The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 2,386 13,434 SH   SOLE   13,434 0 0
AT&T, Inc. COM 00206R102 216 8,781 SH   SOLE   8,781 0 0
AbbVie, Inc. COM 00287Y109 4,535 33,495 SH   SOLE   33,495 0 0
Abbott Laboratories COM 002824100 5,641 40,084 SH   SOLE   40,084 0 0
Accenture Plc. COM G1151C101 6,943 16,748 SH   SOLE   16,748 0 0
Akamai Technologies, Inc. COM 00971T101 2,565 21,916 SH   SOLE   21,916 0 0
Alphabet, Inc. Class A COM 02079K305 246 85 SH   SOLE   85 0 0
Amazon.com COM 023135106 390 117 SH   SOLE   117 0 0
American Electric Power COM 025537101 1,740 19,559 SH   SOLE   19,559 0 0
American Express Company COM 025816109 448 2,736 SH   SOLE   2,736 0 0
Ameriprise Financial COM 03076C106 221 732 SH   SOLE   732 0 0
Analog Devices, Inc. COM 032654105 760 4,322 SH   SOLE   4,322 0 0
Ansys, Inc. COM 03662Q105 5,736 14,301 SH   SOLE   14,301 0 0
Apple, Inc. COM 037833100 2,523 14,210 SH   SOLE   14,210 0 0
AptarGroup, Inc. COM 038336103 3,129 25,551 SH   SOLE   25,551 0 0
Arista Networks, Inc. COM 040413106 3,516 24,462 SH   SOLE   24,462 0 0
Aspen Technology COM 045327103 924 6,068 SH   SOLE   6,068 0 0
AstraZeneca Plc. COM 046353108 518 8,896 SH   SOLE   8,896 0 0
AutoZone, Inc. COM 053332102 5,738 2,737 SH   SOLE   2,737 0 0
BCE, Inc. COM 05534B760 377 7,239 SH   SOLE   7,239 0 0
Baxter International, Inc. COM 071813109 316 3,686 SH   SOLE   3,686 0 0
Becton, Dickinson & Company COM 075887109 3,644 14,490 SH   SOLE   14,490 0 0
Broadcom, Inc. COM 11135F101 5,091 7,652 SH   SOLE   7,652 0 0
Broadridge Financial Solutions COM 11133T103 3,419 18,699 SH   SOLE   18,699 0 0
Brown-Forman Corp Class B COM 115637209 3,885 53,328 SH   SOLE   53,328 0 0
Cadence Design Systems COM 127387108 298 1,599 SH   SOLE   1,599 0 0
Cisco Systems, Inc. COM 17275R102 587 9,266 SH   SOLE   9,266 0 0
Coca-Cola Company COM 191216100 305 5,147 SH   SOLE   5,147 0 0
ConocoPhillips COM 20825C104 2,661 36,869 SH   SOLE   36,869 0 0
Deere & Co. COM 244199105 3,857 11,250 SH   SOLE   11,250 0 0
Diageo Plc. COM 25243Q205 350 1,590 SH   SOLE   1,590 0 0
Digital Realty Trust, Inc. COM 253868103 309 1,748 SH   SOLE   1,748 0 0
Disney, Walt Company COM 254687106 2,883 18,613 SH   SOLE   18,613 0 0
Eastman Chemical Company COM 277432100 3,258 26,947 SH   SOLE   26,947 0 0
Equity Bancshares, Inc. COM 29460X109 388 11,440 SH   SOLE   11,440 0 0
Exxon Mobil Corporation COM 30231G102 341 5,572 SH   SOLE   5,572 0 0
FedEx Corporation COM 31428X106 450 1,738 SH   SOLE   1,738 0 0
Fortinet, Inc. COM 34959E109 204 568 SH   SOLE   568 0 0
Freeport-McMoRan, Inc. Class B COM 35671D857 2,357 56,493 SH   SOLE   56,493 0 0
Garmin Ltd. COM H2906T109 268 1,965 SH   SOLE   1,965 0 0
Genuine Parts Co. COM 372460105 424 3,024 SH   SOLE   3,024 0 0
Home Depot, Inc. COM 437076102 450 1,085 SH   SOLE   1,085 0 0
Huntington Bancshares, Inc. COM 446150104 1,449 93,998 SH   SOLE   93,998 0 0
IPG Photonics Corporation COM 44980X109 2,003 11,638 SH   SOLE   11,638 0 0
Illinois Tool Works, Inc. COM 452308109 326 1,321 SH   SOLE   1,321 0 0
Intel Corporation COM 458140100 444 8,622 SH   SOLE   8,622 0 0
J.B. Hunt Transport Services, COM 445658107 2,736 13,386 SH   SOLE   13,386 0 0
JPMorgan Chase & Company COM 46625H100 239 1,509 SH   SOLE   1,509 0 0
Johnson & Johnson COM 478160104 3,631 21,226 SH   SOLE   21,226 0 0
Kimberly-Clark Corporation COM 494368103 2,436 17,047 SH   SOLE   17,047 0 0
Laboratory Corp. America Holdi COM 50540R409 4,382 13,946 SH   SOLE   13,946 0 0
Lilly, Eli and Company COM 532457108 878 3,180 SH   SOLE   3,180 0 0
Lincoln Electric Holdings, Inc COM 533900106 3,931 28,189 SH   SOLE   28,189 0 0
