The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PALLADIUM ETF TRUST PHYSICAL PALLADM 003262102   208,985 1,816 SH   SOLE   0 0 1,816
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   918,817 10,988 SH   SOLE   0 0 10,988
APPLE INC COM 037833100   4,678,909 27,328 SH   SOLE   0 0 27,328
BALL CORP COM 058498106   1,036,021 20,812 SH   SOLE   0 0 20,812
CATERPILLAR INC COM 149123101   436,800 1,600 SH   SOLE   0 0 1,600
CHARLES RIV LABS INTL INC COM 159864107   512,292 2,614 SH   SOLE   0 0 2,614
CHEVRON CORP NEW COM 166764100   663,857 3,937 SH   SOLE   0 0 3,937
CLEVELAND-CLIFFS INC NEW COM 185899101   213,568 13,664 SH   SOLE   0 0 13,664
DBX ETF TR XTRACK MSCI EAFE 233051200   18,628,849 533,778 SH   SOLE   0 0 533,778
DISNEY WALT CO COM 254687106   629,450 7,766 SH   SOLE   0 0 7,766
DOLLAR TREE INC COM 256746108   238,235 2,238 SH   SOLE   0 0 2,238
EATON VANCE FLTING RATE INC COM 278279104   125,771 10,217 SH   SOLE   0 0 10,217
EATON VANCE SR FLTNG RTE TR COM 27828Q105   455,336 37,600 SH   SOLE   0 0 37,600
ESSEX PPTY TR INC COM 297178105   536,164 2,528 SH   SOLE   0 0 2,528
FEDEX CORP COM 31428X106   618,323 2,334 SH   SOLE   0 0 2,334
FIRST TR DOW JONES SELECT MI COM SHS ANNUAL 33718M105   1,318,174 24,063 SH   SOLE   0 0 24,063
FIRST TR SR FLTG RATE INCOME COM 33733U108   221,420 22,142 SH   SOLE   0 0 22,142
FISERV INC COM 337738108   1,942,460 17,196 SH   SOLE   0 0 17,196
GLOBAL PMTS INC COM 37940X102   669,724 5,804 SH   SOLE   0 0 5,804
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   4,067,861 68,104 SH   SOLE   0 0 68,104
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   1,982,589 85,678 SH   SOLE   0 0 85,678
INTEL CORP COM 458140100   231,075 6,500 SH   SOLE   0 0 6,500
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   5,888,058 118,472 SH   SOLE   0 0 118,472
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   27,482,630 193,963 SH   SOLE   0 0 193,963
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   228,778 4,751 SH   SOLE   0 0 4,751
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   10,782,969 118,182 SH   SOLE   0 0 118,182
ISHARES GOLD TR ISHARES NEW 464285204   15,974,545 456,546 SH   SOLE   0 0 456,546
ISHARES INC CORE MSCI EMKT 46434G103   1,620,302 34,047 SH   SOLE   0 0 34,047
ISHARES INC MSCI EQUAL WEITE 464286681   898,459 11,946 SH   SOLE   0 0 11,946
ISHARES INC MSCI JPN ETF NEW 46434G822   3,476,382 57,661 SH   SOLE   0 0 57,661
ISHARES SILVER TR ISHARES 46428Q109   1,757,870 86,424 SH   SOLE   0 0 86,424
ISHARES TR FLTG RATE NT ETF 46429B655   8,837,201 173,653 SH   SOLE   0 0 173,653
ISHARES TR MSCI EAFE SMCP 46435G839   369,650 13,266 SH   SOLE   0 0 13,266
ISHARES TR TRS FLT RT BD 46434V860   5,232,563 103,125 SH   SOLE   0 0 103,125
ISHARES TR BLACKROCK ULTRA 46434V878   879,987 17,467 SH   SOLE   0 0 17,467
ISHARES TR HDG MSCI EAFE 46434V803   9,178,032 304,918 SH   SOLE   0 0 304,918
ISHARES TR MSCI USA MIN VOL 46429B697   228,938 3,163 SH   SOLE   0 0 3,163
ISHARES TR EAFE SML CP ETF 464288273   7,737,802 137,025 SH   SOLE   0 0 137,025
ISHARES TR MSCI CHINA A 46434V514   218,144 7,726 SH   SOLE   0 0 7,726
ISHARES TR MICRO-CAP ETF 464288869   1,432,231 14,308 SH   SOLE   0 0 14,308
JOHNSON & JOHNSON COM 478160104   231,600 1,487 SH   SOLE   0 0 1,487
LABORATORY CORP AMER HLDGS COM NEW 50540R409   444,321 2,210 SH   SOLE   0 0 2,210
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,615,607 101,973 SH   SOLE   0 0 101,973
LKQ CORP COM 501889208   1,392,271 28,121 SH   SOLE   0 0 28,121
MASTEC INC COM 576323109   216,846 3,013 SH   SOLE   0 0 3,013
