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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 30,187 255,367 SH   SOLE   0 0 255,367
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 550 6,620 SH   SOLE   0 0 6,620
ISHARES TR CORE S&P500 ETF 464287200 1,263 4,077 SH   SOLE   0 0 4,077
ISHARES TR S&P 500 GRWT ETF 464287309 8,119 39,129 SH   SOLE   0 0 39,129
ISHARES TR USA MOMENTUM FCT 46432F396 10,358 79,070 SH   SOLE   0 0 79,070
ISHARES TR IBOXX INV CP ETF 464287242 538 3,997 SH   SOLE   0 0 3,997
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,455 82,195 SH   SOLE   0 0 82,195
ISHARES TR MSCI MIN VOL ETF 46429B697 9,600 158,337 SH   SOLE   0 0 158,337
VANGUARD INDEX FDS TOTAL STK MKT 922908769 265 1,695 SH   SOLE   0 0 1,695
ISHARES TR CORE MSCI EAFE 46432F842 6,155 107,674 SH   SOLE   0 0 107,674
ISHARES TR CORE S&P MCP ETF 464287507 289 1,628 SH   SOLE   0 0 1,628
ISHARES INC CORE MSCI EMKT 46434G103 4,396 92,344 SH   SOLE   0 0 92,344
INVESCO QQQ TR UNIT SER 1 46090E103 7,361 29,730 SH   SOLE   0 0 29,730
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 6,008 30,040 SH   SOLE   0 0 30,040
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,879 192,106 SH   SOLE   0 0 192,106
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 464 4,561 SH   SOLE   0 0 4,561
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 5,676 29,462 SH   SOLE   0 0 29,462
ARES CAPITAL CORP COM 04010L103 243 16,830 SH   SOLE   0 0 16,830