The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 210 3,604 SH   SOLE   0 0 3,604
AMERICAN EXPRESS CO COM 025816109 9,670 59,107 SH   SOLE   0 0 59,107
APPLE INC COM 037833100 17,758 100,006 SH   SOLE   0 0 100,006
AUTOZONE INC COM 053332102 9,662 4,609 SH   SOLE   0 0 4,609
BP PLC SPONSORED ADR 055622104 357 13,393 SH   SOLE   0 0 13,393
BORGWARNER INC COM 099724106 406 9,000 SH   SOLE   0 0 9,000
BRISTOL-MYERS SQUIBB CO COM 110122108 10,015 160,626 SH   SOLE   0 0 160,626
CHEVRON CORP NEW COM 166764100 11,506 98,051 SH   SOLE   0 0 98,051
CITIGROUP INC COM NEW 172967424 10,234 169,463 SH   SOLE   0 0 169,463
CUMMINS INC COM 231021106 3,242 14,864 SH   SOLE   0 0 14,864
DOLLAR GEN CORP NEW COM 256677105 1,623 6,882 SH   SOLE   0 0 6,882
FIFTH THIRD BANCORP COM 316773100 3,767 86,500 SH   SOLE   0 0 86,500
FISERV INC COM 337738108 6,338 61,061 SH   SOLE   0 0 61,061
FORD MTR CO DEL COM 345370860 1,142 55,000 SH   SOLE   0 0 55,000
GENERAL DYNAMICS CORP COM 369550108 946 4,540 SH   SOLE   0 0 4,540
GENERAL ELECTRIC CO COM NEW 369604301 2,941 31,132 SH   SOLE   0 0 31,132
INTEL CORP COM 458140100 1,834 35,610 SH   SOLE   0 0 35,610
INTERNATIONAL BUSINESS MACHS COM 459200101 612 4,580 SH   SOLE   0 0 4,580
ISHARES TR MSCI EMG MKT ETF 464287234 240 4,912 SH   SOLE   0 0 4,912
ISHARES TR MSCI EAFE ETF 464287465 1,626 20,667 SH   SOLE   0 0 20,667
ISHARES TR SHRT NAT MUN ETF 464288158 5,403 50,321 SH   SOLE   0 0 50,321
ISHARES TR NATIONAL MUN ETF 464288414 5,424 46,648 SH   SOLE   0 0 46,648
ISHARES TR SHORT TREAS BD 464288679 698 6,320 SH   SOLE   0 0 6,320
ISHARES TR EAFE VALUE ETF 464288877 559 11,096 SH   SOLE   0 0 11,096
JOHNSON & JOHNSON COM 478160104 14,528 84,922 SH   SOLE   0 0 84,922
KRAFT HEINZ CO COM 500754106 2,302 64,120 SH   SOLE   0 0 64,120
LILLY ELI & CO COM 532457108 2,574 9,320 SH   SOLE   0 0 9,320
LINCOLN NATL CORP IND COM 534187109 10,683 156,500 SH   SOLE   0 0 156,500
LOCKHEED MARTIN CORP COM 539830109 1,863 5,243 SH   SOLE   0 0 5,243
LUMEN TECHNOLOGIES INC COM 550241103 3,798 302,660 SH   SOLE   0 0 302,660
MSC INDL DIRECT INC CL A 553530106 2,697 32,090 SH   SOLE   0 0 32,090
MICROSOFT CORP COM 594918104 4,773 14,193 SH   SOLE   0 0 14,193
MICRON TECHNOLOGY INC COM 595112103 5,950 63,875 SH   SOLE   0 0 63,875
MORGAN STANLEY COM NEW 617446448 982 10,000 SH   SOLE   0 0 10,000
NOKIA CORP SPONSORED ADR 654902204 261 41,996 SH   SOLE   0 0 41,996
NORFOLK SOUTHN CORP COM 655844108 2,739 9,200 SH   SOLE   0 0 9,200
OMEGA HEALTHCARE INVS INC COM 681936100 2,322 78,459 SH   SOLE   0 0 78,459
PARKER-HANNIFIN CORP COM 701094104 954 3,000 SH   SOLE   0 0 3,000
PEOPLES UNITED FINANCIAL INC COM 712704105 202 11,350 SH   SOLE   0 0 11,350
PROCTER AND GAMBLE CO COM 742718109 394 2,410 SH   SOLE   0 0 2,410
PROGRESSIVE CORP COM 743315103 4,433 43,183 SH   SOLE   0 0 43,183
QUALCOMM INC COM 747525103 7,882 43,100 SH   SOLE   0 0 43,100
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 260 6,000 SH   SOLE   0 0 6,000
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 538 12,400 SH   SOLE   0 0 12,400
SPIRIT AEROSYSTEMS HLDGS INC COM CL A 848574109 202 4,693 SH   SOLE   0 0 4,693
STANLEY BLACK & DECKER INC COM 854502101 8,815 46,736 SH   SOLE   0 0 46,736
STRYKER CORPORATION COM 863667101 1,238 4,630 SH   SOLE   0 0 4,630
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 15,397 127,974 SH   SOLE   0 0 127,974
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 200 25,000 SH   SOLE   0 0 25,000
THERMO FISHER SCIENTIFIC INC COM 883556102 2,943 4,410 SH   SOLE   0 0 4,410
TYSON FOODS INC CL A 902494103 5,499 63,088 SH   SOLE   0 0 63,088
US BANCORP DEL COM NEW 902973304 10,954 195,014 SH   SOLE   0 0 195,014
