The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD ADR Com 000375204   3,430 100 SH   SOLE 0 100 0 0
AT&T Inc Com 00206R102   824,786 42,846 SH   SOLE 0 42,846 0 0
AT&T Inc Com 00206R102   270,078 14,030 SH   DFND 0 14,030 0 0
ARK Innovation ETF Com 00214Q104   3,227 80 SH   SOLE 0 80 0 0
Abbott Labs Com 002824100   425,798 4,205 SH   SOLE 0 4,205 0 0
Abbott Labs Com 002824100   18,227 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   918,609 5,764 SH   SOLE 0 5,764 0 0
Abbvie Inc Com 00287Y109   57,533 361 SH   DFND 0 361 0 0
Activision Blizzard Inc Com 00507V109   225,958 2,640 SH   SOLE 0 2,640 0 0
Advanced Micor Devices Com 007903107   180,632 1,843 SH   SOLE 0 1,843 0 0
Agilent Technologies Inc Com 00846U101   13,834 100 SH   SOLE 0 100 0 0
Albemarle Corp Com 012653101   397,872 1,800 SH   SOLE 0 1,800 0 0
AllianceBernstein Holding LP Com 01881G106   79,152 2,165 SH   SOLE 0 2,165 0 0
AllianceBernstein Holding LP Com 01881G106   21,936 600 SH   DFND 0 600 0 0
Allstate Corp Com 020002101   199,015 1,796 SH   SOLE 0 1,796 0 0
Alphabet Inc Cl C Com 02079K107   334,880 3,220 SH   SOLE 0 3,220 0 0
Alphabet Inc Cl C Com 02079K107   208,000 2,000 SH   DFND 0 2,000 0 0
Alphabet Inc Cl A Com 02079K305   323,638 3,120 SH   SOLE 0 3,120 0 0
Alphabet Inc Cl A Com 02079K305   207,460 2,000 SH   DFND 0 2,000 0 0
Altria Group Inc Com 02209S103   938,136 21,025 SH   SOLE 0 21,025 0 0
Altria Group Inc Com 02209S103   138,233 3,098 SH   DFND 0 3,098 0 0
Amazon Com Inc Com 023135106   497,858 4,820 SH   SOLE 0 4,820 0 0
Amazon Com Inc Com 023135106   119,816 1,160 SH   DFND 0 1,160 0 0
Ameren Corp Com 023608102   245,348 2,840 SH   SOLE 0 2,840 0 0
Avantis Emerging Markets Equity Com 025072604   1,975,230 37,346 SH   SOLE 0 37,346 0 0
Avantis Emerging Markets Equity Com 025072604   3,702 70 SH   DFND 0 70 0 0
Avantis Intl Small Cap Value Com 025072802   2,389,434 40,859 SH   SOLE 0 40,859 0 0
Avantis US Small Cap Value Com 025072877   1,278,350 17,261 SH   SOLE 0 17,261 0 0
American Express Co Com 025816109   553,077 3,353 SH   SOLE 0 3,353 0 0
American Tower Corp Com 03027X100   293,024 1,434 SH   SOLE 0 1,434 0 0
American Tower Corp Com 03027X100   50,268 246 SH   DFND 0 246 0 0
American Water Works Co Inc Com 030420103   84,671 578 SH   SOLE 0 578 0 0
American Water Works Co Inc Com 030420103   95,511 652 SH   DFND 0 652 0 0
Ameriprise Financial Inc Com 03076C106   108,808 355 SH   SOLE 0 355 0 0
Amgen Inc Com 031162100   663,362 2,744 SH   SOLE 0 2,744 0 0
Amgen Inc Com 031162100   14,022 58 SH   DFND 0 58 0 0
APA Corporation Com 03743Q108   1,803 50 SH   SOLE 0 50 0 0
Apple Inc Com 037833100   11,277,676 68,391 SH   SOLE 0 68,391 0 0
Apple Inc Com 037833100   106,855 648 SH   DFND 0 648 0 0
Archer-Daniels Midland Co Com 039483102   52,416 658 SH   SOLE 0 658 0 0
ARES Management LP Com 03990B101   341,270 4,090 SH   SOLE 0 4,090 0 0
Arrow Electrs Inc Com 042735100   60,312 483 SH   SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108   72,115 2,255 SH   SOLE 0 2,255 0 0
Artisan Partners Asset MA-A Com 04316A108   11,833 370 SH   DFND 0 370 0 0
Autodesk Inc Com 052769106   15,196 73 SH   SOLE 0 73 0 0
Automatic Data Processing Inc Com 053015103   412,311 1,852 SH   SOLE 0 1,852 0 0
Axon Enterprise Inc Com 05464C101   22,485 100 SH   SOLE 0 100 0 0
BP P.L.C. Adr Com 055622104   23,826 628 SH   SOLE 0 628 0 0
BP P.L.C. Adr Com 055622104   19,919 525 SH   DFND 0 525 0 0
Bank Of America Corporation Com 060505104   207,150 7,243 SH   SOLE 0 7,243 0 0
Bank Of America Corporation Com 060505104   25,740 900 SH   DFND 0 900 0 0
Bank New York Mellon Corp Com 064058100   58,618 1,290 SH   SOLE 0 1,290 0 0
Baxter International Inc Com 071813109   154,574 3,811 SH   SOLE 0 3,811 0 0
Becton Dickinson & Co Com 075887109   418,838 1,692 SH   SOLE 0 1,692 0 0
Berkshire Hathaway Inc Cl A Com 084670108   465,600 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   839,546 2,719 SH   SOLE 0 2,719 0 0
BHP Group LTD Com 088606108   11,350 179 SH   SOLE 0 179 0 0
Biogen Idec Inc Com 09062X103   84,521 304 SH   SOLE 0 304 0 0
Blackrock Inc Com 09247X101   37,471 56 SH   SOLE 0 56 0 0
