The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 27 97 SH   SOLE   97 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 207 750 SH   OTR   750 0 0
EATON CORP PLC SHS G29183103 164 1,187 SH   SOLE   1,187 0 0
EATON CORP PLC SHS G29183103 508 3,675 SH   OTR   3,675 0 0
JOHNSON CTLS INTL PLC SHS G51502105 5,503 92,221 SH   SOLE   92,185 36 0
JOHNSON CTLS INTL PLC SHS G51502105 47 791 SH   OTR   791 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 283 1,712 SH   SOLE   1,712 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 223 1,347 SH   OTR   1,347 0 0
TE CONNECTIVITY LTD REG SHS H84989104 4,063 31,473 SH   SOLE   31,458 15 0
TE CONNECTIVITY LTD REG SHS H84989104 43 330 SH   OTR   330 0 0
SUN ART RETAIL GROUP LTD HK SHS Y8184B109 20 25,000 SH   SOLE   25,000 0 0
AFLAC INC COM 001055102 8 150 SH   SOLE   150 0 0
AFLAC INC COM 001055102 196 3,820 SH   OTR   3,820 0 0
AT&T INC COM 00206R102 5,218 172,377 SH   SOLE   172,307 70 0
AT&T INC COM 00206R102 327 10,806 SH   OTR   10,206 600 0
ABBOTT LABS COM 002824100 1,266 10,567 SH   SOLE   10,567 0 0
ABBOTT LABS COM 002824100 1,673 13,962 SH   OTR   13,962 0 0
ABBVIE INC COM 00287Y109 1,869 17,266 SH   SOLE   17,266 0 0
ABBVIE INC COM 00287Y109 1,612 14,900 SH   OTR   14,900 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 5,148 10,829 SH   SOLE   10,825 4 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 201 422 SH   OTR   422 0 0
AIR PRODS & CHEMS INC COM 009158106 2,737 9,729 SH   SOLE   9,725 4 0
AIR PRODS & CHEMS INC COM 009158106 71 251 SH   OTR   251 0 0
ALLSTATE CORP COM 020002101 152 1,320 SH   SOLE   1,320 0 0
ALLSTATE CORP COM 020002101 279 2,425 SH   OTR   2,425 0 0
ALPHABET INC CAP STK CL A 02079K305 13,815 6,698 SH   SOLE   6,696 2 0
ALPHABET INC CAP STK CL A 02079K305 765 371 SH   OTR   355 16 0
ALTRIA GROUP INC COM 02209S103 296 5,795 SH   SOLE   5,795 0 0
ALTRIA GROUP INC COM 02209S103 87 1,700 SH   OTR   1,700 0 0
AMAZON COM INC COM 023135106 313 101 SH   SOLE   101 0 0
AMAZON COM INC COM 023135106 25 8 SH   OTR   0 8 0
AMERISOURCEBERGEN CORP COM 03073E105 612 5,184 SH   SOLE   5,184 0 0
AMERISOURCEBERGEN CORP COM 03073E105 630 5,337 SH   OTR   5,337 0 0
AMGEN INC COM 031162100 234 940 SH   SOLE   940 0 0
AMGEN INC COM 031162100 177 712 SH   OTR   712 0 0
ANALOG DEVICES INC COM 032654105 238 1,537 SH   SOLE   1,537 0 0
ANALOG DEVICES INC COM 032654105 234 1,511 SH   OTR   1,511 0 0
ANNALY CAPITAL MANAGEMENT I N COM 035710409 228 26,557 SH   SOLE   26,557 0 0
ANNALY CAPITAL MANAGEMENT I N COM 035710409 13 1,500 SH   OTR   1,500 0 0
ANTHEM INC COM 036752103 220 612 SH   SOLE   612 0 0
ANTHEM INC COM 036752103 252 701 SH   OTR   659 42 0
APPLE INC COM 037833100 13,654 111,782 SH   SOLE   111,730 52 0
APPLE INC COM 037833100 4,149 33,968 SH   OTR   33,968 0 0
APPLIED MATLS INC COM 038222105 67 501 SH   SOLE   501 0 0
APPLIED MATLS INC COM 038222105 420 3,140 SH   OTR   3,140 0 0