UNION PAC CORP COM 907818108 248 985 SH   SOLE   0 0 985
UNITED PARCEL SERVICE INC CL B 911312106 7,557 35,255 SH   SOLE   0 0 35,255
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 26,594 329,006 SH   SOLE   0 0 329,006
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 20,501 241,899 SH   SOLE   0 0 241,899
VANGUARD INDEX FDS SM CP VAL ETF 922908611 338 1,890 SH   SOLE   0 0 1,890
WALMART INC COM 931142103 1,169 8,080 SH   SOLE   0 0 8,080
WELLS FARGO CO NEW COM 949746101 4,191 87,354 SH   SOLE   0 0 87,354
WESTERN DIGITAL CORP. COM 958102105 1,589 24,370 SH   SOLE   0 0 24,370
WHIRLPOOL CORP COM 963320106 282 1,200 SH   SOLE   0 0 1,200
AMERISOURCEBERGEN CORP COM 03073E105 7,034 52,931 SH   SOLE   0 0 52,931
VALE S A SPONSORED ADS 91912E105 491 35,000 SH   SOLE   0 0 35,000
AT&T INC COM 00206R102 522 21,200 SH   SOLE   0 0 21,200
ABBVIE INC COM 00287Y109 5,347 39,492 SH   SOLE   0 0 39,492
ALPHABET INC CAP STK CL C 02079K107 1,429 494 SH   SOLE   0 0 494
ALPHABET INC CAP STK CL A 02079K305 22,165 7,651 SH   SOLE   0 0 7,651
BROADCOM INC COM 11135F101 27,429 41,221 SH   SOLE   0 0 41,221
CBRE GROUP INC CL A 12504L109 8,994 82,886 SH   SOLE   0 0 82,886
CAMPING WORLD HLDGS INC CL A 13462K109 2,105 52,095 SH   SOLE   0 0 52,095
CAPITAL ONE FINL CORP COM 14040H105 7,324 50,481 SH   SOLE   0 0 50,481
CARDINAL HEALTH INC COM 14149Y108 3,502 68,020 SH   SOLE   0 0 68,020
CISCO SYS INC COM 17275R102 17,519 276,449 SH   SOLE   0 0 276,449
CONOCOPHILLIPS COM 20825C104 4,825 66,850 SH   SOLE   0 0 66,850
ENTERGY CORP NEW COM 29364G103 222 1,975 SH   SOLE   0 0 1,975
EXELON CORP COM 30161N101 393 6,800 SH   SOLE   0 0 6,800
EXXON MOBIL CORP COM 30231G102 334 5,462 SH   SOLE   0 0 5,462
META PLATFORMS INC CL A 30303M102 9,519 28,302 SH   SOLE   0 0 28,302
FEDEX CORP COM 31428X106 5,591 21,617 SH   SOLE   0 0 21,617
HCA HEALTHCARE INC COM 40412C101 13,038 50,749 SH   SOLE   0 0 50,749
ISHARES TR US TREAS BD ETF 46429B267 267 10,000 SH   SOLE   0 0 10,000
JPMORGAN CHASE & CO COM 46625H100 16,506 104,237 SH   SOLE   0 0 104,237
LABORATORY CORP AMER HLDGS COM NEW 50540R409 7,070 22,501 SH   SOLE   0 0 22,501
MERCK & CO INC COM 58933Y105 6,758 88,173 SH   SOLE   0 0 88,173
METLIFE INC COM 59156R108 3,099 49,584 SH   SOLE   0 0 49,584
MOELIS & CO CL A 60786M105 3,465 55,437 SH   SOLE   0 0 55,437
ONEMAIN HLDGS INC COM 68268W103 3,010 60,160 SH   SOLE   0 0 60,160
ORACLE CORP COM 68389X105 2,182 25,021 SH   SOLE   0 0 25,021
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,897 3,994 SH   SOLE   0 0 3,994
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 534 12,875 SH   SOLE   0 0 12,875
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 9,574 116,781 SH   SOLE   0 0 116,781
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 591 1,627 SH   SOLE   0 0 1,627
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 11,766 128,685 SH   SOLE   0 0 128,685
SANOFI SPONSORED ADR 80105N105 546 10,900 SH   SOLE   0 0 10,900
SURFACE ONCOLOGY INC COM 86877M209 105 22,000 SH   SOLE   0 0 22,000
UNITEDHEALTH GROUP INC COM 91324P102 1,805 3,595 SH   SOLE   0 0 3,595
VERIZON COMMUNICATIONS INC COM 92343V104 8,358 160,853 SH   SOLE   0 0 160,853
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,053 2,540 SH   SOLE   0 0 2,540
EATON CORP PLC SHS G29183103 1,339 7,750 SH   SOLE   0 0 7,750
INVESCO LTD SHS G491BT108 464 20,175 SH   SOLE   0 0 20,175
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 5,768 51,055 SH   SOLE   0 0 51,055
WILLIS TOWERS WATSON PLC LTD SHS G96629103 270 1,135 SH   SOLE   0 0 1,135
CHUBB LIMITED COM H1467J104 14,278 73,859 SH   SOLE   0 0 73,859
COMPUGEN LTD ORD M25722105 83 19,328 SH   SOLE   0 0 19,328