The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR BLOOMBERG BRCLYS 78468R622 15,702 142,796 SH   SOLE   81,596 61,200 0
ISHARES TR CORE S&P 500 ETF 464287200 66,346 154,321 SH   SOLE   123,521 30,800 0
ISHARES TR CORE US AGGBD ET 464287226 2,411 20,904 SH   SOLE   0 20,904 0
ISHARES TR CORE S&P MCP ETF 464287507 49,039 182,486 SH   SOLE   127,786 54,700 0
ISHARES TR RUSS 1000 ETF 464287622 1,210 5,000 SH   SOLE   0 5,000 0
ISHARES TR INTL DEV RE ETF 464288489 7,400 252,576 SH   SOLE   166,576 86,000 0
Ishares S&P GSCI Commodity I UNIT BEN INT 46428R107 402 25,015 SH   SOLE   25,015 0 0
Schwab Strategic TR US MID-CAP ETF 808524508 1,327 16,955 SH   SOLE   16,955 0 0
Vanguard Intl Equity Index F FTSE EMR MKT ETF 922042858 19,608 361,033 SH   SOLE   238,033 123,000 0
Vanguard Index FDS REAL ESTATE ETF 922908553 26,726 262,565 SH   SOLE   181,565 81,000 0
Vanguard Index FDS MID CAP ETF 922908629 1,313 5,533 SH   SOLE   0 5,533 0
Vanguard Index FDS SMALL CP ETF 922908751 64,861 287,915 SH   SOLE   209,215 78,700 0
Vanguard ETF Small Cap TOTAL STK MKT 922908769 29,206 131,075 SH   SOLE   131,075 0 0
Vanguard Charlotte FDS INTL BD IDX ETF 92203J407 5,364 93,945 SH   SOLE   51,195 42,750 0
Vanguard Scottsdale FDS MORTG-BACK SEC 92206C771 2,034 38,118 SH   SOLE   38,118 0 0
Vanguard Bd Index FDS TOTAL BND MRKT 921937835 55,256 643,340 SH   SOLE   476,140 167,200 0
Vanguard Tax-Managed Intl Fd FTSE DEV MKT ETF 921943858 34,658 672,713 SH   SOLE   469,713 203,000 0