The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   373,550 3,857 SH   SOLE   0 0 3,857
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   684,241 2,228 SH   SOLE   0 0 2,228
ALPHABET INC CAP STK CL A 02079K305   271,142 2,072 SH   SOLE   0 0 2,072
ALPHABET INC CAP STK CL C 02079K107   323,560 2,454 SH   SOLE   0 0 2,454
AMAZON COM INC COM 023135106   251,570 1,979 SH   SOLE   0 0 1,979
AMGEN INC COM 031162100   245,621 914 SH   SOLE   0 0 914
APPLE INC COM 037833100   7,183,044 41,955 SH   SOLE   0 0 41,955
AUTOMATIC DATA PROCESSING IN COM 053015103   434,247 1,805 SH   SOLE   0 0 1,805
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,021,125 2,915 SH   SOLE   0 0 2,915
BROADCOM INC COM 11135F101   315,620 380 SH   SOLE   0 0 380
CATERPILLAR INC COM 149123101   903,528 3,310 SH   SOLE   0 0 3,310
CISCO SYS INC COM 17275R102   341,806 6,358 SH   SOLE   0 0 6,358
COCA COLA CO COM 191216100   267,839 4,785 SH   SOLE   0 0 4,785
COLGATE PALMOLIVE CO COM 194162103   380,439 5,350 SH   SOLE   0 0 5,350
COSTCO WHSL CORP NEW COM 22160K105   209,035 370 SH   SOLE   0 0 370
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,069,750 47,397 SH   SOLE   0 0 47,397
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   216,595 4,670 SH   SOLE   0 0 4,670
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   726,814 27,741 SH   SOLE   0 0 27,741
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,144,647 50,828 SH   SOLE   0 0 50,828
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   4,880,113 162,942 SH   SOLE   0 0 162,942
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   8,496,086 182,515 SH   SOLE   0 0 182,515
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,140,093 120,264 SH   SOLE   0 0 120,264
DISNEY WALT CO COM 254687106   342,031 4,220 SH   SOLE   0 0 4,220
ELI LILLY & CO COM 532457108   596,751 1,111 SH   SOLE   0 0 1,111
EXXON MOBIL CORP COM 30231G102   551,333 4,689 SH   SOLE   0 0 4,689
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   389,280 7,964 SH   SOLE   0 0 7,964
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   576,316 29,730 SH   SOLE   0 0 29,730
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104   256,530 12,878 SH   SOLE   0 0 12,878
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119   540,646 8,960 SH   SOLE   0 0 8,960
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   1,465,076 15,079 SH   SOLE   0 0 15,079
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135   303,775 8,030 SH   SOLE   0 0 8,030
FIRST TR EXCHANGE-TRADED FD LNG DUR OPRTUN 33738D606   276,416 13,630 SH   SOLE   0 0 13,630
FIRST TR EXCHANGE-TRADED FD LIMITED DURATION 33738D804   654,096 35,568 SH   SOLE   0 0 35,568
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   599,476 12,690 SH   SOLE   0 0 12,690
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   1,113,028 26,466 SH   SOLE   0 0 26,466
GENERAL ELECTRIC CO COM NEW 369604301   234,255 2,119 SH   SOLE   0 0 2,119
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180   3,320,053 67,957 SH   SOLE   0 0 67,957
HOME DEPOT INC COM 437076102   629,399 2,083 SH   SOLE   0 0 2,083
INTEL CORP COM 458140100   234,464 6,595 SH   SOLE   0 0 6,595
INTERNATIONAL BUSINESS MACHS COM 459200101   266,430 1,899 SH   SOLE   0 0 1,899
