The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 255 2,940 SH   SOLE   0 0 2,940
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,212 20,003 SH   SOLE   0 0 20,003
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 208 980 SH   SOLE   0 0 980
ALPHABET INC CAP STK CL A 02079K305 569 425 SH   SOLE   0 0 425
ALPHABET INC CAP STK CL C 02079K107 497 372 SH   SOLE   0 0 372
ALTRIA GROUP INC COM 02209S103 1,330 26,638 SH   SOLE   0 0 26,638
AMAZON COM INC COM 023135106 1,434 776 SH   SOLE   0 0 776
AMGEN INC COM 031162100 266 1,104 SH   SOLE   0 0 1,104
ANNALY CAP MGMT INC COM 035710409 97 10,245 SH   SOLE   0 0 10,245
APPLE INC COM 037833100 7,371 25,103 SH   SOLE   0 0 25,103
ARROW ETF TR ARROW DJ GLB YLD 04273H104 315 19,582 SH   SOLE   0 0 19,582
AT&T INC COM 00206R102 1,081 27,650 SH   SOLE   0 0 27,650
AUTOMATIC DATA PROCESSING IN COM 053015103 589 3,453 SH   SOLE   0 0 3,453
BAIDU INC SPON ADR REP A 056752108 327 2,586 SH   SOLE   0 0 2,586
BANK NEW YORK MELLON CORP COM 064058100 234 4,647 SH   SOLE   0 0 4,647
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,528 6,745 SH   SOLE   0 0 6,745
BOEING CO COM 097023105 914 2,805 SH   SOLE   0 0 2,805
BRISTOL MYERS SQUIBB CO COM 110122108 881 13,730 SH   SOLE   0 0 13,730
CDN IMPERIAL BK COMM TORONTO COM 136069101 400 4,811 SH   SOLE   0 0 4,811
CHEVRON CORP NEW COM 166764100 358 2,968 SH   SOLE   0 0 2,968
CHURCH & DWIGHT INC COM 171340102 249 3,535 SH   SOLE   0 0 3,535
CISCO SYS INC COM 17275R102 482 10,047 SH   SOLE   0 0 10,047
COCA COLA CO COM 191216100 293 5,301 SH   SOLE   0 0 5,301
COMCAST CORP NEW CL A 20030N101 289 6,418 SH   SOLE   0 0 6,418
CONSOLIDATED EDISON INC COM 209115104 277 3,065 SH   SOLE   0 0 3,065
COSTCO WHSL CORP NEW COM 22160K105 254 865 SH   SOLE   0 0 865
CSX CORP COM 126408103 677 9,355 SH   SOLE   0 0 9,355
DANAHER CORPORATION COM 235851102 328 2,136 SH   SOLE   0 0 2,136
DBX ETF TR XTRACK MSCI EAFE 233051630 3,102 125,705 SH   SOLE   0 0 125,705
DBX ETF TR XTRACK USD HIGH 233051432 162,134 3,218,852 SH   SOLE   1,788,228 0 1,430,624
DISNEY WALT CO COM DISNEY 254687106 611 4,227 SH   SOLE   0 0 4,227
DUKE ENERGY CORP NEW COM NEW 26441C204 234 2,564 SH   SOLE   0 0 2,564
EDISON INTL COM 281020107 616 8,168 SH   SOLE   0 0 8,168
EXXON MOBIL CORP COM 30231G102 2,056 29,464 SH   SOLE   0 0 29,464
FACEBOOK INC CL A 30303M102 476 2,321 SH   SOLE   0 0 2,321
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 1,041 14,360 SH   SOLE   0 0 14,360
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 830 26,288 SH   SOLE   0 0 26,288
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 210 3,496 SH   SOLE   0 0 3,496
FIRST TR EXCHNG TRADED FD VI LOW DUR STRTGC 33740F870 3,638 177,437 SH   SOLE   0 0 177,437
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 422 7,466 SH   SOLE   0 0 7,466
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 365 5,600 SH   SOLE   0 0 5,600
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,676 22,705 SH   SOLE   0 0 22,705
FIRST TR VALUE LINE DIVID IN SHS 33734H106 2,410 66,901 SH   SOLE   0 0 66,901
