The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories SK 002824100 1,290 15,337 SH   SOLE   0 0 15,337
Abbvie Inc SK 00287Y109 730 10,033 SH   SOLE   0 0 10,033
Alphabet Inc Class A SK 02079K305 252 233 SH   SOLE   0 0 233
Alphabet Inc Class C SK 02079K107 292 270 SH   SOLE   0 0 270
Amazon Com Inc SK 023135106 852 450 SH   SOLE   0 0 450
Analog Devices, Inc. SK 032654105 395 3,502 SH   SOLE   0 0 3,502
Apple Computers SK 037833100 4,850 24,503 SH   SOLE   0 0 24,503
Barclay's Aggregate Bond Index I-Shares ET 464287226 3,939 35,378 SH   SOLE   0 0 35,378
Berkley W R Corporation SK 084423102 3,061 46,430 SH   SOLE   0 0 46,430
Berkshire Hathaway Cl B SK 084670702 1,176 5,518 SH   SOLE   0 0 5,518
Berkshire Htwy Cla 1/100th 100 Shs=1 Wh SK 084990175 637 200 SH   SOLE   0 0 200
Boston Beer Co Inc Cl A Class A SK 100557107 413 1,094 SH   SOLE   0 0 1,094
CBS Corporation Cl B SK 124857202 321 6,442 SH   SOLE   0 0 6,442
Canadian Pac Ltd New F SK 13645T100 435 1,850 SH   SOLE   0 0 1,850
Caterpillar Inc SK 149123101 1,311 9,621 SH   SOLE   0 0 9,621
Charter Communications SK 16119P108 1,009 2,553 SH   SOLE   0 0 2,553
Chevrontexaco SK 166764100 266 2,138 SH   SOLE   0 0 2,138
Cisco Systems Inc SK 17275R102 720 13,156 SH   SOLE   0 0 13,156
Darden Restaurants SK 237194105 303 2,490 SH   SOLE   0 0 2,490
Dominos Pizza Inc SK 25754A201 607 2,181 SH   SOLE   0 0 2,181
Exxon Corporation SK 30231G102 387 5,052 SH   SOLE   0 0 5,052
General Electric Co. SK 369604103 367 34,938 SH   SOLE   0 0 34,938
Home Depot Inc SK 437076102 334 1,606 SH   SOLE   0 0 1,606
International Business Machines SK 459200101 771 5,591 SH   SOLE   0 0 5,591
Invesco NY Muni AMT Free Mun Bd ETF ET 46138E529 256 10,219 SH   SOLE   0 0 10,219
Invesco National AMT Free Mun Bd ETF ET 46138E537 242 9,256 SH   SOLE   0 0 9,256
Invesco QQQ Trust ET 46090E103 1,677 8,983 SH   SOLE   0 0 8,983
Ishares Barclays Bd Fd 7-10 Yr Tr ET 464287440 4,941 44,908 SH   SOLE   0 0 44,908
Ishares Barclays Tips Bond Fund ET 464287176 9,560 82,782 SH   SOLE   0 0 82,782
Ishares Core S&P Smallcap ETF 600 ET 464287804 2,462 31,446 SH   SOLE   0 0 31,446
Ishares Core US Growth ET 464287671 548 8,740 SH   SOLE   0 0 8,740
Ishares Core US Value ET 464287663 3,594 63,436 SH   SOLE   0 0 63,436
Ishares Goldman Sachs Tech Index ET 464287549 2,499 11,588 SH   SOLE   0 0 11,588
Ishares Lehman Treas Bond 1-3 Year ET 464287457 728 8,592 SH   SOLE   0 0 8,592
Ishares Morningstar Fund Large Core Inde ET 464287127 299 1,811 SH   SOLE   0 0 1,811
Ishares Morningstar Small-Cap Value Etf ET 464288703 246 1,794 SH   SOLE   0 0 1,794
Ishares Msci Canada Idx Fd ET 464286509 246 8,613 SH   SOLE   0 0 8,613
