DONALDSON INC COM 257651109 230 4,950 SH   DFND   0 0 4,950
DOW INC COM 260557103 272 5,780 SH   DFND   0 0 5,780
DUKE ENERGY CORP NEW COM NEW 26441C204 806 9,101 SH   DFND   0 0 9,101
DUKE REALTY CORP COM NEW 264411505 734 19,900 SH   DFND   0 0 19,900
DUNKIN BRANDS GROUP INC COM 265504100 3,216 39,266 SH   DFND   0 0 39,266
DUPONT DE NEMOURS INC COM 26614N102 285 5,130 SH   DFND   0 0 5,130
EAST WEST BANCORP INC COM 27579R104 706 21,550 SH   DFND   0 0 21,550
EATON CORP PLC SHS G29183103 412 4,041 SH   DFND   0 0 4,041
EATON VANCE TX MGD DIV EQ IN COM 27828N102 2,243 205,983 SH   DFND   0 0 205,983
EBAY INC. COM 278642103 826 15,859 SH   DFND   0 0 15,859
ECOLAB INC COM 278865100 592 2,960 SH   DFND   0 0 2,960
EDWARDS LIFESCIENCES CORP COM 28176E108 301 3,771 SH   DFND   0 0 3,771
ELANCO ANIMAL HEALTH INC COM 28414H103 421 15,078 SH   DFND   0 0 15,078
EMERSON ELEC CO COM 291011104 2,715 41,409 SH   DFND   0 0 41,409
EMERSON ELEC CO COM 291011104 211 3,222 SH   SOLE   0 0 3,192
ENBRIDGE INC COM 29250N105 1,921 65,783 SH   DFND   0 0 65,783
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 184 34,024 SH   DFND   0 0 34,024
ENSTAR GROUP LIMITED SHS G3075P101 355 2,200 SH   DFND   0 0 2,200
ENTERPRISE PRODS PARTNERS L COM 293792107 584 36,980 SH   DFND   0 0 36,980
EVERSOURCE ENERGY COM 30040W108 367 4,397 SH   DFND   0 0 4,397
EXPEDITORS INTL WASH INC COM 302130109 378 4,175 SH   DFND   0 0 4,175
EXXON MOBIL CORP COM 30231G102 6,509 189,593 SH   DFND   0 0 189,593
FACEBOOK INC CL A 30303M102 1,342 5,125 SH   DFND   0 0 5,125
FACTSET RESH SYS INC COM 303075105 251 750 SH   DFND   0 0 750
FEDEX CORP COM 31428X106 525 2,089 SH   DFND   0 0 2,089
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 752 95,230 SH   DFND   0 0 95,230
FIRST MAJESTIC SILVER CORP COM 32076V103 95 10,000 SH   DFND   0 0 10,000
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 222 1,180 SH   DFND   0 0 1,180
FISERV INC COM 337738108 630 6,110 SH   DFND   0 0 6,110
FLEXSHARES TR QUALT DIVD IDX 33939L860 240 5,375 SH   DFND   0 0 5,375
FLIR SYS INC COM 302445101 1,953 54,466 SH   DFND   0 0 54,466
FORD MTR CO DEL COM 345370860 142 21,349 SH   DFND   0 0 21,349
FORTINET INC COM 34959E109 1,969 16,710 SH   DFND   0 0 16,710
FORTIVE CORP COM 34959J108 3,051 40,028 SH   DFND   0 0 40,028
FORTUNE BRANDS HOME & SEC IN COM 34964C106 746 8,619 SH   DFND   0 0 8,619
GENERAL ELECTRIC CO COM 369604103 404 64,841 SH   DFND   0 0 64,841
GENERAL MLS INC COM 370334104 2,031 32,929 SH   DFND   0 0 32,929
GENTEX CORP COM 371901109 728 28,255 SH   DFND   0 0 28,255
GILEAD SCIENCES INC COM 375558103 511 8,081 SH   DFND   0 0 8,081
GLOBE LIFE INC COM 37959E102 1,928 24,128 SH   DFND   0 0 24,128
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 404 5,935 SH   DFND   0 0 5,935
GOLDMAN SACHS GROUP INC COM 38141G104 794 3,953 SH   DFND   0 0 3,953
GRACO INC COM 384109104 2,121 34,572 SH   DFND   0 0 34,572