INVESCO ACTIVELY MANAGED ETF INVSCO HY BD FCT 46090A853   710,305 33,332 SH   SOLE   0 0 33,332
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   173,913 11,633 SH   SOLE   0 0 11,633
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   265,079 14,509 SH   SOLE   0 0 14,509
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   555,918 9,456 SH   SOLE   0 0 9,456
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107   433,116 16,155 SH   SOLE   0 0 16,155
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   261,884 5,713 SH   SOLE   0 0 5,713
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,817,216 88,536 SH   SOLE   0 0 88,536
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   203,422 6,747 SH   SOLE   0 0 6,747
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   290,032 5,796 SH   SOLE   0 0 5,796
ISHARES INC CORE MSCI EMKT 46434G103   213,632 4,489 SH   SOLE   0 0 4,489
ISHARES TR CORE US AGGBD ET 464287226   4,706,420 50,047 SH   SOLE   0 0 50,047
ISHARES TR CORE S&P MCP ETF 464287507   984,434 3,948 SH   SOLE   0 0 3,948
ISHARES TR US INFRASTRUC 46435U713   1,064,952 29,105 SH   SOLE   0 0 29,105
ISHARES TR S&P SML 600 GWT 464287887   302,826 2,761 SH   SOLE   0 0 2,761
ISHARES TR CORE S&P500 ETF 464287200   701,054 1,633 SH   SOLE   0 0 1,633
ISHARES TR EAFE GRWTH ETF 464288885   3,668,786 42,512 SH   SOLE   0 0 42,512
ISHARES TR ESG AWR MSCI USA 46435G425   283,890 3,023 SH   SOLE   0 0 3,023
ISHARES TR 10-20 YR TRS ETF 464288653   284,874 2,893 SH   SOLE   0 0 2,893
ISHARES TR MSCI EMG MKT ETF 464287234   1,038,579 27,367 SH   SOLE   0 0 27,367
ISHARES TR MSCI USA MIN VOL 46429B697   11,424,676 157,843 SH   SOLE   0 0 157,843
ISHARES TR TRS FLT RT BD 46434V860   6,951,583 137,004 SH   SOLE   0 0 137,004
ISHARES TR CORE TOTAL USD 46434V613   12,820,124 293,266 SH   SOLE   0 0 293,266
ISHARES TR CORE DIV GRWTH 46434V621   409,415 8,266 SH   SOLE   0 0 8,266
ISHARES TR USD INV GRDE ETF 464288620   762,054 15,853 SH   SOLE   0 0 15,853
ISHARES TR EAFE VALUE ETF 464288877   11,881,965 242,836 SH   SOLE   0 0 242,836
ISHARES TR CORE 1 5 YR USD 46432F859   276,749 5,967 SH   SOLE   0 0 5,967
ISHARES TR MSCI EAFE ETF 464287465   848,336 12,309 SH   SOLE   0 0 12,309
ISHARES TR IBOXX INV CP ETF 464287242   1,742,910 17,084 SH   SOLE   0 0 17,084
ISHARES TR MSCI USA VALUE 46432F388   443,258 4,886 SH   SOLE   0 0 4,886
ISHARES TR S&P 500 VAL ETF 464287408   791,968 5,148 SH   SOLE   0 0 5,148
ISHARES TR MBS ETF 464288588   7,553,506 85,062 SH   SOLE   0 0 85,062
ISHARES TR MSCI USA QLT FCT 46432F339   22,964,144 174,248 SH   SOLE   0 0 174,248
ISHARES TR U.S. TECH ETF 464287721   5,788,122 55,167 SH   SOLE   0 0 55,167
ISHARES TR EXPND TEC SC ETF 464287549   1,091,124 2,855 SH   SOLE   0 0 2,855
ISHARES TR 20 YR TR BD ETF 464287432   2,094,592 23,617 SH   SOLE   0 0 23,617
ISHARES TR U.S. MED DVC ETF 464288810   740,256 15,263 SH   SOLE   0 0 15,263
ISHARES TR MSCI USA MMENTM 46432F396   4,494,848 32,175 SH   SOLE   0 0 32,175
ISHARES TR US TREAS BD ETF 46429B267   1,205,257 54,685 SH   SOLE   0 0 54,685
ISHARES TR S&P 500 GRWT ETF 464287309   6,228,820 91,038 SH   SOLE   0 0 91,038
ISHARES TR S&P 100 ETF 464287101   3,662,884 18,256 SH   SOLE   0 0 18,256
ISHARES TR RUS 1000 ETF 464287622   3,570,632 15,200 SH   SOLE   0 0 15,200
ISHARES TR US HLTHCARE ETF 464287762   897,443 3,323 SH   SOLE   0 0 3,323
