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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HARBOR ETF TRUST SCIENTIFIC HIGH 41151J109   250,105 5,389 SH   SOLE   0 0 5,389
PACER FDS TR PAC ASSET FLTG 69374H428   881,604 18,564 SH   SOLE   0 0 18,564
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   395,590 1,625 SH   SOLE   0 0 1,625
VANGUARD INDEX FDS MID CAP ETF 922908629   329,063 1,247 SH   SOLE   0 0 1,247
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,731,958 20,633 SH   SOLE   0 0 20,633
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,461,601 18,381 SH   SOLE   0 0 18,381