HOME DEPOT INC COM 437076102 13,747 49,503 SH   DFND   0 0 49,503
HONEYWELL INTL INC COM 438516106 9,946 60,423 SH   DFND   0 0 60,423
IDEXX LABS INC COM 45168D104 393 1,000 SH   DFND   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 1,517 7,854 SH   DFND   0 0 7,854
INGERSOLL RAND INC COM 45687V106 251 7,062 SH   DFND   0 0 7,062
INTEL CORP COM 458140100 9,163 176,967 SH   DFND   0 0 176,967
INTEL CORP COM 458140100 239 4,615 SH   SOLE   0 0 4,565
INTERNATIONAL BUSINESS MACHS COM 459200101 3,722 30,594 SH   DFND   0 0 30,594
INTUIT COM 461202103 3,819 11,709 SH   DFND   0 0 11,709
INTUIT COM 461202103 267 819 SH   SOLE   0 0 809
INTUITIVE SURGICAL INC COM NEW 46120E602 346 488 SH   DFND   0 0 488
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 329 6,510 SH   DFND   0 0 6,510
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 750 22,747 SH   DFND   0 0 22,747
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 806 21,500 SH   DFND   0 0 21,500
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 409 22,037 SH   DFND   0 0 22,037
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,153 29,062 SH   DFND   0 0 29,062
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,810 25,995 SH   DFND   0 0 25,995
INVESCO QQQ TR UNIT SER 1 46090E103 1,054 3,795 SH   DFND   0 0 3,795
IQVIA HLDGS INC COM 46266C105 2,889 18,326 SH   DFND   0 0 18,326
IQVIA HLDGS INC COM 46266C105 268 1,700 SH   SOLE   0 0 1,680
ISHARES INC MSCI EMERG MRKT 464286533 500 9,068 SH   DFND   0 0 9,068
ISHARES INC MSCI JPN ETF NEW 46434G822 303 5,125 SH   DFND   0 0 5,125
ISHARES TR S&P 100 ETF 464287101 581 3,729 SH   DFND   0 0 3,729
ISHARES TR SELECT DIVID ETF 464287168 213 2,617 SH   DFND   0 0 2,617
ISHARES TR TIPS BD ETF 464287176 1,517 11,992 SH   DFND   0 0 11,992
ISHARES TR CORE S&P500 ETF 464287200 8,933 26,583 SH   DFND   0 0 26,583
ISHARES TR MSCI EMG MKT ETF 464287234 1,214 27,537 SH   DFND   0 0 27,537
ISHARES TR IBOXX INV CP ETF 464287242 912 6,767 SH   DFND   0 0 6,767
ISHARES TR MSCI EAFE ETF 464287465 540 8,479 SH   DFND   0 0 8,479
ISHARES TR RUS MD CP GR ETF 464287481 249 1,442 SH   DFND   0 0 1,442
ISHARES TR CORE S&P MCP ETF 464287507 2,801 15,116 SH   DFND   0 0 15,116
ISHARES TR EXPANDED TECH 464287515 2,042 6,563 SH   DFND   0 0 6,563
ISHARES TR CORE S&P US GWT 464287671 1,795 22,442 SH   DFND   0 0 22,442
ISHARES TR U.S. TECH ETF 464287721 1,978 6,569 SH   DFND   0 0 6,569
ISHARES TR CORE S&P SCP ETF 464287804 2,702 38,472 SH   DFND   0 0 38,472
ISHARES TR MRGSTR MD CP ETF 464288208 1,016 5,072 SH   DFND   0 0 5,072
ISHARES TR JPMORGAN USD EMG 464288281 455 4,102 SH   DFND   0 0 4,102
ISHARES TR MRGSTR SM CP ETF 464288505 341 2,175 SH   DFND   0 0 2,175
ISHARES TR MSCI KLD400 SOC 464288570 293 2,290 SH   DFND   0 0 2,290
ISHARES TR ISHS 5-10YR INVT 464288638 1,693 27,842 SH   DFND   0 0 27,842
ISHARES TR PFD AND INCM SEC 464288687 713 19,554 SH   DFND   0 0 19,554
