The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   520,532 4,602 SH   SOLE 0 0 0 4,602
ABRDN NATL MUN INCOME FD SH BEN INT 24610T108   140,301 13,850 SH   SOLE 0 0 0 13,850
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   112,146 10,317 SH   SOLE 0 0 0 10,317
ALPHABET INC CAP STK CL A 02079K305   1,665,840 8,800 SH   SOLE 0 0 0 8,800
AMERICAN AIRLS GROUP INC COM 02376R102   266,940 15,315 SH   SOLE 0 0 0 15,315
AMERICAN EXPRESS CO COM 025816109   280,763 946 SH   SOLE 0 0 0 946
APPLE INC COM 037833100   1,440,486 5,752 SH   SOLE 0 0 0 5,752
BANK AMERICA CORP COM 060505104   301,621 6,863 SH   SOLE 0 0 0 6,863
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,246,067 2,749 SH   SOLE 0 0 0 2,749
BLACKBOXSTOCKS INC COM 09229E303   27,779 12,627 SH   SOLE 0 0 0 12,627
BLACKROCK INVT QUALITY MUN T COM 09247D105   313,895 28,152 SH   SOLE 0 0 0 28,152
BLACKROCK MUN INCOME QUALITY COM 092479104   181,412 16,720 SH   SOLE 0 0 0 16,720
BLACKROCK MUN INCOME TR SH BEN INT 09248F109   728,240 73,858 SH   SOLE 0 0 0 73,858
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105   499,163 24,243 SH   SOLE 0 0 0 24,243
BLACKROCK MUNI INCOME TR II COM 09249N101   1,654,127 157,386 SH   SOLE 0 0 0 157,386
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   756,601 64,833 SH   SOLE 0 0 0 64,833
BLACKROCK MUNIVEST FD II INC COM 09253T101   1,643,384 155,771 SH   SOLE 0 0 0 155,771
BLACKROCK MUNIYIELD QUALITY COM 09254E103   517,379 46,864 SH   SOLE 0 0 0 46,864
BLACKROCK MUNIYIELD QUALITY COM 09254G108   263,469 26,721 SH   SOLE 0 0 0 26,721
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109   1,675,582 161,892 SH   SOLE 0 0 0 161,892
BNY MELLON STRATEGIC MUN BD COM 09662E109   857,812 147,644 SH   SOLE 0 0 0 147,644
BNY MELLON STRATEGIC MUNS IN COM 05588W108   1,916,015 317,221 SH   SOLE 0 0 0 317,221
CHEVRON CORP NEW COM 166764100   1,130,766 7,807 SH   SOLE 0 0 0 7,807
CONOCOPHILLIPS COM 20825C104   540,477 5,450 SH   SOLE 0 0 0 5,450
DANAHER CORPORATION COM 235851102   286,708 1,249 SH   SOLE 0 0 0 1,249
DISNEY WALT CO COM 254687106   285,753 2,566 SH   SOLE 0 0 0 2,566
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108   142,420 14,087 SH   SOLE 0 0 0 14,087
EATON VANCE NATL MUN OPPORT COM SHS 27829L105   228,629 13,890 SH   SOLE 0 0 0 13,890
EOG RES INC COM 26875P101   698,829 5,701 SH   SOLE 0 0 0 5,701
EXXON MOBIL CORP COM 30231G102   2,053,942 19,094 SH   SOLE 0 0 0 19,094
FEDERATED HERMES PREM MUNI I COM 31423P108   370,929 33,999 SH   SOLE 0 0 0 33,999
GOLDMAN SACHS GROUP INC COM 38141G104   635,608 1,110 SH   SOLE 0 0 0 1,110
HOME DEPOT INC COM 437076102   232,616 598 SH   SOLE 0 0 0 598
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   1,032,985 43,752 SH   SOLE 0 0 0 43,752
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   965,987 18,209 SH   SOLE 0 0 0 18,209
ISHARES GOLD TR ISHARES NEW 464285204   5,577,054 112,645 SH   SOLE 0 0 0 112,645
ISHARES INC CORE MSCI EMKT 46434G103   8,314,132 159,214 SH   SOLE 0 0 0 159,214
ISHARES INC MSCI GBL MIN VOL 464286525   11,752,954 107,628 SH   SOLE 0 0 0 107,628
ISHARES TR 0-3 MNTH TREASRY 46436E718   5,577,935 55,601 SH   SOLE 0 0 0 55,601
ISHARES TR MSCI USA QLT FCT 46432F339   1,419,832 7,973 SH   SOLE 0 0 0 7,973
ISHARES TR MSCI INTL MOMENT 46434V449   490,127 13,105 SH   SOLE 0 0 0 13,105
ISHARES TR MSCI INTL QUALTY 46434V456   4,568,222 123,066 SH   SOLE 0 0 0 123,066
ISHARES TR MSCI INTL VLU FT 46435G409   11,166,555 411,898 SH   SOLE 0 0 0 411,898
ISHARES TR MSCI EAFE MIN VL 46429B689   304,053 4,300 SH   SOLE 0 0 0 4,300
ISHARES TR INTL DIV GRWTH 46435G524   605,795 8,914 SH   SOLE 0 0 0 8,914
ISHARES TR ISHS 5-10YR INVT 464288638   3,300,555 64,076 SH   SOLE 0 0 0 64,076
ISHARES TR SHRT NAT MUN ETF 464288158   11,371,271 107,805 SH   SOLE 0 0 0 107,805
ISHARES TR NATIONAL MUN ETF 464288414   8,743,600 82,061 SH   SOLE 0 0 0 82,061
ISHARES TR S&P SML 600 GWT 464287887   311,351 2,300 SH   SOLE 0 0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200   2,747,370 4,667 SH   SOLE 0 0 0 4,667
ISHARES TR RUS 1000 GRW ETF 464287614   1,048,124 2,610 SH   SOLE 0 0 0 2,610
