The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   827,418 7,801 SH   SOLE   0 0 7,801
ALPHABET INC CAP STK CL A 02079K305   742,576 4,920 SH   SOLE   3,740 0 1,180
ALPHABET INC CAP STK CL C 02079K107   218,189 1,433 SH   SOLE   53 0 1,380
AMAZON COM INC COM 023135106   680,887 3,775 SH   SOLE   2,811 0 964
ANNOVIS BIO INC COM 03615A108   495,123 41,607 SH   SOLE   0 0 41,607
APPLE INC COM 037833100   10,163,023 59,267 SH   SOLE   52,866 0 6,401
ASML HOLDING N V N Y REGISTRY SHS N07059210   218,356 225 SH   SOLE   225 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   423,060 1,694 SH   SOLE   1,609 0 85
BANK AMERICA CORP COM 060505104   551,357 14,540 SH   SOLE   1,500 0 13,040
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,326,320 3,154 SH   SOLE   1,524 0 1,630
CARLISLE COS INC COM 142339100   1,253,920 3,200 SH   SOLE   0 0 3,200
CARRIER GLOBAL CORPORATION COM 14448C104   285,011 4,903 SH   SOLE   1,167 0 3,736
CATERPILLAR INC COM 149123101   293,144 800 SH   SOLE   0 0 800
CENCORA INC COM 03073E105   914,614 3,764 SH   SOLE   0 0 3,764
CHEVRON CORP NEW COM 166764100   452,099 2,866 SH   SOLE   250 0 2,616
COCA COLA CO COM 191216100   375,143 6,132 SH   SOLE   332 0 5,800
COLGATE PALMOLIVE CO COM 194162103   301,866 3,352 SH   SOLE   618 0 2,734
CUMMINS INC COM 231021106   247,169 839 SH   SOLE   39 0 800
CVS HEALTH CORP COM 126650100   471,513 5,912 SH   SOLE   5,912 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   7,293,677 116,998 SH   SOLE   92,969 0 24,029
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,702,112 352,027 SH   SOLE   238,028 0 113,999
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   233,520 10,439 SH   SOLE   10,439 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   7,890,310 314,857 SH   SOLE   214,530 0 100,327
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   4,378,122 91,040 SH   SOLE   11,154 0 79,886
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,218,107 33,336 SH   SOLE   29,087 0 4,249
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   9,536,397 317,986 SH   SOLE   218,353 0 99,633
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   37,147,075 908,241 SH   SOLE   218,810 0 689,431
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   308,136 12,112 SH   SOLE   11,642 0 470
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   360,987 13,276 SH   SOLE   13,276 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,875,489 62,061 SH   SOLE   36,190 0 25,871
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   29,676,152 1,162,403 SH   SOLE   383,313 0 779,090
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   15,824,671 430,603 SH   SOLE   139,130 0 291,473
DISNEY WALT CO COM 254687106   932,139 7,618 SH   SOLE   5 0 7,613
E L F BEAUTY INC COM 26856L103   245,038 1,250 SH   SOLE   1,250 0 0
ELI LILLY & CO COM 532457108   6,635,808 8,530 SH   SOLE   560 0 7,970
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   163,588 16,408 SH   SOLE   16,408 0 0
EMPIRE ST RLTY OP L P UNIT LTD PRT 60 292102209   167,211 16,474 SH   SOLE   16,474 0 0
EXXON MOBIL CORP COM 30231G102   2,772,371 23,850 SH   SOLE   1,487 0 22,363
FS KKR CAP CORP COM 302635206   317,350 16,641 SH   SOLE   691 0 15,950
GOLDMAN SACHS GROUP INC COM 38141G104   1,131,940 2,710 SH   SOLE   2,410 0 300
