The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,064,967 9,565 SH   SOLE   9,565 0 0
ABBVIE INC COM 00287Y109   1,691,532 9,761 SH   SOLE   9,761 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   314,556 867 SH   SOLE   867 0 0
ADOBE INC COM 00724F101   298,537 496 SH   SOLE   496 0 0
ADVANCED MICRO DEVICES INC COM 007903107   277,209 1,616 SH   SOLE   1,616 0 0
ALBERTSONS COS INC COMMON STOCK 013091103   437,701 20,588 SH   SOLE   20,588 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106   1,293,664 125,355 SH   SOLE   125,355 0 0
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   1,411,143 131,025 SH   SOLE   131,025 0 0
ALPHABET INC CAP STK CL A 02079K305   1,661,418 11,447 SH   SOLE   11,447 0 0
ALPHABET INC CAP STK CL C 02079K107   1,937,047 13,234 SH   SOLE   13,234 0 0
ALTRIA GROUP INC COM 02209S103   346,058 8,602 SH   SOLE   8,602 0 0
AMAZON COM INC COM 023135106   2,526,059 14,979 SH   SOLE   14,979 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   986,268 11,402 SH   SOLE   11,402 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   926,011 15,387 SH   SOLE   15,387 0 0
AMGEN INC COM 031162100   568,760 1,958 SH   SOLE   1,958 0 0
ANGEL OAK MORTGAGE REIT INC COM 03464Y108   3,459,203 338,474 SH   SOLE   338,474 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   362,791 3,302 SH   SOLE   3,302 0 0
APPLE INC COM 037833100   11,858,325 64,085 SH   SOLE   64,085 0 0
ARK ETF TR INNOVATION ETF 00214Q104   460,713 9,622 SH   SOLE   9,622 0 0
AT&T INC COM 00206R102   195,381 11,561 SH   SOLE   11,561 0 0
BANK AMERICA CORP COM 060505104   327,009 9,985 SH   SOLE   9,985 0 0
BANK NEW YORK MELLON CORP COM 064058100   324,148 6,015 SH   SOLE   6,015 0 0
BANYAN ACQUISITION CORPORATI CL A COM 06690B107   704,124 217,995 SH   SOLE   217,995 0 0
BARINGS GLOBAL SHORT DURATIO COM 06760L100   1,443,448 102,663 SH   SOLE   102,663 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,682,638 4,262 SH   SOLE   4,262 0 0
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   633,593 54,153 SH   SOLE   54,153 0 0
BLACKROCK CR ALLOCATION INCO COM 092508100   445,592 41,489 SH   SOLE   41,489 0 0
BLACKROCK MUNICIPAL INCOME COM 09253X102   1,907,479 162,754 SH   SOLE   162,754 0 0
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107   307,392 27,668 SH   SOLE   27,668 0 0
BLACKROCK MUNIVEST FD II INC COM 09253T101   1,757,995 163,382 SH   SOLE   163,382 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   1,822,872 166,777 SH   SOLE   166,777 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103   156,150 13,880 SH   SOLE   13,880 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100   1,756,821 144,594 SH   SOLE   144,594 0 0
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   2,911,988 250,817 SH   SOLE   250,817 0 0
BOEING CO COM 097023105   1,363,748 6,670 SH   SOLE   6,670 0 0
BOOKING HOLDINGS INC COM 09857L108   209,866 56 SH   SOLE   56 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   253,682 5,208 SH   SOLE   5,208 0 0
BROADCOM INC COM 11135F101   536,958 429 SH   SOLE   429 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   333,697 1,724 SH   SOLE   1,724 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   334,125 11,250 SH   SOLE   11,250 0 0
CAMBRIA ETF TR GLB MOMENT ETF 132061508   214,091 7,863 SH   SOLE   7,863 0 0
CHEVRON CORP NEW COM 166764100   354,735 2,355 SH   SOLE   2,355 0 0
CISCO SYS INC COM 17275R102   781,284 15,739 SH   SOLE   15,739 0 0
CME GROUP INC COM 12572Q105   470,451 2,268 SH   SOLE   2,268 0 0
COCA COLA CO COM 191216100   544,299 9,171 SH   SOLE   9,171 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   2,687,486 19,143 SH   SOLE   19,143 0 0
COMCAST CORP NEW CL A 20030N101   540,063 12,905 SH   SOLE   12,905 0 0
CONAGRA BRANDS INC COM 205887102   201,182 7,372 SH   SOLE   7,372 0 0
COSTCO WHSL CORP NEW COM 22160K105   635,683 890 SH   SOLE   890 0 0
CUMMINS INC COM 231021106   295,220 1,160 SH   SOLE   1,160 0 0
D R HORTON INC COM 23331A109   591,690 4,156 SH   SOLE   4,156 0 0
DATADOG INC CL A COM 23804L103   277,581 2,108 SH   SOLE   2,108 0 0
DEERE & CO COM 244199105   247,284 652 SH   SOLE   652 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   320,737 8,592 SH   SOLE   8,592 0 0
DISNEY WALT CO COM 254687106   476,086 4,310 SH   SOLE   4,310 0 0
DNP SELECT INCOME FD INC COM 23325P104   1,316,694 152,219 SH   SOLE   152,219 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109   126,957 10,100 SH   SOLE   10,100 0 0
