The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 494 11,960 SH   SOLE   0 0 11,960
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 92 23,900 SH   SOLE   0 0 23,900
DISNEY WALT CO COM 254687106 1,228 7,177 SH   SOLE   0 0 7,177
APOLLO INVT CORP COM NEW 03761U502 365 27,316 SH   SOLE   0 0 27,316
PIMCO NEW YORK MUN FD II COM 72200Y102 141 11,819 SH   SOLE   0 0 11,819
UNITED AIRLS HLDGS INC COM 910047109 284 6,028 SH   SOLE   0 0 6,028
DRAFTKINGS INC COM CL A 26142R104 266 5,471 SH   SOLE   0 0 5,471
BLACKROCK N Y MUN INCOME TRU SH BEN INT 09248L106 290 19,300 SH   SOLE   0 0 19,300
BAIN CAP SPECIALTY FIN INC COM STK 05684B107 578 38,937 SH   SOLE   0 0 38,937
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,403 3,138 SH   SOLE   0 0 3,138
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 224 2,766 SH   SOLE   0 0 2,766
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 117 11,688 SH   SOLE   0 0 11,688
BK OF AMERICA CORP COM 060505104 390 8,427 SH   SOLE   0 0 8,427
BLACKSTONE INC COM 09260D107 443 3,577 SH   SOLE   0 0 3,577
FIRST TR INTER DURATN PFD & COM 33718W103 867 34,472 SH   SOLE   0 0 34,472
COSTCO WHSL CORP NEW COM 22160K105 202 437 SH   SOLE   0 0 437
PEPSICO INC COM 713448108 277 1,750 SH   SOLE   0 0 1,750
ISHARES TR SELECT DIVID ETF 464287168 269 2,279 SH   SOLE   0 0 2,279
AON PLC SHS CL A G0403H108 4,272 13,966 SH   SOLE   0 0 13,966
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 431 8,335 SH   SOLE   0 0 8,335
SELECT SECTOR SPDR TR ENERGY 81369Y506 259 4,510 SH   SOLE   0 0 4,510
EATON VANCE TAX-MANAGED GLOB COM 27829F108 156 14,850 SH   SOLE   0 0 14,850
UNION PAC CORP COM 907818108 228 1,011 SH   SOLE   0 0 1,011
ISHARES TR MSCI UK ETF NEW 46435G334 429 12,792 SH   SOLE   0 0 12,792
LOWES COS INC COM 548661107 343 1,549 SH   SOLE   0 0 1,549
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 294 7,558 SH   SOLE   0 0 7,558
APPLE INC COM 037833100 8,640 58,956 SH   SOLE   0 0 58,956
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 23,657 438,994 SH   SOLE   0 0 438,994
AMAZON COM INC COM 023135106 2,423 703 SH   SOLE   0 0 703
AT&T INC COM 00206R102 896 35,358 SH   SOLE   0 0 35,358
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 259 2,218 SH   SOLE   0 0 2,218
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,912 7,754 SH   SOLE   0 0 7,754
OWL ROCK CAPITAL CORPORATION COM 69121K104 546 37,956 SH   SOLE   0 0 37,956
ISHARES TR INTL SEL DIV ETF 464288448 276 8,780 SH   SOLE   0 0 8,780
PHILIP MORRIS INTL INC COM 718172109 463 4,749 SH   SOLE   0 0 4,749
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 76 18,017 SH   SOLE   0 0 18,017
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 477 5,851 SH   SOLE   0 0 5,851
BOEING CO COM 097023105 583 2,686 SH   SOLE   0 0 2,686
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 30 11,100 SH   SOLE   0 0 11,100
VANGUARD INDEX FDS GROWTH ETF 922908736 35,131 115,335 SH   SOLE   0 0 115,335
ISHARES TR ESG AW MSCI EAFE 46435G516 1,081 13,541 SH   SOLE   0 0 13,541
SFL CORPORATION LTD SHS G7738W106 103 12,270 SH   SOLE   0 0 12,270
MODERNA INC COM 60770K107 373 1,115 SH   SOLE   0 0 1,115
NEW YORK CMNTY BANCORP INC COM 649445103 246 17,626 SH   SOLE   0 0 17,626
SPDR SER TR PORTFLI INTRMDIT 78464A672 640 19,939 SH   SOLE   0 0 19,939
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 632 11,904 SH   SOLE   0 0 11,904
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,427 71,625 SH   SOLE   0 0 71,625
NUVEEN CORE PLUS IMPACT FUND COM BEN INT 67080D103 237 12,767 SH   SOLE   0 0 12,767
ENERGY FUELS INC COM NEW 292671708 88 10,654 SH   SOLE   0 0 10,654
ISHARES TR CORE TOTAL USD 46434V613 822 15,487 SH   SOLE   0 0 15,487
ISHARES INC ESG AWR MSCI EM 46434G863 248 5,799 SH   SOLE   0 0 5,799
ISHARES TR CORE MSCI TOTAL 46432F834 40,479 555,111 SH   SOLE   0 0 555,111
