The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 5 180 SH   SOLE   0 0 180
APPLE INC COM 037833100 58 503 SH   SOLE   0 0 503
BP PLC SPONSORED ADR 055622104 2 133 SH   SOLE   0 0 133
BANCO SANTANDER S.A. ADR 05964H105 2 1,259 SH   SOLE   0 0 1,259
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 3 93 SH   SOLE   0 0 93
COMCAST CORP NEW CL A 20030N101 177 3,831 SH   SOLE   0 0 3,831
DISNEY WALT CO COM DISNEY 254687106 4 32 SH   SOLE   0 0 32
ENI S P A SPONSORED ADR 26874R108 2 126 SH   SOLE   0 0 126
FORD MTR CO DEL COM 345370860 0 64 SH   SOLE   0 0 64
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 3 90 SH   SOLE   0 0 90
HONDA MOTOR LTD AMERN SHS 438128308 3 146 SH   SOLE   0 0 146
INTEL CORP COM 458140100 436 8,427 SH   SOLE   0 0 8,427
INTERNATIONAL BUSINESS MACHS COM 459200101 4 30 SH   SOLE   0 0 30
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 5,048 386,550 SH   SOLE   0 0 386,550
ISHARES TR CORE S&P TTL STK 464287150 868 11,494 SH   SOLE   0 0 11,494
ISHARES TR TIPS BD ETF 464287176 1,657 13,101 SH   SOLE   0 0 13,101
ISHARES TR MSCI EMG MKT ETF 464287234 675 15,308 SH   SOLE   0 0 15,308
ISHARES TR IBOXX INV CP ETF 464287242 186 1,384 SH   SOLE   0 0 1,384
ISHARES TR 1 3 YR TREAS BD 464287457 360 4,160 SH   SOLE   0 0 4,160
ISHARES TR RUS MDCP VAL ETF 464287473 715 8,840 SH   SOLE   0 0 8,840
ISHARES TR RUS MD CP GR ETF 464287481 59 344 SH   SOLE   0 0 344
ISHARES TR CORE S&P MCP ETF 464287507 119 641 SH   SOLE   0 0 641
ISHARES TR COHEN STEER REIT 464287564 217 2,123 SH   SOLE   0 0 2,123
ISHARES TR RUS 1000 VAL ETF 464287598 37 309 SH   SOLE   0 0 309
ISHARES TR RUS 1000 GRW ETF 464287614 53 244 SH   SOLE   0 0 244
ISHARES TR S&P MC 400VL ETF 464287705 20 147 SH   SOLE   0 0 147
ISHARES TR U.S. REAL ES ETF 464287739 1,752 21,947 SH   SOLE   0 0 21,947
ISHARES TR CORE S&P SCP ETF 464287804 154 2,195 SH   SOLE   0 0 2,195
ISHARES TR SP SMCP600VL ETF 464287879 69 565 SH   SOLE   0 0 565
ISHARES TR S&P SML 600 GWT 464287887 5 26 SH   SOLE   0 0 26
ISHARES S&P GSCI COMMODITYISHARES UNIT BEN INT 46428R107 155 14,408 SH   SOLE   0 0 14,408
ISHARES INC CORE MSCI EMKT 46434G103 918 17,377 SH   SOLE   0 0 17,377
ISHARES TR CORE MSCI INTL 46435G326 739 13,701 SH   SOLE   0 0 13,701
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 2 1,833 SH   SOLE   0 0 1,833
MODERNA INC COM 60770K107 0 3 SH   SOLE   0 0 3
NORDSTROM INC COM 655664100 2 167 SH   SOLE   0 0 167
NOVARTIS AG SPONSORED ADR 66987V109 3 33 SH   SOLE   0 0 33
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,435 23,879 SH   SOLE   0 0 23,879
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 3 114 SH   SOLE   0 0 114
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,481 28,312 SH   SOLE   0 0 28,312
SPDR SER TR PORTFLI TIPS ETF 78464A656 577 18,699 SH   SOLE   0 0 18,699
SANOFI SPONSORED ADR 80105N105 4 88 SH   SOLE   0 0 88
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,946 36,992 SH   SOLE   0 0 36,992
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 634 11,419 SH   SOLE   0 0 11,419
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 657 9,622 SH   SOLE   0 0 9,622
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 701 26,193 SH   SOLE   0 0 26,193
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,430 77,378 SH   SOLE   0 0 77,378
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 25 448 SH   SOLE   0 0 448
SCHWAB STRATEGIC TR US REIT ETF 808524847 911 25,752 SH   SOLE   0 0 25,752
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,060 78,831 SH   SOLE   0 0 78,831
SCHWAB STRATEGIC TR US TIPS ETF 808524870 766 12,431 SH   SOLE   0 0 12,431
SONY CORP SPONSORED ADR 835699307 2 24 SH   SOLE   0 0 24
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5 64 SH   SOLE   0 0 64
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 4 226 SH   SOLE   0 0 226
TELEFONICA S A SPONSORED ADR 879382208 0 2 SH   SOLE   0 0 2
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 38 436 SH   SOLE   0 0 436
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,585 307,713 SH   SOLE   0 0 307,713
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,416 171,504 SH   SOLE   0 0 171,504
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 19,703 317,335 SH   SOLE   0 0 317,335
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 10,641 128,435 SH   SOLE   0 0 128,435
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10,941 114,205 SH   SOLE   0 0 114,205
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 18 57 SH   SOLE   0 0 57
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 156 1,536 SH   SOLE   0 0 1,536
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 214 1,186 SH   SOLE   0 0 1,186
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,484 69,448 SH   SOLE   0 0 69,448
VANGUARD INDEX FDS VALUE ETF 922908744 6 55 SH   SOLE   0 0 55
VANGUARD INDEX FDS SMALL CP ETF 922908751 4 27 SH   SOLE   0 0 27
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,944 64,258 SH   SOLE   0 0 64,258
WPP PLC NEW ADR 92937A102 2 49 SH   SOLE   0 0 49
XILINX INC COM 983919101 2 19 SH   SOLE   0 0 19