The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 281 2,092 SH   SOLE   0 0 2,092
AMAZON COM INC COM 023135106 643 5,691 SH   SOLE   0 0 5,691
APPLE INC COM 037833100 3,673 26,579 SH   SOLE   0 0 26,579
ARK ETF TR INNOVATION ETF 00214Q104 316 8,362 SH   SOLE   0 0 8,362
BLACKROCK CORPOR HI YLD FD I RIGHT 10/13/2022 09255L114 0 36,436 SH   SOLE   0 0 36,436
BLACKROCK CORPOR HI YLD FD I COM 09255P107 251 29,406 SH   SOLE   0 0 29,406
CHEVRON CORP NEW COM 166764100 923 6,424 SH   SOLE   0 0 6,424
COSTCO WHSL CORP NEW COM 22160K105 1,652 3,498 SH   SOLE   0 0 3,498
CSX CORP COM 126408103 262 9,840 SH   SOLE   0 0 9,840
DBX ETF TR XTRACK USD HIGH 233051432 1,593 48,658 SH   SOLE   0 0 48,658
DISNEY WALT CO COM 254687106 243 2,575 SH   SOLE   0 0 2,575
DOMINION ENERGY INC COM 25746U109 225 3,253 SH   SOLE   0 0 3,253
EXXON MOBIL CORP COM 30231G102 477 5,466 SH   SOLE   0 0 5,466
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 868 21,627 SH   SOLE   0 0 21,627
GLOBAL X FDS GLOBX SUPDV US 37950E291 2,543 144,222 SH   SOLE   0 0 144,222
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 5,374 143,377 SH   SOLE   0 0 143,377
HUMANA INC COM 444859102 206 424 SH   SOLE   0 0 424
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 1,043 26,671 SH   SOLE   0 0 26,671
INVESCO QQQ TR UNIT SER 1 46090E103 214 800 SH   SOLE   0 0 800
ISHARES SILVER TR ISHARES 46428Q109 365 20,832 SH   SOLE   0 0 20,832
ISHARES TR TIPS BD ETF 464287176 12,535 119,497 SH   SOLE   0 0 119,497
ISHARES TR INTL SEL DIV ETF 464288448 2,529 112,272 SH   SOLE   0 0 112,272
ISHARES TR PFD AND INCM SEC 464288687 2,946 93,033 SH   SOLE   0 0 93,033
ISHARES TR CONSER ALLOC ETF 464289883 14,665 449,559 SH   SOLE   0 0 449,559
ISHARES TR IBOXX INV CP ETF 464287242 14,795 144,415 SH   SOLE   0 0 144,415
ISHARES TR RUS 1000 VAL ETF 464287598 330 2,424 SH   SOLE   0 0 2,424
ISHARES TR IBOXX HI YD ETF 464288513 9,851 137,984 SH   SOLE   0 0 137,984
ISHARES TR RUS 1000 GRW ETF 464287614 435 2,066 SH   SOLE   0 0 2,066
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 6,228 121,569 SH   SOLE   0 0 121,569
JPMORGAN CHASE & CO COM 46625H100 240 2,299 SH   SOLE   0 0 2,299
LOWES COS INC COM 548661107 1,194 6,355 SH   SOLE   0 0 6,355
MICROSOFT CORP COM 594918104 844 3,623 SH   SOLE   0 0 3,623
PIMCO ETF TR BROAD US TIPS 72201R403 928 17,438 SH   SOLE   0 0 17,438
PROCTER AND GAMBLE CO COM 742718109 652 5,162 SH   SOLE   0 0 5,162
PROSHARES TR S&P 500 DV ARIST 74348A467 3,079 38,511 SH   SOLE   0 0 38,511
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 10,735 161,597 SH   SOLE   0 0 161,597
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,263 24,373 SH   SOLE   0 0 24,373
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 242 3,624 SH   SOLE   0 0 3,624
SELECT SECTOR SPDR TR ENERGY 81369Y506 286 3,968 SH   SOLE   0 0 3,968
SHERWIN WILLIAMS CO COM 824348106 3,030 14,800 SH   SOLE   0 0 14,800
SPDR GOLD TR GOLD SHS 78463V107 9,094 58,799 SH   SOLE   0 0 58,799
SPDR S&P 500 ETF TR TR UNIT 78462F103 888 2,486 SH   SOLE   0 0 2,486
SPDR SER TR BLOOMBERG SHT TE 78468R408 5,386 226,489 SH   SOLE   0 0 226,489
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,539 30,724 SH   SOLE   0 0 30,724
SPDR SER TR DJ REIT ETF 78464A607 351 4,164 SH   SOLE   0 0 4,164
SPDR SER TR PRTFLO S&P500 HI 78468R788 8,185 230,760 SH   SOLE   0 0 230,760
TESLA INC COM 88160R101 306 1,154 SH   SOLE   0 0 1,154
UNITEDHEALTH GROUP INC COM 91324P102 352 697 SH   SOLE   0 0 697
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 13,639 191,209 SH   SOLE   0 0 191,209
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 292 888 SH   SOLE   0 0 888
VANGUARD INDEX FDS GROWTH ETF 922908736 9,888 46,215 SH   SOLE   0 0 46,215
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,520 38,147 SH   SOLE   0 0 38,147
VANGUARD INDEX FDS VALUE ETF 922908744 6,922 56,055 SH   SOLE   0 0 56,055
VANGUARD INDEX FDS TOTAL STK MKT 922908769 997 5,555 SH   SOLE   0 0 5,555
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 317 8,686 SH   SOLE   0 0 8,686
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,291 24,349 SH   SOLE   0 0 24,349
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,215 135,787 SH   SOLE   0 0 135,787
VANGUARD WELLINGTON FD US QUALITY 921935706 2,601 27,306 SH   SOLE   0 0 27,306
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 10,914 115,031 SH   SOLE   0 0 115,031
VANGUARD WORLD FDS UTILITIES ETF 92204A876 597 4,198 SH   SOLE   0 0 4,198
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 659 2,945 SH   SOLE   0 0 2,945
WESBANCO INC COM 950810101 263 7,895 SH   SOLE   0 0 7,895