The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 277 1,683 SH   SOLE   0 0 1,683
ABBOTT LABS COM 002824100 334 3,989 SH   SOLE   0 0 3,989
ABBVIE INC COM 00287Y109 400 5,288 SH   SOLE   0 0 5,288
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,875 20,145 SH   SOLE   0 0 20,145
ALPHABET INC CAP STK CL C 02079K107 451 370 SH   SOLE   0 0 370
ALPHABET INC CAP STK CL A 02079K305 492 403 SH   SOLE   0 0 403
ALPS ETF TR ALERIAN MLP 00162Q866 312 34,083 SH   SOLE   0 0 34,083
ALTRIA GROUP INC COM 02209S103 1,108 27,083 SH   SOLE   0 0 27,083
AMAZON COM INC COM 023135106 2,307 1,329 SH   SOLE   0 0 1,329
AMGEN INC COM 031162100 243 1,255 SH   SOLE   0 0 1,255
ANNALY CAP MGMT INC COM 035710409 90 10,245 SH   SOLE   0 0 10,245
APPLE INC COM 037833100 5,422 24,207 SH   SOLE   0 0 24,207
ARROW ETF TR ARROW DJ GLB YLD 04273H104 310 19,444 SH   SOLE   0 0 19,444
AT&T INC COM 00206R102 1,165 30,797 SH   SOLE   0 0 30,797
AUTOMATIC DATA PROCESSING IN COM 053015103 375 2,325 SH   SOLE   0 0 2,325
BAIDU INC SPON ADR REP A 056752108 266 2,586 SH   SOLE   0 0 2,586
BANK AMER CORP COM 060505104 230 7,874 SH   SOLE   0 0 7,874
BANK NEW YORK MELLON CORP COM 064058100 211 4,657 SH   SOLE   0 0 4,657
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,367 6,571 SH   SOLE   0 0 6,571
BOEING CO COM 097023105 1,087 2,857 SH   SOLE   0 0 2,857
BP PLC SPONSORED ADR 055622104 231 6,086 SH   SOLE   0 0 6,086
CDN IMPERIAL BK COMM TORONTO COM 136069101 407 4,928 SH   SOLE   0 0 4,928
CHEVRON CORP NEW COM 166764100 549 4,628 SH   SOLE   0 0 4,628
CHURCH & DWIGHT INC COM 171340102 266 3,535 SH   SOLE   0 0 3,535
CISCO SYS INC COM 17275R102 481 9,729 SH   SOLE   0 0 9,729
COCA COLA CO COM 191216100 333 6,122 SH   SOLE   0 0 6,122
COMCAST CORP NEW CL A 20030N101 281 6,224 SH   SOLE   0 0 6,224
CONSOLIDATED EDISON INC COM 209115104 275 2,909 SH   SOLE   0 0 2,909
CSX CORP COM 126408103 648 9,350 SH   SOLE   0 0 9,350
DANAHER CORPORATION COM 235851102 308 2,133 SH   SOLE   0 0 2,133
DBX ETF TR XTRACK USD HIGH 233051432 159,536 3,185,619 SH   SOLE   1,734,248 0 1,451,371
DBX ETF TR XTRACK MSCI EAFE 233051630 2,930 129,034 SH   SOLE   0 0 129,034
DISNEY WALT CO COM DISNEY 254687106 643 4,934 SH   SOLE   0 0 4,934
DOMINION ENERGY INC COM 25746U109 261 3,223 SH   SOLE   0 0 3,223
DUKE ENERGY CORP NEW COM NEW 26441C204 231 2,411 SH   SOLE   0 0 2,411
EDISON INTL COM 281020107 609 8,069 SH   SOLE   0 0 8,069
EXXON MOBIL CORP COM 30231G102 2,282 32,317 SH   SOLE   0 0 32,317
FACEBOOK INC CL A 30303M102 444 2,496 SH   SOLE   0 0 2,496
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 902 14,141 SH   SOLE   0 0 14,141
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 706 23,874 SH   SOLE   0 0 23,874
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 210 3,493 SH   SOLE   0 0 3,493
FIRST TR EXCHNG TRADED FD VI LOW DUR STRTGC 33740F870 3,512 170,886 SH   SOLE   0 0 170,886
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 395 7,666 SH   SOLE   0 0 7,666
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 341 5,600 SH   SOLE   0 0 5,600
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,340 20,195 SH   SOLE   0 0 20,195
FIRST TR VALUE LINE DIVID IN SHS 33734H106 2,121 60,816 SH   SOLE   0 0 60,816
FLEXSHARES TR MORNSTAR UPSTR 33939L407 192,088 6,166,557 SH   SOLE   3,839,333 0 2,327,224
FLEXSHARES TR IBOXX 3R TARGT 33939L506 16,767 681,851 SH   SOLE   0 0 681,851
FORTIVE CORP COM 34959J108 207 3,018 SH   SOLE   0 0 3,018
GENERAL ELECTRIC CO COM 369604103 262 29,253 SH   SOLE   0 0 29,253
GMS INC COM 36251C103 1,149 40,000 SH   SOLE   0 0 40,000
HOME DEPOT INC COM 437076102 804 3,464 SH   SOLE   0 0 3,464
