The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Company COM 88579Y101 2,915 15,301 SH   SOLE   0 13,411 1,890
A T & T COM 00206R102 1,152 40,365 SH   SOLE   0 34,705 5,660
Abbott Labs COM 002824100 1,107 15,305 SH   SOLE   0 13,893 1,412
Abbvie COM 00287Y109 1,201 13,035 SH   SOLE   0 11,068 1,967
Accenture plc CL A G1151C101 209 1,485 SH   SOLE   0 1,485 0
ADP COM 053015103 650 4,960 SH   SOLE   0 4,497 463
Aflac Inc COM 001055102 493 10,837 SH   SOLE   0 8,508 2,329
Air Products COM 009158906 240 1,500 SH   SOLE   0 1,500 0
AJ Gallagher Co COM 363576109 596 8,100 SH   SOLE   0 8,100 0
Alibaba Group Hldg Ltd ADS 01609W102 302 2,205 SH   SOLE   0 2,165 40
Alliant Energy COM 018802108 364 8,624 SH   SOLE   0 8,624 0
Alphabet Inc Cl A CAP STK 02079K305 878 841 SH   SOLE   0 805 36
Alphabet Inc Cl C CAP STK 02079K107 967 934 SH   SOLE   0 918 16
Altria Group Inc COM 02209S103 1,619 32,789 SH   SOLE   0 29,817 2,972
Amazon com COM 023135106 1,372 914 SH   SOLE   0 898 16
Amer Electric COM 025537101 589 7,885 SH   SOLE   0 6,725 1,160
Amer Express COM 025816109 646 6,785 SH   SOLE   0 6,315 470
Amer Tower COM 03027X100 1,343 8,493 SH   SOLE   0 7,818 675
Amgen COM 031162100 337 1,734 SH   SOLE   0 1,588 146
Apple Computer COM 037833100 3,407 21,601 SH   SOLE   0 20,067 1,534
Bank of NY Mellon COM 064058100 264 5,617 SH   SOLE   0 5,388 229
BankAmerica COM 060505104 1,086 44,084 SH   SOLE   0 44,084 0
Becton Dickinson COM 075887109 484 2,150 SH   SOLE   0 2,125 25
Berkshire Htwy Cl A COM 084990175 306 100 SH   SOLE   0 100 0
Berkshire Htwy Cl B COM 084670207 3,455 16,924 SH   SOLE   0 16,673 251
Blackrock Corp Hi Yld ETF 09255P107 117 12,681 SH   SOLE   0 0 12,681
Blackrock Inc COM 09247X101 214 547 SH   SOLE   0 547 0
Blackstone Group COM 09253U108 332 11,156 SH   SOLE   0 8,700 2,456
Boeing Co COM 097023105 2,030 6,295 SH   SOLE   0 5,893 402
Bristol Myers COM 110122108 934 17,986 SH   SOLE   0 12,625 5,361
Broadcom Ltd COM Y0486S104 281 1,107 SH   SOLE   0 909 198
Caterpillar Inc COM 149123101 1,089 8,577 SH   SOLE   0 7,111 1,466
Celanese Corp COM 150870103 856 9,521 SH   SOLE   0 8,521 1,000
Celgene COM 151020104 255 3,989 SH   SOLE   0 3,387 602
Chevron Corp COM 166764100 1,653 15,202 SH   SOLE   0 12,918 2,284
Chubb Ltd COM H1467J104 1,202 9,308 SH   SOLE   0 8,351 957
Church Dwight COM 171340102 281 4,280 SH   SOLE   0 2,966 1,314
Churchill Downs COM 171484108 451 1,850 SH   SOLE   0 1,750 100
Cisco Systems Inc COM 17275R102 2,832 65,361 SH   SOLE   0 64,931 430
Citigroup COM 172967101 478 9,191 SH   SOLE   0 9,151 40
Clorox COM 189054109 356 2,312 SH   SOLE   0 2,037 275
Coca-Cola Company COM 191216100 1,458 30,811 SH   SOLE   0 25,539 5,272
ColgatePalmolive COM 194162103 1,292 21,715 SH   SOLE   0 19,335 2,380
Comcast COM 20030N101 671 19,733 SH   SOLE   0 16,526 3,207
Communication Select ETF 81369Y852 4,914 119,057 SH   SOLE   0 103,454 15,603