Blackrock Enhanced Equity Dividend Trust Com 09251A104   11,717 1,364 SH   SOLE 0 1,364 0 0
Blackrock Enhanced Int'l Dividend Trust Com 092524107   2,700 500 SH   SOLE 0 500 0 0
Boeing Co Com 097023105   162,721 766 SH   SOLE 0 766 0 0
Booking Holdings Inc Com 09857L108   2,652 1 SH   SOLE 0 1 0 0
Brighthouse Financial Inc Com 10922N103   397 9 SH   SOLE 0 9 0 0
Bristol Myers Squibb Co Com 110122108   894,238 12,902 SH   SOLE 0 12,902 0 0
Bristol Myers Squibb Co Com 110122108   63,419 915 SH   DFND 0 915 0 0
British American Tobacco ADR Com 110448107   8,359 238 SH   SOLE 0 238 0 0
Broadcom Inc Com 11135F101   12,831 20 SH   SOLE 0 20 0 0
Cigna Group Com 125523100   611,994 2,395 SH   SOLE 0 2,395 0 0
CME Group Inc Com 12572Q105   16,279 85 SH   DFND 0 85 0 0
Csx Corp Com 126408103   234,610 7,836 SH   SOLE 0 7,836 0 0
CVS Corp Com 126650100   412,049 5,545 SH   SOLE 0 5,545 0 0
Canadian National Railway Co Com 136375102   124,930 1,059 SH   SOLE 0 1,059 0 0
Capital One Financial Corp Com 14040H105   4,808 50 SH   SOLE 0 50 0 0
Capitol Federal Financial Inc Com 14057J101   229,527 34,105 SH   SOLE 0 34,105 0 0
Cardinal Health Inc Com 14149Y108   115,515 1,530 SH   SOLE 0 1,530 0 0
Carrier Global Corporation Com 14448C104   13,725 300 SH   SOLE 0 300 0 0
Caterpillar Inc Com 149123101   896,824 3,919 SH   SOLE 0 3,919 0 0
Caterpillar Inc Com 149123101   71,856 314 SH   DFND 0 314 0 0
Chemours Co Com 163851108   9,551 319 SH   SOLE 0 319 0 0
Chemours Co Com 163851108   15,629 522 SH   DFND 0 522 0 0
Chevron Corp Com 166764100   2,570,096 15,752 SH   SOLE 0 15,752 0 0
Chevron Corp Com 166764100   144,560 886 SH   DFND 0 886 0 0
Church & Dwight Co Inc Com 171340102   17,682 200 SH   SOLE 0 200 0 0
Church & Dwight Co Inc Com 171340102   353,640 4,000 SH   DFND 0 4,000 0 0
Cisco Sys Inc Com Com 17275R102   601,372 11,504 SH   SOLE 0 11,504 0 0
Cisco Sys Inc Com Com 17275R102   56,927 1,089 SH   DFND 0 1,089 0 0
Citigroup Inc Com 172967424   58,190 1,241 SH   SOLE 0 1,241 0 0
The Clorox Company Com 189054109   135,928 859 SH   SOLE 0 859 0 0
Coca Cola Co Com 191216100   1,581,641 25,498 SH   SOLE 0 25,498 0 0
Cognizant Technology Solutions Corp Com 192446102   6,093 100 SH   SOLE 0 100 0 0
Colgate Palmolive Co Com 194162103   9,966,393 132,620 SH   SOLE 0 132,620 0 0
Colgate Palmolive Co Com 194162103   81,763 1,088 SH   DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101   110,204 2,907 SH   SOLE 0 2,907 0 0
Comcast Corp Cl A Com 20030N101   60,125 1,586 SH   DFND 0 1,586 0 0
Conagra Brands Inc Com 205887102   211,050 5,619 SH   SOLE 0 5,619 0 0
Conagra Brands Inc Com 205887102   25,466 678 SH   DFND 0 678 0 0
Conocophillips Com 20825C104   1,333,085 13,437 SH   SOLE 0 13,437 0 0
Conocophillips Com 20825C104   13,989 141 SH   DFND 0 141 0 0
Constellation Energy Com 21037T109   51,967 662 SH   SOLE 0 662 0 0
Constellation Energy Com 21037T109   31,243 398 SH   DFND 0 398 0 0
Corning Inc Com 219350105   399,334 11,319 SH   SOLE 0 11,319 0 0
Corning Inc Com 219350105   31,329 888 SH   DFND 0 888 0 0
Corteva Inc. Com 22052L104   151,499 2,512 SH   SOLE 0 2,512 0 0
Costco Whsl Corp New Com 22160K105   540,098 1,087 SH   SOLE 0 1,087 0 0
Crown Castle Inc Com 22822V101   15,392 115 SH   DFND 0 115 0 0
Cummins Inc Com 231021106   98,180 411 SH   SOLE 0 411 0 0
XTRACKERS USD HIGH YIELD CR ETF Com 233051432   5,004 144 SH   SOLE 0 144 0 0
Danaher Corp Del Com 235851102   764,185 3,032 SH   SOLE 0 3,032 0 0
Darling Ingredients Inc. Com 237266101   70,080 1,200 SH   SOLE 0 1,200 0 0
Deere & Co Com 244199105   569,774 1,380 SH   SOLE 0 1,380 0 0
Diageo Plc Com 25243Q205   52,905 292 SH   SOLE 0 292 0 0
The Walt Disney Co Com 254687106   902,572 9,014 SH   SOLE 0 9,014 0 0
Discover Financial Services Com 254709108   385,476 3,900 SH   SOLE 0 3,900 0 0
Dominion Energy Inc Com 25746U109   339,709 6,076 SH   SOLE 0 6,076 0 0
Dow Inc. Com 260557103   282,487 5,153 SH   SOLE 0 5,153 0 0
Dow Inc. Com 260557103   78,502 1,432 SH   DFND 0 1,432 0 0
Duke Energy Corp Com 26441C204   233,168 2,417 SH   SOLE 0 2,417 0 0
Duke Energy Corp Com 26441C204   12,059 125 SH   DFND 0 125 0 0
