The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PRUDENTIAL FINL INC COM 744320102 1,660 15,775 SH   SOLE   0 0 15,775
INVESCO QQQ TR UNIT SER 1 46090E103 3,234 9,035 SH   SOLE   0 0 9,035
JOHNSON & JOHNSON COM 478160104 2,331 14,435 SH   SOLE   0 0 14,435
COSTCO WHSL CORP NEW COM 22160K105 1,166 2,595 SH   SOLE   0 0 2,595
GOLDMAN SACHS GROUP INC COM 38141G104 217 575 SH   SOLE   0 0 575
PROCTER AND GAMBLE CO COM 742718109 531 3,800 SH   SOLE   0 0 3,800
COCA COLA CO COM 191216100 441 8,400 SH   SOLE   0 0 8,400
INTEL CORP COM 458140100 1,491 27,980 SH   SOLE   0 0 27,980
PAYCHEX INC COM 704326107 1,543 13,725 SH   SOLE   0 0 13,725
MERCK & CO INC COM 58933Y105 394 5,244 SH   SOLE   0 0 5,244
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,096 16,535 SH   SOLE   0 0 16,535
MASTERCARD INCORPORATED CL A 57636Q104 278 800 SH   SOLE   0 0 800
ALLSTATE CORP COM 020002101 236 1,850 SH   SOLE   0 0 1,850
VERIZON COMMUNICATIONS INC COM 92343V104 3,041 56,310 SH   SOLE   0 0 56,310
PEPSICO INC COM 713448108 543 3,610 SH   SOLE   0 0 3,610
SNAP INC CL A 83304A106 220 2,975 SH   SOLE   0 0 2,975
HONEYWELL INTL INC COM 438516106 290 1,365 SH   SOLE   0 0 1,364
SPDR GOLD TR GOLD SHS 78463V107 2,559 15,585 SH   SOLE   0 0 15,585
SOUTHERN CO COM 842587107 1,543 24,900 SH   SOLE   0 0 24,900
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,501 90,465 SH   SOLE   0 0 90,464
KRANESHARES TR MSCI CHINA CLEAN 500767850 862 19,655 SH   SOLE   0 0 19,655
ADOBE SYSTEMS INCORPORATED COM 00724F101 953 1,655 SH   SOLE   0 0 1,655
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13,142 159,468 SH   SOLE   0 0 159,468
AVANGRID INC COM 05351W103 202 4,150 SH   SOLE   0 0 4,150
ALPHABET INC CAP STK CL A 02079K305 615 230 SH   SOLE   0 0 230
CONSTELLATION BRANDS INC CL A 21036P108 316 1,500 SH   SOLE   0 0 1,500
UNILEVER PLC SPON ADR NEW 904767704 407 7,500 SH   SOLE   0 0 7,500
MICROSOFT CORP COM 594918104 659 2,336 SH   SOLE   0 0 2,336
VALERO ENERGY CORP COM 91913Y100 639 9,050 SH   SOLE   0 0 9,050
CVS HEALTH CORP COM 126650100 3,374 39,760 SH   SOLE   0 0 39,760
NEXTERA ENERGY INC COM 65339F101 1,550 19,735 SH   SOLE   0 0 19,735
CORESITE RLTY CORP COM 21870Q105 598 4,315 SH   SOLE   0 0 4,315
PUBLIC STORAGE COM 74460D109 579 1,950 SH   SOLE   0 0 1,950
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 203 3,600 SH   SOLE   0 0 3,600
ILLUMINA INC COM 452327109 882 2,175 SH   SOLE   0 0 2,175
GENERAL MTRS CO COM 37045V100 325 6,175 SH   SOLE   0 0 6,175
DUKE ENERGY CORP NEW COM NEW 26441C204 922 9,450 SH   SOLE   0 0 9,450
DIGITAL RLTY TR INC COM 253868103 910 6,300 SH   SOLE   0 0 6,300
AMERICAN ELEC PWR CO INC COM 025537101 330 4,060 SH   SOLE   0 0 4,060