FLEXSHARES TR IBOXX 3R TARGT 33939L506 15,708 635,688 SH   SOLE   0 0 635,688
FLEXSHARES TR MORNSTAR UPSTR 33939L407 201,017 5,995,131 SH   SOLE   3,732,915 0 2,262,216
FORTIVE CORP COM 34959J108 231 3,021 SH   SOLE   0 0 3,021
GENERAL ELECTRIC CO COM 369604103 302 27,067 SH   SOLE   0 0 27,067
GMS INC COM 36251C103 1,083 40,000 SH   SOLE   0 0 40,000
HOME DEPOT INC COM 437076102 672 3,075 SH   SOLE   0 0 3,075
HONEYWELL INTL INC COM 438516106 205 1,159 SH   SOLE   0 0 1,159
HUNTINGTON BANCSHARES INC COM 446150104 572 37,898 SH   SOLE   0 0 37,898
IDEXX LABS INC COM 45168D104 309 1,185 SH   SOLE   0 0 1,185
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 340 10,242 SH   SOLE   0 0 10,242
INTEL CORP COM 458140100 294 4,917 SH   SOLE   0 0 4,917
INTERNATIONAL BUSINESS MACHS COM 459200101 378 2,821 SH   SOLE   0 0 2,821
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 4,201 197,320 SH   SOLE   0 0 197,320
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 5,815 273,782 SH   SOLE   0 0 273,782
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 6,802 316,298 SH   SOLE   0 0 316,298
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 715 33,529 SH   SOLE   0 0 33,529
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 832 7,041 SH   SOLE   0 0 7,041
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,363 6,155 SH   SOLE   0 0 6,155
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 453 3,912 SH   SOLE   0 0 3,912
INVESCO EXCHNG TRADED FD TR CEF INM COMPSI 46138E404 617 26,450 SH   SOLE   0 0 26,450
INVESCO EXCHNG TRADED FD TR MSCI GBL TIMBR 46138E545 37,184 1,286,410 SH   SOLE   0 0 1,286,410
INVESCO EXCHNG TRADED FD TR NATL AMT MUNI 46138E537 298 11,255 SH   SOLE   0 0 11,255
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 2,136 39,703 SH   SOLE   0 0 39,703
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 795 18,058 SH   SOLE   0 0 18,058
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 601 10,304 SH   SOLE   0 0 10,304
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 3,680 161,269 SH   SOLE   0 0 161,269
INVESCO QQQ TR UNIT SER 1 46090E103 1,475 6,936 SH   SOLE   0 0 6,936
ISHARES GOLD TRUST ISHARES 464285105 175 12,101 SH   SOLE   0 0 12,101
ISHARES INC CORE MSCI EMKT 46434G103 453 8,423 SH   SOLE   0 0 8,423
ISHARES TR 3 7 YR TREAS BD 464288661 647 5,149 SH   SOLE   0 0 5,149
ISHARES TR AGGRES ALLOC ETF 464289859 571 9,843 SH   SOLE   0 0 9,843
ISHARES TR BARCLAYS 7 10 YR 464287440 360 3,265 SH   SOLE   0 0 3,265
ISHARES TR CORE DIV GRWTH 46434V621 3,190 75,817 SH   SOLE   0 0 75,817
ISHARES TR CORE HIGH DV ETF 46429B663 1,406 14,339 SH   SOLE   0 0 14,339
ISHARES TR CORE MSCI EAFE 46432F842 622 9,540 SH   SOLE   0 0 9,540
ISHARES TR CORE MSCI TOTAL 46432F834 353 5,704 SH   SOLE   0 0 5,704
ISHARES TR CORE S&P MCP ETF 464287507 341,800 1,660,675 SH   SOLE   890,642 0 770,033
ISHARES TR CORE S&P SCP ETF 464287804 255,880 3,051,642 SH   SOLE   1,695,802 0 1,355,840
ISHARES TR CORE S&P TTL STK 464287150 69,304 953,417 SH   SOLE   0 0 953,417
ISHARES TR CORE S&P US GWT 464287671 225 3,320 SH   SOLE   0 0 3,320