AUTOMATIC DATA PROCESSING I N COM 053015103 224 1,188 SH   SOLE   1,188 0 0
AUTOMATIC DATA PROCESSING I N COM 053015103 221 1,170 SH   OTR   1,170 0 0
BK OF AMERICA CORP COM 060505104 218 5,646 SH   SOLE   5,646 0 0
BK OF AMERICA CORP COM 060505104 259 6,700 SH   OTR   6,700 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,630 25,954 SH   SOLE   25,944 10 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 267 1,047 SH   OTR   992 55 0
BRISTOL-MYERS SQUIBB CO COM 110122108 276 4,367 SH   SOLE   4,367 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 233 3,698 SH   OTR   3,598 100 0
1CBOE GLOBAL MKTS INC COM 12503M108 3,495 35,411 SH   SOLE   35,396 15 0
CBOE GLOBAL MKTS INC COM 12503M108 0 5 SH   OTR   5 0 0
CIGNA CORP NEW COM 125523100 169 700 SH   SOLE   700 0 0
CIGNA CORP NEW COM 125523100 258 1,069 SH   OTR   1,069 0 0
CVS HEALTH CORP COM 126650100 4,581 60,889 SH   SOLE   60,861 28 0
CVS HEALTH CORP COM 126650100 118 1,568 SH   OTR   1,568 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 347 8,212 SH   SOLE   8,212 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 22 510 SH   OTR   510 0 0
CATERPILLAR INC COM 149123101 241 1,040 SH   SOLE   1,040 0 0
CATERPILLAR INC COM 149123101 1,185 5,110 SH   OTR   5,110 0 0
CELANESE CORP DEL COM 150870103 3,389 22,620 SH   SOLE   22,610 10 0
CELANESE CORP DEL COM 150870103 9 57 SH   OTR   57 0 0
CHEVRON CORP NEW COM 166764100 341 3,254 SH   SOLE   3,254 0 0
CHEVRON CORP NEW COM 166764100 606 5,782 SH   OTR   5,782 0 0
CINCINNATI FINL CORP COM 172062101 705 6,834 SH   SOLE   6,834 0 0
CINCINNATI FINL CORP COM 172062101 2,834 27,490 SH   OTR   27,490 0 0
CISCO SYS INC COM 17275R102 6,896 133,356 SH   SOLE   133,301 55 0
CISCO SYS INC COM 17275R102 890 17,202 SH   OTR   16,777 425 0
CLOROX CO DEL COM 189054109 225 1,166 SH   SOLE   1,166 0 0
CLOUDFLARE INC CL A COM 18915M107 211 3,000 SH   SOLE   3,000 0 0
COCA COLA CO COM 191216100 378 7,176 SH   SOLE   7,176 0 0
COCA COLA CO COM 191216100 579 10,992 SH   OTR   10,992 0 0
COGNIZANT TECHNOLOGY SOLUTI O CL A 192446102 3,734 47,795 SH   SOLE   47,773 22 0
COGNIZANT TECHNOLOGY SOLUTI O CL A 192446102 83 1,065 SH   OTR   1,065 0 0
CONOCOPHILLIPS COM 20825C104 54 1,013 SH   SOLE   1,013 0 0
CONOCOPHILLIPS COM 20825C104 267 5,047 SH   OTR   5,047 0 0
CONSERVATIVE BRDCAST MED & J COM 20849C106 1 10,000 SH   SOLE   10,000 0 0
CONSOLIDATED EDISON INC COM 209115104 213 2,844 SH   SOLE   2,844 0 0
CONSOLIDATED EDISON INC COM 209115104 30 400 SH   OTR   400 0 0
CONSTELLATION BRANDS INC CL A 21036P108 2,380 10,440 SH   SOLE   10,435 5 0
CONSTELLATION BRANDS INC CL A 21036P108 115 505 SH   OTR   475 30 0
CONSUMERS BANCORP INC COM 210509105 425 21,803 SH   SOLE   21,803 0 0
CORTLAND BANCORP COM 220587109 286 12,714 SH   SOLE   12,714 0 0
CRONOS GROUP INC COM 22717L101 291 30,710 SH   SOLE   30,710 0 0
CUMMINS INC COM 231021106 3,332 12,861 SH   SOLE   12,857 4 0
CUMMINS INC COM 231021106 307 1,183 SH   OTR   1,183 0 0
