The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   555 4,866 SH   SOLE 0 0 0 4,866
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   572 1,617 SH   SOLE 0 0 0 1,617
ADOBE INC COM 00724F101   537 1,037 SH   SOLE 0 0 0 1,037
ADVANCED DRAIN SYS INC DEL COM 00790R104   222 1,415 SH   SOLE 0 0 0 1,415
AFLAC INC COM 001055102   1,160 10,373 SH   SOLE 0 0 0 10,373
AIR PRODS & CHEMS INC COM 009158106   1,257 4,223 SH   SOLE 0 0 0 4,223
ALPHABET INC CAP STK CL A 02079K305   4,252 25,637 SH   SOLE 0 0 0 25,637
ALPHABET INC CAP STK CL C 02079K107   250 1,497 SH   SOLE 0 0 0 1,497
AMAZON COM INC COM 023135106   5,553 29,803 SH   SOLE 0 0 0 29,803
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,344 14,006 SH   SOLE 0 0 0 14,006
AMERICAN ELEC PWR CO INC COM 025537101   346 3,372 SH   SOLE 0 0 0 3,372
AMERICAN WTR WKS CO INC NEW COM 030420103   247 1,688 SH   SOLE 0 0 0 1,688
AMGEN INC COM 031162100   322 1,000 SH   SOLE 0 0 0 1,000
APPLE INC COM 037833100   6,852 29,406 SH   SOLE 0 0 0 29,406
AUTOMATIC DATA PROCESSING IN COM 053015103   445 1,606 SH   SOLE 0 0 0 1,606
AUTOZONE INC COM 053332102   280 89 SH   SOLE 0 0 0 89
BALL CORP COM 058498106   380 5,602 SH   SOLE 0 0 0 5,602
BECTON DICKINSON & CO COM 075887109   908 3,764 SH   SOLE 0 0 0 3,764
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   307 666 SH   SOLE 0 0 0 666
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   224 3,573 SH   SOLE 0 0 0 3,573
BLACKROCK INC COM 09247X101   574 604 SH   SOLE 0 0 0 604
BROADCOM INC COM 11135F101   213 1,238 SH   SOLE 0 0 0 1,238
BROWN & BROWN INC COM 115236101   367 3,546 SH   SOLE 0 0 0 3,546
CHEVRON CORP NEW COM 166764100   678 4,606 SH   SOLE 0 0 0 4,606
CHUBB LIMITED COM H1467J104   1,093 3,790 SH   SOLE 0 0 0 3,790
CHURCH & DWIGHT CO INC COM 171340102   454 4,340 SH   SOLE 0 0 0 4,340
CINTAS CORP COM 172908105   354 1,719 SH   SOLE 0 0 0 1,719
CISCO SYS INC COM 17275R102   437 8,207 SH   SOLE 0 0 0 8,207
CLOROX CO DEL COM 189054109   414 2,542 SH   SOLE 0 0 0 2,542
COCA COLA CO COM 191216100   535 7,448 SH   SOLE 0 0 0 7,448
COMCAST CORP NEW CL A 20030N101   1,138 27,233 SH   SOLE 0 0 0 27,233
COSTCO WHSL CORP NEW COM 22160K105   5,411 6,104 SH   SOLE 0 0 0 6,104
D R HORTON INC COM 23331A109   297 1,555 SH   SOLE 0 0 0 1,555
DANAHER CORPORATION COM 235851102   878 3,157 SH   SOLE 0 0 0 3,157
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,807 64,190 SH   SOLE 0 0 0 64,190
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,286 44,555 SH   SOLE 0 0 0 44,555
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,335 45,948 SH   SOLE 0 0 0 45,948
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,954 63,426 SH   SOLE 0 0 0 63,426
EATON CORP PLC SHS G29183103   354 1,067 SH   SOLE 0 0 0 1,067
ECOLAB INC COM 278865100   796 3,118 SH   SOLE 0 0 0 3,118