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,223 15,094 SH   SOLE   0 0 15,094
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,802 33,207 SH   SOLE   0 0 33,207
KRANESHARES TR CICC CHIN 5G SEM 500767611 459 19,100 SH   SOLE   0 0 19,100
KRANESHARES TR CICC CN CONSUMER 500767595 327 13,800 SH   SOLE   0 0 13,800
MARRIOTT VACATIONS WORLDWIDE COM 57164Y107 208 1,320 SH   SOLE   0 0 1,320
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 307 6,513 SH   SOLE   0 0 6,513
CHENIERE ENERGY INC COM NEW 16411R208 313 3,200 SH   SOLE   0 0 3,200
ASML HOLDING N V N Y REGISTRY SHS N07059210 749 1,005 SH   SOLE   0 0 1,005
WORKDAY INC CL A 98138H101 250 1,000 SH   SOLE   0 0 1,000
JOHNSON CTLS INTL PLC SHS G51502105 356 5,225 SH   SOLE   0 0 5,225
ROYAL BK CDA COM 780087102 694 6,975 SH   SOLE   0 0 6,975
NVIDIA CORPORATION COM 67066G104 1,310 6,326 SH   SOLE   0 0 6,326
ABBVIE INC COM 00287Y109 1,246 11,550 SH   SOLE   0 0 11,550
NATIONAL GRID PLC SPONSORED ADR NE 636274409 832 13,955 SH   SOLE   0 0 13,955
MANULIFE FINL CORP COM 56501R106 945 49,100 SH   SOLE   0 0 49,100
ZOETIS INC CL A 98978V103 1,785 9,195 SH   SOLE   0 0 9,195
MCDONALDS CORP COM 580135101 1,626 6,745 SH   SOLE   0 0 6,745
CISCO SYS INC COM 17275R102 1,271 23,350 SH   SOLE   0 0 23,350
CAPITAL ONE FINL CORP COM 14040H105 405 2,500 SH   SOLE   0 0 2,500
ADVANCED MICRO DEVICES INC COM 007903107 509 4,950 SH   SOLE   0 0 4,950
AT&T INC COM 00206R102 209 7,751 SH   SOLE   0 0 7,750
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 1,084 26,327 SH   SOLE   0 0 26,327
SALESFORCE COM INC COM 79466L302 428 1,577 SH   SOLE   0 0 1,577
THERMO FISHER SCIENTIFIC INC COM 883556102 1,011 1,770 SH   SOLE   0 0 1,770
JPMORGAN CHASE & CO COM 46625H100 3,108 18,985 SH   SOLE   0 0 18,985
CHEVRON CORP NEW COM 166764100 2,211 21,790 SH   SOLE   0 0 21,790
BK OF AMERICA CORP COM 060505104 653 15,372 SH   SOLE   0 0 15,372
INTERNATIONAL BUSINESS MACHS COM 459200101 1,887 13,584 SH   SOLE   0 0 13,584
RAYTHEON TECHNOLOGIES CORP COM 75513E101 309 3,600 SH   SOLE   0 0 3,600
TEXAS INSTRS INC COM 882508104 288 1,500 SH   SOLE   0 0 1,500
PFIZER INC COM 717081103 1,061 24,667 SH   SOLE   0 0 24,667
ALPHABET INC CAP STK CL C 02079K107 1,671 627 SH   SOLE   0 0 627
HUMANA INC COM 444859102 243 625 SH   SOLE   0 0 625
HDFC BANK LTD SPONSORED ADS 40415F101 2,330 31,875 SH   SOLE   0 0 31,875
PHILIP MORRIS INTL INC COM 718172109 1,137 12,000 SH   SOLE   0 0 12,000
EQUINIX INC COM 29444U700 960 1,215 SH   SOLE   0 0 1,215
BRISTOL-MYERS SQUIBB CO COM 110122108 1,537 25,970 SH   SOLE   0 0 25,970
ALTRIA GROUP INC COM 02209S103 733 16,100 SH   SOLE   0 0 16,100
DOMINION ENERGY INC COM 25746U109 267 3,650 SH   SOLE   0 0 3,650
EXXON MOBIL CORP COM 30231G102 1,246 21,175 SH   SOLE   0 0 21,175