D R HORTON INC COM 23331A109 4,692 52,649 SH   SOLE   52,626 23 0
D R HORTON INC COM 23331A109 139 1,555 SH   OTR   1,555 0 0
DTE ENERGY CO COM 233331107 188 1,412 SH   SOLE   1,412 0 0
DTE ENERGY CO COM 233331107 75 560 SH   OTR   560 0 0
DANAHER CORPORATION COM 235851102 894 3,970 SH   SOLE   3,970 0 0
DANAHER CORPORATION COM 235851102 461 2,050 SH   OTR   2,050 0 0
DARDEN RESTAURANTS INC COM 237194105 561 3,948 SH   SOLE   3,948 0 0
DARDEN RESTAURANTS INC COM 237194105 268 1,890 SH   OTR   1,890 0 0
DEERE & CO COM 244199105 92 245 SH   SOLE   245 0 0
DEERE & CO COM 244199105 159 425 SH   OTR   425 0 0
DISNEY WALT CO COM 254687106 7,361 39,893 SH   SOLE   39,880 13 0
DISNEY WALT CO COM 254687106 292 1,584 SH   OTR   1,471 113 0
DOMINION ENERGY INC COM 25746U109 482 6,344 SH   SOLE   6,344 0 0
DOMINION ENERGY INC COM 25746U109 156 2,054 SH   OTR   2,054 0 0
DOW INC COM 260557103 71 1,114 SH   SOLE   1,114 0 0
DOW INC COM 260557103 227 3,543 SH   OTR   3,477 66 0
DUKE ENERGY CORP NEW COM NEW 26441C204 393 4,068 SH   SOLE   4,068 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 56 585 SH   OTR   585 0 0
DUPONT DE NEMOURS INC COM 26614N102 67 866 SH   SOLE   866 0 0
DUPONT DE NEMOURS INC COM 26614N102 143 1,845 SH   OTR   1,746 99 0
EOG RES INC COM 26875P101 4,557 62,836 SH   SOLE   62,816 20 0
EOG RES INC COM 26875P101 37 504 SH   OTR   504 0 0
EBAY INC. COM 278642103 183 2,983 SH   SOLE   2,983 0 0
EBAY INC. COM 278642103 144 2,350 SH   OTR   2,050 300 0
1EMERSON ELEC CO COM 291011104 155 1,721 SH   SOLE   1,721 0 0
EMERSON ELEC CO COM 291011104 69 766 SH   OTR   716 50 0
ENBRIDGE INC COM 29250N105 244 6,704 SH   SOLE   6,704 0 0
ENBRIDGE INC COM 29250N105 147 4,033 SH   OTR   4,033 0 0
ESSENTIAL UTILS INC COM 29670G102 4,719 105,459 SH   SOLE   105,409 50 0
ESSENTIAL UTILS INC COM 29670G102 384 8,580 SH   OTR   8,580 0 0
EXXON MOBIL CORP COM 30231G102 5,972 106,971 SH   SOLE   106,938 33 0
EXXON MOBIL CORP COM 30231G102 1,093 19,569 SH   OTR   19,469 100 0
FARMERS NATIONAL BANC CORP COM 309627107 4,073 243,916 SH   SOLE   234,882 9,034 0
FARMERS NATIONAL BANC CORP COM 309627107 255 15,260 SH   OTR   6,900 8,360 0
FORTIVE CORP COM 34959J108 120 1,700 SH   SOLE   1,700 0 0
FORTIVE CORP COM 34959J108 81 1,150 SH   OTR   1,150 0 0
FREEPORT-MCMORAN INC CL B 35671D857 1,957 59,429 SH   SOLE   59,405 24 0
FREEPORT-MCMORAN INC CL B 35671D857 19 564 SH   OTR   564 0 0
GENERAL ELECTRIC CO COM 369604103 1,117 85,035 SH   SOLE   85,035 0 0
GENERAL ELECTRIC CO COM 369604103 304 23,159 SH   OTR   23,159 0 0
GENERAL MLS INC COM 370334104 580 9,457 SH   SOLE   9,457 0 0
GENERAL MLS INC COM 370334104 772 12,586 SH   OTR   12,586 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 4,722 132,312 SH   SOLE   132,237 75 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 224 6,267 SH   OTR   6,267 0 0
HP INC COM 40434L105 4,873 153,487 SH   SOLE   153,411 76 0
HP INC COM 40434L105 705 22,200 SH   OTR   22,200 0 0