ISHARES TR US HOME CONS ETF 464288752 1,406 24,817 SH   DFND   0 0 24,817
ISHARES TR MSCI USA ESG SLC 464288802 375 2,550 SH   DFND   0 0 2,550
ISHARES TR FLTG RATE NT ETF 46429B655 1,291 25,450 SH   DFND   0 0 25,275
ISHARES TR CORE HIGH DV ETF 46429B663 312 3,875 SH   DFND   0 0 3,875
ISHARES TR MSCI USA MIN VOL 46429B697 1,273 19,978 SH   DFND   0 0 19,978
ISHARES TR MSCI USA QLT FCT 46432F339 329 3,175 SH   DFND   0 0 3,175
ISHARES TR MSCI USA MMENTM 46432F396 746 5,061 SH   DFND   0 0 5,061
ISHARES TR CORE MSCI TOTAL 46432F834 528 9,051 SH   DFND   0 0 9,051
ISHARES TR CORE MSCI EAFE 46432F842 397 6,582 SH   DFND   0 0 6,582
ISHARES TR CORE TOTAL USD 46434V613 1,038 19,082 SH   DFND   0 0 19,082
ISHARES TR CORE DIV GRWTH 46434V621 2,076 52,169 SH   DFND   0 0 52,169
ISHARES U S ETF TR TECHNOLOGY 46431W648 201 4,750 SH   DFND   0 0 4,750
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 821 16,170 SH   DFND   0 0 16,170
JD.COM INC SPON ADR CL A 47215P106 1,320 17,002 SH   DFND   0 0 17,002
JEFFERIES FINL GROUP INC COM 47233W109 445 24,743 SH   DFND   0 0 24,743
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 2,631 63,014 SH   DFND   0 0 62,606
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 2,202 58,541 SH   DFND   0 0 58,541
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859 859 31,615 SH   DFND   0 0 31,615
JOHNSON & JOHNSON COM 478160104 17,662 118,631 SH   DFND   0 0 118,631
JOUNCE THERAPEUTICS INC COM 481116101 88 10,816 SH   DFND   0 0 10,816
JPMORGAN CHASE & CO COM 46625H100 13,614 141,410 SH   DFND   0 0 141,410
KIMBERLY CLARK CORP COM 494368103 1,660 11,243 SH   DFND   0 0 11,243
LAM RESEARCH CORP COM 512807108 229 691 SH   DFND   0 0 691
LIFE STORAGE INC COM 53223X107 205 1,950 SH   DFND   0 0 1,950
LILLY ELI & CO COM 532457108 4,382 29,605 SH   DFND   0 0 29,605
LINDE PLC SHS G5494J103 549 2,306 SH   DFND   0 0 2,306
LIVE OAK BANCSHARES INC COM 53803X105 215 8,500 SH   DFND   0 0 8,500
LOCKHEED MARTIN CORP COM 539830109 3,885 10,135 SH   DFND   0 0 10,135
LOWES COS INC COM 548661107 3,875 23,365 SH   DFND   0 0 23,365
LOWES COS INC COM 548661107 233 1,403 SH   SOLE   0 0 1,378
MARATHON PETE CORP COM 56585A102 362 12,325 SH   DFND   0 0 12,325
MARKEL CORP COM 570535104 204 210 SH   DFND   0 0 210
MARSH & MCLENNAN COS INC COM 571748102 217 1,896 SH   DFND   0 0 1,896
MASTERCARD INCORPORATED CL A 57636Q104 5,819 17,206 SH   DFND   0 0 17,206
MASTERCARD INCORPORATED CL A 57636Q104 219 647 SH   SOLE   0 0 637
MCCORMICK & CO INC COM NON VTG 579780206 3,542 18,250 SH   DFND   0 0 18,250
MCCORMICK & CO INC COM NON VTG 579780206 223 1,150 SH   SOLE   0 0 1,135
MCDONALDS CORP COM 580135101 4,227 19,256 SH   DFND   0 0 19,256
MERCK & CO. INC COM 58933Y105 7,961 95,975 SH   DFND   0 0 95,975
METTLER TOLEDO INTERNATIONAL COM 592688105 2,454 2,541 SH   DFND   0 0 2,541
MICROSOFT CORP COM 594918104 30,374 144,413 SH   DFND   0 0 144,413
