The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total International S ETF 921909768 17,420 415,152 SH   SOLE   0 0 415,152
Vanguard Interm. Treasuries ETF 92206C706 12,028 170,492 SH   SOLE   0 0 170,492
SPDR Doubleline Ttl Rtrn ETF 78467V848 6,572 137,024 SH   SOLE   0 0 137,024
Vanguard FTSE Developed Market ETF 921943858 2,814 84,401 SH   SOLE   0 0 84,401
iShares Core MSCI EAFE ETF 46432F842 3,449 69,130 SH   SOLE   0 0 69,130
Vanguard FTSE Emerging Markets ETF 922042858 2,131 63,520 SH   SOLE   0 0 63,520
Vanguard Short-Term Treasuries ETF 92206C102 3,437 55,127 SH   SOLE   0 0 55,127
Vanguard Total Stock Market ETF 922908769 6,966 54,041 SH   SOLE   0 0 54,041
Vanguard Total Bond Market ETF 921937835 4,583 53,695 SH   SOLE   0 0 53,695
iShares EMU Hedged ETF ETF 46434V639 1,209 51,203 SH   SOLE   0 0 51,203
Vanguard Glb. Ex-US Real Estat ETF 922042676 2,057 47,941 SH   SOLE   0 0 47,941
Prshrs S&P Mdcp 400 Dvd ETF 74347B680 2,120 47,075 SH   SOLE   0 0 47,075
iShares MSCI Emerging Markets ETF 464287234 1,296 37,971 SH   SOLE   0 0 37,971
iShares Core MSCI Totl ETF 46432F834 1,718 36,546 SH   SOLE   0 0 36,546
iShares Core S&P Small-Cap ETF 464287804 2,038 36,315 SH   SOLE   0 0 36,315
ProShares Dividend Aristocrats ETF 74348A467 1,917 33,245 SH   SOLE   0 0 33,245
SPDR S&P Dividend ETF 78464A763 2,468 30,901 SH   SOLE   0 0 30,901
iShares Core US Aggregate Bond ETF 464287226 3,524 30,549 SH   SOLE   0 0 30,549
iShares MSCI EAFE ETF 464287465 1,605 30,014 SH   SOLE   0 0 30,014
SPDR S&P 500 ETF 78462F103 7,661 29,724 SH   SOLE   0 0 29,724
Vanguard Interm. Corp. Bond ETF 92206C870 1,917 22,008 SH   SOLE   0 0 22,008
Vanguard Mid-Cap ETF 922908629 2,739 20,805 SH   SOLE   0 0 20,805
Vanguard Short-Term Corp. Bond ETF 92206C409 1,603 20,271 SH   SOLE   0 0 20,271
Vanguard FTSE All-World ex-US ETF 922042775 815 19,880 SH   SOLE   0 0 19,880
Vanguard Dividend Appreciation ETF 921908844 2,035 19,679 SH   SOLE   0 0 19,679
iShares Core MSCI Emerging Mkt ETF 46434G103 785 19,400 SH   SOLE   0 0 19,400
Peoples United EQUITY 712704105 189 17,139 SH   SOLE   0 0 17,139
iShares Russell Mid-Cap ETF 464287499 666 15,432 SH   SOLE   0 0 15,432
Vanguard Real Estate ETF 922908553 919 13,163 SH   SOLE   0 0 13,163
General Electric EQUITY 369604103 82 10,308 SH   SOLE   0 0 10,308
iShares Core S&P 500 ETF 464287200 2,310 8,939 SH   SOLE   0 0 8,939
Ishares US Technology ETF 464287721 1,860 9,102 SH   SOLE   0 0 9,102
Apple Computer EQUITY 037833100 1,028 4,044 SH   SOLE   0 0 4,044
iShares Core S&P Mid-Cap ETF 464287507 958 6,658 SH   SOLE   0 0 6,658
iShares Russell 2000 ETF 464287655 811 7,086 SH   SOLE   0 0 7,086
Berkshire Hathaway Cl B EQUITY 084670702 782 4,276 SH   SOLE   0 0 4,276
Vanguard High Dividend Yield ETF 921946406 576 8,138 SH   SOLE   0 0 8,138
iShares Residential Real Estat ETF 464288562 544 9,861 SH   SOLE   0 0 9,861
Schwab US Dividend Equity ETF 808524797 422 9,384 SH   SOLE   0 0 9,384
Vanguard Small-Cap ETF 922908751 391 3,390 SH   SOLE   0 0 3,390
iShares National Muni Bond ETF 464288414 370 3,277 SH   SOLE   0 0 3,277
Home Depot Inc EQUITY 437076102 345 1,848 SH   SOLE   0 0 1,848
Schwab US Broad Market ETF 808524102 319 5,283 SH   SOLE   0 0 5,283
Invesco S&P 500 Low ETF 46138E354 287 6,111 SH   SOLE   0 0 6,111
iShares Cohen & Steers REIT ETF 464287564 280 3,056 SH   SOLE   0 0 3,056
PowerShares FTSE RAFI US 1000 ETF 46137V613 274 2,962 SH   SOLE   0 0 2,962
Vanguard S&P 500 ETF ETF 922908363 219 925 SH   SOLE   0 0 925
Amazon Com Inc EQUITY 023135106 211 108 SH   SOLE   0 0 108
American Express Company EQUITY 025816109 210 2,449 SH   SOLE   0 0 2,449
Ishares Core S&P Total ETF 464287150 205 3,590 SH   SOLE   0 0 3,590
iShares Russell 3000 ETF 464287689 201 1,358 SH   SOLE   0 0 1,358