ConocoPhillips COM 20825C104 792 12,706 SH   SOLE   0 10,077 2,629
Constellation Brand CL A 21036P108 300 1,868 SH   SOLE   0 1,778 90
Consumer Discr SPDR ETF 81369Y407 5,355 54,089 SH   SOLE   0 47,206 6,883
Consumer Stpls SPDR ETF 81369Y308 3,137 61,779 SH   SOLE   0 57,422 4,357
Costco COM 22160K105 1,918 9,418 SH   SOLE   0 8,564 854
CrownCastleIntl COM 228227104 917 8,450 SH   SOLE   0 7,675 775
CSX Corp COM 126408103 1,509 24,299 SH   SOLE   0 20,966 3,333
Cummins Inc COM 231021106 1,865 13,959 SH   SOLE   0 11,644 2,315
CVS Health Corp COM 126650100 1,282 19,579 SH   SOLE   0 17,672 1,907
Danaher Corp COM 235851102 490 4,755 SH   SOLE   0 4,655 100
Deere COM 244199105 411 2,757 SH   SOLE   0 2,632 125
Delta Air Lines COM 247361108 411 8,239 SH   SOLE   0 6,939 1,300
DowDuPont COM 26078J100 731 13,675 SH   SOLE   0 12,825 850
Duke Energy COM 26441C105 828 9,603 SH   SOLE   0 7,822 1,781
Dunkin Brands COM 265504100 544 8,494 SH   SOLE   0 7,454 1,040
Eastman Chem COM 277432100 522 7,152 SH   SOLE   0 6,552 600
Eli Lilly Company COM 532457108 1,709 14,771 SH   SOLE   0 13,591 1,180
Emerson Electric COM 291011104 451 7,560 SH   SOLE   0 6,530 1,030
Energy Select SPDR ETF 81369Y506 4,878 85,061 SH   SOLE   0 73,572 11,489
Exelon Corporation COM 30161N101 645 14,315 SH   SOLE   0 11,754 2,561
Exxon Mobil COM 30231G102 2,508 36,794 SH   SOLE   0 31,580 5,214
Facebook COM 30303M102 849 6,484 SH   SOLE   0 6,188 296
FedEx Corp COM 31428X106 1,141 7,075 SH   SOLE   0 6,668 407
Financial Select COM 81369Y605 4,406 184,988 SH   SOLE   0 167,414 17,574
Firstenergy COM 337932107 263 7,030 SH   SOLE   0 5,770 1,260
Fulton Financial COM 360271100 3,223 20,869 SH   SOLE   0 8,622 12,247
General Dynamics COM 369550108 239 1,521 SH   SOLE   0 1,421 100
General Electric COM 369604103 360 47,641 SH   SOLE   0 35,060 12,581
General Mills Inc COM 370334104 267 6,858 SH   SOLE   0 5,658 1,200
Goldman Sachs ETF Tr ETF 381430503 619 12,318 SH   SOLE   0 12,318 0
Goldman Sachs Grp COM 38141G104 219 1,315 SH   SOLE   0 1,215 100
Groupon CL A 399473107 41 13,000 SH   SOLE   0 13,000 0
Haemonetics COM 405024100 236 2,360 SH   SOLE   0 2,360 0
Healthcare SPDR COM 81369Y209 5,143 59,456 SH   SOLE   0 53,820 5,636
Hershey COM 427866108 406 3,791 SH   SOLE   0 3,640 151
Home Depot COM 437076102 1,488 8,663 SH   SOLE   0 7,511 1,152
Honeywell Intl COM 438516106 815 6,171 SH   SOLE   0 6,126 45
IBM COM 459200101 593 5,220 SH   SOLE   0 4,736 484
Illinois Tool COM 452308109 363 2,870 SH   SOLE   0 2,820 50
Industrial SPDR COM 81369Y704 4,142 64,316 SH   SOLE   0 59,521 4,795
Intel Corp COM 458140100 2,890 61,590 SH   SOLE   0 47,167 14,423
Intl Paper COM 460146103 313 7,779 SH   SOLE   0 7,254 525
Intuit COM 461202103 444 2,260 SH   SOLE   0 2,260 0
Intuitive Surgical COM 46120E602 239 500 SH   SOLE   0 500 0
iShares Core High Div ETF 46429B663 362 4,292 SH   SOLE   0 4,292 0