MICROSOFT CORP COM 594918104 292 1,390 SH   SOLE   0 0 1,375
MONDELEZ INTL INC CL A 609207105 4,055 70,579 SH   DFND   0 0 70,579
MORGAN STANLEY COM NEW 617446448 293 6,062 SH   DFND   0 0 6,062
NETFLIX INC COM 64110L106 1,858 3,716 SH   DFND   0 0 3,716
NEXTERA ENERGY INC COM 65339F101 9,795 35,291 SH   DFND   0 0 35,291
NEXTERA ENERGY INC COM 65339F101 281 1,012 SH   SOLE   0 0 1,002
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 2,841 47,378 SH   DFND   0 0 47,378
NIKE INC CL B 654106103 7,638 60,839 SH   DFND   0 0 60,839
NORFOLK SOUTHN CORP COM 655844108 470 2,198 SH   DFND   0 0 2,198
NORTHROP GRUMMAN CORP COM 666807102 269 854 SH   DFND   0 0 854
NOVAGOLD RES INC COM NEW 66987E206 417 35,000 SH   DFND   0 0 35,000
NOVARTIS AG SPONSORED ADR 66987V109 2,378 27,343 SH   DFND   0 0 27,343
NUCOR CORP COM 670346105 464 10,345 SH   DFND   0 0 10,345
NVIDIA CORPORATION COM 67066G104 3,174 5,864 SH   DFND   0 0 5,864
NXP SEMICONDUCTORS N V COM N6596X109 327 2,620 SH   DFND   0 0 2,620
OMNICOM GROUP INC COM 681919106 1,243 25,111 SH   DFND   0 0 25,111
ORACLE CORP COM 68389X105 6,306 105,624 SH   DFND   0 0 105,624
ORACLE CORP COM 68389X105 257 4,302 SH   SOLE   0 0 4,252
OTIS WORLDWIDE CORP COM 68902V107 1,139 18,245 SH   DFND   0 0 18,245
PARK CITY GROUP INC COM NEW 700215304 225 45,575 SH   DFND   0 0 45,575
PAYCHEX INC COM 704326107 2,332 29,238 SH   DFND   0 0 29,238
PAYPAL HLDGS INC COM 70450Y103 5,857 29,727 SH   DFND   0 0 29,727
PAYPAL HLDGS INC COM 70450Y103 297 1,505 SH   SOLE   0 0 1,485
PELOTON INTERACTIVE INC CL A COM 70614W100 849 8,550 SH   DFND   0 0 8,550
PEPSICO INC COM 713448108 6,752 48,715 SH   DFND   0 0 48,715
PEPSICO INC COM 713448108 287 2,070 SH   SOLE   0 0 2,045
PERKINELMER INC COM 714046109 377 3,000 SH   DFND   0 0 3,000
PFIZER INC COM 717081103 5,930 161,582 SH   DFND   0 0 161,582
PHILIP MORRIS INTL INC COM 718172109 299 3,986 SH   DFND   0 0 3,986
PHILLIPS 66 COM 718546104 1,604 30,936 SH   DFND   0 0 30,936
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 9,429 92,477 SH   DFND   0 0 92,477
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 422 4,139 SH   SOLE   0 0 4,039
PNC FINL SVCS GROUP INC COM 693475105 762 6,933 SH   DFND   0 0 6,933
PROCTER AND GAMBLE CO COM 742718109 15,207 109,413 SH   DFND   0 0 109,413
PROCTER AND GAMBLE CO COM 742718109 341 2,452 SH   SOLE   0 0 2,432
PROGRESSIVE CORP COM 743315103 2,976 31,431 SH   DFND   0 0 31,431
PROGRESSIVE CORP COM 743315103 266 2,805 SH   SOLE   0 0 2,765
PROLOGIS INC. COM 74340W103 212 2,105 SH   DFND   0 0 2,105
QUALCOMM INC COM 747525103 791 6,723 SH   DFND   0 0 6,723
QUEST DIAGNOSTICS INC COM 74834L100 1,237 10,805 SH   DFND   0 0 10,805
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,078 53,499 SH   DFND   0 0 53,499
RELMADA THERAPEUTICS INC COM 75955J402 17,122 455,137 SH   DFND   0 0 455,137
RIO TINTO PLC SPONSORED ADR 767204100 864 14,300 SH   DFND   0 0 14,300