HERSHEY CO COM 427866108 280 1,769 SH   SOLE   1,769 0 0
HERSHEY CO COM 427866108 315 1,990 SH   OTR   1,990 0 0
HOME DEPOT INC COM 437076102 1,303 4,267 SH   SOLE   4,267 0 0
HOME DEPOT INC COM 437076102 1,082 3,546 SH   OTR   3,326 220 0
HONEYWELL INTL INC COM 438516106 3,749 17,273 SH   SOLE   17,266 7 0
HONEYWELL INTL INC COM 438516106 731 3,366 SH   OTR   3,241 125 0
HOST HOTELS & RESORTS INC COM 44107P104 105 6,253 SH   SOLE   6,253 0 0
HOST HOTELS & RESORTS INC COM 44107P104 181 10,764 SH   OTR   10,246 518 0
HUNTINGTON BANCSHARES INC COM 446150104 341 21,704 SH   SOLE   21,704 0 0
HUNTINGTON BANCSHARES INC COM 446150104 829 52,753 SH   OTR   52,753 0 0
ILLINOIS TOOL WKS INC COM 452308109 213 962 SH   SOLE   962 0 0
ILLINOIS TOOL WKS INC COM 452308109 90 405 SH   OTR   405 0 0
ILLUMINA INC COM 452327109 3,392 8,832 SH   SOLE   8,828 4 0
ILLUMINA INC COM 452327109 3 7 SH   OTR   7 0 0
INTEL CORP COM 458140100 1,124 17,561 SH   SOLE   17,561 0 0
INTEL CORP COM 458140100 805 12,579 SH   OTR   12,579 0 0
INTERNATIONAL BUSINESS MACH S COM 459200101 102 768 SH   SOLE   768 0 0
INTERNATIONAL BUSINESS MACH S COM 459200101 127 955 SH   OTR   955 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 6,317 19,795 SH   SOLE   19,787 8 0
INVESCO QQQ TR UNIT SER 1 46090E103 81 254 SH   OTR   254 0 0
INVESCO EXCH TRADED FD TR I I KBW BK ETF 46138E628 327 5,291 SH   SOLE   5,291 0 0
ISHARES GOLD TR ISHARES 464285105 228 14,009 SH   SOLE   14,009 0 0
ISHARES GOLD TR ISHARES 464285105 75 4,605 SH   OTR   4,605 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,773 4,457 SH   SOLE   4,457 0 0
ISHARES TR MSCI EMG MKT ET 464287234 533 9,998 SH   SOLE   9,998 0 0
ISHARES TR MSCI EMG MKT ET 464287234 446 8,369 SH   OTR   8,369 0 0
ISHARES TR MSCI EAFE ETF 464287465 893 11,772 SH   SOLE   11,772 0 0
ISHARES TR MSCI EAFE ETF 464287465 619 8,154 SH   OTR   8,154 0 0
ISHARES TR RUS MID CAP ETF 464287499 157 2,122 SH   SOLE   2,122 0 0
ISHARES TR RUS MID CAP ETF 464287499 103 1,396 SH   OTR   0 1,396 0
ISHARES TR CORE S&P MCP ET 464287507 1,956 7,514 SH   SOLE   7,514 0 0
ISHARES TR CORE S&P MCP ET 464287507 1,479 5,684 SH   OTR   5,684 0 0
ISHARES TR RUS 1000 VAL ET 464287598 482 3,180 SH   SOLE   3,180 0 0
ISHARES TR CORE S&P SCP ET 464287804 2,338 21,542 SH   SOLE   21,542 0 0
ISHARES TR CORE S&P SCP ET 464287804 1,638 15,097 SH   OTR   15,097 0 0
ISHARES TR US HOME CONS ET 464288752 57 847 SH   SOLE   847 0 0
ISHARES TR US HOME CONS ET 464288752 167 2,455 SH   OTR   2,455 0 0
JPMORGAN CHASE & CO COM 46625H100 4,384 28,798 SH   SOLE   28,798 0 0
1JPMORGAN CHASE & CO COM 46625H100 6,190 40,660 SH   OTR   40,510 150 0
JOHNSON & JOHNSON COM 478160104 7,400 45,023 SH   SOLE   45,007 16 0
JOHNSON & JOHNSON COM 478160104 2,721 16,559 SH   OTR   16,499 60 0
KIMBERLY-CLARK CORP COM 494368103 117 839 SH   SOLE   839 0 0
KIMBERLY-CLARK CORP COM 494368103 178 1,277 SH   OTR   1,277 0 0
