The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   200,743 1,210 SH   SOLE 0 1,210 0 0
AMAZON COM 023135106   586,400 3,147 SH   SOLE 0 3,147 0 0
APPLE INC COM 037833100   2,804,700 12,037 SH   SOLE 0 12,037 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   441,389 959 SH   SOLE 0 959 0 0
HCA HEALTHCARE INC. COM 40412C101   457,640 1,126 SH   SOLE 0 1,126 0 0
HOME DEPOT COM 437076102   302,684 747 SH   SOLE 0 747 0 0
ISHARES TR SELECT DIVID ETF 464287168   238,870 1,768 SH   SOLE 0 1,768 0 0
ISHARES TR CORE S&P500 ETF 464287200   74,121,142 128,500 SH   SOLE 0 128,499 0 0
ISHARES TR CORE US AGGBD ET 464287226   266,714 2,634 SH   SOLE 0 2,633 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,749,107 39,155 SH   SOLE 0 39,155 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,916,835 19,865 SH   SOLE 0 19,865 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   238,530 2,431 SH   SOLE 0 2,431 0 0
ISHARES TR MSCI EAFE ETF 464287465   9,079,315 108,565 SH   SOLE 0 108,565 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   373,906 1,970 SH   SOLE 0 1,970 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   731,240 1,948 SH   SOLE 0 1,948 0 0
ISHARES TR RUS 1000 ETF 464287622   28,077,525 89,308 SH   SOLE 0 89,307 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   7,960,657 36,039 SH   SOLE 0 36,039 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,794,091 17,612 SH   SOLE 0 17,611 0 0
ISHARES TR NATIONAL MUN ETF 464288414   975,135 8,977 SH   SOLE 0 8,976 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   5,264,694 44,760 SH   SOLE 0 44,760 0 0
ISHARES TR CORE MSCI EAFE 46432F842   288,432 3,695 SH   SOLE 0 3,695 0 0
MCDONALDS CORP COM 580135101   677,531 2,225 SH   SOLE 0 2,224 0 0
MERCK & CO INC COM 58933Y105   865,781 7,624 SH   SOLE 0 7,624 0 0
META PLATFORMS INC CL A 30303M102   293,049 512 SH   SOLE 0 511 0 0
MICROSOFT CORP COM 594918104   1,271,342 2,955 SH   SOLE 0 2,954 0 0
NB BANCORP INC COM 63945M107   196,513 10,588 SH   SOLE 0 10,588 0 0
ORACLE CORP COM 68389X105   1,168,558 6,858 SH   SOLE 0 6,857 0 0
PROCTER AND GAMBLE CO COM 742718109   263,678 1,522 SH   SOLE 0 1,522 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   233,494 1,516 SH   SOLE 0 1,516 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   223,907 4,941 SH   SOLE 0 4,940 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   211,151 1,559 SH   SOLE 0 1,559 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   401,454 1,778 SH   SOLE 0 1,778 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   283,311 494 SH   SOLE 0 493 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   442,278 715 SH   SOLE 0 715 0 0
UNITEDHEALTH GROUP INC COM 91324P102   270,216 462 SH   SOLE 0 462 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,534,360 77,339 SH   SOLE 0 77,338 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,432,705 6,040 SH   SOLE 0 6,039 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,125,806 59,190 SH   SOLE 0 59,189 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   278,039 2,169 SH   SOLE 0 2,168 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   6,284,369 75,524 SH   SOLE 0 75,524 0 0