The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Automatic Data Processing In COM 053015103 25,549 145 SH   SOLE   145 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 14,121,456 129,626 SH   SOLE   68,426 61,200 0
ISHARES TR CORE S&P 500 ETF 464287200 59,927,635 159,641 SH   SOLE   125,341 34,300 0
ISHARES TR CORE US AGGBD ET 464287226 2,470,644 20,904 SH   SOLE   8,787 12,117 0
ISHARES TR CORE S&P MCP ETF 464287507 39,786,101 173,111 SH   SOLE   118,711 54,400 0
ISHARES TR RUSS 1000 ETF 464287622 1,570,582 7,414 SH   SOLE   0 7,414 0
ISHARES TR INTL DEV RE ETF 464288489 6,396,796 235,436 SH   SOLE   151,436 84,000 0
Ishares S&P GSCI Commodity I UNIT BEN INT 46428R107 308,435 25,015 SH   SOLE   25,015 0 0
Vanguard Intl Equity Index F FTSE EMR MKT ETF 922042858 16,752,424 334,313 SH   SOLE   216,313 118,000 0
Vanguard Index FDS REAL ESTATE ETF 922908553 20,719,947 243,965 SH   SOLE   162,965 81,000 0
Vanguard Index FDS MID CAP ETF 922908629 1,144,059 5,533 SH   SOLE   0 5,533 0
Vanguard Index FDS SMALL CP ETF 922908751 57,735,264 296,565 SH   SOLE   204,465 92,100 0
Vanguard ETF Small Cap TOTAL STK MKT 922908769 26,420,434 135,740 SH   SOLE   135,740 0 0
Vanguard Charlotte FDS INTL BD IDX ETF 92203J407 3,921,972 66,985 SH   SOLE   42,985 24,000 0
Vanguard Scottsdale FDS MORTG-BACK SEC 92206C771 2,210,045 40,874 SH   SOLE   40,874 0 0
Vanguard Bd Index FDS INTERMED TERM 921937819 27,855 300 SH   SOLE   300 0 0
Vanguard Bd Index FDS TOTAL BND MRKT 921937835 42,532,273 482,280 SH   SOLE   378,080 104,200 0
Vanguard Tax-Managed Intl Fd FTSE DEV MKT ETF 921943858 27,389,495 580,163 SH   SOLE   413,163 167,000 0
WD-40 Co COM 929236107 2,657 10 SH   SOLE   10 0 0
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 37,148 1,950 SH   SOLE   1,950 0 0