DuPont de Nemours Inc. Com 26614N102   260,382 3,628 SH   SOLE 0 3,628 0 0
DuPont de Nemours Inc. Com 26614N102   8,325 116 SH   DFND 0 116 0 0
Eog Res Inc Com 26875P101   57,315 500 SH   SOLE 0 500 0 0
Eaton Vance Enhanced Equity Income II Com 278277108   37,704 2,299 SH   SOLE 0 2,299 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102   42,304 3,625 SH   SOLE 0 3,625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108   11,834 937 SH   SOLE 0 937 0 0
Eaton Vance Tax Managed Global Income Fund Com 27829F108   31,240 4,000 SH   SOLE 0 4,000 0 0
Ecolab Inc Com 278865100   3,311 20 SH   SOLE 0 20 0 0
Edison Intl Com 281020107   51,954 736 SH   SOLE 0 736 0 0
Edwards Lifescience Corp Com 28176E108   287,900 3,480 SH   SOLE 0 3,480 0 0
Embecta Corporation Com 29082K105   8,155 290 SH   SOLE 0 290 0 0
Emerson Electric Co Com 291011104   373,482 4,286 SH   SOLE 0 4,286 0 0
Emerson Electric Co Com 291011104   17,428 200 SH   DFND 0 200 0 0
Enbridge Inc Com 29250N105   151,761 3,978 SH   SOLE 0 3,978 0 0
Enphase Energy Inc Com 29355A107   6,308 30 SH   SOLE 0 30 0 0
Enterprise Products Partners LP Com 293792107   195,027 7,530 SH   SOLE 0 7,530 0 0
Envista Holdings Corp Com 29415F104   46,276 1,132 SH   SOLE 0 1,132 0 0
Evergy Inc Com 30034W106   897,853 14,690 SH   SOLE 0 14,690 0 0
Evergy Inc Com 30034W106   49,996 818 SH   DFND 0 818 0 0
Eversource Energy Com 30040W108   70,982 907 SH   SOLE 0 907 0 0
Exelon Corp Com 30161N101   118,674 2,833 SH   SOLE 0 2,833 0 0
Exelon Corp Com 30161N101   50,059 1,195 SH   DFND 0 1,195 0 0
Exxon Mobil Corp Com 30231G102   3,409,220 31,089 SH   SOLE 0 31,089 0 0
Exxon Mobil Corp Com 30231G102   168,876 1,540 SH   DFND 0 1,540 0 0
F M C Corp Com New Com 302491303   12,213 100 SH   SOLE 0 100 0 0
Meta Platforms Inc Com 30303M102   25,857 122 SH   SOLE 0 122 0 0
Meta Platforms Inc Com 30303M102   53,409 252 SH   DFND 0 252 0 0
Fastenal Co Com 311900104   75,516 1,400 SH   SOLE 0 1,400 0 0
Fedex Corp Com 31428X106   14,852 65 SH   SOLE 0 65 0 0
First Republic Bank San Francisco CA Com 33616C100   3,330 238 SH   SOLE 0 238 0 0
First Solar Inc Com 336433107   100,050 460 SH   SOLE 0 460 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108   3,104 312 SH   SOLE 0 312 0 0
Fiserv Inc Com 337738108   723,392 6,400 SH   SOLE 0 6,400 0 0
Firstenergy Corp Com 337932107   40,140 1,002 SH   SOLE 0 1,002 0 0
Firstenergy Corp Com 337932107   26,440 660 SH   DFND 0 660 0 0
FlexShare Global Upstream Nat Res ETF Com 33939L407   639,848 15,130 SH   SOLE 0 15,130 0 0
Ford Motor Co Com 345370860   501,329 39,788 SH   SOLE 0 39,788 0 0
Fortis Inc Com 349553107   12,759 300 SH   SOLE 0 300 0 0
Fortive Corporation Com 34959J108   1,227 18 SH   SOLE 0 18 0 0
GE Healthcare Technology Com 36266G107   83,260 1,015 SH   SOLE 0 1,015 0 0
GE Healthcare Technology Com 36266G107   10,254 125 SH   DFND 0 125 0 0
General Dynamics Corp Com 369550108   23,049 101 SH   SOLE 0 101 0 0
General Electric Co Com 369604301   291,962 3,054 SH   SOLE 0 3,054 0 0
General Electric Co Com 369604301   35,850 375 SH   DFND 0 375 0 0
General Mills Inc Com 370334104   251,338 2,941 SH   SOLE 0 2,941 0 0
General Mills Inc Com 370334104   34,868 408 SH   DFND 0 408 0 0
Gilead SCI Inc Com 375558103   159,302 1,920 SH   SOLE 0 1,920 0 0
GSK PLC - Spon ADR Com 37733W204   75,999 2,136 SH   SOLE 0 2,136 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   655,180 16,400 SH   SOLE 0 16,400 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   11,985 300 SH   DFND 0 300 0 0
Global X Russell 2000 Covered Call Com 37954Y459   760,175 42,326 SH   SOLE 0 42,326 0 0
Global X Russell 2000 Covered Call Com 37954Y459   16,164 900 SH   DFND 0 900 0 0
Global X Autonomous & Elec ETF Com 37954Y624   16,688 700 SH   SOLE 0 700 0 0
Goldman Sachs Group Inc. Com 38141G104   93,553 286 SH   SOLE 0 286 0 0
Goldman Sachs Group Inc. Com 38141G104   49,067 150 SH   DFND 0 150 0 0
HSBC Holdings Plc Adr Com 404280406   7,236 212 SH   SOLE 0 212 0 0
HALEON PLC ADR Com 405552100   26,292 3,230 SH   SOLE 0 3,230 0 0
Halliburton Co Com 406216101   132,255 4,180 SH   SOLE 0 4,180 0 0