ELI LILLY & CO COM 532457108   938 1,059 SH   SOLE 0 0 0 1,059
EOG RES INC COM 26875P101   1,092 8,881 SH   SOLE 0 0 0 8,881
ESSENTIAL UTILS INC COM 29670G102   318 8,246 SH   SOLE 0 0 0 8,246
EVERSOURCE ENERGY COM 30040W108   482 7,080 SH   SOLE 0 0 0 7,080
EXXON MOBIL CORP COM 30231G102   741 6,320 SH   SOLE 0 0 0 6,320
FEDEX CORP COM 31428X106   910 3,324 SH   SOLE 0 0 0 3,324
FISERV INC COM 337738108   204 1,135 SH   SOLE 0 0 0 1,135
GOLDMAN SACHS GROUP INC COM 38141G104   409 825 SH   SOLE 0 0 0 825
HOME DEPOT INC COM 437076102   385 951 SH   SOLE 0 0 0 951
INGREDION INC COM 457187102   981 7,142 SH   SOLE 0 0 0 7,142
INTUIT COM 461202103   832 1,339 SH   SOLE 0 0 0 1,339
ISHARES TR ESG ADV TTL USD 46436E619   225 5,086 SH   SOLE 0 0 0 5,086
ISHARES TR ESG AWR MSCI USA 46435G425   428 3,392 SH   SOLE 0 0 0 3,392
ISHARES TR MSCI KLD400 SOC 464288570   388 3,568 SH   SOLE 0 0 0 3,568
ISHARES TR EAFE GRWTH ETF 464288885   223 2,070 SH   SOLE 0 0 0 2,070
ISHARES TR EAFE VALUE ETF 464288877   281 4,885 SH   SOLE 0 0 0 4,885
ISHARES TR MSCI USA QLT FCT 46432F339   279 1,556 SH   SOLE 0 0 0 1,556
ISHARES TR CORE S&P500 ETF 464287200   2,245 3,893 SH   SOLE 0 0 0 3,893
ISHARES TR SHRT NAT MUN ETF 464288158   830 7,815 SH   SOLE 0 0 0 7,815
ISHARES TR NATIONAL MUN ETF 464288414   866 7,968 SH   SOLE 0 0 0 7,968
ISHARES TR 0-5 YR TIPS ETF 46429B747   205 2,027 SH   SOLE 0 0 0 2,027
ISHARES TR RUS 1000 ETF 464287622   1,124 3,576 SH   SOLE 0 0 0 3,576
ISHARES TR TIPS BD ETF 464287176   210 1,901 SH   SOLE 0 0 0 1,901
ISHARES TR CORE S&P TTL STK 464287150   465 3,701 SH   SOLE 0 0 0 3,701
JOHNSON & JOHNSON COM 478160104   1,357 8,374 SH   SOLE 0 0 0 8,374
JPMORGAN CHASE & CO. COM 46625H100   507 2,404 SH   SOLE 0 0 0 2,404
KLA CORP COM NEW 482480100   286 369 SH   SOLE 0 0 0 369
LINDE PLC SHS G54950103   898 1,883 SH   SOLE 0 0 0 1,883
LOCKHEED MARTIN CORP COM 539830109   429 735 SH   SOLE 0 0 0 735
LOWES COS INC COM 548661107   1,240 4,578 SH   SOLE 0 0 0 4,578
MARVELL TECHNOLOGY INC COM 573874104   253 3,509 SH   SOLE 0 0 0 3,509
MASTERCARD INCORPORATED CL A 57636Q104   365 740 SH   SOLE 0 0 0 740
MEDTRONIC PLC SHS G5960L103   317 3,517 SH   SOLE 0 0 0 3,517
MERCK & CO INC COM 58933Y105   508 4,476 SH   SOLE 0 0 0 4,476
META PLATFORMS INC CL A 30303M102   263 460 SH   SOLE 0 0 0 460
MICROSOFT CORP COM 594918104   6,505 15,118 SH   SOLE 0 0 0 15,118
NEXTERA ENERGY INC COM 65339F101   410 4,851 SH   SOLE 0 0 0 4,851
NVIDIA CORPORATION COM 67066G104   370 3,045 SH   SOLE 0 0 0 3,045
ORACLE CORP COM 68389X105   375 2,199 SH   SOLE 0 0 0 2,199
PEPSICO INC COM 713448108   585 3,439 SH   SOLE 0 0 0 3,439
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,137 21,470 SH   SOLE 0 0 0 21,470
PROCTER AND GAMBLE CO COM 742718109   1,835 10,595 SH   SOLE 0 0 0 10,595
PROLOGIS INC. COM 74340W103   305 2,414 SH   SOLE 0 0 0 2,414