ISHARES TR CORE S&P US GWT 464287671   2,187,516 15,698 SH   SOLE 0 0 0 15,698
JOHNSON & JOHNSON COM 478160104   274,778 1,900 SH   SOLE 0 0 0 1,900
JPMORGAN CHASE & CO. COM 46625H100   749,573 3,127 SH   SOLE 0 0 0 3,127
MANGOCEUTICALS INC COM NEW 56270V205   83,490 34,500 SH   SOLE 0 0 0 34,500
MCDONALDS CORP COM 580135101   716,028 2,470 SH   SOLE 0 0 0 2,470
MICROSOFT CORP COM 594918104   1,449,117 3,438 SH   SOLE 0 0 0 3,438
NETFLIX INC COM 64110L106   701,469 787 SH   SOLE 0 0 0 787
NEUBERGER BERMAN MUN FD INC COM 64124P101   832,989 80,482 SH   SOLE 0 0 0 80,482
NUVEEN AMT-FREE MUN VALUE FD COM 670695105   421,903 31,068 SH   SOLE 0 0 0 31,068
NUVEEN MUN VALUE FD INC COM 670928100   407,784 47,472 SH   SOLE 0 0 0 47,472
NYLI MACKAY DEFINEDTERM MUNI COM 56064K100   327,594 21,942 SH   SOLE 0 0 0 21,942
PEPSICO INC COM 713448108   409,360 2,692 SH   SOLE 0 0 0 2,692
QUALCOMM INC COM 747525103   260,540 1,696 SH   SOLE 0 0 0 1,696
SABINE RTY TR UNIT BEN INT 785688102   221,456 3,417 SH   SOLE 0 0 0 3,417
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   1,322,676 45,531 SH   SOLE 0 0 0 45,531
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   6,385,021 192,262 SH   SOLE 0 0 0 192,262
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   279,945 11,822 SH   SOLE 0 0 0 11,822
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   17,917,902 642,910 SH   SOLE 0 0 0 642,910
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   10,418,302 399,628 SH   SOLE 0 0 0 399,628
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   6,065,462 227,768 SH   SOLE 0 0 0 227,768
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   559,676 2,407 SH   SOLE 0 0 0 2,407
SOUTHWEST AIRLS CO COM 844741108   214,563 6,382 SH   SOLE 0 0 0 6,382
SPDR SER TR PRTFLO S&P500 VL 78464A508   14,344,821 280,501 SH   SOLE 0 0 0 280,501
SPDR SER TR S&P 600 SMCP VAL 78464A300   397,162 4,552 SH   SOLE 0 0 0 4,552
SPDR SER TR S&P 600 SMCP GRW 78464A201   332,578 3,681 SH   SOLE 0 0 0 3,681
SPDR SER TR PRTFLO S&P500 GW 78464A409   58,493,690 665,457 SH   SOLE 0 0 0 665,457
SPDR SER TR BLOOMBERG INTL T 78464A516   8,832,145 412,910 SH   SOLE 0 0 0 412,910
SPDR SER TR NUVEEN BLMBRG MU 78468R721   15,616,547 342,318 SH   SOLE 0 0 0 342,318
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,003,199 21,169 SH   SOLE 0 0 0 21,169
TEXAS INSTRS INC COM 882508104   300,016 1,600 SH   SOLE 0 0 0 1,600
UDR INC COM 902653104   436,271 10,050 SH   SOLE 0 0 0 10,050
UNION PAC CORP COM 907818108   593,132 2,601 SH   SOLE 0 0 0 2,601
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   1,040,858 8,949 SH   SOLE 0 0 0 8,949
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   1,204,395 12,905 SH   SOLE 0 0 0 12,905
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,573,864 33,310 SH   SOLE 0 0 0 33,310
VANGUARD INDEX FDS VALUE ETF 922908744   6,586,635 38,905 SH   SOLE 0 0 0 38,905
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,180,594 26,141 SH   SOLE 0 0 0 26,141
VANGUARD INDEX FDS SML CP GRW ETF 922908595   4,343,482 15,509 SH   SOLE 0 0 0 15,509
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   951,258 8,097 SH   SOLE 0 0 0 8,097
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   708,295 16,083 SH   SOLE 0 0 0 16,083
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   61,095,561 1,218,742 SH   SOLE 0 0 0 1,218,742
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   5,445,665 98,386 SH   SOLE 0 0 0 98,386
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,887,776 84,272 SH   SOLE 0 0 0 84,272
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,385,049 37,768 SH   SOLE 0 0 0 37,768
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   10,904,602 160,645 SH   SOLE 0 0 0 160,645
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   16,275,225 203,466 SH   SOLE 0 0 0 203,466
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   898,106 7,039 SH   SOLE 0 0 0 7,039
VISA INC COM CL A 92826C839   1,098,555 3,476 SH   SOLE 0 0 0 3,476
WESTERN ASSET MANAGED MUNS F COM 95766M105   358,387 35,136 SH   SOLE 0 0 0 35,136