The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 269 8,555 SH   SOLE   8,555 0 0
ARK ETF TR INNOVATION ETF 00214Q104 357 3,054 SH   SOLE   3,054 0 0
ABBOTT LABS COM 002824100 301 2,518 SH   SOLE   2,518 0 0
ABBVIE INC COM 00287Y109 264 2,298 SH   SOLE   2,298 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,155 2,295 SH   SOLE   2,295 0 0
THE ALGER ETF TRUST MID CAP 40 ETF 015564107 2,156 106,413 SH   SOLE   106,413 0 0
ALPHABET INC CAP STK CL C 02079K107 2,266 946 SH   SOLE   946 0 0
ALPHABET INC CAP STK CL A 02079K305 2,017 861 SH   SOLE   861 0 0
AMAZON COM INC COM 023135106 4,345 1,283 SH   SOLE   1,283 0 0
AMERICAN EXPRESS CO COM 025816109 537 3,472 SH   SOLE   3,472 0 0
AMGEN INC COM 031162100 649 2,646 SH   SOLE   2,646 0 0
APPLE INC COM 037833100 9,348 70,533 SH   SOLE   70,533 0 0
ARES CAPITAL CORP COM 04010L103 1,368 71,560 SH   SOLE   71,560 0 0
BK OF AMERICA CORP COM 060505104 656 16,176 SH   SOLE   16,176 0 0
BECTON DICKINSON & CO COM 075887109 445 1,756 SH   SOLE   1,756 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,260 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,407 5,038 SH   SOLE   5,038 0 0
BOEING CO COM 097023105 1,557 6,621 SH   SOLE   6,621 0 0
CATERPILLAR INC COM 149123101 742 3,251 SH   SOLE   3,251 0 0
CHEVRON CORP NEW COM 166764100 663 6,282 SH   SOLE   6,282 0 0
CISCO SYS INC COM 17275R102 501 9,794 SH   SOLE   9,794 0 0
CLOUDFLARE INC CL A COM 18915M107 566 6,739 SH   SOLE   6,739 0 0
COHEN & STEERS SELECT PFD & COM 19248Y107 317 10,432 SH   SOLE   10,432 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,891 4,986 SH   SOLE   4,986 0 0
DISNEY WALT CO COM 254687106 1,900 10,242 SH   SOLE   10,242 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 991 10,477 SH   SOLE   10,477 0 0
EXXON MOBIL CORP COM 30231G102 359 6,102 SH   SOLE   6,102 0 0
EYENOVIA INC COM 30234E104 281 55,000 SH   SOLE   55,000 0 0
FACEBOOK INC CL A 30303M102 697 2,162 SH   SOLE   2,162 0 0
FEDEX CORP COM 31428X106 272 893 SH   SOLE   893 0 0
FORD MTR CO DEL COM 345370860 167 14,383 SH   SOLE   14,383 0 0
HEALTHCARE TR AMER INC CL A NEW 42225P501 727 24,640 SH   SOLE   24,640 0 0
HOME DEPOT INC COM 437076102 1,798 5,444 SH   SOLE   5,444 0 0
IDEXX LABS INC COM 45168D104 229 417 SH   SOLE   417 0 0
INTEL CORP COM 458140100 216 3,765 SH   SOLE   3,765 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 299 2,069 SH   SOLE   2,069 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,326 6,918 SH   SOLE   6,918 0 0
ISHARES GOLD TR ISHARES 464285105 2,808 164,497 SH   SOLE   164,497 0 0
ISHARES TR CORE S&P TTL STK 464287150 206 2,134 SH   SOLE   2,134 0 0
ISHARES TR CORE S&P500 ETF 464287200 17,072 40,669 SH   SOLE   40,669 0 0
ISHARES TR CORE US AGGBD ET 464287226 822 7,188 SH   SOLE   7,188 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 6,530 94,124 SH   SOLE   94,124 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 447 5,187 SH   SOLE   5,187 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 920 7,991 SH   SOLE   7,991 0 0
ISHARES TR RUS MD CP GR ETF 464287481 326 3,040 SH   SOLE   3,040 0 0
ISHARES TR CORE S&P MCP ETF 464287507 11,564 42,300 SH   SOLE   42,300 0 0
ISHARES TR NASDAQ BIOTECH 464287556 210 1,359 SH   SOLE   1,359 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,182 4,566 SH   SOLE   4,566 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 591 3,591 SH   SOLE   3,591 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 739 3,269 SH   SOLE   3,269 0 0
ISHARES TR CORE S&P US GWT 464287671 221 2,286 SH   SOLE   2,286 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,214 46,638 SH   SOLE   46,638 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,045 7,967 SH   SOLE   7,967 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 251 10,967 SH   SOLE   10,967 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,671 26,769 SH   SOLE   26,769 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 4,528 82,715 SH   SOLE   82,715 0 0
ISHARES TR MODERT ALLOC ETF 464289875 473 10,639 SH   SOLE   10,639 0 0
ISHARES TR US TREAS BD ETF 46429B267 640 24,285 SH   SOLE   24,285 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 3,839 51,368 SH   SOLE   51,368 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,657 22,896 SH   SOLE   22,896 0 0
ISHARES INC CORE MSCI EMKT 46434G103 215 3,283 SH   SOLE   3,283 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 412 9,375 SH   SOLE   9,375 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 532 19,529 SH   SOLE   19,529 0 0