ISHARES TR CORE S&P SCP ETF 464287804 515 4,589 SH   SOLE   0 0 4,589
JPMORGAN CHASE & CO COM 46625H100 1,590 9,544 SH   SOLE   0 0 9,544
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 613 12,265 SH   SOLE   0 0 12,265
COMCAST CORP NEW CL A 20030N101 321 6,033 SH   SOLE   0 0 6,033
ARES CAPITAL CORP COM 04010L103 606 28,826 SH   SOLE   0 0 28,826
ISHARES INC MSCI ITALY ETF 46434G830 339 10,335 SH   SOLE   0 0 10,335
GENERAL ELECTRIC CO COM NEW 369604301 389 3,739 SH   SOLE   0 0 3,739
CISCO SYS INC COM 17275R102 260 4,713 SH   SOLE   0 0 4,713
BRISTOL-MYERS SQUIBB CO COM 110122108 241 4,225 SH   SOLE   0 0 4,225
EXXON MOBIL CORP COM 30231G102 663 10,590 SH   SOLE   0 0 10,590
ABBVIE INC COM 00287Y109 246 2,294 SH   SOLE   0 0 2,294
CHEVRON CORP NEW COM 166764100 1,197 10,926 SH   SOLE   0 0 10,926
SELECTIVE INS GROUP INC COM 816300107 360 4,649 SH   SOLE   0 0 4,649
ISHARES INC CORE MSCI EMKT 46434G103 724 11,389 SH   SOLE   0 0 11,389
ISHARES TR BARCLAYS 7 10 YR 464287440 407 3,554 SH   SOLE   0 0 3,554
VANGUARD STAR FDS VG TL INTL STK F 921909768 753 11,581 SH   SOLE   0 0 11,581
AMERICA FIRST MULTIFAMILY IN BEN UNIT CTF 02364V107 126 19,450 SH   SOLE   0 0 19,450
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 2,360 76,915 SH   SOLE   0 0 76,915
VANGUARD INDEX FDS VALUE ETF 922908744 2,888 20,572 SH   SOLE   0 0 20,572
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 222 2,272 SH   SOLE   0 0 2,272
EATON VANCE LTD DURATION INC COM 27828H105 613 46,241 SH   SOLE   0 0 46,241
VISA INC COM CL A 92826C839 292 1,267 SH   SOLE   0 0 1,267
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 172 12,409 SH   SOLE   0 0 12,409
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 235 2,199 SH   SOLE   0 0 2,199
ISHARES TR IBOXX INV CP ETF 464287242 1,144 8,595 SH   SOLE   0 0 8,595
PGIM ETF TR ULTRA SHORT 69344A107 424 8,530 SH   SOLE   0 0 8,530
VANGUARD INDEX FDS MID CAP ETF 922908629 268 1,077 SH   SOLE   0 0 1,077
EXELON CORP COM 30161N101 258 5,170 SH   SOLE   0 0 5,170
DBX ETF TR XTRACK USD HIGH 233051432 14,573 365,325 SH   SOLE   0 0 365,325
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,921 17,273 SH   SOLE   0 0 17,273
FS KKR CAP CORP COM 302635206 1,103 48,178 SH   SOLE   0 0 48,178
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 379 1,536 SH   SOLE   0 0 1,536
ISHARES TR CORE S&P TTL STK 464287150 286 2,787 SH   SOLE   0 0 2,787
PENN NATL GAMING INC COM 707569109 283 3,658 SH   SOLE   0 0 3,658
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 436 2,775 SH   SOLE   0 0 2,775
FACEBOOK INC CL A 30303M102 512 1,528 SH   SOLE   0 0 1,528
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 660 16,003 SH   SOLE   0 0 16,003
ISHARES TR US AER DEF ETF 464288760 283 2,624 SH   SOLE   0 0 2,624
ALTRIA GROUP INC COM 02209S103 224 4,655 SH   SOLE   0 0 4,655
ISHARES TR IBOXX HI YD ETF 464288513 285 3,268 SH   SOLE   0 0 3,268
VANGUARD INDEX FDS TOTAL STK MKT 922908769 438 1,893 SH   SOLE   0 0 1,893
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 4 10,100 SH   SOLE   0 0 10,100
HOME DEPOT INC COM 437076102 694 1,956 SH   SOLE   0 0 1,956
ISHARES TR CORE US AGGBD ET 464287226 12,347 107,847 SH   SOLE   0 0 107,847
ADVANCED MICRO DEVICES INC COM 007903107 593 5,090 SH   SOLE   0 0 5,090
INVESCO QQQ TR UNIT SER 1 46090E103 1,099 2,950 SH   SOLE   0 0 2,950
NETFLIX INC COM 64110L106 250 392 SH   SOLE   0 0 392
TESLA INC COM 88160R101 802 922 SH   SOLE   0 0 922
UNITEDHEALTH GROUP INC COM 91324P102 232 545 SH   SOLE   0 0 545
INTERNATIONAL BUSINESS MACHS COM 459200101 906 6,369 SH   SOLE   0 0 6,369
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 796 9,708 SH   SOLE   0 0 9,708
3M CO COM 88579Y101 228 1,255 SH   SOLE   0 0 1,255
NVIDIA CORPORATION COM 67066G104 596 2,683 SH   SOLE   0 0 2,683
VERIZON COMMUNICATIONS INC COM 92343V104 1,031 19,860 SH   SOLE   0 0 19,860
