The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,850 8,426 SH   SOLE   8,426 0 0
Abbott Laboratories COM 002824100 213 3,554 SH   SOLE   3,554 0 0
Abbvie Inc COM 00287Y109 1,060 11,198 SH   SOLE   11,198 0 0
Accenture PLC Cl A COM G1151C101 829 5,400 SH   SOLE   5,400 0 0
Aflac Inc COM 001055102 442 10,091 SH   SOLE   10,091 0 0
Alerian MLP ETF ETF 00162Q866 245 26,179 SH   SOLE   26,179 0 0
Alphabet Inc - Class A COM 02079K305 1,399 1,349 SH   SOLE   1,349 0 0
Alphabet Inc - Class C COM 02079K107 247 239 SH   SOLE   239 0 0
Amazon.Com Inc COM 023135106 512 354 SH   SOLE   354 0 0
American Express COM 025816109 1,259 13,493 SH   SOLE   13,493 0 0
Amgen Inc COM 031162100 688 4,035 SH   SOLE   4,035 0 0
Anthem Inc COM 036752103 761 3,465 SH   SOLE   3,465 0 0
Apple Inc COM 037833100 2,193 13,073 SH   SOLE   13,073 0 0
Applied Materials COM 038222105 209 3,765 SH   SOLE   3,765 0 0
Aptiv PLC COM g6095l109 607 7,145 SH   SOLE   7,145 0 0
AT&T Inc COM 00206R102 955 26,784 SH   SOLE   26,784 0 0
Bank Of America Corp COM 060505104 243 8,089 SH   SOLE   8,089 0 0
Berkshire Hathaway Inc-Cl B COM 084670702 1,731 8,680 SH   SOLE   8,680 0 0
Blackrock Inc COM 09247X101 1,417 2,616 SH   SOLE   2,616 0 0
Boeing Co COM 097023105 1,966 5,996 SH   SOLE   5,996 0 0
Bristol-Myers Squibb Co COM 110122108 1,383 21,864 SH   SOLE   21,864 0 0
Chevron Corporation COM 166764100 893 7,832 SH   SOLE   7,832 0 0
Cisco Systems COM 17275R102 890 20,761 SH   SOLE   20,761 0 0
Citigroup Inc COM 172967424 1,008 14,939 SH   SOLE   14,939 0 0
Clorox Co COM 189054109 370 2,781 SH   SOLE   2,781 0 0
Coca-Cola Co COM 191216100 285 6,562 SH   SOLE   6,562 0 0
Colgate-Palmolive COM 194162103 272 3,792 SH   SOLE   3,792 0 0
Comcast Corp Cl A COM 20030N101 244 7,142 SH   SOLE   7,142 0 0
ConocoPhillips COM 20825C104 232 3,915 SH   SOLE   3,915 0 0
Cummins Inc COM 231021106 862 5,321 SH   SOLE   5,321 0 0
Db-X Msci Eafe Currency-Hedg ETF 233051200 227 7,400 SH   SOLE   7,400 0 0
Delta Air Lines COM 247361702 226 4,115 SH   SOLE   4,115 0 0
DowDupont Inc COM 26078j100 1,407 22,089 SH   SOLE   22,089 0 0
Dr Pepper Snapple Group Inc COM 26138E109 395 3,335 SH   SOLE   3,335 0 0
Emerson Elec Co COM 291011104 698 10,227 SH   SOLE   10,227 0 0
Energy Select Sector SPDR Fu ETF 81369Y506 258 3,825 SH   SOLE   3,825 0 0
Exxon Mobil Corp COM 30231G102 866 11,600 SH   SOLE   11,600 0 0
Facebook Inc COM 30303M102 673 4,212 SH   SOLE   4,212 0 0
FlexShares iBoxx 3 Yr Target ETF 33939l506 862 35,350 SH   SOLE   35,350 0 0
FS Invetsment Corp III COM 30282x103 82 10,000 SH   SOLE   10,000 0 0
General Electric COM 369604103 221 16,411 SH   SOLE   16,411 0 0
General Mills COM 370334104 609 13,516 SH   SOLE   13,516 0 0
General Motors COM 37045V100 582 16,019 SH   SOLE   16,019 0 0
Gilead Sciences Inc COM 375558103 407 5,404 SH   SOLE   5,404 0 0
Global Security & Intelligen COM 379369101 0 10,000 SH   SOLE   10,000 0 0
Guggenheim BRIC Fund ETF 18383M100 331 8,575 SH   SOLE   8,575 0 0
Home Depot Inc COM 437076102 1,591 8,928 SH   SOLE   8,928 0 0
Honeywell International COM 438516106 320 2,216 SH   SOLE   2,216 0 0
Intel Corp COM 458140100 1,459 28,006 SH   SOLE   28,006 0 0
International Business Machi COM 459200101 1,422 9,265 SH   SOLE   9,265 0 0