SCHWAB CHARLES CORP COM 808513105 532 7,300 SH   SOLE   0 0 7,300
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 642 15,790 SH   SOLE   0 0 15,790
APPLE INC COM 037833100 658 4,647 SH   SOLE   0 0 4,647
WEC ENERGY GROUP INC COM 92939U106 265 3,000 SH   SOLE   0 0 3,000
DISNEY WALT CO COM 254687106 200 1,180 SH   SOLE   0 0 1,179
GLOBAL X FDS US PFD ETF 37954Y657 1,040 40,390 SH   SOLE   0 0 40,390
ISHARES TR ISHS 1-5YR INVS 464288646 1,993 36,475 SH   SOLE   0 0 36,475
DNP SELECT INCOME FD INC COM 23325P104 116 10,911 SH   SOLE   0 0 10,911
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,049 20,685 SH   SOLE   0 0 20,685
AMAZON COM INC COM 023135106 329 100 SH   SOLE   0 0 100
CVS HEALTH CORP COM 126650100 263 3,100 SH   SOLE   0 0 3,100
HOME DEPOT INC COM 437076102 427 1,300 SH   SOLE   0 0 1,300
ROLLINS INC COM 775711104 238 6,750 SH   SOLE   0 0 6,750
HONEYWELL INTL INC COM 438516106 212 1,000 SH   SOLE   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 289 1,400 SH   SOLE   0 0 1,400
JPMORGAN CHASE & CO COM 46625H100 246 1,500 SH   SOLE   0 0 1,500
MERCK & CO INC COM 58933Y105 263 3,500 SH   SOLE   0 0 3,500
NEXTERA ENERGY INC COM 65339F101 259 3,300 SH   SOLE   0 0 3,300
HARTFORD FINL SVCS GROUP INC COM 416515104 211 3,000 SH   SOLE   0 0 3,000
NETFLIX INC COM 64110L106 254 416 SH   SOLE   0 0 416
ALPHABET INC CAP STK CL C 02079K107 400 150 SH   SOLE   0 0 150
APPLE INC COM 037833100 594 4,200 SH   SOLE   0 0 4,200
APPLE INC COM 037833100 340 2,400 SH   SOLE   0 0 2,400
NOVARTIS AG SPONSORED ADR 66987V109 344 4,210 SH   SOLE   0 0 4,210
SOUTHERN CO COM 842587107 464 7,480 SH   SOLE   0 0 7,480
HAWAIIAN ELEC INDUSTRIES COM 419870100 229 5,600 SH   SOLE   0 0 5,600
VERIZON COMMUNICATIONS INC COM 92343V104 338 6,255 SH   SOLE   0 0 6,255
DNP SELECT INCOME FD INC COM 23325P104 450 42,200 SH   SOLE   0 0 42,200
CUMMINS INC COM 231021106 494 2,200 SH   SOLE   0 0 2,200
TC ENERGY CORP COM 87807B107 315 6,550 SH   SOLE   0 0 6,550
MERCURY GENL CORP NEW COM 589400100 289 5,200 SH   SOLE   0 0 5,200
GENERAL DYNAMICS CORP COM 369550108 311 1,586 SH   SOLE   0 0 1,586
BRISTOL-MYERS SQUIBB CO COM 110122108 272 4,600 SH   SOLE   0 0 4,600
CHEVRON CORP NEW COM 166764100 338 3,335 SH   SOLE   0 0 3,335
HONEYWELL INTL INC COM 438516106 484 2,280 SH   SOLE   0 0 2,280
ALPHABET INC CAP STK CL A 02079K305 201 75 SH   SOLE   0 0 75
ALPHABET INC CAP STK CL C 02079K107 200 75 SH   SOLE   0 0 75
PROCTER AND GAMBLE CO COM 742718109 685 4,902 SH   SOLE   0 0 4,902
ISHARES TR CORE S&P MCP ETF 464287507 395 1,500 SH   SOLE   0 0 1,500
ISHARES TR CORE S&P SCP ETF 464287804 300 2,750 SH   SOLE   0 0 2,750
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 444 8,800 SH   SOLE   0 0 8,800