HERSHEY CO COM 427866108   1,589,439 8,172 SH   SOLE   135 0 8,037
INTERNATIONAL BUSINESS MACHS COM 459200101   304,583 1,595 SH   SOLE   450 0 1,145
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   403,514 7,119 SH   SOLE   7,119 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   62,075,922 139,807 SH   SOLE   47,329 0 92,478
ISHARES GOLD TR ISHARES NEW 464285204   700,853 16,683 SH   SOLE   16,683 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   1,548,615 48,049 SH   SOLE   25,174 0 22,875
ISHARES INC CORE MSCI EMKT 46434G103   32,865,455 636,927 SH   SOLE   209,191 0 427,736
ISHARES TR CORE S&P TTL STK 464287150   1,623,960 14,085 SH   SOLE   14,051 0 34
ISHARES TR 1 3 YR TREAS BD 464287457   2,123,125 25,961 SH   SOLE   12,127 0 13,834
ISHARES TR EAFE GRWTH ETF 464288885   549,879 5,298 SH   SOLE   2,981 0 2,317
ISHARES TR CORE MSCI EAFE 46432F842   27,702,418 373,247 SH   SOLE   268,157 0 105,090
ISHARES TR RUS 1000 GRW ETF 464287614   2,185,281 6,484 SH   SOLE   4,937 0 1,547
ISHARES TR CORE S&P MCP ETF 464287507   6,650,674 109,494 SH   SOLE   89,235 0 20,259
ISHARES TR 0-3 MNTH TREASRY 46436E718   303,364 3,012 SH   SOLE   3,012 0 0
ISHARES TR S&P 500 VAL ETF 464287408   4,837,650 25,896 SH   SOLE   16,399 0 9,497
ISHARES TR MSCI ACWI ETF 464288257   2,985,952 27,113 SH   SOLE   11,791 0 15,322
ISHARES TR CORE S&P US GWT 464287671   689,446 5,882 SH   SOLE   5,882 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,068,761 36,815 SH   SOLE   29,024 0 7,791
ISHARES TR ISHARES BIOTECH 464287556   414,831 3,023 SH   SOLE   3,023 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   1,317,384 26,765 SH   SOLE   25,050 0 1,715
ISHARES TR S&P 500 GRWT ETF 464287309   4,885,744 57,861 SH   SOLE   31,269 0 26,592
ISHARES TR RUSSELL 2000 ETF 464287655   338,285 1,609 SH   SOLE   1,108 0 501
ISHARES TR INTL EQTY FACTOR 46434V274   437,888 14,675 SH   SOLE   4,546 0 10,129
ISHARES TR CORE MSCI TOTAL 46432F834   3,628,348 53,468 SH   SOLE   49,881 0 3,587
ISHARES TR NATIONAL MUN ETF 464288414   629,031 5,846 SH   SOLE   4,913 0 933
ISHARES TR MSCI USA MIN VOL 46429B697   1,755,335 21,002 SH   SOLE   9,984 0 11,018
ISHARES TR CORE S&P500 ETF 464287200   34,007,175 64,686 SH   SOLE   45,962 0 18,724
ISHARES TR SHRT NAT MUN ETF 464288158   1,866,169 17,819 SH   SOLE   13,621 0 4,198
ISHARES TR IBOXX INV CP ETF 464287242   1,880,613 17,266 SH   SOLE   6,958 0 10,308
ISHARES TR ISHS 5-10YR INVT 464288638   904,414 17,527 SH   SOLE   4,837 0 12,690
ISHARES TR S&P MC 400VL ETF 464287705   391,799 3,312 SH   SOLE   3,312 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   656,276 13,946 SH   SOLE   6,263 0 7,683
ISHARES TR US SML CAP EQT 46434V290   642,143 10,100 SH   SOLE   5,820 0 4,280
ISHARES TR RUS 2000 GRW ETF 464287648   457,937 1,691 SH   SOLE   854 0 837
ISHARES TR ESG AWRE 1 5 YR 46435G243   4,436,014 181,210 SH   SOLE   107,038 0 74,172
ISHARES TR ISHS 1-5YR INVS 464288646   2,521,463 49,170 SH   SOLE   35,705 0 13,465
ISHARES TR U S EQUITY FACTR 46434V282   4,990,905 92,751 SH   SOLE   56,697 0 36,054
ISHARES TR RUS 1000 ETF 464287622   29,323,647 101,808 SH   SOLE   31,145 0 70,663
ISHARES TR RUS 1000 VAL ETF 464287598   593,947 3,316 SH   SOLE   2,553 0 763
ISHARES TR CORE 1 5 YR USD 46432F859   6,043,547 127,393 SH   SOLE   64,771 0 62,622