ROCKWELL AUTOMATION INC COM 773903109 229 1,039 SH   DFND   0 0 1,039
ROPER TECHNOLOGIES INC COM 776696106 4,331 10,962 SH   DFND   0 0 10,962
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 226 9,333 SH   DFND   0 0 9,333
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 431 17,129 SH   DFND   0 0 17,129
S&P GLOBAL INC COM 78409V104 1,920 5,326 SH   DFND   0 0 5,326
SALESFORCE COM INC COM 79466L302 9,875 39,294 SH   DFND   0 0 39,294
SANOFI SPONSORED ADR 80105N105 1,743 34,735 SH   DFND   0 0 34,735
SCHLUMBERGER LTD COM 806857108 243 15,607 SH   DFND   0 0 15,607
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 291 3,615 SH   DFND   0 0 3,615
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,027 18,504 SH   DFND   0 0 18,504
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 308 4,501 SH   DFND   0 0 4,501
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 838 35,336 SH   DFND   0 0 35,336
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,479 28,725 SH   DFND   0 0 28,725
SCIENCE APPLICATIONS INTL CO COM 808625107 1,444 18,413 SH   DFND   0 0 18,413
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 720 11,315 SH   DFND   0 0 11,315
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 429 4,068 SH   DFND   0 0 4,068
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 262 4,080 SH   DFND   0 0 4,080
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 464 3,158 SH   DFND   0 0 3,158
SELECT SECTOR SPDR TR ENERGY 81369Y506 223 7,446 SH   DFND   0 0 7,446
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 859 11,157 SH   DFND   0 0 11,157
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,893 33,360 SH   DFND   0 0 33,360
SERVICENOW INC COM 81762P102 323 666 SH   DFND   0 0 666
SHERWIN WILLIAMS CO COM 824348106 536 770 SH   DFND   0 0 770
SLACK TECHNOLOGIES INC COM CL A 83088V102 641 23,850 SH   DFND   0 0 23,850
SOUTHERN CO COM 842587107 1,391 25,663 SH   DFND   0 0 25,663
SOUTHERN COPPER CORP COM 84265V105 639 14,125 SH   DFND   0 0 14,125
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 354 1,277 SH   DFND   0 0 1,277
SPDR GOLD TR GOLD SHS 78463V107 5,659 31,948 SH   DFND   0 0 31,948
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,209 3,611 SH   DFND   0 0 3,611
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 814 2,403 SH   DFND   0 0 2,403
SPDR SER TR NYSE TECH ETF 78464A102 3,690 31,227 SH   DFND   0 0 31,227
SPDR SER TR PORTFOLIO SHORT 78464A474 1,430 45,596 SH   DFND   0 0 45,596
SPDR SER TR BLOMBERG BRC INV 78468R200 992 32,446 SH   DFND   0 0 32,446
SPRING BK PHARMACEUTICALS IN COM 849431101 78 58,405 SH   DFND   0 0 58,405
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 3,574 432,166 SH   DFND   0 0 432,166
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 407 9,102 SH   DFND   0 0 9,102
STANLEY BLACK & DECKER INC COM 854502101 345 2,125 SH   DFND   0 0 2,125