KINDER MORGAN INC DEL COM 49456B101 3,815 229,111 SH   SOLE   229,011 100 0
KINDER MORGAN INC DEL COM 49456B101 127 7,604 SH   OTR   7,604 0 0
KROGER CO COM 501044101 39 1,075 SH   SOLE   1,075 0 0
KROGER CO COM 501044101 186 5,180 SH   OTR   5,180 0 0
LAM RESEARCH CORP COM 512807108 5,744 9,650 SH   SOLE   9,647 3 0
LAM RESEARCH CORP COM 512807108 47 79 SH   OTR   79 0 0
LEAFBUYER TECHNOLOGIES INC COM 52177H100 8 50,000 SH   SOLE   50,000 0 0
LOCKHEED MARTIN CORP COM 539830109 4,553 12,323 SH   SOLE   12,318 5 0
LOCKHEED MARTIN CORP COM 539830109 170 459 SH   OTR   419 40 0
LOWES COS INC COM 548661107 97 511 SH   SOLE   511 0 0
LOWES COS INC COM 548661107 137 720 SH   OTR   720 0 0
MCDONALDS CORP COM 580135101 758 3,382 SH   SOLE   3,382 0 0
MCDONALDS CORP COM 580135101 803 3,581 SH   OTR   3,581 0 0
MERCK & CO. INC COM 58933Y105 378 4,906 SH   SOLE   4,906 0 0
MERCK & CO. INC COM 58933Y105 43 555 SH   OTR   555 0 0
METLIFE INC COM 59156R108 172 2,822 SH   SOLE   2,822 0 0
METLIFE INC COM 59156R108 166 2,730 SH   OTR   2,730 0 0
MICROSOFT CORP COM 594918104 13,322 56,505 SH   SOLE   56,490 15 0
MICROSOFT CORP COM 594918104 4,013 17,020 SH   OTR   17,020 0 0
MICROVISION INC DEL COM NEW 594960304 991 53,400 SH   SOLE   53,400 0 0
MID-AMER APT CMNTYS INC COM 59522J103 4,616 31,978 SH   SOLE   31,963 15 0
MID-AMER APT CMNTYS INC COM 59522J103 43 295 SH   OTR   295 0 0
NEXTERA ENERGY INC COM 65339F101 6,257 82,756 SH   SOLE   82,728 28 0
NEXTERA ENERGY INC COM 65339F101 699 9,242 SH   OTR   8,942 300 0
NIKE INC CL B 654106103 1,015 7,640 SH   SOLE   7,640 0 0
NIKE INC CL B 654106103 1,344 10,115 SH   OTR   10,115 0 0
NORDSON CORP COM 655663102 497 2,500 SH   SOLE   2,500 0 0
NORFOLK SOUTHN CORP COM 655844108 179 668 SH   SOLE   668 0 0
NORFOLK SOUTHN CORP COM 655844108 629 2,342 SH   OTR   2,342 0 0
NUCOR CORP COM 670346105 4,142 51,601 SH   SOLE   51,581 20 0
NUCOR CORP COM 670346105 203 2,529 SH   OTR   2,529 0 0
ORACLE CORP COM 68389X105 334 4,765 SH   SOLE   4,765 0 0
ORACLE CORP COM 68389X105 891 12,704 SH   OTR   12,164 540 0
OTIS WORLDWIDE CORP COM 68902V107 190 2,770 SH   SOLE   2,770 0 0
OTIS WORLDWIDE CORP COM 68902V107 17 254 SH   OTR   254 0 0
PNC FINL SVCS GROUP INC COM 693475105 888 5,063 SH   SOLE   5,063 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,134 6,467 SH   OTR   6,467 0 0
PPG INDS INC COM 693506107 2,599 17,300 SH   SOLE   17,300 0 0
PARKER-HANNIFIN CORP COM 701094104 414 1,312 SH   SOLE   1,312 0 0
PARKER-HANNIFIN CORP COM 701094104 1,535 4,865 SH   OTR   4,865 0 0
PAYPAL HLDGS INC COM 70450Y103 694 2,859 SH   SOLE   2,859 0 0
PAYPAL HLDGS INC COM 70450Y103 460 1,895 SH   OTR   1,545 350 0
PEPSICO INC COM 713448108 6,573 46,471 SH   SOLE   46,460 11 0
PEPSICO INC COM 713448108 1,783 12,605 SH   OTR   12,465 140 0
PFIZER INC COM 717081103 7,261 200,415 SH   SOLE   200,325 90 0
PFIZER INC COM 717081103 1,695 46,782 SH   OTR   46,782 0 0
PHILIP MORRIS INTL INC COM 718172109 289 3,260 SH   SOLE   3,260 0 0