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,141 18,175 SH   SOLE   0 0 18,175
TEKLA HEALTHCARE INVS SH BEN INT 87911J103 260 10,051 SH   SOLE   0 0 10,051
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,083 2,633 SH   SOLE   0 0 2,633
ISHARES TR S&P 500 GRWT ETF 464287309 315 4,062 SH   SOLE   0 0 4,062
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 825 10,599 SH   SOLE   0 0 10,599
CANOPY GROWTH CORP COM 138035100 212 16,064 SH   SOLE   0 0 16,064
MICROSOFT CORP COM 594918104 1,566 5,095 SH   SOLE   0 0 5,095
ISHARES TR CORE MSCI EAFE 46432F842 428 5,659 SH   SOLE   0 0 5,659
SPDR GOLD TR GOLD SHS 78463V107 932 5,652 SH   SOLE   0 0 5,652
SIGA TECHNOLOGIES INC COM 826917106 118 17,000 SH   SOLE   0 0 17,000
CONSOLIDATED EDISON INC COM 209115104 536 7,360 SH   SOLE   0 0 7,360
VANGUARD WORLD FDS INF TECH ETF 92204A702 523 1,234 SH   SOLE   0 0 1,234
MERCK & CO INC COM 58933Y105 349 4,530 SH   SOLE   0 0 4,530
ISHARES TR CORE S&P MCP ETF 464287507 421 1,534 SH   SOLE   0 0 1,534
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 237 9,300 SH   SOLE   0 0 9,300
ISHARES TR S&P 500 VAL ETF 464287408 284 1,888 SH   SOLE   0 0 1,888
FIRST TR EXCHNG TRADED FD VI CBOE VEST NAS100 33740F557 458 21,971 SH   SOLE   0 0 21,971
MCDONALDS CORP COM 580135101 289 1,191 SH   SOLE   0 0 1,191
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 255 2,007 SH   SOLE   0 0 2,007
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 52 14,075 SH   SOLE   0 0 14,075
ISHARES TR CORE 1 5 YR USD 46432F859 13,175 259,344 SH   SOLE   0 0 259,344
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,031 114,272 SH   SOLE   0 0 114,272
CIGNA CORP NEW COM 125523100 213 1,042 SH   SOLE   0 0 1,042
ISHARES TR MBS ETF 464288588 748 6,935 SH   SOLE   0 0 6,935
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 1,399 20,422 SH   SOLE   0 0 20,422
FIRST TR EXCHNG TRADED FD VI CBOE VEST US BUF 33740F748 214 5,754 SH   SOLE   0 0 5,754
ALPHABET INC CAP STK CL A 02079K305 457 160 SH   SOLE   0 0 160
ALPHABET INC CAP STK CL C 02079K107 881 308 SH   SOLE   0 0 308
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 69 11,550 SH   SOLE   0 0 11,550
EATON VANCE TAX-MANAGED DIVE COM 27828N102 146 10,100 SH   SOLE   0 0 10,100
FIRST TR EXCHNG TRADED FD VI CBOE VEST INTL 33740U869 200 9,916 SH   SOLE   0 0 9,916
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 602 7,715 SH   SOLE   0 0 7,715
PIONEER MUNICIPAL HIGH INCOM COM SHS 723763108 137 11,390 SH   SOLE   0 0 11,390
BP PLC SPONSORED ADR 055622104 234 7,892 SH   SOLE   0 0 7,892
ISHARES TR MSCI USA MMENTM 46432F396 2,348 12,670 SH   SOLE   0 0 12,670
ISHARES TR CORE HIGH DV ETF 46429B663 496 5,151 SH   SOLE   0 0 5,151
AMERICAN AIRLS GROUP INC COM 02376R102 350 17,624 SH   SOLE   0 0 17,624
ASTRAZENECA PLC SPONSORED ADR 046353108 241 4,070 SH   SOLE   0 0 4,070
ISHARES TR CORE S&P500 ETF 464287200 22,646 50,439 SH   SOLE   0 0 50,439
UNITED PARCEL SERVICE INC CL B 911312106 257 1,330 SH   SOLE   0 0 1,330
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107 281 13,091 SH   SOLE   0 0 13,091
MEDTRONIC PLC SHS G5960L103 348 2,885 SH   SOLE   0 0 2,885
ISHARES TR GLOBAL TECH ETF 464287291 653 11,034 SH   SOLE   0 0 11,034
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 173 19,952 SH   SOLE   0 0 19,952
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,187 14,843 SH   SOLE   0 0 14,843
JOHNSON & JOHNSON COM 478160104 458 2,857 SH   SOLE   0 0 2,857
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 417 4,443 SH   SOLE   0 0 4,443
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 519 14,028 SH   SOLE   0 0 14,028
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,474 25,992 SH   SOLE   0 0 25,992
M & T BK CORP COM 55261F104 694 4,598 SH   SOLE   0 0 4,598
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 644 3,365 SH   SOLE   0 0 3,365