ISHARES TR GLOB HLTHCRE ETF 464287325   533,587 6,474 SH   SOLE   0 0 6,474
ISHARES TR CORE S&P SCP ETF 464287804   330,721 3,506 SH   SOLE   0 0 3,506
ISHARES TR JPMORGAN USD EMG 464288281   723,040 8,762 SH   SOLE   0 0 8,762
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,375,858 27,272 SH   SOLE   0 0 27,272
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   386,039 7,531 SH   SOLE   0 0 7,531
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   383,069 8,853 SH   SOLE   0 0 8,853
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   218,224 4,317 SH   SOLE   0 0 4,317
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   268,220 5,325 SH   SOLE   0 0 5,325
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   253,702 5,714 SH   SOLE   0 0 5,714
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   277,172 8,027 SH   SOLE   0 0 8,027
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   467,276 9,312 SH   SOLE   0 0 9,312
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   626,765 14,031 SH   SOLE   0 0 14,031
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   1,406,479 18,247 SH   SOLE   0 0 18,247
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   392,319 7,280 SH   SOLE   0 0 7,280
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   970,363 18,625 SH   SOLE   0 0 18,625
JOHNSON & JOHNSON COM 478160104   229,108 1,471 SH   SOLE   0 0 1,471
JPMORGAN CHASE & CO COM 46625H100   977,688 6,742 SH   SOLE   0 0 6,742
LAKELAND FINL CORP COM 511656100   544,461 11,472 SH   SOLE   0 0 11,472
LINCOLN NATL CORP IND COM 534187109   207,836 8,418 SH   SOLE   0 0 8,418
MCDONALDS CORP COM 580135101   1,250,813 4,748 SH   SOLE   0 0 4,748
MERCK & CO INC COM 58933Y105   202,091 1,963 SH   SOLE   0 0 1,963
META PLATFORMS INC CL A 30303M102   236,866 789 SH   SOLE   0 0 789
MICROSOFT CORP COM 594918104   1,699,905 5,384 SH   SOLE   0 0 5,384
NOVO-NORDISK A S ADR 670100205   213,800 2,351 SH   SOLE   0 0 2,351
NUCOR CORP COM 670346105   386,418 2,471 SH   SOLE   0 0 2,471
NVIDIA CORPORATION COM 67066G104   361,673 831 SH   SOLE   0 0 831
ORACLE CORP COM 68389X105   456,523 4,310 SH   SOLE   0 0 4,310
PAYCHEX INC COM 704326107   203,788 1,767 SH   SOLE   0 0 1,767
PEPSICO INC COM 713448108   641,420 3,786 SH   SOLE   0 0 3,786
PFIZER INC COM 717081103   210,265 6,339 SH   SOLE   0 0 6,339
PIMCO ETF TR INV GRD CRP BD 72201R817   213,494 2,343 SH   SOLE   0 0 2,343
PLEXUS CORP COM 729132100   232,450 2,500 SH   SOLE   0 0 2,500
PROCTER AND GAMBLE CO COM 742718109   652,993 4,477 SH   SOLE   0 0 4,477
ROYAL CARIBBEAN GROUP COM V7780T103   464,386 5,040 SH   SOLE   0 0 5,040
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   542,887 10,729 SH   SOLE   0 0 10,729
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,760,427 130,238 SH   SOLE   0 0 130,238
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   1,105,851 26,205 SH   SOLE   0 0 26,205
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,007,528 19,955 SH   SOLE   0 0 19,955
SELECT SECTOR SPDR TR INDL 81369Y704   469,187 4,628 SH   SOLE   0 0 4,628
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,848,096 55,052 SH   SOLE   0 0 55,052
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   10,294,266 331,966 SH   SOLE   0 0 331,966