Invesco Ltd COM G491BT108 268 8,383 SH   SOLE   8,383 0 0
ishares Barclays 1-3 year Cr ETF 464288646 841 8,100 SH   SOLE   8,100 0 0
iShares Core MSCI Emerging M ETF 46434G103 4,374 74,892 SH   SOLE   74,892 0 0
iShares Core MSCI Total Intl ETF 46432f834 716 11,350 SH   SOLE   11,350 0 0
iShares Core S&P 500 Index F ETF 464287200 1,075 4,050 SH   SOLE   4,050 0 0
iShares Floating Rate Bond E ETF 46429B655 2,544 49,960 SH   SOLE   49,960 0 0
IShares High Dividend Eq Fd ETF 46429b663 256 3,035 SH   SOLE   3,035 0 0
iShares MSCI EAFE Small Cap ETF 464288273 5,625 86,291 SH   SOLE   86,291 0 0
iShares MSCI India ETF ETF 46429b598 230 6,750 SH   SOLE   6,750 0 0
iShares MSCI Japan ETF 46434G822 210 3,465 SH   SOLE   3,465 0 0
I-Shares MSCI USA Minimum Vo ETF 46429b697 990 19,065 SH   SOLE   19,065 0 0
iShares Nasdaq Biotechnology ETF 464287556 245 2,295 SH   SOLE   2,295 0 0
iShares Russell 1000 Growth ETF 464287614 399 2,935 SH   SOLE   2,935 0 0
iShares S&P National AMT Fre ETF 464288414 1,500 13,767 SH   SOLE   13,767 0 0
iShares S&P S/T Natl Amt ETF 464288158 1,137 10,840 SH   SOLE   10,840 0 0
iShares Tr Russell 2000 ETF 464287655 1,281 8,438 SH   SOLE   8,438 0 0
iShares Tr S&P Midcap 400 ETF 464287507 570 3,041 SH   SOLE   3,041 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 1,040 13,510 SH   SOLE   13,510 0 0
Ishares Tr Us Pfd Stk Idx ETF 464288687 211 5,622 SH   SOLE   5,622 0 0
Johnson & Johnson COM 478160104 3,564 27,814 SH   SOLE   27,814 0 0
JPMorgan Chase & Co COM 46625H100 2,161 19,655 SH   SOLE   19,655 0 0
Lam Research COM 512807108 544 2,680 SH   SOLE   2,680 0 0
Lockheed Martin Corporation COM 539830109 1,422 4,208 SH   SOLE   4,208 0 0
LyondellBasell Indus NV COM N53745100 583 5,515 SH   SOLE   5,515 0 0
McDonald's Corp COM 580135101 1,518 9,706 SH   SOLE   9,706 0 0
Merck & Co COM 58933Y105 359 6,591 SH   SOLE   6,591 0 0
Microsoft Corp COM 594918104 3,241 35,508 SH   SOLE   35,508 0 0
NorthStar HealthCare Income COM 66799d107 0 25,000 SH   SOLE   25,000 0 0
Novartis Ag-Adr ADR 66987V109 288 3,559 SH   SOLE   3,559 0 0
Oracle Corp COM 68389X105 251 5,485 SH   SOLE   5,485 0 0
Paychex COM 704326107 967 15,697 SH   SOLE   15,697 0 0
Pepsico Inc COM 713448108 450 4,126 SH   SOLE   4,126 0 0
Pfizer Inc COM 717081103 1,273 35,875 SH   SOLE   35,875 0 0
Pimco 0-5 Year H/Y Corp Bond ETF 72201r783 660 6,626 SH   SOLE   6,626 0 0
Pimco Enhanced Short Maturit ETF 72201r833 221 2,180 SH   SOLE   2,180 0 0
PIMCO Total Return ETF ETF 72201R775 2,914 27,960 SH   SOLE   27,960 0 0
PNC Fincl Services Group COM 693475105 1,507 9,962 SH   SOLE   9,962 0 0
Powershares FTSE RAFI US 100 ETF 73935X583 1,228 11,142 SH   SOLE   11,142 0 0
Powershares Gbl ETF Trust Ag ETF 73936T565 198 13,571 SH   SOLE   13,571 0 0
Powershares QQQ Trust ETF 73935A104 563 3,517 SH   SOLE   3,517 0 0
PowerShares S&P 500 Equal We ETF 739371813 937 9,420 SH   SOLE   9,420 0 0
Powershares S&P 500 Low Vola ETF 73937b779 335 7,135 SH   SOLE   7,135 0 0
Powershares Variable Rate Pr ETF 73937B597 1,869 74,268 SH   SOLE   74,268 0 0
Procter & Gamble COM 742718109 1,149 14,496 SH   SOLE   14,496 0 0
Progressive Corp COM 743315103 330 5,410 SH   SOLE   5,410 0 0
Ross Stores Inc COM 778296103 707 9,072 SH   SOLE   9,072 0 0