ISHARES TR CORE S&P500 ETF 464287200 1,826 5,649 SH   SOLE   0 0 5,649
ISHARES TR CORE US AGGBD ET 464287226 2,048 18,225 SH   SOLE   0 0 18,225
ISHARES TR EAFE GRWTH ETF 464288885 2,074 23,986 SH   SOLE   0 0 23,986
ISHARES TR EDGE US FIXD INM 46435U796 328 3,220 SH   SOLE   0 0 3,220
ISHARES TR IBONDS DEC 46435U697 204 7,734 SH   SOLE   0 0 7,734
ISHARES TR IBONDS DEC 25 46435U432 204 7,520 SH   SOLE   0 0 7,520
ISHARES TR IBONDS DEC2021 46435G789 632 24,548 SH   SOLE   0 0 24,548
ISHARES TR IBONDS DEC2022 46435G755 658 25,149 SH   SOLE   0 0 25,149
ISHARES TR IBONDS DEC2023 46435G318 429 16,633 SH   SOLE   0 0 16,633
ISHARES TR IBONDS SEP2020 46434V571 613 24,012 SH   SOLE   0 0 24,012
ISHARES TR IBOXX HI YD ETF 464288513 3,091 35,149 SH   SOLE   0 0 35,149
ISHARES TR IBOXX INV CP ETF 464287242 200,743 1,568,796 SH   SOLE   828,200 0 740,596
ISHARES TR INTL SEL DIV ETF 464288448 814 24,242 SH   SOLE   0 0 24,242
ISHARES TR MBS ETF 464288588 430 3,978 SH   SOLE   0 0 3,978
ISHARES TR MSCI EAFE ETF 464287465 2,640 38,021 SH   SOLE   0 0 38,021
ISHARES TR MSCI EAFE ETF 464287465 126 1,800 SH Put SOLE   0 0 1,800
ISHARES TR MSCI EMG MKT ETF 464287234 80 1,800 SH Put SOLE   0 0 1,800
ISHARES TR MSCI EMG MKT ETF 464287234 58 1,300 SH Call SOLE   0 0 1,300
ISHARES TR MSCI EMG MKT ETF 464287234 1,195 26,630 SH   SOLE   0 0 26,630
ISHARES TR MSCI KLD400 SOC 464288570 371 3,090 SH   SOLE   0 0 3,090
ISHARES TR NATIONAL MUN ETF 464288414 2,237 19,641 SH   SOLE   0 0 19,641
ISHARES TR NORTH AMERN NAT 464287374 375 12,455 SH   SOLE   0 0 12,455
ISHARES TR PFD AND INCM SEC 464288687 1,081 28,766 SH   SOLE   0 0 28,766
ISHARES TR RESIDNL REAL EST 464288562 309 4,102 SH   SOLE   0 0 4,102
ISHARES TR RUS 1000 ETF 464287622 224 1,255 SH   SOLE   0 0 1,255
ISHARES TR RUS 1000 GRW ETF 464287614 1,563 8,884 SH   SOLE   0 0 8,884
ISHARES TR RUS 1000 VAL ETF 464287598 1,304 9,551 SH   SOLE   0 0 9,551
ISHARES TR RUS MD CP GR ETF 464287481 257 1,682 SH   SOLE   0 0 1,682
ISHARES TR RUS MDCP VAL ETF 464287473 303 3,201 SH   SOLE   0 0 3,201
ISHARES TR RUS MID CAP ETF 464287499 897 15,037 SH   SOLE   0 0 15,037
ISHARES TR RUSSELL 2000 ETF 464287655 182 1,100 SH Call SOLE   0 0 1,100
ISHARES TR RUSSELL 2000 ETF 464287655 248 1,500 SH Put SOLE   0 0 1,500
ISHARES TR RUSSELL 2000 ETF 464287655 759 4,582 SH   SOLE   0 0 4,582
ISHARES TR S&P 500 GRWT ETF 464287309 73,737 380,796 SH   SOLE   0 0 380,796
ISHARES TR S&P 500 VAL ETF 464287408 72,940 560,687 SH   SOLE   0 0 560,687
ISHARES TR SELECT DIVID ETF 464287168 8,363 79,146 SH   SOLE   0 0 79,146
ISHARES TR SH TR CRPORT ETF 464288646 292 5,447 SH   SOLE   0 0 5,447
ISHARES TR SHRT NAT MUN ETF 464288158 629 5,887 SH   SOLE   0 0 5,887
ISHARES TR U.S. TECH ETF 464287721 927 3,986 SH   SOLE   0 0 3,986
ISHARES TR US AER DEF ETF 464288760 1,323 5,956 SH   SOLE   0 0 5,956
ISHARES TR US HLTHCARE ETF 464287762 998 4,625 SH   SOLE   0 0 4,625
ISHARES TR US INDUSTRIALS 464287754 335 2,000 SH   SOLE   0 0 2,000
ISHARES TR US TREAS BD ETF 46429B267 426 16,427 SH   SOLE   0 0 16,427