iShares Core Mid Cap ETF 464287804 3,587 51,748 SH   SOLE   0 47,936 3,812
Ishares Core S&P 500 ETF 464287200 436 1,735 SH   SOLE   0 1,725 10
iShares Core S&P US Stock ETF 464287150 2,848 50,192 SH   SOLE   0 50,192 0
Ishares CoreMSCI ETF 46432F834 795 15,140 SH   SOLE   0 15,140 0
ishares Emerg Mkts ETF 46434G103 1,995 42,316 SH   SOLE   0 39,783 2,533
iShares NA Tech ETF 464287515 418 2,410 SH   SOLE   0 2,410 0
iShares Natl Mun ETF 464288414 244 2,242 SH   SOLE   0 2,242 0
iShares Russell 200 ETF 464289420 236 4,952 SH   SOLE   0 4,952 0
Ishares S&P 500 Val ETF 464287408 248 2,453 SH   SOLE   0 2,258 195
iShares S&P Mid ETF 464287507 882 5,315 SH   SOLE   0 5,315 0
iShares Select Div ETF 464287168 889 9,965 SH   SOLE   0 9,490 475
iShares Trust Core MSCI ETF 46432F842 1,328 24,155 SH   SOLE   0 20,489 3,666
Ishares USA Momentum ETF 46432F396 255 2,545 SH   SOLE   0 2,545 0
J P Morgan COM 46625H100 1,485 15,215 SH   SOLE   0 11,099 4,116
Johnson & Johnson COM 478160104 5,853 45,356 SH   SOLE   0 38,656 6,700
Kellogg Company COM 487836108 365 6,418 SH   SOLE   0 5,604 814
Kimberly Clark COM 494368103 1,974 17,332 SH   SOLE   0 15,143 2,189
Las Vegas Sands COM 517834107 309 5,949 SH   SOLE   0 5,774 175
Lear COM 521865204 530 4,314 SH   SOLE   0 3,689 625
Lockheed Martin COM 539830109 451 1,724 SH   SOLE   0 1,536 188
Lowes COM 548661107 1,283 13,891 SH   SOLE   0 12,564 1,327
M&T Bank Corp COM 55261F104 347 2,429 SH   SOLE   0 1,908 521
MagellanMidstrm COM 559080106 277 4,855 SH   SOLE   0 4,655 200
Manning & Napier CL A 56382Q102 30 17,571 SH   SOLE   0 17,571 0
Marathon Pete COM 56585A102 238 4,036 SH   SOLE   0 4,036 0
Masco COM 574599106 844 28,875 SH   SOLE   0 25,425 3,450
Mastercard COM 57636Q104 1,104 5,855 SH   SOLE   0 5,655 200
Materials Select SPDR ETF 81369Y100 649 12,856 SH   SOLE   0 11,945 911
MBIA COM 55262C100 244 27,450 SH   SOLE   0 27,450 0
McCormick COM 579780206 1,968 14,138 SH   SOLE   0 13,169 969
McDonalds COM 580135101 4,076 22,955 SH   SOLE   0 20,232 2,723
Medtronic Inc COM 585055106 371 4,081 SH   SOLE   0 2,277 1,804
Merck COM 58933Y105 1,724 22,568 SH   SOLE   0 19,688 2,880
Metlife Inc COM 59156R108 616 15,002 SH   SOLE   0 13,477 1,525
Microchip Tech COM 595017104 261 3,636 SH   SOLE   0 3,086 550
Microsoft Corp COM 594918104 4,575 45,046 SH   SOLE   0 39,736 5,310
Mondelez COM 607209105 462 11,557 SH   SOLE   0 11,230 327
Netflix COM 64110L106 443 1,656 SH   SOLE   0 1,621 35
Nextera Energy COM 65339F101 911 5,241 SH   SOLE   0 5,241 0
Nike COM 654106103 3,076 41,502 SH   SOLE   0 36,382 5,120
Norfolk Southern COM 655844108 1,401 9,372 SH   SOLE   0 8,075 1,297
Northrop Grumman COM 666807102 935 3,819 SH   SOLE   0 3,137 682
Office Depot COM 676220106 40,248 15,600 SH   SOLE   0 15,600 0
Oracle Corp COM 68389X105 1,322 29,286 SH   SOLE   0 24,365 4,921
Parker Hannifin COM 701094104 302 2,028 SH   SOLE   0 1,628 400
Paychex COM 704326107 256 3,932 SH   SOLE   0 3,867 65