DOUBLELINE YIELD OPPORTUNITI COM 25862D105   1,323,010 85,521 SH   SOLE   85,521 0 0
DWS MUN INCOME TR NEW COM 233368109   1,481,110 165,487 SH   SOLE   165,487 0 0
EA SERIES TRUST VAL MOMTM TRND 02072L508   222,841 9,367 SH   SOLE   9,367 0 0
EATON VANCE CALIF MUN BD FD COM 27828A100   523,344 55,913 SH   SOLE   55,913 0 0
EATON VANCE CALIF MUN INCOM SH BEN INT 27826F101   517,548 48,596 SH   SOLE   48,596 0 0
ELI LILLY & CO COM 532457108   1,935,437 2,605 SH   SOLE   2,605 0 0
EXXON MOBIL CORP COM 30231G102   785,993 7,756 SH   SOLE   7,756 0 0
FIRST TR EXCH TRADED FD III MERGER ARBITRA 33740J203   648,922 32,790 SH   SOLE   32,790 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   444,673 4,337 SH   SOLE   4,337 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   2,883,464 60,035 SH   SOLE   60,035 0 0
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839   288,095 7,315 SH   SOLE   7,315 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F714   580,887 14,929 SH   SOLE   14,929 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN ASIA 35473P660   210,114 10,172 SH   SOLE   10,172 0 0
GALECTIN THERAPEUTICS INC COM NEW 363225202   32,551 19,261 SH   SOLE   19,261 0 0
GAMING & LEISURE PPTYS INC COM 36467J108   5,423,053 120,835 SH   SOLE   120,835 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,018,901 7,187 SH   SOLE   7,187 0 0
GMS INC COM 36251C103   242,251 2,835 SH   SOLE   2,835 0 0
HALOZYME THERAPEUTICS INC COM 40637H109   1,215,102 35,078 SH   SOLE   35,078 0 0
HOME DEPOT INC COM 437076102   857,143 2,397 SH   SOLE   2,397 0 0
INDAPTUS THERAPEUTICS INC COM 45339J105   40,037 24,000 SH   SOLE   24,000 0 0
INDEPENDENCE RLTY TR INC COM 45378A106   233,632 16,281 SH   SOLE   16,281 0 0
INVESCO CALIF VALUE MUN INCO COM 46132H106   419,206 43,217 SH   SOLE   43,217 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   295,284 689 SH   SOLE   689 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107   1,419,418 149,099 SH   SOLE   149,099 0 0
ISHARES GOLD TR ISHARES NEW 464285204   5,053,324 134,076 SH   SOLE   134,076 0 0
ISHARES INC MSCI EURZONE ETF 464286608   245,093 5,246 SH   SOLE   5,246 0 0
ISHARES TR S&P 100 ETF 464287101   942,962 4,008 SH   SOLE   4,008 0 0
ISHARES TR CORE S&P TTL STK 464287150   5,482,255 50,453 SH   SOLE   50,453 0 0
ISHARES TR IBOXX HI YD ETF 464288513   271,517 3,546 SH   SOLE   3,546 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   208,712 2,592 SH   SOLE   2,592 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,573,097 22,759 SH   SOLE   22,759 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,173,008 15,116 SH   SOLE   15,116 0 0
ISHARES TR CORE S&P MCP ETF 464287507   322,548 1,169 SH   SOLE   1,169 0 0
ISHARES TR S&P 500 VAL ETF 464287408   249,344 1,431 SH   SOLE   1,431 0 0
ISHARES TR SELECT DIVID ETF 464287168   3,616,320 31,915 SH   SOLE   31,915 0 0
ISHARES TR NATIONAL MUN ETF 464288414   213,786 1,990 SH   SOLE   1,990 0 0
ISHARES TR EAFE SML CP ETF 464288273   239,645 4,046 SH   SOLE   4,046 0 0
ISHARES TR U.S. TECH ETF 464287721   910,454 6,946 SH   SOLE   6,946 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   159,980 11,330 SH   SOLE   11,330 0 0
ISHARES TR MSCI EAFE ETF 464287465   723,821 9,746 SH   SOLE   9,746 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   2,082,249 19,865 SH   SOLE   19,865 0 0
ISHARES TR ISHARES BIOTECH 464287556   629,747 4,760 SH   SOLE   4,760 0 0
ISHARES TR CORE S&P SCP ETF 464287804   789,220 7,588 SH   SOLE   7,588 0 0
ISHARES TR US HLTHCARE ETF 464287762   1,088,509 3,636 SH   SOLE   3,636 0 0
ISHARES TR MSCI AC ASIA ETF 464288182   365,667 5,686 SH   SOLE   5,686 0 0
ISHARES TR CORE MSCI INTL 46435G326   1,113,742 17,837 SH   SOLE   17,837 0 0
ISHARES TR MSCI ACWI ETF 464288257   3,728,661 36,036 SH   SOLE   36,036 0 0
ISHARES TR SHORT TREAS BD 464288679   306,183 2,777 SH   SOLE   2,777 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,169,022 6,007 SH   SOLE   6,007 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   705,291 2,182 SH   SOLE   2,182 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   467,321 11,940 SH   SOLE   11,940 0 0
ISHARES TR CORE US AGGBD ET 464287226   263,741 2,726 SH   SOLE   2,726 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   287,861 2,647 SH   SOLE   2,647 0 0