Ishares Msci Emrg Mkt Fd ET 464287234 3,871 90,219 SH   SOLE   0 0 90,219
Ishares Msci Etf Eafe Minimum Volatility ET 46429B689 6,620 91,130 SH   SOLE   0 0 91,130
Ishares Pharmaceutical Index Fund ET 464288836 874 5,793 SH   SOLE   0 0 5,793
Ishares Russell Midcap Index Fund ET 464287499 2,264 40,524 SH   SOLE   0 0 40,524
Ishares Russell Midcap Value Index Fund ET 464287473 14,701 164,944 SH   SOLE   0 0 164,944
Ishares S&P 500 Growth S&P 500 Growth In ET 464287309 2,735 15,257 SH   SOLE   0 0 15,257
Ishares S&P Midcap 400 Bar Val ET 464287705 7,903 49,559 SH   SOLE   0 0 49,559
Ishares S&P Midcap 400 Growth Index Fund ET 464287606 3,731 16,488 SH   SOLE   0 0 16,488
Ishares S&P North Am Fund ET 464287374 1,332 43,377 SH   SOLE   0 0 43,377
Ishares S&P Smallcap Growth ETF ET 464287887 4,168 22,839 SH   SOLE   0 0 22,839
Ishares S&P Smallcap 600 Value ET 464287879 8,007 53,875 SH   SOLE   0 0 53,875
Ishares Tr Cohen & Steer Realty Majors I ET 464287564 5,957 52,877 SH   SOLE   0 0 52,877
Ishares Tr Msci Eafe ET 464287465 3,529 53,683 SH   SOLE   0 0 53,683
Ishares Tr Nasdaq Biotech ET 464287556 207 1,899 SH   SOLE   0 0 1,899
Ishares Tr Russell 1000 Growth ET 464287614 873 5,546 SH   SOLE   0 0 5,546
Ishares Tr Russell 1000 Ind ET 464287622 228 1,402 SH   SOLE   0 0 1,402
Ishares Tr Russell 1000 Val ET 464287598 5,736 45,084 SH   SOLE   0 0 45,084
Ishares Tr Russell 2000 Val ET 464287630 2,071 17,190 SH   SOLE   0 0 17,190
Ishares Tr S&P 100 Index ET 464287101 338 2,611 SH   SOLE   0 0 2,611
Ishares Tr S&P 500 Barra Val ET 464287408 8,104 69,519 SH   SOLE   0 0 69,519
Ishares Tr S&P Midcap 400 Ind ET 464287507 9,771 50,299 SH   SOLE   0 0 50,299
Ishares Trust Dow Jones Select Dividend ET 464287168 2,795 28,077 SH   SOLE   0 0 28,077
Ishares Trust S&P 500 Index ET 464287200 8,483 28,781 SH   SOLE   0 0 28,781
J P Morgan & Co. Inc. SK 46625H100 307 2,745 SH   SOLE   0 0 2,745
Johnson & Johnson SK 478160104 3,131 22,483 SH   SOLE   0 0 22,483
Microsoft Corp SK 594918104 445 3,323 SH   SOLE   0 0 3,323
Mid Cap S P D R Trust Unit Ser ET 78467Y107 2,050 5,782 SH   SOLE   0 0 5,782
Omnicom Group Inc SK 681919106 1,063 12,968 SH   SOLE   0 0 12,968
P J T Partners Inc Cl A SK 69343T107 1,917 47,306 SH   SOLE   0 0 47,306
Paychex Inc SK 704326107 688 8,356 SH   SOLE   0 0 8,356
Pepsico SK 713448108 6,917 52,752 SH   SOLE   0 0 52,752
Pfizer Inc SK 717081103 1,800 41,546 SH   SOLE   0 0 41,546
Pimco Active Bond ETF ET 72201R775 2,202 20,489 SH   SOLE   0 0 20,489
Procter & Gamble Co. SK 742718109 1,223 11,156 SH   SOLE   0 0 11,156
Proshares Ultra S&P 500 ET 74347R107 4,333 34,384 SH   SOLE   0 0 34,384