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,935,417 6,867 SH   SOLE   0 0 6,867
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,562,883 62,918 SH   SOLE   0 0 62,918
SPDR SER TR PORTFOLIO S&P500 78464A854   50,549,297 1,005,756 SH   SOLE   0 0 1,005,756
SPDR SER TR PORTFOLIO LN TSR 78464A664   8,657,585 331,074 SH   SOLE   0 0 331,074
SPDR SER TR PORTFOLIO AGRGTE 78464A649   5,815,508 238,928 SH   SOLE   0 0 238,928
SPDR SER TR PORTFOLIO S&P600 78468R853   3,737,970 101,300 SH   SOLE   0 0 101,300
SPDR SER TR PORTFOLIO S&P400 78464A847   2,560,576 58,474 SH   SOLE   0 0 58,474
STEEL DYNAMICS INC COM 858119100   486,558 4,538 SH   SOLE   0 0 4,538
STRYKER CORPORATION COM 863667101   629,143 2,302 SH   SOLE   0 0 2,302
UNITEDHEALTH GROUP INC COM 91324P102   278,313 552 SH   SOLE   0 0 552
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,031,032 13,716 SH   SOLE   0 0 13,716
VANGUARD BD INDEX FDS INTERMED TERM 921937819   640,160 8,853 SH   SOLE   0 0 8,853
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   478,808 7,140 SH   SOLE   0 0 7,140
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,553,373 22,261 SH   SOLE   0 0 22,261
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,144,955 23,938 SH   SOLE   0 0 23,938
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,372,721 6,463 SH   SOLE   0 0 6,463
VANGUARD INDEX FDS VALUE ETF 922908744   3,005,926 21,793 SH   SOLE   0 0 21,793
VANGUARD INDEX FDS MID CAP ETF 922908629   928,542 4,459 SH   SOLE   0 0 4,459
VANGUARD INDEX FDS GROWTH ETF 922908736   3,321,910 12,199 SH   SOLE   0 0 12,199
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,524,732 21,708 SH   SOLE   0 0 21,708
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,809,022 9,568 SH   SOLE   0 0 9,568
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,932,830 74,798 SH   SOLE   0 0 74,798
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,258,266 62,816 SH   SOLE   0 0 62,816
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   851,040 18,000 SH   SOLE   0 0 18,000
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   243,360 4,225 SH   SOLE   0 0 4,225
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   974,750 17,056 SH   SOLE   0 0 17,056
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,106,145 25,266 SH   SOLE   0 0 25,266
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   374,999 4,990 SH   SOLE   0 0 4,990
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,459,956 19,215 SH   SOLE   0 0 19,215
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,167,946 52,568 SH   SOLE   0 0 52,568
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,199,766 141,806 SH   SOLE   0 0 141,806
VANGUARD WELLINGTON FD US QUALITY 921935706   427,279 3,804 SH   SOLE   0 0 3,804
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,004,932 33,890 SH   SOLE   0 0 33,890
VANGUARD WORLD FDS INF TECH ETF 92204A702   4,568,049 11,010 SH   SOLE   0 0 11,010
VERIZON COMMUNICATIONS INC COM 92343V104   236,301 7,291 SH   SOLE   0 0 7,291
WALMART INC COM 931142103   987,568 6,175 SH   SOLE   0 0 6,175
WISDOMTREE TR EM EX ST-OWNED 97717X578   218,241 8,183 SH   SOLE   0 0 8,183
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,242,913 44,573 SH   SOLE   0 0 44,573
WISDOMTREE TR INTL QULTY DIV 97717X131   5,039,692 157,392 SH   SOLE   0 0 157,392