The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 260 146 SH   SOLE 0 0 146
EXXON MOBIL CORP COM 30231G102 377 4,670 SH   SOLE 0 0 4,670
ISHARES INC CORE MSCI EMKT 46434G103 5,658 109,415 SH   SOLE 0 0 109,415
ISHARES TR 20 YR TR BD ETF 464287432 7,118 56,295 SH   SOLE 0 0 56,295
ISHARES TR CORE MSCI EAFE 46432F842 16,605 273,251 SH   SOLE 0 0 273,251
ISHARES TR CORE MSCI EURO 46434V738 432 9,410 SH   SOLE 0 0 9,410
ISHARES TR CORE MSCI PAC 46434V696 296 5,329 SH   SOLE 0 0 5,329
ISHARES TR CORE S&P MCP ETF 464287507 2,363 12,476 SH   SOLE 0 0 12,476
ISHARES TR CORE S&P SCP ETF 464287804 2,355 30,527 SH   SOLE 0 0 30,527
ISHARES TR INTRM TR CRP ETF 464288638 19,694 357,169 SH   SOLE 0 0 357,169
ISHARES TR JPMORGAN USD EMG 464288281 6,992 63,530 SH   SOLE 0 0 63,530
ISHARES TR MIN VOL USA ETF 46429B697 5,300 90,133 SH   SOLE 0 0 90,133
ISHARES TR MSCI EMG MKT ETF 464287234 285 6,648 SH   SOLE 0 0 6,648
ISHARES TR RUS MD CP GR ETF 464287481 265 1,956 SH   SOLE 0 0 1,956
ISHARES TR RUS MID CAP ETF 464287499 422 7,826 SH   SOLE 0 0 7,826
ISHARES TR RUSSELL 2000 ETF 464287655 550 3,594 SH   SOLE 0 0 3,594
ISHARES TR S&P 500 GRWT ETF 464287309 11,390 66,081 SH   SOLE 0 0 66,081
ISHARES TR S&P 500 VAL ETF 464287408 11,844 105,053 SH   SOLE 0 0 105,053
ISHARES TR SH TR CRPORT ETF 464288646 502 9,496 SH   SOLE 0 0 9,496
ISHARES TR TIPS BD ETF 464287176 349 3,083 SH   SOLE 0 0 3,083
ISHARES TR USA MOMENTUM FCT 46432F396 3,860 34,409 SH   SOLE 0 0 34,409
ISHARES US ETF TR SHT MAT BD ETF 46431W507 5,000 99,523 SH   SOLE 0 0 99,523
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 662 25,456 SH   SOLE 0 0 25,456
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 477 9,196 SH   SOLE 0 0 9,196
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 542 6,825 SH   SOLE 0 0 6,825
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,991 127,111 SH   SOLE 0 0 127,111
SPDR S&P 500 ETF TR TR UNIT 78462F103 266 940 SH   SOLE 0 0 940
SWEDISH EXPT CR CORP ROG TTL ETN 22 870297801 494 93,024 SH   SOLE 0 0 93,024
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,406 16,757 SH   SOLE 0 0 16,757
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,355 17,029 SH   SOLE 0 0 17,029
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 744 9,167 SH   SOLE 0 0 9,167
VANGUARD INDEX FDS GROWTH ETF 922908736 4,825 30,843 SH   SOLE 0 0 30,843
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 962 6,740 SH   SOLE 0 0 6,740
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 833 7,720 SH   SOLE 0 0 7,720
VANGUARD INDEX FDS MID CAP ETF 922908629 283 1,761 SH   SOLE 0 0 1,761
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 667 7,669 SH   SOLE 0 0 7,669
VANGUARD INDEX FDS SM CP VAL ETF 922908611 721 5,605 SH   SOLE 0 0 5,605
VANGUARD INDEX FDS SMALL CP ETF 922908751 283 1,852 SH   SOLE 0 0 1,852
VANGUARD INDEX FDS SML CP GRW ETF 922908595 923 5,137 SH   SOLE 0 0 5,137
VANGUARD INDEX FDS TOTAL STK MKT 922908769 423 2,925 SH   SOLE 0 0 2,925
VANGUARD INDEX FDS VALUE ETF 922908744 5,624 52,254 SH   SOLE 0 0 52,254
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 985 23,172 SH   SOLE 0 0 23,172
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,314 24,508 SH   SOLE 0 0 24,508
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,300 19,734 SH   SOLE 0 0 19,734
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 10,484 200,231 SH   SOLE 0 0 200,231
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 333 3,082 SH   SOLE 0 0 3,082
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 503 12,302 SH   SOLE 0 0 12,302