S P D R Trust Unit Sr 1 ET 78462F103 1,699 5,799 SH   SOLE   0 0 5,799
Sch Us Mid-Cap Etf ET 808524508 7,485 131,110 SH   SOLE   0 0 131,110
Sch Us Reit Etf ET 808524847 421 9,482 SH   SOLE   0 0 9,482
Schw US Large Cap ETF ET 808524201 1,351 19,250 SH   SOLE   0 0 19,250
Schw Us Brd Mkt Etf ET 808524102 1,216 17,239 SH   SOLE   0 0 17,239
Schw Us Scap Etf ET 808524607 2,926 40,934 SH   SOLE   0 0 40,934
Schwab Emerging Markets Equity Etf ET 808524706 677 25,797 SH   SOLE   0 0 25,797
Schwab Intermediate Term Us Trs Etf ET 808524854 668 12,154 SH   SOLE   0 0 12,154
Schwab US Lg Cap Growth ETF ET 808524300 426 5,121 SH   SOLE   0 0 5,121
Schwab US Tips ETF ET 808524870 4,733 84,052 SH   SOLE   0 0 84,052
Sector Spdr Engy Select Shares Of Benefi ET 81369Y506 1,731 27,164 SH   SOLE   0 0 27,164
Sector Spdr Fincl Select Shares Of Benef ET 81369Y605 262 9,488 SH   SOLE   0 0 9,488
Southridge Ent Inc New SK 84467T403 0 24,000 SH   SOLE   0 0 24,000
Spdr S&P 400 Mid Cap Growth Etf ET 78464A821 1,306 24,067 SH   SOLE   0 0 24,067
Spdr S&P 600 Small Cap ET 78464A813 4,846 71,659 SH   SOLE   0 0 71,659
Spdr S&P Biotech Etf ET 78464A870 2,338 26,660 SH   SOLE   0 0 26,660
Spdr S&P Dividend Etf ET 78464A763 3,166 31,383 SH   SOLE   0 0 31,383
Vanguard Bond Index Fund Intermediate Te ET 921937819 1,371 15,847 SH   SOLE   0 0 15,847
Vanguard Bond Index Short Term Bond ETF ET 921937827 830 10,303 SH   SOLE   0 0 10,303
Vanguard Corp Bond Etf Short-Term Corp B ET 92206C409 1,773 21,970 SH   SOLE   0 0 21,970
Vanguard Div Appreciation ETF ET 921908844 9,728 84,475 SH   SOLE   0 0 84,475
Vanguard Emerging Market ET 922042858 527 12,391 SH   SOLE   0 0 12,391
Vanguard Energy Index ET 92204A306 1,325 15,584 SH   SOLE   0 0 15,584
Vanguard Ftse Developed Markets Etf ET 921943858 312 7,482 SH   SOLE   0 0 7,482
Vanguard Growth Etf Msci Us Prime Mkt ET 922908736 987 6,043 SH   SOLE   0 0 6,043
Vanguard Info Technology ET 92204A702 1,481 7,024 SH   SOLE   0 0 7,024
Vanguard Mid Cap Value ET 922908512 6,844 61,465 SH   SOLE   0 0 61,465
Vanguard Msci Us Sm Cap Growth ET 922908595 9,292 49,902 SH   SOLE   0 0 49,902
Vanguard Reit ET 922908553 3,015 34,495 SH   SOLE   0 0 34,495
Vanguard Small Cap ETF ET 922908751 936 5,974 SH   SOLE   0 0 5,974
Vanguard Small Cap Value ET 922908611 13,707 105,002 SH   SOLE   0 0 105,002
Vanguard Total Stock Mkt ET 922908769 7,277 48,483 SH   SOLE   0 0 48,483
Vulcan Materials Company SK 929160109 230 1,676 SH   SOLE   0 0 1,676
Wal Mart Stores SK 931142103 958 8,667 SH   SOLE   0 0 8,667
Walt Disney Co Holding Co SK 254687106 3,369 24,125 SH   SOLE   0 0 24,125