Paypal COM 70450Y103 343 4,083 SH   SOLE   0 4,067 16
PepsiCo COM 713448108 3,879 35,114 SH   SOLE   0 28,758 6,356
Permian Basin UNIT 714236106 106 18,061 SH   SOLE   0 18,061 0
Pfizer COM 717081103 2,395 54,885 SH   SOLE   0 48,396 6,489
PhilipMorrisIntl COM 718172109 545 8,176 SH   SOLE   0 7,302 874
Phillips 66 COM 718546104 516 8,995 SH   SOLE   0 5,371 3,624
PNC Financial COM 693475105 349 2,993 SH   SOLE   0 2,893 100
Powershares Buyback ETF 73935X286 495 9,496 SH   SOLE   0 9,496 0
Powershares Dividend ETF 73935X732 724 29,335 SH   SOLE   0 29,335 0
Powershares Dyn Sftwr ETF 73935X773 234 3,167 SH   SOLE   0 3,167 0
Powershares Finl Pfd ETF 73935X229 341 19,680 SH   SOLE   0 19,680 0
Powershares QQQ ETF 73935A104 2,239 14,518 SH   SOLE   0 14,100 418
PPG Ind COM 693506107 426 4,167 SH   SOLE   0 4,167 0
PPL Corp COM 69351T106 360 12,722 SH   SOLE   0 10,753 1,969
Procter & Gamble COM 742718109 4,212 45,822 SH   SOLE   0 39,658 6,164
Prudential Financial COM 744320102 991 12,162 SH   SOLE   0 11,112 1,050
Public Storage COM 74460D109 475 2,350 SH   SOLE   0 2,350 0
Raytheon COM 755111507 231 1,506 SH   SOLE   0 1,185 321
Real Estate Select SPDR ETF 81369Y860 1,798 58,012 SH   SOLE   0 45,796 12,216
Rockwell Automation COM 773903109 247 1,643 SH   SOLE   0 1,543 100
Royal Dutch Shell ADR 780259206 331 5,689 SH   SOLE   0 4,755 934
Schwab Emrg Mkt ETF 808524706 1,348 57,314 SH   SOLE   0 50,094 7,220
Schwab Intl Equity ETF 808524805 2,722 96,045 SH   SOLE   0 85,427 10,618
Schwab US Broad ETF 808524102 11,449 191,040 SH   SOLE   0 170,912 20,128
Schwab US Dividend ETF 808524797 784 16,701 SH   SOLE   0 12,901 3,800
Schwab US Lg Cap ETF 808524201 3,589 60,133 SH   SOLE   0 58,285 1,848
Schwab US MidCap ETF 818524508 578 12,073 SH   SOLE   0 10,740 1,333
Schwab US Sml Cap ETF 808524607 1,014 16,723 SH   SOLE   0 16,380 343
Schwb US Bond ETF 808524839 626 12,386 SH   SOLE   0 8,237 4,149
Sherwin Williams COM 824348106 476 1,210 SH   SOLE   0 1,210 0
SPDR DJIA ETF 78467X109 554 2,378 SH   SOLE   0 2,292 86
SPDR S&P 500 ETF 78462F103 8,955 35,835 SH   SOLE   0 34,282 1,553
SPDR S&P Mid Cap ETF 78467Y107 1,882 6,220 SH   SOLE   0 6,220 0
StanleyBlackDecker COM 854502101 587 4,910 SH   SOLE   0 4,710 200
Starbucks COM 855244109 1,428 22,185 SH   SOLE   0 19,069 3,116
Sun Communities COM 866674104 1,288 12,666 SH   SOLE   0 12,666 0
SunTrust Banks COM 867914103 353 7,010 SH   SOLE   0 6,585 425
T Rowe Price Associates COM 74144T108 403 4,370 SH   SOLE   0 4,370 0
Target Inc COM 87612E106 709 10,738 SH   SOLE   0 9,336 1,402
Technology SPDR ETF 81369Y803 3,520 56,794 SH   SOLE   0 52,669 4,125
Textron COM 883203101 404 8,796 SH   SOLE   0 8,796 0
Transcat COM 893529107 274 14,440 SH   SOLE   0 14,440 0
Travelers Co COM 89417E109 1,950 16,286 SH   SOLE   0 14,112 2,174
Union Pacific COM 907818108 1,058 7,656 SH   SOLE   0 7,106 550