ISHARES TR RUS MDCP VAL ETF 464287473   35,396,865 282,429 SH   SOLE   80,394 0 202,035
ISHARES TR ESG AWARE MSCI 46435U663   1,522,076 37,797 SH   SOLE   19,730 0 18,067
ISHARES TR EAFE SML CP ETF 464288273   1,375,322 21,717 SH   SOLE   7,656 0 14,061
ISHARES TR USD INV GRDE ETF 464288620   424,746 8,366 SH   SOLE   8,366 0 0
ISHARES TR RUS MD CP GR ETF 464287481   6,269,776 54,931 SH   SOLE   30,429 0 24,502
ISHARES TR MSCI USA ESG SLC 464288802   893,169 8,181 SH   SOLE   5,605 0 2,576
ISHARES TR CORE US AGGBD ET 464287226   5,860,326 59,836 SH   SOLE   25,774 0 34,062
ISHARES TR ESG AW MSCI EAFE 46435G516   788,465 9,867 SH   SOLE   3,844 0 6,023
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   1,536,992 30,460 SH   SOLE   13,951 0 16,509
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   221,564 4,653 SH   SOLE   0 0 4,653
JOHNSON & JOHNSON COM 478160104   1,748,943 11,056 SH   SOLE   10,033 0 1,023
JPMORGAN CHASE & CO COM 46625H100   492,758 2,460 SH   SOLE   189 0 2,271
LAS VEGAS SANDS CORP COM 517834107   310,200 6,000 SH   SOLE   0 0 6,000
LOCKHEED MARTIN CORP COM 539830109   944,310 2,076 SH   SOLE   2,076 0 0
MARRIOTT INTL INC NEW CL A 571903202   1,393,587 5,523 SH   SOLE   5,523 0 0
MERCK & CO INC COM 58933Y105   21,306,909 161,477 SH   SOLE   126,006 0 35,471
META PLATFORMS INC CL A 30303M102   1,689,861 3,480 SH   SOLE   1,347 0 2,133
MICROSOFT CORP COM 594918104   1,672,578 3,976 SH   SOLE   2,401 0 1,575
NORTHROP GRUMMAN CORP COM 666807102   530,355 1,108 SH   SOLE   0 0 1,108
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   1,617,809 38,899 SH   SOLE   19,665 0 19,234
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   313,810 10,100 SH   SOLE   6,282 0 3,818
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   395,128 10,168 SH   SOLE   6,328 0 3,840
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   569,972 7,472 SH   SOLE   3,523 0 3,949
NVIDIA CORPORATION COM 67066G104   719,729 797 SH   SOLE   797 0 0
ORGANON & CO COMMON STOCK 68622V106   352,894 18,771 SH   SOLE   17,027 0 1,744
OTIS WORLDWIDE CORP COM 68902V107   244,215 2,460 SH   SOLE   592 0 1,868
PAYONEER GLOBAL INC COM 70451X104   84,938 17,477 SH   SOLE   17,477 0 0
PEPSICO INC COM 713448108   306,454 1,751 SH   SOLE   540 0 1,211
PGIM ETF TR PGIM ULTRA SH BD 69344A107   336,026 6,761 SH   SOLE   634 0 6,127
PNC FINL SVCS GROUP INC COM 693475105   685,444 4,242 SH   SOLE   153 0 4,089
PROCTER AND GAMBLE CO COM 742718109   3,412,512 21,032 SH   SOLE   248 0 20,784
RTX CORPORATION COM 75513E101   364,372 3,736 SH   SOLE   0 0 3,736
SABA CAPITAL INCOME & OPPORT COM 880198106   68,239 17,864 SH   SOLE   14,653 0 3,211
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   481,346 12,336 SH   SOLE   9,636 0 2,700
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   621,776 6,706 SH   SOLE   5,646 0 1,060
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,866,729 47,485 SH   SOLE   45,802 0 1,683
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   238,106 3,900 SH   SOLE   1,803 0 2,097
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   597,726 2,870 SH   SOLE   2,818 0 52
SPDR GOLD TR GOLD SHS 78463V107   267,025 1,298 SH   SOLE   1,298 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   923,575 1,766 SH   SOLE   1,304 0 462