Halliburton Co Com 406216101   62,331 1,970 SH   DFND 0 1,970 0 0
John Hancock Preferred Income III Com 41021P103   14,630 1,000 SH   SOLE 0 1,000 0 0
Harley Davidson Inc Com 412822108   3,797 100 SH   SOLE 0 100 0 0
Hartford Finl Svcs Group Inc Com 416515104   6,969 100 SH   SOLE 0 100 0 0
Hershey Company Com 427866108   179,105 704 SH   SOLE 0 704 0 0
Home Depot Inc Com 437076102   1,746,225 5,917 SH   SOLE 0 5,917 0 0
Home Depot Inc Com 437076102   309,876 1,050 SH   DFND 0 1,050 0 0
Honeywell Intl Inc Com 438516106   436,518 2,284 SH   SOLE 0 2,284 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107   109,838 626 SH   SOLE 0 626 0 0
Huntington Bancshares Inc Com 446150104   28,090 2,508 SH   SOLE 0 2,508 0 0
Huntington Bancshares Inc Com 446150104   16,778 1,498 SH   DFND 0 1,498 0 0
Huntsman Corp Com 447011107   457,158 16,709 SH   SOLE 0 16,709 0 0
Illinois Tool Works Com 452308109   60,863 250 SH   SOLE 0 250 0 0
Intel Corp Com 458140100   262,667 8,040 SH   SOLE 0 8,040 0 0
Intel Corp Com 458140100   52,109 1,595 SH   DFND 0 1,595 0 0
Intercontinental Exchange Inc Com 45866F104   289,092 2,772 SH   SOLE 0 2,772 0 0
International Business Machines Com 459200101   676,555 5,161 SH   SOLE 0 5,161 0 0
Intl Paper Co Com 460146103   18,571 515 SH   DFND 0 515 0 0
Interpublic Group Of Co Com 460690100   30,835 828 SH   DFND 0 828 0 0
Invesco QQQ Trust Series I Com 46090E103   93,070 290 SH   SOLE 0 290 0 0
Intuit Com 461202103   436,913 980 SH   DFND 0 980 0 0
Invesco ETF Zacks Multi-Asset Income Fund Com 46137Y500   11,489 545 SH   DFND 0 545 0 0
Iron Mountain Inc New Com 46284V101   1,416,401 26,770 SH   SOLE 0 26,770 0 0
Iron Mountain Inc New Com 46284V101   148,148 2,800 SH   DFND 0 2,800 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   345,329 2,947 SH   SOLE 0 2,947 0 0
Ishares S&P 500 Index Fund Com 464287200   74,817 182 SH   SOLE 0 182 0 0
IShares Core US Aggregate Bond Fund Com 464287226   66,659 669 SH   SOLE 0 669 0 0
IShares S&P 500 Growth Index Fund Com 464287309   61,079 956 SH   SOLE 0 956 0 0
Ishares S&P 500 Value Index Fund Com 464287408   53,875 355 SH   SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465   16,307 228 SH   SOLE 0 228 0 0
Ishares Russell Midcap Value Index Fund Com 464287473   122,342 1,152 SH   DFND 0 1,152 0 0
Ishares Russell Midcap Growth Com 464287481   99,791 1,096 SH   DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507   51,283 205 SH   SOLE 0 205 0 0
IShares Russell 1000 Value Com 464287598   66,994 440 SH   SOLE 0 440 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606   9,439 132 SH   SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614   61,083 250 SH   SOLE 0 250 0 0
Ishares Russell 2000 Value Index Fund Com 464287630   82,212 600 SH   DFND 0 600 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705   18,088 176 SH   SOLE 0 176 0 0
Ishares S&P Smallcap 600 Com 464287804   29,010 300 SH   SOLE 0 300 0 0
ISHARES JPMORGAN USD EMERGING MKTS BD ETF Com 464288281   13,115 152 SH   SOLE 0 152 0 0
IShares U.S. Preferred Stock ETF Com 464288687   18,732 600 SH   DFND 0 600 0 0
iShares MSCI EAFE Growth ETF Com 464288885   8,338 89 SH   SOLE 0 89 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339   22,580 182 SH   SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388   74,257 802 SH   SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834   15,488 250 SH   SOLE 0 250 0 0
Ishares Core International Stock ETF Com 46432F834   21,806 352 SH   DFND 0 352 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   56,109 1,150 SH   SOLE 0 1,150 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   2,440 50 SH   DFND 0 50 0 0
ISHARES CORE TOTAL BOND ETF Com 46434V613   25,659 556 SH   SOLE 0 556 0 0
ISHARES CORE TOTAL BOND ETF Com 46434V613   3,092 67 SH   DFND 0 67 0 0
ISHARES CORE MSCI DEV MKTS Com 46435G326   6,591 109 SH   DFND 0 109 0 0
IShares Edge MSCI Intl Value Com 46435G409   1,918,225 77,379 SH   SOLE 0 77,379 0 0
J P Morgan Chase & Co Com 46625H100   1,378,940 10,582 SH   SOLE 0 10,582 0 0
J P Morgan Chase & Co Com 46625H100   122,882 943 SH   DFND 0 943 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   747,802 13,696 SH   SOLE 0 13,696 0 0