United Tech COM 913017109 1,169 10,985 SH   SOLE   0 9,411 1,574
Utilities SPDR ETF 81369Y886 1,679 31,745 SH   SOLE   0 27,268 4,477
V F Corporation COM 918204108 716 10,038 SH   SOLE   0 9,838 200
Vanguard Cons Spls ETF 92204A207 1,015 7,739 SH   SOLE   0 6,146 1,593
Vanguard ConsDiscr COM 92204A108 582 3,868 SH   SOLE   0 3,643 225
Vanguard Energy ETF 92204A306 1,994 25,866 SH   SOLE   0 25,098 768
Vanguard Fin ETF 92204A405 10,529 177,384 SH   SOLE   0 153,521 23,863
Vanguard FTSE ETF 922042775 9,281 203,627 SH   SOLE   0 181,089 22,538
Vanguard Health ETF 92204A504 15,642 97,398 SH   SOLE   0 87,666 9,732
Vanguard Industrials ETF 92204A603 1,377 11,437 SH   SOLE   0 9,392 2,045
Vanguard InfoTech ETF 92204A702 26,276 157,505 SH   SOLE   0 139,395 18,110
Vanguard Materials ETF 92204A801 457 4,128 SH   SOLE   0 3,406 722
Vanguard Mid Cap ETF 922908629 893 6,466 SH   SOLE   0 6,466 0
Vanguard S&P 500 ETF 922908363 629 2,740 SH   SOLE   0 2,740 0
Vanguard SmallCap ETF 922908751 11,962 90,630 SH   SOLE   0 82,535 8,095
Vanguard Telecom ETF 92204A884 1,737 23,458 SH   SOLE   0 20,432 3,026
Vanguard Total Stk ETF 922908769 17,522 137,294 SH   SOLE   0 130,535 6,759
Vanguard Total World ETF 922042742 802 12,266 SH   SOLE   0 11,741 525
Vanguard Ttl Intl ETF 921909768 8,935 189,239 SH   SOLE   0 177,170 12,069
Vanguard Utilities ETF 92204A876 2,446 20,766 SH   SOLE   0 18,968 1,798
Vanguard Value ETF 922908744 641 6,553 SH   SOLE   0 6,553 0
Vanguarrd REIT ETF 922908553 561 7,526 SH   SOLE   0 7,226 300
Ventas Inc COM 92276F100 216 3,701 SH   SOLE   0 800 2,901
Verizon Comm COM 92343V104 1,828 32,529 SH   SOLE   0 27,771 4,758
Vgrd Bd Short Term ETF 921937827 324 4,129 SH   SOLE   0 4,129 0
Vgrd Scottsdale Int Term Gov ETF 92206C706 6,248 98,450 SH   SOLE   0 98,450 0
Vguard Adm Mid Cap ETF 921932844 237 2,261 SH   SOLE   0 2,261 0
Vguard Dev Mkt ETF 921943858 1,307 35,253 SH   SOLE   0 30,338 4,915
Vguard Emer Mkt ETF 922042858 2,432 63,835 SH   SOLE   0 61,565 2,270
Vguard FTSE All ETF 922042718 293 3,094 SH   SOLE   0 3,070 24
Vguard Growth ETF 933908736 208 1,554 SH   SOLE   0 1,554 0
Vguard Lg Cap ETF 922908637 252 2,201 SH   SOLE   0 2,201 0
Vguard S-Term Corp ETF 92206C409 570 7,318 SH   SOLE   0 6,668 650
Visa CL A 92826C839 1,663 12,604 SH   SOLE   0 11,634 970
Walgreen Boots COM 931427108 328 4,802 SH   SOLE   0 4,802 0
Walmart Stores COM 931142103 1,136 12,200 SH   SOLE   0 11,702 498
Walt Disney COM 254687106 4,619 42,127 SH   SOLE   0 37,081 5,046
Waste Mgmt COM 94106L109 1,071 12,035 SH   SOLE   0 9,900 2,135
WD-40 CO COM 929236107 201 1,100 SH   SOLE   0 1,100 0
Wells Fargo COM 949746101 405 8,790 SH   SOLE   0 8,730 60
Weyerhauser COM 962166104 428 19,623 SH   SOLE   0 18,823 800
WW Grainger COM 384802104 468 1,660 SH   SOLE   0 1,660 0
Yum China COM 98850P109 375 11,196 SH   SOLE   0 10,491 705
Yum! Brands Inc COM 988498101 2,226 24,227 SH   SOLE   0 21,517 2,710