Masco Corp. COM 574599106 2,241 31,907 SH   SOLE   31,907 0 0
Mastercard, Inc. COM 57636Q104 2,182 6,073 SH   SOLE   6,073 0 0
Medtronic Plc. COM G5960L103 2,795 27,014 SH   SOLE   27,014 0 0
Microsoft Corp. COM 594918104 668 1,985 SH   SOLE   1,985 0 0
Mid America Apartment Communit COM 59522J103 833 3,631 SH   SOLE   3,631 0 0
Novo-Nordisk ADR COM 670100205 718 6,411 SH   SOLE   6,411 0 0
Palo Alto Networks COM 697435105 2,007 3,604 SH   SOLE   3,604 0 0
Pepsico, Inc. COM 713448108 3,853 22,182 SH   SOLE   22,182 0 0
PerkinElmer, Inc. COM 714046109 4,539 22,574 SH   SOLE   22,574 0 0
Phillips 66 COM 718546104 1,874 25,866 SH   SOLE   25,866 0 0
Procter & Gamble Company COM 742718109 3,759 22,981 SH   SOLE   22,981 0 0
Prologis, Inc. COM 74340W103 523 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103 527 5,215 SH   SOLE   5,215 0 0
Rockwell Automation, Inc. COM 773903109 4,210 12,068 SH   SOLE   12,068 0 0
Sanofi ADR COM 80105N105 266 5,310 SH   SOLE   5,310 0 0
Skyworks Solutions COM 83088M102 1,723 11,108 SH   SOLE   11,108 0 0
Sonoco Products Company COM 835495102 345 5,958 SH   SOLE   5,958 0 0
Texas Instruments, Inc. COM 882508104 4,930 26,159 SH   SOLE   26,159 0 0
Unilever Group COM 904767704 218 4,057 SH   SOLE   4,057 0 0
VMWare, Inc COM 928563402 622 5,365 SH   SOLE   5,365 0 0
Ventas, Inc. COM 92276F100 947 18,526 SH   SOLE   18,526 0 0
Verisk Analytics, Inc. COM 92345Y106 2,899 12,672 SH   SOLE   12,672 0 0
Verizon Communications, Inc. COM 92343V104 248 4,770 SH   SOLE   4,770 0 0
Vertiv Holdings Company COM 92537N108 918 36,782 SH   SOLE   36,782 0 0
W. P. Carey, Inc. COM 92936U109 347 4,227 SH   SOLE   4,227 0 0
WalMart, Inc. COM 931142103 508 3,511 SH   SOLE   3,511 0 0
Waste Management, Inc. COM 94106L109 4,533 27,162 SH   SOLE   27,162 0 0
Waters Corporation COM 941848103 377 1,013 SH   SOLE   1,013 0 0
Willis Towers Watson Public Lt COM G96629103 221 932 SH   SOLE   932 0 0
Xylem, Inc. COM 98419M100 2,573 21,456 SH   SOLE   21,456 0 0
Zscaler, Inc. COM 98980G102 3,851 11,984 SH   SOLE   11,984 0 0
FT Energy Income & Growth COM 33738G104 553 40,017 SH   SOLE   40,017 0 0
Invesco S&P 500 Equal Wt Energy ETF 46137V365 317 6,626 SH   SOLE   6,626 0 0
Invesco S&P 500 Equal Wt Financial ETF 46137V340 308 4,788 SH   SOLE   4,788 0 0
Invesco S&P 500 Equal Wt Health ETF 46137V332 415 1,295 SH   SOLE   1,295 0 0
ProShares S&P 500 Dv Aristocrat ETF 74348A467 412 4,199 SH   SOLE   4,199 0 0
SPDR Select Sector Technology ETF 81369Y803 221 1,270 SH   SOLE   1,270 0 0
SPDR Trust Ser 1 ETF 78462F103 323 681 SH   SOLE   681 0 0
Schwab Emrg Mkt Eq ETF 808524706 563 19,005 SH   SOLE   19,005 0 0
Schwab Int'l Equity ETF 808524805 2,034 52,321 SH   SOLE   52,321 0 0
Schwab Int'l Sm Cap Eq ETF 808524888 233 5,696 SH   SOLE   5,696 0 0
Schwab US Broad Market ETF 808524102 5,843 51,706 SH   SOLE   51,706 0 0
Schwab US Dividend ETF 808524797 913 11,298 SH   SOLE   11,298 0 0
Schwab US Lg Cap ETF 808524201 758 6,661 SH   SOLE   6,661 0 0
Schwab US Mid-Cap ETF 808524508 439 5,454 SH   SOLE   5,454 0 0
Schwab US REIT ETF 808524847 298 5,647 SH   SOLE   5,647 0 0
Schwab US Sm Cap ETF 808524607 3,009 29,382 SH   SOLE   29,382 0 0
Vanguard World Info Tech ETF 92204A702 235 512 SH   SOLE   512 0 0
Vanguard World Financials ETF 92204A405 1,831 18,958 SH   SOLE   18,958 0 0
Vanguard World Industrials ETF 92204A603 207 1,020 SH   SOLE   1,020 0 0
WisdomTree US Dv Growth ETF 97717X669 654 9,931 SH   SOLE   9,931 0 0
Wisdomtree Dv Ex Financial ETF 97717W406 976 9,655 SH   SOLE   9,655 0 0
iShares U.S. Tech ETF 464287721 239 2,080 SH   SOLE   2,080 0 0