JOHNSON & JOHNSON COM 478160104 895 6,132 SH   SOLE   0 0 6,132
JPMORGAN CHASE & CO COM 46625H100 716 5,137 SH   SOLE   0 0 5,137
KINDER MORGAN INC DEL COM 49456B101 264 12,459 SH   SOLE   0 0 12,459
LILLY ELI & CO COM 532457108 282 2,146 SH   SOLE   0 0 2,146
LOCKHEED MARTIN CORP COM 539830109 206 529 SH   SOLE   0 0 529
MASTERCARD INC CL A 57636Q104 372 1,245 SH   SOLE   0 0 1,245
MCDONALDS CORP COM 580135101 1,009 5,108 SH   SOLE   0 0 5,108
MERCK & CO INC COM 58933Y105 772 8,485 SH   SOLE   0 0 8,485
MICROSOFT CORP COM 594918104 1,435 9,097 SH   SOLE   0 0 9,097
NEXTERA ENERGY INC COM 65339F101 292 1,206 SH   SOLE   0 0 1,206
NICE LTD SPONSORED ADR 653656108 310 2,000 SH   SOLE   0 0 2,000
NORFOLK SOUTHERN CORP COM 655844108 211 1,088 SH   SOLE   0 0 1,088
PEPSICO INC COM 713448108 694 5,079 SH   SOLE   0 0 5,079
PFIZER INC COM 717081103 1,302 33,229 SH   SOLE   0 0 33,229
PHILIP MORRIS INTL INC COM 718172109 1,990 23,388 SH   SOLE   0 0 23,388
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 648 6,497 SH   SOLE   4,328 0 2,169
PIMCO ETF TR 1-5 US TIP IDX 72201R205 238 4,547 SH   SOLE   0 0 4,547
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,982 58,886 SH   SOLE   5,678 0 53,208
PROCTER & GAMBLE CO COM 742718109 4,848 38,818 SH   SOLE   0 0 38,818
RAYTHEON CO COM NEW 755111507 524 2,386 SH   SOLE   0 0 2,386
REPUBLIC SVCS INC COM 760759100 252 2,809 SH   SOLE   0 0 2,809
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 443 8,071 SH   SOLE   0 0 8,071
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,438 31,717 SH   SOLE   0 0 31,717
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 13,843 238,997 SH   SOLE   0 0 238,997
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,484 24,666 SH   SOLE   0 0 24,666
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,959 25,899 SH   SOLE   0 0 25,899
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,848 32,638 SH   SOLE   0 0 32,638
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,870 47,800 SH   SOLE   0 0 47,800
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 239 1,908 SH   SOLE   0 0 1,908
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,516 39,947 SH   SOLE   0 0 39,947
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 359 3,521 SH   SOLE   0 0 3,521
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 948 14,677 SH   SOLE   0 0 14,677
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 735 8,013 SH   SOLE   0 0 8,013
SNAP INC CL A 83304A106 449 27,484 SH   SOLE   0 0 27,484
SOUTHERN CO COM 842587107 297 4,664 SH   SOLE   0 0 4,664
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 230 805 SH   SOLE   0 0 805
SPDR GOLD TRUST GOLD SHS 78463V107 690 4,832 SH   SOLE   0 0 4,832
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,134 22,011 SH   SOLE   0 0 22,011
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,287 33,180 SH   SOLE   0 0 33,180
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,146 89,828 SH   SOLE   0 0 89,828
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 5,512 213,904 SH   SOLE   0 0 213,904