Jacobs Solutions Inc Com Com 46982L108   7,051 60 SH   SOLE 0 60 0 0
Johnson & Johnson Com 478160104   2,824,720 18,224 SH   SOLE 0 18,224 0 0
Johnson & Johnson Com 478160104   68,975 445 SH   DFND 0 445 0 0
Kellogg Co Com 487836108   208,714 3,117 SH   SOLE 0 3,117 0 0
Kellogg Co Com 487836108   18,883 282 SH   DFND 0 282 0 0
Keycorp New Com 493267108   44,959 3,591 SH   SOLE 0 3,591 0 0
Kimberly Clark Corp Com 494368103   215,557 1,606 SH   SOLE 0 1,606 0 0
Kimberly Clark Corp Com 494368103   43,219 322 SH   DFND 0 322 0 0
Kimco Realty Corp Com 49446R109   26,951 1,380 SH   SOLE 0 1,380 0 0
Kimco Realty Corp Com 49446R109   39,353 2,015 SH   DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101   5,691 325 SH   SOLE 0 325 0 0
Kohls Corp Com 500255104   77,800 3,305 SH   SOLE 0 3,305 0 0
Kontoor Brands Inc. Com 50050N103   6,387 132 SH   SOLE 0 132 0 0
Kraft Heinz Co Com 500754106   23,202 600 SH   SOLE 0 600 0 0
Kroger Co Com 501044101   50,259 1,018 SH   SOLE 0 1,018 0 0
Lkq Corp Com 501889208   11,352 200 SH   SOLE 0 200 0 0
L3Harris Technologies Com 502431109   45,135 230 SH   SOLE 0 230 0 0
Lamb Weston Holding Inc Com 513272104   125,947 1,205 SH   SOLE 0 1,205 0 0
Lamb Weston Holding Inc Com 513272104   23,622 226 SH   DFND 0 226 0 0
Landmark Bancorp Inc Com 51504L107   2,851 138 SH   SOLE 0 138 0 0
Las Vegas Sands Corp Com 517834107   7,181 125 SH   SOLE 0 125 0 0
Estee Lauder Cl A Com 518439104   59,397 241 SH   SOLE 0 241 0 0
Leggett & Platt Inc Com 524660107   188,028 5,898 SH   SOLE 0 5,898 0 0
Leggett & Platt Inc Com 524660107   41,253 1,294 SH   DFND 0 1,294 0 0
Lilly Eli & Co Com 532457108   412,104 1,200 SH   SOLE 0 1,200 0 0
Lockheed Martin Corp Com 539830109   78,000 165 SH   SOLE 0 165 0 0
Lockheed Martin Corp Com 539830109   20,327 43 SH   DFND 0 43 0 0
Lowes Cos Inc Com 548661107   1,927,711 9,640 SH   SOLE 0 9,640 0 0
Lumen Technologies Inc Com 550241103   875 330 SH   SOLE 0 330 0 0
Mdu Resources Group Inc Com 552690109   3,048 100 SH   SOLE 0 100 0 0
Macy's Inc Com 55616P104   612 35 SH   SOLE 0 35 0 0
Magellan Midstream Partners LP Com 559080106   45,578 840 SH   SOLE 0 840 0 0
Marathon Petroleum Corp Com 56585A102   677,116 5,022 SH   SOLE 0 5,022 0 0
Marathon Petroleum Corp Com 56585A102   205,211 1,522 SH   DFND 0 1,522 0 0
Masco Corp Com 574599106   74,580 1,500 SH   SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104   61,780 170 SH   SOLE 0 170 0 0
McDonalds Corp Com 580135101   2,330,549 8,335 SH   SOLE 0 8,335 0 0
McDonalds Corp Com 580135101   100,100 358 SH   DFND 0 358 0 0
McKesson Corp Com 58155Q103   41,658 117 SH   SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105   1,344,131 12,634 SH   SOLE 0 12,634 0 0
Merck & Co., Inc Com 58933Y105   80,750 759 SH   DFND 0 759 0 0
Metlife Inc Com 59156R108   206,614 3,566 SH   SOLE 0 3,566 0 0
Metlife Inc Com 59156R108   63,734 1,100 SH   DFND 0 1,100 0 0
Microsoft Corp Com 594918104   3,176,778 11,019 SH   SOLE 0 11,019 0 0
Microsoft Corp Com 594918104   498,759 1,730 SH   DFND 0 1,730 0 0
Microchip Technology Inc Com Com 595017104   43,063 514 SH   SOLE 0 514 0 0
Mondelez International Inc Com 609207105   397,683 5,704 SH   SOLE 0 5,704 0 0
Morgan Stanley Com New Com 617446448   41,090 468 SH   SOLE 0 468 0 0
Morgan Stanley Com New Com 617446448   30,115 343 SH   DFND 0 343 0 0
NOV Inc Com Com 62955J103   52,383 2,830 SH   SOLE 0 2,830 0 0
NOV Inc Com Com 62955J103   107,173 5,790 SH   DFND 0 5,790 0 0
Netflix Inc Com 64110L106   34,548 100 SH   SOLE 0 100 0 0
Netflix Inc Com 64110L106   319,569 925 SH   DFND 0 925 0 0
Newell Brands Inc. Com 651229106   5,785 465 SH   SOLE 0 465 0 0
Nextera Energy Inc Com 65339F101   464,792 6,030 SH   SOLE 0 6,030 0 0
Nike Inc Com 654106103   1,354,191 11,042 SH   SOLE 0 11,042 0 0
Norfolk Southern Corp Com 655844108   1,433,332 6,761 SH   SOLE 0 6,761 0 0
Norfolk Southern Corp Com 655844108   39,856 188 SH   DFND 0 188 0 0
Northern Tr Corp Com 665859104   134,398 1,525 SH   SOLE 0 1,525 0 0
Northrop Grumman Corp Com 666807102   263,180 570 SH   SOLE 0 570 0 0