STAR GROUP L P UNIT LTD PARTNR 85512C105 419 43,000 SH   DFND   0 0 43,000
STARBUCKS CORP COM 855244109 1,543 17,959 SH   DFND   0 0 17,959
STRYKER CORPORATION COM 863667101 1,410 6,769 SH   DFND   0 0 6,769
SUMMIT WIRELESS TECH INC COM NEW 86633R203 26 13,640 SH   DFND   0 0 13,640
SUN LIFE FINANCIAL INC. COM 866796105 272 6,667 SH   DFND   0 0 6,667
SYSCO CORP COM 871829107 1,377 22,123 SH   DFND   0 0 22,123
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 660 3,995 SH   DFND   0 0 3,995
TARGET CORP COM 87612E106 864 5,488 SH   DFND   0 0 5,488
TC ENERGY CORP COM 87807B107 210 4,989 SH   DFND   0 0 4,989
TESLA INC COM 88160R101 2,825 6,586 SH   DFND   0 0 6,586
TEXAS INSTRS INC COM 882508104 1,299 9,098 SH   DFND   0 0 9,098
THERMO FISHER SCIENTIFIC INC COM 883556102 16,057 36,368 SH   DFND   0 0 36,368
TJX COS INC NEW COM 872540109 1,836 32,992 SH   DFND   0 0 32,992
TORONTO DOMINION BK ONT COM NEW 891160509 1,563 33,802 SH   DFND   0 0 33,802
TRANE TECHNOLOGIES PLC SHS G8994E103 973 8,021 SH   DFND   0 0 8,021
TRANSDIGM GROUP INC COM 893641100 225 474 SH   DFND   0 0 474
TRAVELERS COMPANIES INC COM 89417E109 360 3,326 SH   DFND   0 0 3,326
TRUIST FINL CORP COM 89832Q109 1,501 39,461 SH   DFND   0 0 39,461
UNILEVER PLC SPON ADR NEW 904767704 2,188 35,468 SH   DFND   0 0 35,468
UNILEVER PLC SPON ADR NEW 904767704 204 3,305 SH   SOLE   0 0 3,250
UNION PAC CORP COM 907818108 1,706 8,665 SH   DFND   0 0 8,665
UNITED PARCEL SERVICE INC CL B 911312106 1,125 6,754 SH   DFND   0 0 6,754
UNITEDHEALTH GROUP INC COM 91324P102 525 1,685 SH   DFND   0 0 1,685
UNIVERSAL DISPLAY CORP COM 91347P105 2,055 11,372 SH   DFND   0 0 11,372
UNIVERSAL HLTH SVCS INC CL B 913903100 685 6,405 SH   DFND   0 0 6,405
US BANCORP DEL COM NEW 902973304 2,199 61,344 SH   DFND   0 0 61,344
V F CORP COM 918204108 980 13,956 SH   DFND   0 0 13,956
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2,278 58,175 SH   DFND   0 0 58,175
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 574 10,360 SH   DFND   0 0 10,360
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,149 12,295 SH   DFND   0 0 12,295
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 218 2,470 SH   DFND   0 0 2,370
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,434 33,916 SH   DFND   0 0 33,764
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 247 802 SH   SOLE   0 0 802
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 561 7,104 SH   DFND   0 0 7,104
VANGUARD INDEX FDS SM CP VAL ETF 922908611 860 7,771 SH   DFND   0 0 7,771
VANGUARD INDEX FDS MID CAP ETF 922908629 3,779 21,440 SH   DFND   0 0 21,380
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,201 7,675 SH   DFND   0 0 7,675
VANGUARD INDEX FDS GROWTH ETF 922908736 811 3,565 SH   DFND   0 0 3,565
VANGUARD INDEX FDS SMALL CP ETF 922908751 931 6,056 SH   DFND   0 0 6,056
VANGUARD INDEX FDS TOTAL STK MKT 922908769 401 2,355 SH   DFND   0 0 2,355