ROSS STORES INC COM 778296103 232 2,135 SH   SOLE   0 0 2,135
PROCTER AND GAMBLE CO COM 742718109 447 3,200 SH   SOLE   0 0 3,200
PHILIP MORRIS INTL INC COM 718172109 237 2,500 SH   SOLE   0 0 2,500
NOVO-NORDISK A S ADR 670100205 324 3,378 SH   SOLE   0 0 3,378
AUTOMATIC DATA PROCESSING IN COM 053015103 336 1,680 SH   SOLE   0 0 1,680
EMERSON ELEC CO COM 291011104 625 6,639 SH   SOLE   0 0 6,639
AIR PRODS & CHEMS INC COM 009158106 320 1,250 SH   SOLE   0 0 1,250
BHP GROUP LTD SPONSORED ADS 088606108 260 4,850 SH   SOLE   0 0 4,850
CHURCH & DWIGHT INC COM 171340102 248 3,000 SH   SOLE   0 0 3,000
SANOFI SPONSORED ADR 80105N105 376 7,800 SH   SOLE   0 0 7,800
COLGATE PALMOLIVE CO COM 194162103 378 5,000 SH   SOLE   0 0 5,000
JOHNSON & JOHNSON COM 478160104 327 2,027 SH   SOLE   0 0 2,027
SPDR S&P 500 ETF TR TR UNIT 78462F103 493 1,149 SH   SOLE   0 0 1,149
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 226 572 SH   SOLE   0 0 572
APPLIED MATLS INC COM 038222105 205 1,594 SH   SOLE   0 0 1,594
APPLE INC COM 037833100 1,701 12,021 SH   SOLE   0 0 12,021
BIO-TECHNE CORP COM 09073M104 263 543 SH   SOLE   0 0 543
DANAHER CORPORATION COM 235851102 383 1,258 SH   SOLE   0 0 1,258
AT&T INC COM 00206R102 266 9,849 SH   SOLE   0 0 9,849
MICROSOFT CORP COM 594918104 362 1,284 SH   SOLE   0 0 1,284
ROLLINS INC COM 775711104 244 6,911 SH   SOLE   0 0 6,911
MICROSOFT CORP COM 594918104 399 1,415 SH   SOLE   0 0 1,415
AFLAC INC COM 001055102 223 4,271 SH   SOLE   0 0 4,271
DNP SELECT INCOME FD INC COM 23325P104 145 13,619 SH   SOLE   0 0 13,619
APPLIED MATLS INC COM 038222105 225 1,744 SH   SOLE   0 0 1,744
APPLE INC COM 037833100 284 2,008 SH   SOLE   0 0 2,008
HOME DEPOT INC COM 437076102 291 886 SH   SOLE   0 0 886
MICROSOFT CORP COM 594918104 223 791 SH   SOLE   0 0 791
ISHARES TR PFD AND INCM SEC 464288687 505 13,000 SH   SOLE   0 0 13,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 201 629 SH   SOLE   0 0 629
EQUIFAX INC COM 294429105 271 1,069 SH   SOLE   0 0 1,069
NVIDIA CORPORATION COM 67066G104 411 1,983 SH   SOLE   0 0 1,983
APPLE INC COM 037833100 406 2,868 SH   SOLE   0 0 2,868
DNP SELECT INCOME FD INC COM 23325P104 109 10,215 SH   SOLE   0 0 10,215
MICROSOFT CORP COM 594918104 231 821 SH   SOLE   0 0 821
3M CO COM 88579Y101 367 2,090 SH   SOLE   0 0 2,090
ISHARES TR MSCI USA MIN VOL 46429B697 368 5,000 SH   SOLE   0 0 5,000
ISHARES GOLD TR ISHARES NEW 464285204 326 9,750 SH   SOLE   0 0 9,750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 477 1,210 SH   SOLE   0 0 1,210
JPMORGAN CHASE & CO COM 46625H100 230 1,404 SH   SOLE   0 0 1,404
FASTENAL CO COM 311900104 201 3,904 SH   SOLE   0 0 3,904
AMAZON COM INC COM 023135106 329 100 SH   SOLE   0 0 100