Novartis AG ADR Com 66987V109   198,628 2,159 SH   SOLE 0 2,159 0 0
Novartis AG ADR Com 66987V109   15,732 171 SH   DFND 0 171 0 0
Novo-Nordisk A/S ADR Com 670100205   348,357 2,189 SH   SOLE 0 2,189 0 0
Novo-Nordisk A/S ADR Com 670100205   72,886 458 SH   DFND 0 458 0 0
Nucor Corp Com 670346105   440,857 2,854 SH   SOLE 0 2,854 0 0
Nucor Corp Com 670346105   61,788 400 SH   DFND 0 400 0 0
NuStar Energy LP Com 67058H102   1,783 114 SH   SOLE 0 114 0 0
Nuveen Enhanced AMT Free Quality Muni Income Com 670657105   3,703 333 SH   DFND 0 333 0 0
Nvidia Corp Com 67066G104   102,219 368 SH   DFND 0 368 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103   8,705 806 SH   SOLE 0 806 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107   41,991 1,754 SH   SOLE 0 1,754 0 0
Nuveen Floating Rate Income Opportunity Fund Com 6706EN100   25,600 3,192 SH   SOLE 0 3,192 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101   32,529 2,485 SH   SOLE 0 2,485 0 0
Nuveen Muni Credit Income Fund Com 67070X101   24,175 2,023 SH   SOLE 0 2,023 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106   14,489 1,230 SH   SOLE 0 1,230 0 0
Nuveen Quality Preferred II Com 67072C105   44,167 6,837 SH   SOLE 0 6,837 0 0
Nuveen Floating Rate Income Com 67072T108   57,794 7,048 SH   SOLE 0 7,048 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106   48,784 7,414 SH   SOLE 0 7,414 0 0
Nuveen Multi-Strategy Income & Growth Fund 2 Com 67073D102   19,203 3,758 SH   SOLE 0 3,758 0 0
Nuveen Multi-Strategy Income & Growth Fund 2 Com 67073D102   18,728 3,665 SH   DFND 0 3,665 0 0
Nutrien LTD Com 67077M108   25,109 340 SH   SOLE 0 340 0 0
OGE Com 670837103   75,245 1,998 SH   SOLE 0 1,998 0 0
Occidental Pete Corp Del Com 674599105   12,236 196 SH   SOLE 0 196 0 0
Occidental Pete Corp Del Com 674599105   18,729 300 SH   DFND 0 300 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   1,353 33 SH   SOLE 0 33 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   1,517 37 SH   DFND 0 37 0 0
Omnicom Group Inc Com 681919106   9,434 100 SH   SOLE 0 100 0 0
One Gas Inc Com 68235P108   7,923 100 SH   SOLE 0 100 0 0
ONEOK Inc. Com 682680103   300,544 4,730 SH   SOLE 0 4,730 0 0
Oracle Corp Com 68389X105   396,583 4,268 SH   SOLE 0 4,268 0 0
Oracle Corp Com 68389X105   18,584 200 SH   DFND 0 200 0 0
Otis Worldwide Corp Com 68902V107   76,720 909 SH   SOLE 0 909 0 0
Owens Corning Com 690742101   245,248 2,560 SH   SOLE 0 2,560 0 0
PBF Energy INC Com 69318G106   21,246 490 SH   SOLE 0 490 0 0
PNC Bk Corp Com 693475105   2,415 19 SH   SOLE 0 19 0 0
PPG Industries Inc Com 693506107   89,766 672 SH   SOLE 0 672 0 0
Parker Hannifin Corp Com 701094104   67,222 200 SH   SOLE 0 200 0 0
Paychex Inc Com 704326107   68,754 600 SH   SOLE 0 600 0 0
Paypal Holdings Inc Com 70450Y103   6,835 90 SH   SOLE 0 90 0 0
PepsiCo Inc Com 713448108   1,454,936 7,981 SH   SOLE 0 7,981 0 0
PepsiCo Inc Com 713448108   48,856 268 SH   DFND 0 268 0 0
Permian Basin Royalty Trust Com 714236106   40,016 1,640 SH   DFND 0 1,640 0 0
Pfizer Inc Com 717081103   1,659,826 40,682 SH   SOLE 0 40,682 0 0
Pfizer Inc Com 717081103   116,076 2,845 SH   DFND 0 2,845 0 0
Philip Morris International Com 718172109   557,437 5,732 SH   SOLE 0 5,732 0 0
Philip Morris International Com 718172109   223,286 2,296 SH   DFND 0 2,296 0 0
Phillips 66 Com 718546104   349,051 3,443 SH   SOLE 0 3,443 0 0
Pioneer Natural Resources Co Com 723787107   172,583 845 SH   SOLE 0 845 0 0
Plains All American Pipeline LP Com 726503105   78,598 6,303 SH   SOLE 0 6,303 0 0
Portland General Electric Co Com 736508847   421,236 8,616 SH   SOLE 0 8,616 0 0
Principal Financial Group Com 74251V102   14,641 197 SH   SOLE 0 197 0 0
Procter & Gamble Co Com 742718109   2,335,920 15,710 SH   SOLE 0 15,710 0 0
Procter & Gamble Co Com 742718109   409,492 2,754 SH   DFND 0 2,754 0 0
Prologis Inc Com Com 74340W103   11,479 92 SH   SOLE 0 92 0 0
Prudential Financial Inc Com 744320102   7,943 96 SH   SOLE 0 96 0 0
Public Svc Enterprise Group Com 744573106   53,957 864 SH   SOLE 0 864 0 0
Public Storage Com 74460D109   18,128 60 SH   DFND 0 60 0 0
Qualcomm Inc Com 747525103   33,426 262 SH   SOLE 0 262 0 0