MICROCHIP TECHNOLOGY INC. COM 595017104   391,499 5,016 SH   SOLE   0 0 5,016
NIKE INC CL B 654106103   437,175 4,572 SH   SOLE   0 0 4,572
NORFOLK SOUTHN CORP COM 655844108   508,867 2,584 SH   SOLE   0 0 2,584
NORTHROP GRUMMAN CORP COM 666807102   471,003 1,070 SH   SOLE   0 0 1,070
PFIZER INC COM 717081103   821,588 24,769 SH   SOLE   0 0 24,769
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,915,578 19,129 SH   SOLE   0 0 19,129
PRESTIGE CONSMR HEALTHCARE I COM 74112D101   917,270 16,039 SH   SOLE   0 0 16,039
RADIANT LOGISTICS INC COM 75025X100   259,900 46,000 SH   SOLE   0 0 46,000
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   17,866,866 564,157 SH   SOLE   0 0 564,157
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,531,784 52,184 SH   SOLE   0 0 52,184
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   591,979 4,598 SH   SOLE   0 0 4,598
SPDR GOLD TR GOLD SHS 78463V107   1,128,484 6,582 SH   SOLE   0 0 6,582
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   9,027,873 162,022 SH   SOLE   0 0 162,022
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   4,184,204 78,239 SH   SOLE   0 0 78,239
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,139,047 63,719 SH   SOLE   0 0 63,719
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,393,817 3,261 SH   SOLE   0 0 3,261
SPDR SER TR S&P DIVID ETF 78464A763   346,525 3,013 SH   SOLE   0 0 3,013
SPDR SER TR BLOOMBERG INVT 78468R200   13,347,264 434,481 SH   SOLE   0 0 434,481
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,138,568 12,400 SH   SOLE   0 0 12,400
SPDR SER TR PORTFOLIO S&P600 78468R853   1,615,925 43,792 SH   SOLE   0 0 43,792
SPDR SER TR SPDR S&P 500 ETF 78468R796   740,860 21,332 SH   SOLE   0 0 21,332
TAPESTRY INC COM 876030107   504,591 17,551 SH   SOLE   0 0 17,551
THE CIGNA GROUP COM 125523100   1,499,579 5,242 SH   SOLE   0 0 5,242
TIMKEN CO COM 887389104   1,362,946 18,546 SH   SOLE   0 0 18,546
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,060,979 21,569 SH   SOLE   0 0 21,569
VANGUARD INDEX FDS VALUE ETF 922908744   2,282,667 16,549 SH   SOLE   0 0 16,549
VANGUARD INDEX FDS MID CAP ETF 922908629   3,065,823 14,723 SH   SOLE   0 0 14,723
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,082,872 2,758 SH   SOLE   0 0 2,758
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,875,147 36,363 SH   SOLE   0 0 36,363
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,755,123 44,762 SH   SOLE   0 0 44,762
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,632,395 61,642 SH   SOLE   0 0 61,642
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,057,206 6,804 SH   SOLE   0 0 6,804
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,895,469 134,846 SH   SOLE   0 0 134,846
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   522,271 7,322 SH   SOLE   0 0 7,322
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,556,276 19,380 SH   SOLE   0 0 19,380
VONTIER CORPORATION COM 928881101   1,132,507 36,627 SH   SOLE   0 0 36,627
WISDOMTREE TR JAPN HEDGE EQT 97717W851   2,334,261 26,451 SH   SOLE   0 0 26,451
WISDOMTREE TR CURRNCY INT EQ 97717X263   333,415 10,946 SH   SOLE   0 0 10,946
WISDOMTREE TR JPN SCAP HDG EQT 97717W521   375,600 13,078 SH   SOLE   0 0 13,078
WISDOMTREE TR EMG MKTS SMCAP 97717W281   2,010,198 43,454 SH   SOLE   0 0 43,454
WISDOMTREE TR EUR HDG SMLCAP 97717X552   3,201,411 96,895 SH   SOLE   0 0 96,895
WISDOMTREE TR INTL SMCAP DIV 97717W760   3,981,988 69,288 SH   SOLE   0 0 69,288
WISDOMTREE TR EM EX ST-OWNED 97717X578   5,368,827 201,306 SH   SOLE   0 0 201,306
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   15,658,977 404,207 SH   SOLE   0 0 404,207