The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 299 255 SH   SOLE   0 0 255
AMERICAN WTR WKS CO INC NEW COM 030420103 619 5,940 SH   SOLE   0 0 5,940
BANK AMER CORP COM 060505104 567 20,550 SH   SOLE   0 0 20,550
BOEING CO COM 097023105 236 620 SH   SOLE   0 0 620
CHARTER COMMUNICATIONS INC N CL A 16119P108 259 747 SH   SOLE   0 0 747
CITIGROUP INC COM NEW 172967424 561 9,019 SH   SOLE   0 0 9,019
CONSTELLATION BRANDS INC CL A 21036P108 882 5,031 SH   SOLE   0 0 5,031
ENTERPRISE PRODS PARTNERS L COM 293792107 304 10,437 SH   SOLE   0 0 10,437
FS KKR CAPITAL CORP COM 302635107 180 29,714 SH   SOLE   0 0 29,714
FIDELITY MSCI CONSM DIS 316092204 280 6,381 SH   SOLE   0 0 6,381
FIDELITY MSCI ENERGY IDX 316092402 223 12,317 SH   SOLE   0 0 12,317
FIDELITY MSCI FINLS IDX 316092501 365 9,715 SH   SOLE   0 0 9,715
FIDELITY MSCI HLTH CARE I 316092600 580 13,034 SH   SOLE   0 0 13,034
FIDELITY MSCI INDL INDX 316092709 246 6,451 SH   SOLE   0 0 6,451
FIDELITY MSCI INFO TECH I 316092808 555 9,364 SH   SOLE   0 0 9,364
FIDELITY MSCI COMMNTN SVC 316092873 388 12,144 SH   SOLE   0 0 12,144
GENERAL MTRS CO COM 37045V100 937 25,248 SH   SOLE   0 0 25,248
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 633 21,049 SH   SOLE   0 0 21,049
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 1,295 25,761 SH   SOLE   0 0 25,761
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 1,158 41,370 SH   SOLE   0 0 41,370
ISHARES GOLD TRUST ISHARES 464285105 309 24,987 SH   SOLE   0 0 24,987
ISHARES TR CORE S&P TTL STK 464287150 2,391 37,135 SH   SOLE   0 0 37,135
ISHARES TR CORE S&P500 ETF 464287200 13,084 45,979 SH   SOLE   0 0 45,979
ISHARES TR CORE US AGGBD ET 464287226 2,556 23,432 SH   SOLE   0 0 23,432
ISHARES TR IBOXX INV CP ETF 464287242 1,751 14,704 SH   SOLE   0 0 14,704
ISHARES TR MSCI EAFE ETF 464287465 253 3,902 SH   SOLE   0 0 3,902
ISHARES TR CORE S&P US VLU 464287663 290 5,289 SH   SOLE   0 0 5,289
ISHARES TR JPMORGAN USD EMG 464288281 988 8,979 SH   SOLE   0 0 8,979
ISHARES TR MBS ETF 464288588 811 7,628 SH   SOLE   0 0 7,628
ISHARES TR USD INV GRDE ETF 464288620 295 5,333 SH   SOLE   0 0 5,333
ISHARES TR 3 7 YR TREAS BD 464288661 2,094 16,993 SH   SOLE   0 0 16,993
ISHARES TR SHORT TREAS BD 464288679 1,042 9,426 SH   SOLE   0 0 9,426
ISHARES TR US HLTHCR PR ETF 464288828 504 3,000 SH   SOLE   0 0 3,000
ISHARES US ETF TR SHT MAT BD ETF 46431W507 211 4,192 SH   SOLE   0 0 4,192
ISHARES TR CORE MSCI EAFE 46432F842 5,971 98,251 SH   SOLE   0 0 98,251
ISHARES INC CORE MSCI EMKT 46434G103 2,736 52,901 SH   SOLE   0 0 52,901
ISHARES TR CORE INTL AGGR 46435G672 340 6,365 SH   SOLE   0 0 6,365
KKR & CO INC CL A 48251W104 732 31,144 SH   SOLE   0 0 31,144
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 445 7,332 SH   SOLE   0 0 7,332
MICROSOFT CORP COM 594918104 263 2,232 SH   SOLE   0 0 2,232
NEXTERA ENERGY INC COM 65339F101 245 1,266 SH   SOLE   0 0 1,266
NORTHWEST BANCSHARES INC MD COM 667340103 212 12,474 SH   SOLE   0 0 12,474
NOVARTIS A G SPONSORED ADR 66987V109 290 3,017 SH   SOLE   0 0 3,017
PIMCO ETF TR INV GRD CRP BD 72201R817 1,801 17,358 SH   SOLE   0 0 17,358
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 323 3,176 SH   SOLE   0 0 3,176
PIMCO DYNAMIC INCOME FD SHS 72201Y101 393 12,269 SH   SOLE   0 0 12,269
PIMCO DYNMIC CREDIT AND MRT COM SHS 72202D106 390 16,649 SH   SOLE   0 0 16,649
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 737 20,620 SH   SOLE   0 0 20,620
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 448 12,377 SH   SOLE   0 0 12,377
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,052 70,252 SH   SOLE   0 0 70,252
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 501 15,120 SH   SOLE   0 0 15,120
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,155 22,500 SH   SOLE   0 0 22,500
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 6,719 191,001 SH   SOLE   0 0 191,001
SPDR SER TR SPDR BLOOMBERG 78468R663 3,713 40,531 SH   SOLE   0 0 40,531
HENRY SCHEIN INC COM 806407102 214 3,561 SH   SOLE   0 0 3,561
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,997 58,734 SH   SOLE   0 0 58,734
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,298 181,893 SH   SOLE   0 0 181,893
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 215 2,711 SH   SOLE   0 0 2,711
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,940 74,603 SH   SOLE   0 0 74,603
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,633 243,799 SH   SOLE   0 0 243,799
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 7,074 131,531 SH   SOLE   0 0 131,531
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,894 97,512 SH   SOLE   0 0 97,512
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 812 8,853 SH   SOLE   0 0 8,853
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 541 9,643 SH   SOLE   0 0 9,643
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 627 5,503 SH   SOLE   0 0 5,503
SELECT SECTOR SPDR TR ENERGY 81369Y506 501 7,582 SH   SOLE   0 0 7,582
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 845 32,855 SH   SOLE   0 0 32,855
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 595 7,926 SH   SOLE   0 0 7,926
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,061 14,338 SH   SOLE   0 0 14,338
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 286 6,119 SH   SOLE   0 0 6,119
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 244 4,187 SH   SOLE   0 0 4,187
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 277 3,548 SH   SOLE   0 0 3,548
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,490 109,870 SH   SOLE   0 0 109,870
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 965 19,249 SH   SOLE   0 0 19,249
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,090 25,653 SH   SOLE   0 0 25,653
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 203 1,176 SH   SOLE   0 0 1,176
VANGUARD WORLD FDS INF TECH ETF 92204A702 226 1,124 SH   SOLE   0 0 1,124
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 397 6,161 SH   SOLE   0 0 6,161
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3,295 62,924 SH   SOLE   0 0 62,924
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,242 17,270 SH   SOLE   0 0 17,270
VANGUARD INDEX FDS VALUE ETF 922908744 1,980 18,400 SH   SOLE   0 0 18,400
W P CAREY INC COM 92936U109 258 3,299 SH   SOLE   0 0 3,299
WISDOMTREE TR YIELD ENHANCD US 97717X511 301 6,047 SH   SOLE   0 0 6,047