HONEYWELL INTL INC COM 438516106 248 1,463 SH   SOLE   0 0 1,463
HUNTINGTON BANCSHARES INC COM 446150104 541 37,888 SH   SOLE   0 0 37,888
IDEXX LABS INC COM 45168D104 322 1,185 SH   SOLE   0 0 1,185
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 405 12,640 SH   SOLE   0 0 12,640
INTEL CORP COM 458140100 366 7,111 SH   SOLE   0 0 7,111
INTERNATIONAL BUSINESS MACHS COM 459200101 604 4,152 SH   SOLE   0 0 4,152
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 664 31,510 SH   SOLE   0 0 31,510
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 4,140 194,356 SH   SOLE   0 0 194,356
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 5,545 260,814 SH   SOLE   0 0 260,814
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 6,588 306,569 SH   SOLE   0 0 306,569
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 724 6,785 SH   SOLE   0 0 6,785
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,219 6,222 SH   SOLE   0 0 6,222
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 415 3,844 SH   SOLE   0 0 3,844
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 922 17,516 SH   SOLE   0 0 17,516
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 597 10,304 SH   SOLE   0 0 10,304
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 773 18,129 SH   SOLE   0 0 18,129
INVESCO EXCHNG TRADED FD TR CEF INM COMPSI 46138E404 865 38,238 SH   SOLE   0 0 38,238
INVESCO EXCHNG TRADED FD TR MSCI GBL TIMBR 46138E545 34,688 1,333,124 SH   SOLE   0 0 1,333,124
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 4,017 177,825 SH   SOLE   0 0 177,825
INVESCO QQQ TR UNIT SER 1 46090E103 1,276 6,759 SH   SOLE   0 0 6,759
ISHARES GOLD TRUST ISHARES 464285105 178 12,614 SH   SOLE   0 0 12,614
ISHARES INC MSCI PAC JP ETF 464286665 238 5,328 SH   SOLE   0 0 5,328
ISHARES INC CORE MSCI EMKT 46434G103 440 8,977 SH   SOLE   0 0 8,977
ISHARES TR CORE S&P TTL STK 464287150 66,426 990,401 SH   SOLE   0 0 990,401
ISHARES TR SELECT DIVID ETF 464287168 8,575 84,113 SH   SOLE   0 0 84,113
ISHARES TR TIPS BD ETF 464287176 241 2,070 SH   SOLE   0 0 2,070
ISHARES TR CORE S&P500 ETF 464287200 1,662 5,566 SH   SOLE   0 0 5,566
ISHARES TR CORE US AGGBD ET 464287226 2,195 19,392 SH   SOLE   0 0 19,392
ISHARES TR MSCI EMG MKT ETF 464287234 1,165 28,506 SH   SOLE   0 0 28,506
ISHARES TR IBOXX INV CP ETF 464287242 200,475 1,572,602 SH   SOLE   809,108 0 763,494
ISHARES TR S&P 500 GRWT ETF 464287309 73,374 407,568 SH   SOLE   0 0 407,568
ISHARES TR NORTH AMERN NAT 464287374 354 12,173 SH   SOLE   0 0 12,173
ISHARES TR S&P 500 VAL ETF 464287408 71,286 598,342 SH   SOLE   0 0 598,342
ISHARES TR BARCLAYS 7 10 YR 464287440 426 3,790 SH   SOLE   0 0 3,790
ISHARES TR MSCI EAFE ETF 464287465 1,975 30,288 SH   SOLE   0 0 30,288
ISHARES TR RUS MDCP VAL ETF 464287473 287 3,201 SH   SOLE   0 0 3,201
ISHARES TR RUS MD CP GR ETF 464287481 238 1,682 SH   SOLE   0 0 1,682
ISHARES TR RUS MID CAP ETF 464287499 829 14,816 SH   SOLE   0 0 14,816
ISHARES TR CORE S&P MCP ETF 464287507 332,203 1,719,212 SH   SOLE   917,651 0 801,561
ISHARES TR RUS 1000 VAL ETF 464287598 975 7,602 SH   SOLE   0 0 7,602
ISHARES TR RUS 1000 GRW ETF 464287614 1,168 7,320 SH   SOLE   0 0 7,320
ISHARES TR RUS 1000 ETF 464287622 206 1,252 SH   SOLE   0 0 1,252
ISHARES TR RUSSELL 2000 ETF 464287655 502 3,314 SH   SOLE   0 0 3,314
ISHARES TR CORE S&P US GWT 464287671 201 3,201 SH   SOLE   0 0 3,201
ISHARES TR U.S. TECH ETF 464287721 927 4,541 SH   SOLE   0 0 4,541
ISHARES TR US INDUSTRIALS 464287754 326 2,052 SH   SOLE   0 0 2,052
ISHARES TR US HLTHCARE ETF 464287762 940 4,974 SH   SOLE   0 0 4,974
ISHARES TR CORE S&P SCP ETF 464287804 246,314 3,164,364 SH   SOLE   1,755,884 0 1,408,480