PHILIP MORRIS INTL INC COM 718172109 219 2,465 SH   OTR   2,465 0 0
PREMIER FINANCIAL CORP COM 74052F108 83 2,497 SH   SOLE   2,497 0 0
PREMIER FINANCIAL CORP COM 74052F108 226 6,795 SH   OTR   6,795 0 0
PROCTER AND GAMBLE CO COM 742718109 3,130 23,114 SH   SOLE   22,864 0 250
PROCTER AND GAMBLE CO COM 742718109 2,342 17,292 SH   OTR   17,292 0 0
PROGRESSIVE CORP COM 743315103 755 7,892 SH   SOLE   7,892 0 0
PROGRESSIVE CORP COM 743315103 24 250 SH   OTR   250 0 0
QUALCOMM INC COM 747525103 45 339 SH   SOLE   339 0 0
1QUALCOMM INC COM 747525103 489 3,691 SH   OTR   3,691 0 0
QUANTA SVCS INC COM 74762E102 91 1,039 SH   SOLE   1,039 0 0
QUANTA SVCS INC COM 74762E102 127 1,445 SH   OTR   1,445 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 262 3,389 SH   SOLE   3,389 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 210 2,715 SH   OTR   2,615 100 0
ROPER TECHNOLOGIES INC COM 776696106 3,838 9,516 SH   SOLE   9,511 5 0
ROPER TECHNOLOGIES INC COM 776696106 2 5 SH   OTR   5 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 94 2,399 SH   SOLE   2,399 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 302 7,710 SH   OTR   7,710 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,691 47,159 SH   SOLE   47,159 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,989 7,541 SH   OTR   7,541 0 0
SPDR GOLD TR GOLD SHS 78463V107 448 2,801 SH   SOLE   2,801 0 0
SPDR SER TR S&P REGL BKG 78464A698 291 4,383 SH   SOLE   4,383 0 0
SPDR SER TR S&P REGL BKG 78464A698 62 931 SH   OTR   931 0 0
SCHWAB CHARLES CORP COM 808513105 5,584 85,673 SH   SOLE   85,630 43 0
SCHWAB CHARLES CORP COM 808513105 125 1,924 SH   OTR   1,924 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,995 47,572 SH   SOLE   47,557 15 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 387 2,300 SH   OTR   2,300 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 951 19,376 SH   SOLE   19,376 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 200 4,070 SH   OTR   4,070 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 187 5,492 SH   SOLE   5,492 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 23 685 SH   OTR   685 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 210 2,863 SH   SOLE   2,863 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 44 604 SH   OTR   604 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 380 5,926 SH   SOLE   5,926 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 143 2,231 SH   OTR   2,231 0 0
SHOPIFY INC CL A 82509L107 775 700 SH   SOLE   700 0 0
SMUCKER J M CO COM NEW 832696405 132 1,045 SH   SOLE   1,045 0 0
SMUCKER J M CO COM NEW 832696405 1,122 8,870 SH   OTR   8,870 0 0
SOUTHERN CO COM 842587107 700 11,257 SH   SOLE   11,257 0 0
STARBUCKS CORP COM 855244109 2,870 26,268 SH   SOLE   26,257 11 0
STARBUCKS CORP COM 855244109 21 195 SH   OTR   195 0 0
STRYKER CORPORATION COM 863667101 5,357 21,991 SH   SOLE   21,983 8 0
