The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,679 7,967 SH   SOLE   7,967 0 0
AMAZON COM INC COM 023135106 810 405 SH   SOLE   405 0 0
ANDERSONS INC COM 034164103 330 8,719 SH   SOLE   8,719 0 0
APPLE INC COM 037833100 630 2,778 SH   SOLE   2,778 0 0
BANCORP NEW JERSEY INC NEW COM 059915108 207 12,127 SH   SOLE   12,127 0 0
CHEVRON CORP NEW COM 166764100 247 2,024 SH   SOLE   2,024 0 0
CHIMERA INVT CORP COM NEW 16934Q208 3,585 192,579 SH   SOLE   192,579 0 0
DONALDSON INC COM 257651109 681 11,685 SH   SOLE   11,685 0 0
EXXON MOBIL CORP COM 30231G102 326 3,847 SH   SOLE   3,847 0 0
FARMER & MERCHANTS BANCORP I COM 30779N105 520 12,223 SH   SOLE   12,223 0 0
FIDELITY DIVID ETF RISI 316092832 374 11,480 SH   SOLE   11,480 0 0
FS INVT CORP COM 302635107 1,817 251,131 SH   SOLE   251,131 0 0
HONEYWELL INTL INC COM 438516106 218 1,309 SH   SOLE   1,309 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 452 4,224 SH   SOLE   4,224 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 219 6,745 SH   SOLE   6,745 0 0
ISHARES INC CORE MSCI EMKT 46434G103 309 5,870 SH   SOLE   5,870 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 239 4,979 SH   SOLE   4,979 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,288 34,678 SH   SOLE   34,678 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,414 15,450 SH   SOLE   15,450 0 0
ISHARES TR CORE MSCI EAFE 46432F842 966 15,097 SH   SOLE   15,097 0 0
ISHARES TR CORE S&P MCP ETF 464287507 919 4,562 SH   SOLE   4,562 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,665 30,483 SH   SOLE   30,483 0 0
ISHARES TR CORE S&P US GWT 464287671 1,480 23,794 SH   SOLE   23,794 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,406 14,966 SH   SOLE   14,966 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,808 17,181 SH   SOLE   17,181 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 677 13,303 SH   SOLE   13,303 0 0
ISHARES TR IBOXX HI YD ETF 464288513 814 9,384 SH   SOLE   9,384 0 0
ISHARES TR INTL SEL DIV ETF 464288448 401 12,168 SH   SOLE   12,168 0 0
ISHARES TR MIN VOL USA ETF 46429B697 3,209 56,000 SH   SOLE   56,000 0 0
ISHARES TR MRGSTR MD CP ETF 464288208 335 1,758 SH   SOLE   1,758 0 0
ISHARES TR MRGSTR SM CP GR 464288604 700 3,292 SH   SOLE   3,292 0 0
ISHARES TR MRNING SM CP ETF 464288703 474 3,068 SH   SOLE   3,068 0 0
ISHARES TR MSCI EAFE ETF 464287465 374 5,498 SH   SOLE   5,498 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 412 2,435 SH   SOLE   2,435 0 0
ISHARES TR S&P 500 VAL ETF 464287408 721 6,192 SH   SOLE   6,192 0 0
ISHARES TR S&P US PFD STK 464288687 290 7,832 SH   SOLE   7,832 0 0
ISHARES TR U.S. FINLS ETF 464287788 1,821 14,913 SH   SOLE   14,913 0 0
ISHARES TR U.S. TECH ETF 464287721 455 2,345 SH   SOLE   2,345 0 0
ISHARES TR US HLTHCARE ETF 464287762 298 1,464 SH   SOLE   1,464 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 4,560 38,206 SH   SOLE   38,206 0 0
JOHNSON & JOHNSON COM 478160104 217 1,565 SH   SOLE   1,565 0 0
MCDONALDS CORP COM 580135101 288 1,700 SH   SOLE   1,700 0 0
MEDTRONIC PLC SHS G5960L103 294 2,960 SH   SOLE   2,960 0 0
NOVAVAX INC COM 670002104 23 12,335 SH   SOLE   12,335 0 0
PACER FDS TR WEALTHSHIELD 69374H840 902 33,580 SH   SOLE   33,580 0 0
PIMCO INCOME STRATEGY FUND COM 72201H108 3,409 286,112 SH   SOLE   286,112 0 0
PIMCO INCOME STRATEGY FUND I COM 72201J104 144 13,545 SH   SOLE   13,545 0 0
PROCTER AND GAMBLE CO COM 742718109 238 2,860 SH   SOLE   2,860 0 0
PROSHARES TR PSHS ULTRA INDL 74347R727 325 4,075 SH   SOLE   4,075 0 0
PROSHARES TR ULTR RUSSL2000 74347X799 531 5,010 SH   SOLE   5,010 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831 3,585 50,389 SH   SOLE   50,389 0 0
PROSHARES TR ULTRPRO S&P500 74347X864 2,818 49,220 SH   SOLE   49,220 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 560 7,360 SH   SOLE   7,360 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 275 1,037 SH   SOLE   1,037 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,326 4,541 SH   SOLE   4,541 0 0
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 3,229 59,840 SH   SOLE   59,840 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 305 5,445 SH   SOLE   5,445 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 333 6,187 SH   SOLE   6,187 0 0
UNITED STATES OIL FUND LP UNITS 91232N108 251 16,136 SH   SOLE   16,136 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 376 4,680 SH   SOLE   4,680 0 0
VANGUARD GROUP DIV APP ETF 921908844 207 1,862 SH   SOLE   1,862 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 611 4,965 SH   SOLE   4,965 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 628 3,895 SH   SOLE   3,895 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 250 2,199 SH   SOLE   2,199 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 956 6,823 SH   SOLE   6,823 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 635 3,899 SH   SOLE   3,899 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,012 5,396 SH   SOLE   5,396 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,855 12,362 SH   SOLE   12,362 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 625 5,623 SH   SOLE   5,623 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 641 12,237 SH   SOLE   12,237 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 295 7,080 SH   SOLE   7,080 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 281 4,981 SH   SOLE   4,981 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,019 17,073 SH   SOLE   17,073 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 473 2,944 SH   SOLE   2,944 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 488 11,244 SH   SOLE   11,244 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 263 3,004 SH   SOLE   3,004 0 0
WALMART INC COM 931142103 319 3,391 SH   SOLE   3,391 0 0
XCEL ENERGY INC COM 98389B100 279 5,906 SH   SOLE   5,906 0 0