The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 1 13 SH   SOLE   0 0 13
JPMORGAN DIVERSIFIED RETURN US SMALL CAP EQUITY ETF ETF 46641Q845 1 49 SH   SOLE   0 0 49
ISHARES RESIDENTIAL REAL ESTATE ETF ETF 464288562 1 26 SH   SOLE   0 0 26
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 1 44 SH   SOLE   0 0 44
CRONOS GROUP INC C 22717L101 2 281 SH   SOLE   0 0 281
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 2 8 SH   SOLE   0 0 8
VANGUARD TAX MANAGED INTL FD MSCI ETF 921943858 2 57 SH   SOLE   0 0 57
PROCTER & GAMBLE C 742718109 2 22 SH   SOLE   0 0 22
MOTOROLA INC COM NEW C 620076307 3 20 SH   SOLE   0 0 20
SPDR GOLD TR GOLD SHS WF 78463V107 3 22 SH   SOLE   0 0 22
VANGUARD SMALL-CAP VALUE VIPERS ETF 922908611 5 57 SH   SOLE   0 0 57
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108 6 61 SH   SOLE   0 0 61
FORD MOTOR COMPANY C 345370860 7 1,400 SH   SOLE   0 0 1,400
ALTRIA GROUP INC COM C 02209S103 8 200 SH   SOLE   0 0 200
AT&T INC COM C 00206R102 9 300 SH   SOLE   0 0 300
ISHARES GLOBAL MATERIALS ETF ETF 464288695 10 192 SH   SOLE   0 0 192
NORFOLK SOUTHERN CORP COM C 655844108 11 73 SH   SOLE   0 0 73
CISCO SYSTEMS, INC. C 17275R102 12 300 SH   SOLE   0 0 300
FLEXSHARES STOXX US ESG IMPACT INDEX FUND ETF 33939L696 13 214 SH   SOLE   0 0 214
BOEING COMPANY C 097023105 15 100 SH   SOLE   0 0 100
VANGUARD SECTOR INDEX FDS VANGUARD TELECOMMUNICATION SVCS VIPERS ETF 92204A884 15 202 SH   SOLE   0 0 202
TRAVELERS COS INC COM C 89417E109 16 158 SH   SOLE   0 0 158
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF NEW ETF 78468R622 16 166 SH   SOLE   0 0 166
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF ETF 464288513 16 214 SH   SOLE   0 0 214
ISHARES LATIN AMERICA 40 ETF ETF 464287390 20 1,089 SH   SOLE   0 0 1,089
ELI LILLY & CO. C 532457108 22 155 SH   SOLE   0 0 155
DOMINION ENERGY INC C 25746U109 24 335 SH   SOLE   0 0 335
CONSOLIDATED EDISON C 209115104 25 320 SH   SOLE   0 0 320
UNILEVER PLC C 904767704 25 500 SH   SOLE   0 0 500
ISHARES GLOBAL ENERGY ETF ETF 464287341 27 1,600 SH   SOLE   0 0 1,600
VANGUARD GROWTH VIPERS ETF 922908736 27 174 SH   SOLE   0 0 174
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 29 272 SH   SOLE   0 0 272
EXXON MOBIL CORP COM C 30231G102 30 800 SH   SOLE   0 0 800
DISCOVER FINL SVCS C 254709108 32 900 SH   SOLE   0 0 900
AMEREN CORP C 023608102 32 444 SH   SOLE   0 0 444
SPDR FTSE INTL GOVERNMENT INFLATION PROTECTED BD ETF ETF 78464A490 44 903 SH   SOLE   0 0 903
VISA INC COM CL A C 92826C839 47 294 SH   SOLE   0 0 294
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF 922042858 51 1,509 SH   SOLE   0 0 1,509
ISHARES TR COHEN & STEERS REIT ETF ETF 464287564 53 575 SH   SOLE   0 0 575
UNIVERSAL HEALTH RLTY TR SBI RHTA 91359E105 56 560 SH   SOLE   0 0 560
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 57 473 SH   SOLE   0 0 473
ISHARES TR NATL AMT FREE MUNI BD ETF ETF 464288414 58 511 SH   SOLE   0 0 511
VANGUARD REAL ESTATE ETF ETF 922908553 59 839 SH   SOLE   0 0 839
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX ETF 922042676 59 1,366 SH   SOLE   0 0 1,366
ISHARES SILVER TRUST WF 46428Q109 62 4,715 SH   SOLE   0 0 4,715
INVESCO CLEANTECH ETF ETF 46137V407 66 1,755 SH   SOLE   0 0 1,755
MORGAN STANLEY CO C 617446448 68 2,000 SH   SOLE   0 0 2,000
MERCK & CO INC NEW C 58933Y105 77 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP C 594918104 79 500 SH   SOLE   0 0 500
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 82 1,569 SH   SOLE   0 0 1,569
ISHARES SELECT DIVIDEND ETF ETF 464287168 83 1,134 SH   SOLE   0 0 1,134
JPM DIVERSIFIED RETURN INTL EQUITY ETF ETF 46641Q209 88 2,031 SH   SOLE   0 0 2,031
CHEVRON CORP NEW C 166764100 90 1,236 SH   SOLE   0 0 1,236
ISHARES MSCI EAFE MINIMUM VOLATILITY ETF ETF 46429B689 92 1,483 SH   SOLE   0 0 1,483
MGE ENERGY INC. - COMMON STOCK C 55277P104 119 1,820 SH   SOLE   0 0 1,820
SOUTHERN CO C 842587107 120 2,208 SH   SOLE   0 0 2,208
ISHARES S&P 500 GROWTH ETF ETF 464287309 128 777 SH   SOLE   0 0 777
VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS ETF 92204A108 129 885 SH   SOLE   0 0 885