ISHARES TR SHRT NAT MUN ETF 464288158 553 5,195 SH   SOLE   0 0 5,195
ISHARES TR NATIONAL MUN ETF 464288414 2,390 20,944 SH   SOLE   0 0 20,944
ISHARES TR INTL SEL DIV ETF 464288448 990 32,197 SH   SOLE   0 0 32,197
ISHARES TR IBOXX HI YD ETF 464288513 3,386 38,848 SH   SOLE   0 0 38,848
ISHARES TR RESIDNL REAL EST 464288562 296 3,727 SH   SOLE   0 0 3,727
ISHARES TR MSCI KLD400 SOC 464288570 343 3,090 SH   SOLE   0 0 3,090
ISHARES TR MBS ETF 464288588 285 2,629 SH   SOLE   0 0 2,629
ISHARES TR SH TR CRPORT ETF 464288646 268 4,997 SH   SOLE   0 0 4,997
ISHARES TR 3 7 YR TREAS BD 464288661 728 5,745 SH   SOLE   0 0 5,745
ISHARES TR PFD AND INCM SEC 464288687 1,090 29,043 SH   SOLE   0 0 29,043
ISHARES TR US AER DEF ETF 464288760 1,315 5,854 SH   SOLE   0 0 5,854
ISHARES TR EAFE GRWTH ETF 464288885 2,167 26,914 SH   SOLE   0 0 26,914
ISHARES TR AGGRES ALLOC ETF 464289859 551 10,033 SH   SOLE   0 0 10,033
ISHARES TR US TREAS BD ETF 46429B267 2,458 93,371 SH   SOLE   0 0 93,371
ISHARES TR CORE HIGH DV ETF 46429B663 1,282 13,620 SH   SOLE   0 0 13,620
ISHARES TR CORE MSCI TOTAL 46432F834 329 5,704 SH   SOLE   0 0 5,704
ISHARES TR CORE MSCI EAFE 46432F842 533 8,725 SH   SOLE   0 0 8,725
ISHARES TR IBONDS SEP2020 46434V571 615 24,083 SH   SOLE   0 0 24,083
ISHARES TR CORE DIV GRWTH 46434V621 2,511 64,155 SH   SOLE   0 0 64,155
ISHARES TR IBONDS DEC2023 46435G318 422 16,401 SH   SOLE   0 0 16,401
ISHARES TR IBONDS DEC2022 46435G755 650 24,870 SH   SOLE   0 0 24,870
ISHARES TR IBONDS DEC2021 46435G789 625 24,246 SH   SOLE   0 0 24,246
ISHARES TR EDGE US FIXD INM 46435U796 5,846 57,702 SH   SOLE   0 0 57,702
JOHNSON & JOHNSON COM 478160104 909 7,027 SH   SOLE   0 0 7,027
JPMORGAN CHASE & CO COM 46625H100 690 5,867 SH   SOLE   0 0 5,867
KINDER MORGAN INC DEL COM 49456B101 255 12,355 SH   SOLE   0 0 12,355
LILLY ELI & CO COM 532457108 234 2,094 SH   SOLE   0 0 2,094
LOCKHEED MARTIN CORP COM 539830109 291 746 SH   SOLE   0 0 746
MASTERCARD INC CL A 57636Q104 309 1,136 SH   SOLE   0 0 1,136
MCDONALDS CORP COM 580135101 1,238 5,768 SH   SOLE   0 0 5,768
MERCK & CO INC COM 58933Y105 740 8,788 SH   SOLE   0 0 8,788
MICROSOFT CORP COM 594918104 1,729 12,439 SH   SOLE   0 0 12,439
NEXTERA ENERGY INC COM 65339F101 369 1,582 SH   SOLE   0 0 1,582
NICE LTD SPONSORED ADR 653656108 288 2,000 SH   SOLE   0 0 2,000
NORFOLK SOUTHERN CORP COM 655844108 216 1,200 SH   SOLE   0 0 1,200
ORACLE CORP COM 68389X105 212 3,846 SH   SOLE   0 0 3,846
PEPSICO INC COM 713448108 771 5,623 SH   SOLE   0 0 5,623
PFIZER INC COM 717081103 1,241 34,545 SH   SOLE   0 0 34,545
PHILIP MORRIS INTL INC COM 718172109 1,852 24,391 SH   SOLE   0 0 24,391
PIMCO ETF TR 1-5 US TIP IDX 72201R205 230 4,380 SH   SOLE   0 0 4,380
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 635 6,369 SH   SOLE   3,926 0 2,443
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 6,111 60,074 SH   SOLE   5,129 0 54,945
PROCTER & GAMBLE CO COM 742718109 4,830 38,836 SH   SOLE   0 0 38,836
RAYTHEON CO COM NEW 755111507 471 2,402 SH   SOLE   0 0 2,402
REPUBLIC SVCS INC COM 760759100 245 2,831 SH   SOLE   0 0 2,831
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,247 31,640 SH   SOLE   0 0 31,640
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,330 23,524 SH   SOLE   0 0 23,524
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,740 24,951 SH   SOLE   0 0 24,951
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 13,573 247,777 SH   SOLE   0 0 247,777
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 450 8,090 SH   SOLE   0 0 8,090
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,705 30,032 SH   SOLE   0 0 30,032