Raytheon Technologies Corp Com 75513E101   617,253 6,303 SH   SOLE 0 6,303 0 0
Raytheon Technologies Corp Com 75513E101   55,722 569 SH   DFND 0 569 0 0
Realty Income Corp Com 756109104   91,181 1,440 SH   SOLE 0 1,440 0 0
Republic Services Inc Com 760759100   101,415 750 SH   SOLE 0 750 0 0
Rivian Automotive Inc Cl A Com 76954A103   774 50 SH   SOLE 0 50 0 0
Roper Technologies Com 776696106   30,408 69 SH   SOLE 0 69 0 0
Ross Stores Inc Com 778296103   42,664 402 SH   SOLE 0 402 0 0
Royal Bank of Canada Com 780087102   12,712 133 SH   SOLE 0 133 0 0
Shell PLC-ADR Com 780259305   12,486 217 SH   SOLE 0 217 0 0
S & T Bancorp Inc Com 783859101   125,800 4,000 SH   SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104   581,282 1,686 SH   SOLE 0 1,686 0 0
SEI Investments Company Com 784117103   21,466 373 SH   SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103   1,432,865 3,500 SH   DFND 0 3,500 0 0
SPDR Dow Jones International Real Estate Com 78463X863   18,738 713 SH   DFND 0 713 0 0
SPDR ICE Preferred Securities EFT Com 78464A292   23,874 703 SH   SOLE 0 703 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   64,861 195 SH   SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   58,209 175 SH   DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   32,089 70 SH   SOLE 0 70 0 0
Salesforce.com Inc Com 79466L302   131,056 656 SH   SOLE 0 656 0 0
SAP AG Com 803054204   17,211 136 SH   SOLE 0 136 0 0
Snap-On Inc Com 833034101   29,380 119 SH   SOLE 0 119 0 0
Southern Co Com 842587107   540,985 7,775 SH   SOLE 0 7,775 0 0
Southwest Airls Co Com 844741108   238,095 7,317 SH   SOLE 0 7,317 0 0
Starbucks Corp Com 855244109   443,386 4,258 SH   SOLE 0 4,258 0 0
Starbucks Corp Com 855244109   177,229 1,702 SH   DFND 0 1,702 0 0
Stryker Corp Com 863667101   194,120 680 SH   SOLE 0 680 0 0
Summit Materials Inc Com 86614U100   75,527 2,651 SH   SOLE 0 2,651 0 0
Sysco Corp Com 871829107   9,654 125 SH   SOLE 0 125 0 0
Sysco Corp Com 871829107   23,555 305 SH   DFND 0 305 0 0
TJX Companies Inc Com 872540109   76,950 982 SH   SOLE 0 982 0 0
T-Mobile US Inc Com 872590104   18,684 129 SH   SOLE 0 129 0 0
Taiwan Semiconductor Mfg Ltd Sponsored Adr Com 874039100   18,604 200 SH   SOLE 0 200 0 0
Tapestry Inc Com 876030107   8,622 200 SH   SOLE 0 200 0 0
Target Corp Com 87612E106   320,991 1,938 SH   SOLE 0 1,938 0 0
Target Corp Com 87612E106   106,169 641 SH   DFND 0 641 0 0
Tesla Inc Com 88160R101   47,923 231 SH   SOLE 0 231 0 0
Texas Instrs Inc Com 882508104   1,082,392 5,819 SH   SOLE 0 5,819 0 0
Texas Instrs Inc Com 882508104   19,531 105 SH   DFND 0 105 0 0
Thermo Fisher Scientific Inc Com 883556102   1,153 2 SH   SOLE 0 2 0 0
3m Co Com 88579Y101   194,454 1,850 SH   SOLE 0 1,850 0 0
TotalEnergies SE - Sponsore Com 89151E109   17,715 300 SH   SOLE 0 300 0 0
Toyota Motor Corp Com 892331307   41,515 293 SH   SOLE 0 293 0 0
Toyota Motor Corp Com 892331307   14,877 105 SH   DFND 0 105 0 0
Tractor Supply Company Com 892356106   47,008 200 SH   SOLE 0 200 0 0
Truist Financial Corp Com 89832Q109   16,743 491 SH   SOLE 0 491 0 0
FI Enhanced Large Cap Growth Com 902677780   254,171 528 SH   SOLE 0 528 0 0
ETRACS Wells Fargo BUS DEV CO Index ETN SER B Com 90274D416   8,082 476 SH   DFND 0 476 0 0
US Bancorp Com 902973304   118,064 3,275 SH   SOLE 0 3,275 0 0
Union Pac Corp Com 907818108   478,596 2,378 SH   SOLE 0 2,378 0 0
Union Pac Corp Com 907818108   80,504 400 SH   DFND 0 400 0 0
United Parcel Service Inc Cl B Com 911312106   410,871 2,118 SH   SOLE 0 2,118 0 0
Unitedhealth Group Inc Com 91324P102   1,275,048 2,698 SH   SOLE 0 2,698 0 0
V F Corp Com 918204108   156,659 6,838 SH   SOLE 0 6,838 0 0
Vanguard Dividend Appreciation ETF Com 921908844   2,305,838 14,972 SH   SOLE 0 14,972 0 0
Vanguard Total Intl Stock Index Fd EFT Com 921909768   145,202 2,630 SH   SOLE 0 2,630 0 0
Vanguard Total Bond Market EFT Com 921937835   21,263 288 SH   SOLE 0 288 0 0
Vanguard Tax Managed Intl MSCI EAFE Com 921943858   165,503 3,664 SH   SOLE 0 3,664 0 0
Vanguard High Dividend Yield Index Com 921946406   3,214,691 30,471 SH   SOLE 0 30,471 0 0