STRYKER CORPORATION COM 863667101 414 1,699 SH   OTR   1,609 90 0
TJX COS INC NEW COM 872540109 5,045 76,272 SH   SOLE   76,242 30 0
TJX COS INC NEW COM 872540109 188 2,845 SH   OTR   2,845 0 0
TARGET CORP COM 87612E106 311 1,571 SH   SOLE   1,571 0 0
TEXAS INSTRS INC COM 882508104 111 585 SH   SOLE   585 0 0
TEXAS INSTRS INC COM 882508104 137 723 SH   OTR   373 350 0
3M CO COM 88579Y101 526 2,729 SH   SOLE   2,729 0 0
3M CO COM 88579Y101 1,590 8,251 SH   OTR   8,251 0 0
TRAVELERS COMPANIES INC COM 89417E109 74 491 SH   SOLE   491 0 0
TRAVELERS COMPANIES INC COM 89417E109 159 1,058 SH   OTR   1,058 0 0
TRUIST FINL CORP COM 89832Q109 5,556 95,270 SH   SOLE   95,232 38 0
TRUIST FINL CORP COM 89832Q109 113 1,931 SH   OTR   1,931 0 0
TYSON FOODS INC CL A 902494103 4,754 63,987 SH   SOLE   63,956 31 0
TYSON FOODS INC CL A 902494103 172 2,317 SH   OTR   2,317 0 0
UNION PAC CORP COM 907818108 253 1,150 SH   SOLE   1,150 0 0
UNION PAC CORP COM 907818108 180 816 SH   OTR   816 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,644 27,319 SH   SOLE   27,308 11 0
UNITED PARCEL SERVICE INC CL B 911312106 19 113 SH   OTR   113 0 0
UNITEDHEALTH GROUP INC COM 91324P102 46 124 SH   SOLE   124 0 0
UNITEDHEALTH GROUP INC COM 91324P102 298 800 SH   OTR   800 0 0
V F CORP COM 918204108 194 2,426 SH   SOLE   2,426 0 0
V F CORP COM 918204108 44 549 SH   OTR   549 0 0
VALERO ENERGY CORP COM 91913Y100 63 881 SH   SOLE   881 0 0
VALERO ENERGY CORP COM 91913Y100 145 2,032 SH   OTR   1,732 300 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 253 1,721 SH   SOLE   1,721 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 215 4,133 SH   SOLE   4,133 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 364 1,000 SH   SOLE   1,000 0 0
1VANGUARD INDEX FDS GROWTH ETF 922908736 801 3,116 SH   SOLE   3,116 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 320 1,495 SH   SOLE   1,495 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 77 360 SH   OTR   360 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 931 4,504 SH   SOLE   4,504 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,079 87,343 SH   SOLE   87,308 35 0
VERIZON COMMUNICATIONS INC COM 92343V104 682 11,729 SH   OTR   11,555 174 0
VISA INC COM CL A 92826C839 8,061 38,070 SH   SOLE   38,056 14 0
VISA INC COM CL A 92826C839 378 1,785 SH   OTR   1,785 0 0
WALMART INC COM 931142103 8,377 61,671 SH   SOLE   61,646 25 0
WALMART INC COM 931142103 2,211 16,280 SH   OTR   16,230 50 0
WELLS FARGO CO NEW COM 949746101 5,517 141,211 SH   SOLE   141,156 55 0
WELLS FARGO CO NEW COM 949746101 348 8,900 SH   OTR   8,775 125 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 5,236 147,085 SH   SOLE   147,025 60 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 219 6,139 SH   OTR   5,539 600 0
YUM BRANDS INC COM 988498101 95 874 SH   SOLE   874 0 0
YUM BRANDS INC COM 988498101 660 6,100 SH   OTR   6,100 0 0
ZIVO BIOSCIENCE INC COM 98978N101 35 272,553 SH   SOLE   272,553 0 0