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 316 3,503 SH   SOLE   0 0 3,503
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,077 33,817 SH   SOLE   0 0 33,817
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 563 4,663 SH   SOLE   0 0 4,663
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,653 44,820 SH   SOLE   0 0 44,820
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 687 8,533 SH   SOLE   0 0 8,533
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 818 12,637 SH   SOLE   0 0 12,637
SNAP INC CL A 83304A106 434 27,484 SH   SOLE   0 0 27,484
SOUTHERN CO COM 842587107 282 4,570 SH   SOLE   0 0 4,570
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 217 805 SH   SOLE   0 0 805
SPDR GOLD TRUST GOLD SHS 78463V107 719 5,176 SH   SOLE   0 0 5,176
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,430 102,867 SH   SOLE   0 0 102,867
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,192 22,981 SH   SOLE   0 0 22,981
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 5,663 235,563 SH   SOLE   0 0 235,563
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,414 35,782 SH   SOLE   0 0 35,782
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,211 41,211 SH   SOLE   0 0 41,211
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,773 5,974 SH   SOLE   0 0 5,974
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 917 2,602 SH   SOLE   0 0 2,602
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 8,059 135,236 SH   SOLE   0 0 135,236
SPDR SERIES TRUST BLOMBRG BRC EMRG 78464A391 1,631 59,951 SH   SOLE   0 0 59,951
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 207,855 5,344,690 SH   SOLE   1,539,433 0 3,805,257
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 186,428 6,043,035 SH   SOLE   3,365,832 0 2,677,203
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 775 14,158 SH   SOLE   0 0 14,158
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 269,457 8,431,078 SH   SOLE   3,239,076 0 5,192,002
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,993 19,060 SH   SOLE   0 0 19,060
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 966 23,539 SH   SOLE   0 0 23,539
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,166 11,362 SH   SOLE   0 0 11,362
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 208 3,876 SH   SOLE   0 0 3,876
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 729 14,200 SH   SOLE   0 0 14,200
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 2,884 96,078 SH   SOLE   0 0 96,078
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 59,451 1,932,730 SH   SOLE   769,045 0 1,163,685
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 865 17,055 SH   SOLE   0 0 17,055
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 304 6,202 SH   SOLE   0 0 6,202
SPDR SERIES TRUST SSGA GNDER ETF 78468R747 333 4,539 SH   SOLE   0 0 4,539
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 7,801 205,389 SH   SOLE   0 0 205,389
SPDR SERIES TRUST SSGA US SMAL ETF 78468R887 645 6,783 SH   SOLE   0 0 6,783
TEXAS INSTRS INC COM 882508104 315 2,436 SH   SOLE   0 0 2,436
TORONTO DOMINION BK ONT COM NEW 891160509 336 5,764 SH   SOLE   0 0 5,764
UNDER ARMOUR INC CL A 904311107 291 14,600 SH   SOLE   0 0 14,600
UNION PACIFIC CORP COM 907818108 269 1,660 SH   SOLE   0 0 1,660
UNITED TECHNOLOGIES CORP COM 913017109 746 5,463 SH   SOLE   0 0 5,463
UNITEDHEALTH GROUP INC COM 91324P102 263 1,209 SH   SOLE   0 0 1,209
US BANCORP DEL COM NEW 902973304 429 7,750 SH   SOLE   0 0 7,750
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 92,783 2,811,599 SH   SOLE   1,499,667 0 1,311,932
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 32,530 402,651 SH   SOLE   0 0 402,651