ISHARES TR MRGSTR MD CP VAL 464288406   1,396,381 21,087 SH   SOLE   21,087 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   634,879 3,835 SH   SOLE   3,835 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   12,139,870 148,846 SH   SOLE   148,846 0 0
ISHARES TR CORE S&P500 ETF 464287200   6,403,981 12,895 SH   SOLE   12,895 0 0
JOHNSON & JOHNSON COM 478160104   910,030 5,816 SH   SOLE   5,816 0 0
JPMORGAN CHASE & CO COM 46625H100   1,382,408 7,933 SH   SOLE   7,933 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106   109,605 12,730 SH   SOLE   12,730 0 0
LAM RESEARCH CORP COM 512807108   273,133 306 SH   SOLE   306 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105   317,199 125,375 SH   SOLE   125,375 0 0
LYFT INC CL A COM 55087P104   195,633 16,128 SH   SOLE   16,128 0 0
MASTERCARD INCORPORATED CL A 57636Q104   405,665 881 SH   SOLE   881 0 0
MCDONALDS CORP COM 580135101   489,529 1,705 SH   SOLE   1,705 0 0
MCKESSON CORP COM 58155Q103   252,890 501 SH   SOLE   501 0 0
MERCK & CO INC COM 58933Y105   1,013,976 8,084 SH   SOLE   8,084 0 0
META PLATFORMS INC CL A 30303M102   1,217,017 2,645 SH   SOLE   2,645 0 0
MICROSOFT CORP COM 594918104   8,089,062 19,908 SH   SOLE   19,908 0 0
MONDELEZ INTL INC CL A 609207105   220,115 3,058 SH   SOLE   3,058 0 0
MORGAN STANLEY COM NEW 617446448   448,988 5,347 SH   SOLE   5,347 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   741,662 2,323 SH   SOLE   2,323 0 0
NETFLIX INC COM 64110L106   416,445 751 SH   SOLE   751 0 0
NEXTERA ENERGY INC COM 65339F101   268,736 4,864 SH   SOLE   4,864 0 0
NORTHERN TR CORP COM 665859104   421,979 5,447 SH   SOLE   5,447 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   1,748,195 148,152 SH   SOLE   148,152 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105   188,165 17,247 SH   SOLE   17,247 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   1,322,826 244,515 SH   SOLE   244,515 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108   1,458,329 168,593 SH   SOLE   168,593 0 0
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   1,749,913 148,424 SH   SOLE   148,424 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   182,425 16,230 SH   SOLE   16,230 0 0
NVIDIA CORPORATION COM 67066G104   3,177,239 4,405 SH   SOLE   4,405 0 0
ORACLE CORP COM 68389X105   2,186,740 19,236 SH   SOLE   19,236 0 0
PAN AMERN SILVER CORP COM 697900108   138,612 11,306 SH   SOLE   11,306 0 0
PARKER-HANNIFIN CORP COM 701094104   282,931 553 SH   SOLE   553 0 0
PEPSICO INC COM 713448108   411,898 2,439 SH   SOLE   2,439 0 0
PFIZER INC COM 717081103   537,323 19,923 SH   SOLE   19,923 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   867,168 17,515 SH   SOLE   17,515 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100   1,750,708 138,068 SH   SOLE   138,068 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   376,343 10,918 SH   SOLE   10,918 0 0
PIMCO CALIF MUN INCOME FD II COM 72200M108   347,374 60,413 SH   SOLE   60,413 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,593,412 45,856 SH   SOLE   45,856 0 0
PIMCO MUN INCOME FD II COM 72200W106   1,774,509 211,755 SH   SOLE   211,755 0 0
PRA GROUP INC COM 69354N106   1,343,383 58,663 SH   SOLE   58,663 0 0
PROCTER AND GAMBLE CO COM 742718109   910,145 5,824 SH   SOLE   5,824 0 0
PROGRESSIVE CORP COM 743315103   205,568 1,129 SH   SOLE   1,129 0 0
RPM INTL INC COM 749685103   300,901 2,772 SH   SOLE   2,772 0 0
SALESFORCE INC COM 79466L302   215,080 765 SH   SOLE   765 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   508,589 8,105 SH   SOLE   8,105 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,391,238 32,015 SH   SOLE   32,015 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,956,469 100,849 SH   SOLE   100,849 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,353,480 97,614 SH   SOLE   97,614 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   12,591,545 261,615 SH   SOLE   261,615 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,655,280 57,963 SH   SOLE   57,963 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,317,256 75,004 SH   SOLE   75,004 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,490,313 56,132 SH   SOLE   56,132 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,985,992 60,255 SH   SOLE   60,255 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,893,166 151,735 SH   SOLE   151,735 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,935,092 191,049 SH   SOLE   191,049 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   408,145 4,895 SH   SOLE   4,895 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   369,007 2,583 SH   SOLE   2,583 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   522,120 13,481 SH   SOLE   13,481 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   242,762 1,378 SH   SOLE   1,378 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   894,449 4,411 SH   SOLE   4,411 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   370,133 3,193 SH   SOLE   3,193 0 0