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 129 4,444 SH   SOLE   0 0 4,444
DTE ENERGY COMPANY C 233331107 132 1,386 SH   SOLE   0 0 1,386
ISHARES FLOATING RATE BOND ETF ETF 46429B655 133 2,738 SH   SOLE   0 0 2,738
ISHARES TR S&P US PFD STOCK INDEX FUND ETF 464288687 134 4,211 SH   SOLE   0 0 4,211
AMPLIFY ONLINE RETAIL ETF ETF 032108102 136 3,280 SH   SOLE   0 0 3,280
WISDOMTREE TR BLOOMBERG US DOLLAR BULLISH FD ETF 97717W471 145 5,142 SH   SOLE   0 0 5,142
NEXTERA ENERGY INC COM C 65339F101 159 662 SH   SOLE   0 0 662
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF ETF 92206C409 164 2,068 SH   SOLE   0 0 2,068
SPDR BLOOMBERG BARCLAYS INTERNATIONAL TREASURY BOND ETF ETF 78464A516 185 6,671 SH   SOLE   0 0 6,671
ISHARES TR RUSSELL 2000 ETF ETF 464287655 193 1,687 SH   SOLE   0 0 1,687
ALLSTATE CORPORATION C 020002101 218 2,376 SH   SOLE   0 0 2,376
ISHARES TR S&P 500 VALUE ETF ETF 464287408 244 2,533 SH   SOLE   0 0 2,533
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 247 8,247 SH   SOLE   0 0 8,247
JPMORGAN DIVERSIFIED RETURN USEQUITY ETF ETF 46641Q407 256 4,366 SH   SOLE   0 0 4,366
ISHARES TR MSCI EAFE ETF ETF 464287465 264 4,947 SH   SOLE   0 0 4,947
ISHARES MSCI ACWI EX US ETF ETF 464288240 265 7,032 SH   SOLE   0 0 7,032
WISDOMTREE BARCLAYS U.S. AGGREGATE BOND ZERO DURATION FUND ETF 97717W380 267 5,788 SH   SOLE   0 0 5,788
ISHARES COMEX GOLD TR ISHARES WF 464285105 278 18,416 SH   SOLE   0 0 18,416
AMERICAN ELECTRIC POWER CO C 025537101 280 3,500 SH   SOLE   0 0 3,500
GATX CORP C 361448103 282 4,500 SH   SOLE   0 0 4,500
VANGUARD INTERMEDIATE TERM ETF 92206C870 296 3,398 SH   SOLE   0 0 3,398
WISDOMTREE TR HIGH DIVID FD ETF 97717W208 299 5,279 SH   SOLE   0 0 5,279
WISDOMTREE TR US QUALITY DIVID GROWTH FD ETF 97717X669 349 8,975 SH   SOLE   0 0 8,975
ARK INNOVATION ETF ETF 00214Q104 505 11,471 SH   SOLE   0 0 11,471
SPDR SER TR S&P BIOTECH ETF ETF 78464A870 520 6,719 SH   SOLE   0 0 6,719
ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 560 3,339 SH   OTR 1 0 0 3,339
FLEXSHARES TR READY ACCESS VAR INCOME FD ETF 33939L886 584 7,872 SH   SOLE   0 0 7,872
ISHARES TIPS BOND ETF ETF 464287176 805 6,828 SH   SOLE   0 0 6,828
ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND ETF 464287549 879 4,149 SH   SOLE   0 0 4,149
VANGUARD HIGH DIVIDE ETF 921946406 973 13,750 SH   SOLE   0 0 13,750
CONSUMER STAPLES SPDR ETF 81369Y308 986 18,098 SH   SOLE   0 0 18,098
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 1,003 40,806 SH   SOLE   0 0 40,806
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 1,068 8,013 SH   OTR 1 0 0 8,013
FIRST TRUST WATER ETF ETF 33733B100 1,174 24,591 SH   SOLE   0 0 24,591
ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 1,332 15,364 SH   OTR 1 0 0 15,364
SELECT SECTOR SPDR FD HEALTH CARE ETF 81369Y209 1,588 17,929 SH   SOLE   0 0 17,929
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 1,627 29,354 SH   SOLE   0 0 29,354
VANGUARD LARGE-CAP VIPERS ETF 922908637 1,838 15,518 SH   SOLE   0 0 15,518
ISHARES MORTGAGE REAL ESTATE CAPPED ETF NEW ETF 46435G342 2,727 145,813 SH   OTR 1 0 0 145,813
ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD ETF 464288760 3,024 21,022 SH   SOLE   0 0 21,022
ISHARES INTERMEDIATE TERM CORPORATE BOND ETF ETF 464288638 4,204 76,543 SH   OTR 1 0 0 76,543
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 5,294 20,540 SH   OTR 1 0 0 20,540
VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD ETF 92203J407 5,598 99,507 SH   OTR 1 0 0 99,507
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 5,964 72,701 SH   OTR 1 0 0 72,701
ISHARES MSCI EAFE VALUE ETF ETF 464288877 6,580 184,367 SH   OTR 1 0 0 184,367
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 6,629 40,184 SH   OTR 1 0 0 40,184
ISHARES IBOXX $ INVESTMENT GRADE CO ETF ETF 464287242 8,405 68,055 SH   OTR 1 0 0 68,055
VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 10,326 99,872 SH   OTR 1 0 0 99,872
ISHARES CORE S&P 500 ETF ETF 464287200 15,602 60,378 SH   OTR 1 0 0 60,378
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 16,191 140,339 SH   SOLE   0 0 140,339