ISHARES TR MSCI GLOBAL IMP 46435G532 2,349 24,158 SH   SOLE   24,158 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 821 14,969 SH   SOLE   14,969 0 0
JPMORGAN CHASE & CO COM 46625H100 797 5,199 SH   SOLE   5,199 0 0
JOHNSON & JOHNSON COM 478160104 577 3,493 SH   SOLE   3,493 0 0
LEGGETT & PLATT INC COM 524660107 957 23,544 SH   SOLE   23,544 0 0
LENNAR CORP CL A 526057104 237 2,236 SH   SOLE   2,236 0 0
LOCKHEED MARTIN CORP COM 539830109 286 743 SH   SOLE   743 0 0
MASTERCARD INCORPORATED CL A 57636Q104 801 2,110 SH   SOLE   2,110 0 0
MCDONALDS CORP COM 580135101 812 3,446 SH   SOLE   3,446 0 0
MICROSOFT CORP COM 594918104 3,765 14,947 SH   SOLE   14,947 0 0
NIKE INC CL B 654106103 753 5,658 SH   SOLE   5,658 0 0
NVIDIA CORPORATION COM 67066G104 1,042 1,755 SH   SOLE   1,755 0 0
PALO ALTO NETWORKS INC COM 697435105 209 600 SH   SOLE   600 0 0
PARKER-HANNIFIN CORP COM 701094104 207 666 SH   SOLE   666 0 0
PAYPAL HLDGS INC COM 70450Y103 307 1,184 SH   SOLE   1,184 0 0
PEPSICO INC COM 713448108 414 2,842 SH   SOLE   2,842 0 0
PROCTER AND GAMBLE CO COM 742718109 381 2,823 SH   SOLE   2,823 0 0
QUALCOMM INC COM 747525103 580 4,223 SH   SOLE   4,223 0 0
RWT HLDGS INC NOTE 5.750%10/0 749772AD1 503 500,000 SH   SOLE   500,000 0 0
REALTY INCOME CORP COM 756109104 634 9,233 SH   SOLE   9,233 0 0
ROCKWELL AUTOMATION INC COM 773903109 653 2,500 SH   SOLE   2,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 609 1,456 SH   SOLE   1,456 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,210 7,211 SH   SOLE   7,211 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 434 11,191 SH   SOLE   11,191 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,221 33,173 SH   SOLE   33,173 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 977 16,245 SH   SOLE   16,245 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 599 19,134 SH   SOLE   19,134 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 378 9,542 SH   SOLE   9,542 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,915 15,419 SH   SOLE   15,419 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 920 19,142 SH   SOLE   19,142 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 884 17,990 SH   SOLE   17,990 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 284 834 SH   SOLE   834 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 735 16,896 SH   SOLE   16,896 0 0
SAREPTA THERAPEUTICS INC COM 803607100 203 2,635 SH   SOLE   2,635 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 427 4,215 SH   SOLE   4,215 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 205 2,617 SH   SOLE   2,617 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 240 2,331 SH   SOLE   2,331 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 261 5,137 SH   SOLE   5,137 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 483 4,687 SH   SOLE   4,687 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,329 18,903 SH   SOLE   18,903 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 254 1,440 SH   SOLE   1,440 0 0
SQUARE INC CL A 852234103 255 1,047 SH   SOLE   1,047 0 0
STARBUCKS CORP COM 855244109 246 2,122 SH   SOLE   2,122 0 0
TARGET CORP COM 87612E106 606 2,868 SH   SOLE   2,868 0 0
TESLA INC COM 88160R101 1,618 2,362 SH   SOLE   2,362 0 0
UNION PAC CORP COM 907818108 277 1,239 SH   SOLE   1,239 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 681 21,204 SH   SOLE   21,204 0 0
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 18,911 260,409 SH   SOLE   260,409 0 0
VANECK VECTORS ETF TR MRNGSTR DUR DV 92189H102 3,520 113,718 SH   SOLE   113,718 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,557 23,076 SH   SOLE   23,076 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 590 2,671 SH   SOLE   2,671 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,405 27,476 SH   SOLE   27,476 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,764 32,371 SH   SOLE   32,371 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,003 7,811 SH   SOLE   7,811 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,225 12,385 SH   SOLE   12,385 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 454 1,662 SH   SOLE   1,662 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,339 6,158 SH   SOLE   6,158 0 0
VEREIT INC COM 92339V308 391 8,202 SH   SOLE   8,202 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 311 5,370 SH   SOLE   5,370 0 0
VERMILION ENERGY INC COM 923725105 116 15,000 SH   SOLE   15,000 0 0
VISA INC COM CL A 92826C839 5,043 21,679 SH   SOLE   21,679 0 0
WALMART INC COM 931142103 269 1,891 SH   SOLE   1,891 0 0
YUM BRANDS INC COM 988498101 329 2,745 SH   SOLE   2,745 0 0