Vanguard International High DVD Yield Com 921946794   1,420,142 22,924 SH   SOLE 0 22,924 0 0
Vanguard International High DVD Yield Com 921946794   20,444 330 SH   DFND 0 330 0 0
Vanguard International DVD Apprecation Com 921946810   956,882 12,987 SH   SOLE 0 12,987 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   96,030 1,963 SH   SOLE 0 1,963 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   2,740 56 SH   DFND 0 56 0 0
Vanguard Short-Term Treasury ETF Com 92206C102   29,270 500 SH   SOLE 0 500 0 0
Vanguard Short-Term Treasury ETF Com 92206C102   3,864 66 SH   DFND 0 66 0 0
Vanguard Intermediate - Term T Com 92206C706   6,236 104 SH   DFND 0 104 0 0
VANGUARD INT-TERM CORPORATE BOND ETF Com 92206C870   802 10 SH   DFND 0 10 0 0
VANGUARD S&P 500 ETF Com 922908363   10,154 27 SH   DFND 0 27 0 0
Vanguard Mid-Cap Com 922908629   33,747 160 SH   SOLE 0 160 0 0
VANGUARD EXTENDED MARKET ETF Com 922908652   2,664 19 SH   DFND 0 19 0 0
Vanguard Total Stock Mkt ETF Com 922908769   312,069 1,529 SH   SOLE 0 1,529 0 0
Verizon Communications Com 92343V104   741,632 19,070 SH   SOLE 0 19,070 0 0
Verizon Communications Com 92343V104   140,821 3,621 SH   DFND 0 3,621 0 0
Viatris Inc. Com 92556V106   1,424 148 SH   DFND 0 148 0 0
Visa Inc Com 92826C839   903,869 4,009 SH   SOLE 0 4,009 0 0
Vodafone Group PLC - ADR Com 92857W308   19,872 1,800 SH   SOLE 0 1,800 0 0
Vodafone Group PLC - ADR Com 92857W308   5,498 498 SH   DFND 0 498 0 0
WEC Energy Group Inc Com 92939U106   23,224 245 SH   SOLE 0 245 0 0
Wabtec Corp Com 929740108   25,669 254 SH   SOLE 0 254 0 0
Walmart Stores Inc Com 931142103   1,438,227 9,754 SH   SOLE 0 9,754 0 0
Walmart Stores Inc Com 931142103   412,860 2,800 SH   DFND 0 2,800 0 0
Walgreens Boots Alliance Inc Com 931427108   117,468 3,397 SH   SOLE 0 3,397 0 0
Walgreens Boots Alliance Inc Com 931427108   12,795 370 SH   DFND 0 370 0 0
Warner Bros Discovery Inc Com 934423104   87,354 5,785 SH   SOLE 0 5,785 0 0
Warner Bros Discovery Inc Com 934423104   27,754 1,838 SH   DFND 0 1,838 0 0
Waste Mgmt Inc Del Com 94106L109   104,429 640 SH   SOLE 0 640 0 0
Wells Fargo & Co New Com 949746101   467,213 12,499 SH   SOLE 0 12,499 0 0
Wells Fargo Income Opportunities Com 94987B105   4,748 750 SH   DFND 0 750 0 0
Wells Fargo Multi Sector Income Fund Com 94987D101   23,488 2,567 SH   DFND 0 2,567 0 0
Weyerhaeuser Co Com 962166104   330,797 10,979 SH   SOLE 0 10,979 0 0
Weyerhaeuser Co Com 962166104   14,161 470 SH   DFND 0 470 0 0
Whirlpool Corp Com 963320106   14,522 110 SH   DFND 0 110 0 0
Williams Companies Inc Com 969457100   63,781 2,136 SH   SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315   16,280 430 SH   DFND 0 430 0 0
Xcel Energy Inc Com 98389B100   240,019 3,559 SH   SOLE 0 3,559 0 0
Xylem Inc Com 98419M100   81,561 779 SH   SOLE 0 779 0 0
Yum! Brands Inc Com 988498101   41,341 313 SH   SOLE 0 313 0 0
Zimmer Biomet Holdings Inc Com 98956P102   259,821 2,011 SH   SOLE 0 2,011 0 0
Zoetis Inc Com Com 98978V103   49,932 300 SH   SOLE 0 300 0 0
Ambarella Inc Com G037AX101   7,742 100 SH   SOLE 0 100 0 0
Bank of N.T. Butterfield & Son Com G0772R208   4,050 150 SH   SOLE 0 150 0 0
Accenture PLC Cl A Com G1151C101   813,129 2,845 SH   SOLE 0 2,845 0 0
Bunge Limited Com G16962105   249,307 2,610 SH   SOLE 0 2,610 0 0
Bunge Limited Com G16962105   31,522 330 SH   DFND 0 330 0 0
Eaton Corp PLC Com G29183103   929,177 5,423 SH   SOLE 0 5,423 0 0
Eaton Corp PLC Com G29183103   120,452 703 SH   DFND 0 703 0 0
Invesco LTD Com G491BT108   672 41 SH   SOLE 0 41 0 0
Jazz Pharmaceuticals PLC Com G50871105   32,924 225 SH   SOLE 0 225 0 0
Linde PLC Com G54950103   71,088 200 SH   SOLE 0 200 0 0
Medtronic PLC Com G5960L103   229,767 2,850 SH   SOLE 0 2,850 0 0
Medtronic PLC Com G5960L103   13,947 173 SH   DFND 0 173 0 0
Joby Aviation Inc Com G65163100   1,128 260 SH   SOLE 0 260 0 0
Chubb Limited Com H1467J104   117,673 606 SH   SOLE 0 606 0 0
Chubb Limited Com H1467J104   25,438 131 SH   DFND 0 131 0 0
Garmin LTD Com H2906T109   8,578 85 SH   SOLE 0 85 0 0
Garmin LTD Com H2906T109   20,790 206 SH   DFND 0 206 0 0
NXP Semiconductors Com N6596X109   74,590 400 SH   SOLE 0 400 0 0