SOFI TECHNOLOGIES INC COM 83406F102   126,620 15,788 SH   SOLE   15,788 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   407,703 1,065 SH   SOLE   1,065 0 0
SPDR GOLD TR GOLD SHS 78463V107   4,310,252 23,358 SH   SOLE   23,358 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   11,896,125 356,598 SH   SOLE   356,598 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   373,638 7,802 SH   SOLE   7,802 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,128,203 32,787 SH   SOLE   32,787 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,665,739 13,491 SH   SOLE   13,491 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   3,656,578 126,701 SH   SOLE   126,701 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   19,385,325 333,425 SH   SOLE   333,425 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   5,006,157 123,517 SH   SOLE   123,517 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   255,917 5,390 SH   SOLE   5,390 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   5,399,660 111,356 SH   SOLE   111,356 0 0
TARGET CORP COM 87612E106   309,169 2,116 SH   SOLE   2,116 0 0
TESLA INC COM 88160R101   4,858,680 26,403 SH   SOLE   26,403 0 0
TEXAS INSTRS INC COM 882508104   216,767 1,382 SH   SOLE   1,382 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,090,665 2,025 SH   SOLE   2,025 0 0
THOMSON REUTERS CORP. COM 884903808   228,675 1,500 SH   SOLE   1,500 0 0
TREEHOUSE FOODS INC COM 89469A104   231,570 5,532 SH   SOLE   5,532 0 0
UNION PAC CORP COM 907818108   495,395 2,017 SH   SOLE   2,017 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,116,396 2,160 SH   SOLE   2,160 0 0
UROGEN PHARMA LTD COM M96088105   308,644 16,461 SH   SOLE   16,461 0 0
US BANCORP DEL COM NEW 902973304   509,068 12,749 SH   SOLE   12,749 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   301,572 3,563 SH   SOLE   3,563 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   239,695 3,340 SH   SOLE   3,340 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,194,342 9,494 SH   SOLE   9,494 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,155,818 20,861 SH   SOLE   20,861 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   367,838 1,112 SH   SOLE   1,112 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   483,059 2,751 SH   SOLE   2,751 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,048,773 8,919 SH   SOLE   8,919 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,741,331 27,499 SH   SOLE   27,499 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,404,998 16,997 SH   SOLE   16,997 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,085,568 9,923 SH   SOLE   9,923 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,541,348 14,796 SH   SOLE   14,796 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   774,787 19,341 SH   SOLE   19,341 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   206,932 3,302 SH   SOLE   3,302 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   666,278 12,101 SH   SOLE   12,101 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   213,952 2,695 SH   SOLE   2,695 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,375,212 7,920 SH   SOLE   7,920 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,548,336 75,641 SH   SOLE   75,641 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   204,376 782 SH   SOLE   782 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   651,841 1,283 SH   SOLE   1,283 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   302,012 3,217 SH   SOLE   3,217 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   306,031 7,626 SH   SOLE   7,626 0 0
VISA INC COM CL A 92826C839   497,837 1,805 SH   SOLE   1,805 0 0
WALMART INC COM 931142103   792,519 4,686 SH   SOLE   4,686 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105   1,417,786 139,959 SH   SOLE   139,959 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   489,986 1,809 SH   SOLE   1,809 0 0