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,073 60,906 SH   DFND   0 0 60,906
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,573 82,643 SH   DFND   0 0 82,521
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 218 5,037 SH   SOLE   0 0 4,887
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,568 67,206 SH   DFND   0 0 67,131
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 385 4,649 SH   SOLE   0 0 4,394
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,838 50,501 SH   DFND   0 0 50,328
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 301 3,139 SH   SOLE   0 0 3,039
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,049 8,156 SH   DFND   0 0 8,067
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,702 114,957 SH   DFND   0 0 114,705
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,264 15,616 SH   DFND   0 0 15,616
VANGUARD WORLD FD MEGA GRWTH IND 921910816 239 1,290 SH   DFND   0 0 1,290
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 238 1,014 SH   DFND   0 0 1,014
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 996 4,884 SH   DFND   0 0 4,884
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,368 4,392 SH   DFND   0 0 4,392
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,801 13,379 SH   DFND   0 0 13,379
VERASTEM INC COM 92337C104 15 12,783 SH   DFND   0 0 12,783
VERISK ANALYTICS INC COM 92345Y106 229 1,237 SH   DFND   0 0 1,237
VERIZON COMMUNICATIONS INC COM 92343V104 7,546 126,852 SH   DFND   0 0 126,852
VERIZON COMMUNICATIONS INC COM 92343V104 239 4,016 SH   SOLE   0 0 3,966
VERTEX PHARMACEUTICALS INC COM 92532F100 1,660 6,099 SH   DFND   0 0 6,099
VISA INC COM CL A 92826C839 7,899 39,499 SH   DFND   0 0 39,499
WALMART INC COM 931142103 3,155 22,552 SH   DFND   0 0 22,552
WASTE MGMT INC DEL COM 94106L109 274 2,420 SH   DFND   0 0 2,420
WATERS CORP COM 941848103 1,118 5,712 SH   DFND   0 0 5,712
WEC ENERGY GROUP INC COM 92939U106 2,466 25,451 SH   DFND   0 0 25,451
WEC ENERGY GROUP INC COM 92939U106 214 2,211 SH   SOLE   0 0 2,176
WELLS FARGO CO NEW COM 949746101 453 19,280 SH   DFND   0 0 19,280
WELLTOWER INC COM 95040Q104 832 15,104 SH   DFND   0 0 15,104
WESTERN ALLIANCE BANCORP COM 957638109 937 29,638 SH   DFND   0 0 29,638
WEYERHAEUSER CO MTN BE COM NEW 962166104 756 26,495 SH   DFND   0 0 26,495
WHEATON PRECIOUS METALS CORP COM 962879102 2,408 49,071 SH   DFND   0 0 49,071
WHITE MTNS INS GROUP LTD COM G9618E107 802 1,030 SH   DFND   0 0 1,030
WISDOMTREE TR US LARGECAP FUND 97717W588 314 8,865 SH   DFND   0 0 8,555
WP CAREY INC COM 92936U109 277 4,250 SH   DFND   0 0 4,250
XCEL ENERGY INC COM 98389B100 445 6,446 SH   DFND   0 0 6,446
XILINX INC COM 983919101 1,718 16,485 SH   DFND   0 0 16,485
XYLEM INC COM 98419M100 1,760 20,920 SH   DFND   0 0 20,920
YUM BRANDS INC COM 988498101 391 4,280 SH   DFND   0 0 4,280
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,817 3,865 SH   DFND   0 0 3,865