PUBLIC STORAGE OPER CO COM 74460D109   275 756 SH   SOLE 0 0 0 756
PULTE GROUP INC COM 745867101   422 2,942 SH   SOLE 0 0 0 2,942
QUALCOMM INC COM 747525103   255 1,497 SH   SOLE 0 0 0 1,497
REPUBLIC SVCS INC COM 760759100   672 3,346 SH   SOLE 0 0 0 3,346
RTX CORPORATION COM 75513E101   228 1,884 SH   SOLE 0 0 0 1,884
S&P GLOBAL INC COM 78409V104   1,497 2,897 SH   SOLE 0 0 0 2,897
SALESFORCE INC COM 79466L302   277 1,013 SH   SOLE 0 0 0 1,013
SCHLUMBERGER LTD COM STK 806857108   207 4,943 SH   SOLE 0 0 0 4,943
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   4,220 83,400 SH   SOLE 0 0 0 83,400
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   547 8,225 SH   SOLE 0 0 0 8,225
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   212 2,197 SH   SOLE 0 0 0 2,197
SELECT SECTOR SPDR TR ENERGY 81369Y506   730 8,317 SH   SOLE 0 0 0 8,317
SERVICENOW INC COM 81762P102   526 588 SH   SOLE 0 0 0 588
SHERWIN WILLIAMS CO COM 824348106   1,554 4,071 SH   SOLE 0 0 0 4,071
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,451 3,430 SH   SOLE 0 0 0 3,430
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,294 2,256 SH   SOLE 0 0 0 2,256
SPDR SER TR PORTFOLIO S&P500 78464A854   1,935 28,660 SH   SOLE 0 0 0 28,660
SYSCO CORP COM 871829107   866 11,090 SH   SOLE 0 0 0 11,090
TARGET CORP COM 87612E106   398 2,554 SH   SOLE 0 0 0 2,554
TESLA INC COM 88160R101   253 966 SH   SOLE 0 0 0 966
THERMO FISHER SCIENTIFIC INC COM 883556102   1,419 2,294 SH   SOLE 0 0 0 2,294
TJX COS INC NEW COM 872540109   397 3,382 SH   SOLE 0 0 0 3,382
TRACTOR SUPPLY CO COM 892356106   484 1,663 SH   SOLE 0 0 0 1,663
UNITEDHEALTH GROUP INC COM 91324P102   723 1,237 SH   SOLE 0 0 0 1,237
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,580 21,040 SH   SOLE 0 0 0 21,040
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,291 145,017 SH   SOLE 0 0 0 145,017
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,532 58,385 SH   SOLE 0 0 0 58,385
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   261 2,676 SH   SOLE 0 0 0 2,676
VANGUARD INDEX FDS SM CP VAL ETF 922908611   276 1,376 SH   SOLE 0 0 0 1,376
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   205 4,164 SH   SOLE 0 0 0 4,164
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   388 7,586 SH   SOLE 0 0 0 7,586
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   6,905 82,444 SH   SOLE 0 0 0 82,444
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,068 76,400 SH   SOLE 0 0 0 76,400
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   634 10,493 SH   SOLE 0 0 0 10,493
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,792 90,740 SH   SOLE 0 0 0 90,740
VISA INC COM CL A 92826C839   1,168 4,249 SH   SOLE 0 0 0 4,249
WALMART INC COM 931142103   1,495 18,512 SH   SOLE 0 0 0 18,512
WEST PHARMACEUTICAL SVSC INC COM 955306105   236 788 SH   SOLE 0 0 0 788