Schwab US Broad Martket ETF ETF 808524102 223 3,502 SH   SOLE   3,502 0 0
Schwab US DVD equity ETF ETF 808524797 314 6,398 SH   SOLE   6,398 0 0
Schwab US Small-Cap ETF ETF 808524607 1,283 18,556 SH   SOLE   18,556 0 0
Sector SPDR AMEX Tech Sele ETF 81369Y803 250 3,825 SH   SOLE   3,825 0 0
SPDR Bloomberg Barclays Inv ETF 78468r200 324 10,530 SH   SOLE   10,530 0 0
SPDR Doubleline Total Return ETF 78467V848 3,763 78,450 SH   SOLE   78,450 0 0
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 4,425 18,330 SH   SOLE   18,330 0 0
SPDR Gold Trust ETF 78463V107 692 5,500 SH   SOLE   5,500 0 0
SPDR Nuveen Bloomberg Barcla ETF 78468R739 371 7,752 SH   SOLE   7,752 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 5,881 17,210 SH   SOLE   17,210 0 0
SPDR S&P 500 ETF Tr ETF 78462F103 6,123 23,266 SH   SOLE   23,266 0 0
Spdr S&P Dividend Etf ETF 78464A763 480 5,266 SH   SOLE   5,266 0 0
SPDR S&P Intl Div ETF ETF 78463x772 337 8,410 SH   SOLE   8,410 0 0
T Rowe Price Group Inc COM 74144T108 1,003 9,287 SH   SOLE   9,287 0 0
Tapestry Inc COM 876030107 639 12,150 SH   SOLE   12,150 0 0
Total Sa-Spon Adr ADR 89151E109 404 7,000 SH   SOLE   7,000 0 0
Travelers Companies Inc COM 89417E109 479 3,450 SH   SOLE   3,450 0 0
United Tech Corp COM 913017109 889 7,065 SH   SOLE   7,065 0 0
Unitedhealth Group Inc COM 91324P102 1,259 5,885 SH   SOLE   5,885 0 0
Valero Energy Corp New COM 91913Y100 1,478 15,932 SH   SOLE   15,932 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 2,474 30,954 SH   SOLE   30,954 0 0
Vanguard Dividend Appreciati ETF 921908844 280 2,774 SH   SOLE   2,774 0 0
Vanguard FTSE All World Ex U ETF 922042775 9,459 173,966 SH   SOLE   173,966 0 0
Vanguard FTSE Developed Mark ETF 921943858 4,715 106,562 SH   SOLE   106,562 0 0
Vanguard FTSE Emerging Marke ETF 922042858 1,218 25,928 SH   SOLE   25,928 0 0
Vanguard FTSE Europe ETF ETF 922042874 3,481 59,870 SH   SOLE   59,870 0 0
Vanguard High Div Yield ETF ETF 921946406 7,756 94,029 SH   SOLE   94,029 0 0
Vanguard Intl Eqty Index Pac ETF 922042866 587 8,040 SH   SOLE   8,040 0 0
Vanguard Large Cap ETF ETF 922908637 3,022 24,935 SH   SOLE   24,935 0 0
Vanguard Mid-Cap ETF ETF 922908629 1,195 7,750 SH   SOLE   7,750 0 0
Vanguard REIT ETF ETF 922908553 1,361 18,039 SH   SOLE   18,039 0 0
Vanguard S&P 500 ETF ETF 922908363 242 1,000 SH   SOLE   1,000 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 703 5,050 SH   SOLE   5,050 0 0
Vanguard Short Term Corp Bon ETF 92206C409 2,185 27,855 SH   SOLE   27,855 0 0
Vanguard Short-Term TIPS Ind ETF 922020805 433 8,852 SH   SOLE   8,852 0 0
Vanguard Small-Cap ETF ETF 922908751 9,522 64,813 SH   SOLE   64,813 0 0
Vanguard Total Intl Stock In ETF 921909768 440 7,788 SH   SOLE   7,788 0 0
Vanguard US Total Stock Mark ETF 922908769 2,023 14,909 SH   SOLE   14,909 0 0
Verizon Communications COM 92343V104 712 14,895 SH   SOLE   14,895 0 0
Visa Inc Class A Shares COM 92826C839 417 3,490 SH   SOLE   3,490 0 0
Wal Mart Stores Inc COM 931142103 1,241 13,944 SH   SOLE   13,944 0 0
Walt Disney Co COM 254687106 617 6,147 SH   SOLE   6,147 0 0
Wells Fargo Company COM 949746101 228 4,341 SH   SOLE   4,341 0 0
Wisdomtree MidCap Dividend F ETF 97717W505 537 15,744 SH   SOLE   15,744 0 0
Wisdomtree SmallCap Dividend ETF 97717W604 468 17,063 SH   SOLE   17,063 0 0