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,234 38,717 SH   SOLE   0 0 38,717
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,458 7,638 SH   SOLE   0 0 7,638
SPDR S&P 500 ETF TR TR UNIT 78462F103 643 2,000 SH Call SOLE   0 0 2,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 707 2,200 SH Put SOLE   0 0 2,200
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 804 2,143 SH   SOLE   0 0 2,143
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 59,301 1,929,727 SH   SOLE   791,886 0 1,137,841
SPDR SERIES TRUST BLOMBRG BRC EMRG 78464A391 1,620 58,036 SH   SOLE   0 0 58,036
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,933 18,951 SH   SOLE   0 0 18,951
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 722 13,103 SH   SOLE   0 0 13,103
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 305 6,202 SH   SOLE   0 0 6,202
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 742 14,670 SH   SOLE   0 0 14,670
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 188,833 6,122,977 SH   SOLE   3,490,593 0 2,632,384
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 212,660 5,074,196 SH   SOLE   1,473,222 0 3,600,974
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 689 17,450 SH   SOLE   0 0 17,450
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 278,008 7,963,569 SH   SOLE   3,059,257 0 4,904,312
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 460 8,391 SH   SOLE   0 0 8,391
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 681 10,552 SH   SOLE   0 0 10,552
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,095 10,177 SH   SOLE   0 0 10,177
SPDR SERIES TRUST SSGA GNDER ETF 78468R747 335 4,339 SH   SOLE   0 0 4,339
SPDR SERIES TRUST SSGA US LRG ETF 78468R804 7,357 64,420 SH   SOLE   0 0 64,420
SPDR SERIES TRUST SSGA US SMAL ETF 78468R887 1,922 19,204 SH   SOLE   0 0 19,204
TORONTO DOMINION BK ONT COM NEW 891160509 324 5,767 SH   SOLE   0 0 5,767
UNION PACIFIC CORP COM 907818108 304 1,681 SH   SOLE   0 0 1,681
UNITED TECHNOLOGIES CORP COM 913017109 670 4,477 SH   SOLE   0 0 4,477
UNITEDHEALTH GROUP INC COM 91324P102 334 1,136 SH   SOLE   0 0 1,136
US BANCORP DEL COM NEW 902973304 397 6,692 SH   SOLE   0 0 6,692
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 95,581 2,810,389 SH   SOLE   1,514,829 0 1,295,560
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 31,755 393,936 SH   SOLE   0 0 393,936
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 636 7,588 SH   SOLE   0 0 7,588
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 28,056 495,866 SH   SOLE   264,621 0 231,245
VANGUARD GROUP DIV APP ETF 921908844 11,959 95,935 SH   SOLE   0 0 95,935
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,235 33,610 SH   SOLE   0 0 33,610
VANGUARD INDEX FDS GROWTH ETF 922908736 280 1,537 SH   SOLE   0 0 1,537
VANGUARD INDEX FDS LARGE CAP ETF 922908637 216 1,458 SH   SOLE   0 0 1,458
VANGUARD INDEX FDS MID CAP ETF 922908629 3,398 19,073 SH   SOLE   0 0 19,073
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 98,596 1,062,571 SH   SOLE   563,191 0 499,380