APPLE INC COM 037833100 453 3,200 SH   SOLE   0 0 3,200
LOCKHEED MARTIN CORP COM 539830109 224 650 SH   SOLE   0 0 650
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 305 4,650 SH   SOLE   0 0 4,650
JOHNSON & JOHNSON COM 478160104 318 1,970 SH   SOLE   0 0 1,970
JPMORGAN CHASE & CO COM 46625H100 204 1,248 SH   SOLE   0 0 1,248
MCDONALDS CORP COM 580135101 394 1,636 SH   SOLE   0 0 1,636
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 433 4,250 SH   SOLE   0 0 4,250
ISHARES INC MSCI TAIWAN ETF 46434G772 313 5,050 SH   SOLE   0 0 5,050
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 3,538 32,029 SH   SOLE   0 0 32,029
DBX ETF TR XTRACK USD HIGH 233051432 1,742 43,475 SH   SOLE   0 0 43,475
ISHARES TR ESG AWR MSCI USA 46435G425 8,398 85,292 SH   SOLE   0 0 85,292
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,418 24,154 SH   SOLE   0 0 24,154
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,281 12,312 SH   SOLE   0 0 12,311
SPDR SER TR PORTFOLIO S&P400 78464A847 4,063 88,012 SH   SOLE   0 0 88,012
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,077 166,555 SH   SOLE   0 0 166,555
GLOBAL X FDS US PFD ETF 37954Y657 3,793 147,227 SH   SOLE   0 0 147,227
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,715 55,051 SH   SOLE   0 0 55,051
SCHWAB STRATEGIC TR US TIPS ETF 808524870 738 11,799 SH   SOLE   0 0 11,799
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 738 1,872 SH   SOLE   0 0 1,872
GLOBAL X FDS CLOUD COMPUTNG 37954Y442 1,061 36,225 SH   SOLE   0 0 36,225
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,295 17,114 SH   SOLE   0 0 17,114
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 950 31,150 SH   SOLE   0 0 31,150
GLOBAL X FDS RATE PREFERRED 37954Y376 1,152 40,966 SH   SOLE   0 0 40,966
ISHARES TR MSCI INDIA ETF 46429B598 1,930 39,630 SH   SOLE   0 0 39,630
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,090 14,599 SH   SOLE   0 0 14,599
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 743 25,643 SH   SOLE   0 0 25,643
SPDR SER TR S&P BIOTECH 78464A870 3,192 25,393 SH   SOLE   0 0 25,393
ISHARES TR MSCI INDIA SM CP 46429B614 2,240 37,270 SH   SOLE   0 0 37,270
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,685 78,250 SH   SOLE   0 0 78,250
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 456 10,075 SH   SOLE   0 0 10,075
ISHARES TR ISHS 5-10YR INVT 464288638 1,423 23,694 SH   SOLE   0 0 23,694
ISHARES INC MSCI STH KOR ETF 464286772 313 3,875 SH   SOLE   0 0 3,875
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,474 68,000 SH   SOLE   0 0 68,000
ISHARES INC MSCI AUST ETF 464286103 2,367 95,372 SH   SOLE   0 0 95,372
ISHARES TR GL CLEAN ENE ETF 464288224 1,478 68,277 SH   SOLE   0 0 68,277