SPDR SER TR PORTFOLIO S&P500 78464A854   3,526,553 57,314 SH   SOLE   44,597 0 12,717
SPDR SER TR PORTFOLIO SHORT 78464A474   1,766,766 59,347 SH   SOLE   52,470 0 6,877
SPDR SER TR S&P DIVID ETF 78464A763   963,407 7,341 SH   SOLE   7,341 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   10,542,013 364,523 SH   SOLE   295,743 0 68,780
SPDR SER TR PORTFOLIO INTRMD 78464A375   200,090 6,121 SH   SOLE   6,121 0 0
SYSCO CORP COM 871829107   296,307 3,650 SH   SOLE   3,650 0 0
TESLA INC COM 88160R101   325,739 1,853 SH   SOLE   1,413 0 440
THE CIGNA GROUP COM 125523100   238,755 657 SH   SOLE   475 0 182
TRANE TECHNOLOGIES PLC SHS G8994E103   816,544 2,720 SH   SOLE   1,775 0 945
UNILEVER PLC SPON ADR NEW 904767704   509,880 10,159 SH   SOLE   10,159 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,518,235 14,958 SH   SOLE   14,676 0 282
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,413,592 57,566 SH   SOLE   45,006 0 12,560
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,434,384 138,387 SH   SOLE   120,421 0 17,966
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,012,237 5,275 SH   SOLE   4,604 0 671
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,888,634 12,114 SH   SOLE   10,411 0 1,703
VANGUARD INDEX FDS VALUE ETF 922908744   5,173,423 31,766 SH   SOLE   29,895 0 1,871
VANGUARD INDEX FDS SMALL CP ETF 922908751   872,168 3,815 SH   SOLE   3,482 0 333
VANGUARD INDEX FDS SML CP GRW ETF 922908595   249,703 958 SH   SOLE   618 0 340
VANGUARD INDEX FDS GROWTH ETF 922908736   7,057,082 20,503 SH   SOLE   18,063 0 2,440
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   133,400,210 277,512 SH   SOLE   111,843 0 165,669
VANGUARD INDEX FDS MID CAP ETF 922908629   7,668,462 30,691 SH   SOLE   26,218 0 4,473
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,240,615 4,773 SH   SOLE   4,773 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   824,434 3,439 SH   SOLE   3,439 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   717,294 12,230 SH   SOLE   9,905 0 2,325
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   459,412 10,999 SH   SOLE   9,251 0 1,748
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,688,946 46,305 SH   SOLE   32,097 0 14,208
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   22,728,134 293,987 SH   SOLE   266,120 0 27,867
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   354,774 4,407 SH   SOLE   97 0 4,310
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,145,468 101,915 SH   SOLE   94,813 0 7,102
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,103,854 81,799 SH   SOLE   76,931 0 4,868
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   54,313,249 539,357 SH   SOLE   193,409 0 345,948
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   615,205 5,085 SH   SOLE   2,865 0 2,220
VANGUARD WORLD FD MEGA GRWTH IND 921910816   706,308 2,464 SH   SOLE   2,464 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,204,862 6,448 SH   SOLE   6,248 0 200
VANGUARD WORLD FD INF TECH ETF 92204A702   319,847 610 SH   SOLE   559 0 51
WESBANCO INC COM 950810101   248,407 8,333 SH   SOLE   0 0 8,333
WESTERN ALLIANCE BANCORP COM 957638109   641,900 10,000 SH   SOLE   0 0 10,000
WISDOMTREE TR INTL SMCAP DIV 97717W760   656,572 10,069 SH   SOLE   8,848 0 1,221