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 633 7,503 SH   SOLE   0 0 7,503
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 28,311 481,234 SH   SOLE   245,679 0 235,555
VANGUARD GROUP DIV APP ETF 921908844 12,542 104,887 SH   SOLE   0 0 104,887
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 356,329 1,307,150 SH   SOLE   1,294,540 0 12,610
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 99,134 1,063,100 SH   SOLE   535,812 0 527,288
VANGUARD INDEX FDS MID CAP ETF 922908629 2,979 17,777 SH   SOLE   0 0 17,777
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,671 40,149 SH   SOLE   0 0 40,149
VANGUARD INDEX FDS GROWTH ETF 922908736 258 1,550 SH   SOLE   0 0 1,550
VANGUARD INDEX FDS VALUE ETF 922908744 246 2,203 SH   SOLE   0 0 2,203
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,690 10,981 SH   SOLE   0 0 10,981
VANGUARD INDEX FDS TOTAL STK MKT 922908769 31,239 206,884 SH   SOLE   0 0 206,884
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 115,912 1,978,364 SH   SOLE   1,122,026 0 856,338
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 8,741 85,735 SH   SOLE   0 0 85,735
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,004 13,417 SH   SOLE   0 0 13,417
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 38,499 771,526 SH   SOLE   0 0 771,526
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 290,974 7,227,360 SH   SOLE   3,951,584 0 3,275,776
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 263,601 5,374,129 SH   SOLE   2,902,584 0 2,471,545
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 127,907 2,098,880 SH   SOLE   1,104,498 0 994,382
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 361 4,458 SH   SOLE   0 0 4,458
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 68,183 1,022,693 SH   SOLE   380,949 0 641,744
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 66,200 1,242,967 SH   SOLE   673,224 0 569,743
VANGUARD STAR FD VG TL INTL STK F 921909768 13,009 251,815 SH   SOLE   0 0 251,815
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 477,360 11,620,254 SH   SOLE   6,615,229 0 5,005,025
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,097 46,176 SH   SOLE   0 0 46,176
VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810 315 4,733 SH   SOLE   0 0 4,733
VANGUARD WORLD FD MEGA GRWTH IND 921910816 795 5,995 SH   SOLE   0 0 5,995
VANGUARD WORLD FDS ENERGY ETF 92204A306 571 7,316 SH   SOLE   0 0 7,316
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 496 2,958 SH   SOLE   0 0 2,958
VANGUARD WORLD FDS INF TECH ETF 92204A702 262 1,215 SH   SOLE   0 0 1,215
VANGUARD WORLD FDS MATERIALS ETF 92204A801 971 7,683 SH   SOLE   0 0 7,683
VANGUARD WORLD FDS UTILITIES ETF 92204A876 726 5,051 SH   SOLE   0 0 5,051
VEON LTD SPONSORED ADR 91822M106 69 28,746 SH   SOLE   0 0 28,746
VERIZON COMMUNICATIONS INC COM 92343V104 753 12,479 SH   SOLE   0 0 12,479
WALMART INC COM 931142103 589 4,962 SH   SOLE   0 0 4,962
WEC ENERGY GROUP INC COM 92939U106 397 4,171 SH   SOLE   0 0 4,171
WELLS FARGO CO NEW COM 949746101 293 5,817 SH   SOLE   0 0 5,817
WISDOMTREE TR EMG MKTS SMCAP 97717W281 4,444 100,311 SH   SOLE   99,003 0 1,308
WISDOMTREE TR US LARGECAP DIVD 97717W307 263 2,655 SH   SOLE   0 0 2,655
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,614 39,075 SH   SOLE   0 0 39,075
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,628 59,471 SH   SOLE   0 0 59,471
WISDOMTREE TR INTL EQUITY FD 97717W703 3,343 67,241 SH   SOLE   0 0 67,241
WISDOMTREE TR EM LCL DEBT FD 97717X867 573 16,665 SH   SOLE   0 0 16,665
ZEBRA TECHNOLOGIES CORP CL A 989207105 206 1,000 SH   SOLE   0 0 1,000