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 369,921 1,250,578 SH   SOLE   1,234,610 0 15,968
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,168 13,087 SH   SOLE   0 0 13,087
VANGUARD INDEX FDS TOTAL STK MKT 922908769 36,402 222,480 SH   SOLE   0 0 222,480
VANGUARD INDEX FDS VALUE ETF 922908744 260 2,169 SH   SOLE   0 0 2,169
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 41,761 776,955 SH   SOLE   0 0 776,955
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 304,913 6,856,603 SH   SOLE   3,709,365 0 3,147,238
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 10,029 90,266 SH   SOLE   0 0 90,266
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 117,432 1,987,342 SH   SOLE   1,157,689 0 829,653
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,039 12,828 SH   SOLE   0 0 12,828
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 267,760 5,433,437 SH   SOLE   2,992,323 0 2,441,114
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 337 6,289 SH   SOLE   0 0 6,289
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 68,430 1,038,153 SH   SOLE   397,461 0 640,692
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 66,901 1,258,247 SH   SOLE   699,689 0 558,558
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 129,083 2,122,022 SH   SOLE   1,146,203 0 975,819
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 364 4,493 SH   SOLE   0 0 4,493
VANGUARD STAR FD VG TL INTL STK F 921909768 14,952 268,483 SH   SOLE   0 0 268,483
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 491,438 11,153,832 SH   SOLE   6,403,395 0 4,750,437
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,035 43,060 SH   SOLE   0 0 43,060
VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810 318 4,408 SH   SOLE   0 0 4,408
VANGUARD WORLD FD MEGA GRWTH IND 921910816 860 5,906 SH   SOLE   0 0 5,906
VANGUARD WORLD FDS ENERGY ETF 92204A306 857 10,521 SH   SOLE   0 0 10,521
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 634 3,306 SH   SOLE   0 0 3,306
VANGUARD WORLD FDS INF TECH ETF 92204A702 291 1,190 SH   SOLE   0 0 1,190
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,005 7,493 SH   SOLE   0 0 7,493
VANGUARD WORLD FDS UTILITIES ETF 92204A876 685 4,791 SH   SOLE   0 0 4,791
VEON LTD SPONSORED ADR 91822M106 73 28,746 SH   SOLE   0 0 28,746
VERIZON COMMUNICATIONS INC COM 92343V104 720 11,722 SH   SOLE   0 0 11,722
WALMART INC COM 931142103 515 4,334 SH   SOLE   0 0 4,334
WEC ENERGY GROUP INC COM 92939U106 367 3,979 SH   SOLE   0 0 3,979
WELLS FARGO CO NEW COM 949746101 352 6,548 SH   SOLE   0 0 6,548
WISDOMTREE TR EM LCL DEBT FD 97717X867 502 13,965 SH   SOLE   0 0 13,965
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,653 36,116 SH   SOLE   0 0 36,116
WISDOMTREE TR EMG MKTS SMCAP 97717W281 4,672 97,691 SH   SOLE   96,383 0 1,308
WISDOMTREE TR INTL EQUITY FD 97717W703 3,234 60,467 SH   SOLE   0 0 60,467
WISDOMTREE TR US LARGECAP DIVD 97717W307 310 2,930 SH   SOLE   0 0 2,930
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,627 56,723 SH   SOLE   0 0 56,723
ZEBRA TECHNOLOGIES CORP CL A 989207105 255 1,000 SH   SOLE   0 0 1,000