The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR SECTR DIV DOGS 00162Q858 978 18,473 SH   SOLE NONE 0 0 18,473
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 463 27,231 SH   SOLE NONE 0 0 27,231
AMAZON COM INC COM 023135106 217 63 SH   SOLE NONE 0 0 63
APPLE INC COM 037833100 516 3,768 SH   SOLE NONE 0 0 3,768
BCE INC COM NEW 05534B760 345 6,998 SH   SOLE NONE 0 0 6,998
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 427 7,500 SH   SOLE NONE 0 0 7,500
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 228 1,837 SH   SOLE NONE 0 0 1,837
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 862 14,375 SH   SOLE NONE 0 0 14,375
ISHARES GOLD TR ISHARES NEW 464285204 2,063 61,211 SH   SOLE NONE 0 0 61,211
ISHARES TR CORE S&P TTL STK 464287150 774 7,834 SH   SOLE NONE 0 0 7,834
ISHARES TR TIPS BD ETF 464287176 2,085 16,288 SH   SOLE NONE 0 0 16,288
ISHARES TR CORE S&P500 ETF 464287200 431 1,003 SH   SOLE NONE 0 0 1,003
ISHARES TR CORE US AGGBD ET 464287226 7,586 65,775 SH   SOLE NONE 0 0 65,775
ISHARES TR MSCI EAFE ETF 464287465 5,138 65,137 SH   SOLE NONE 0 0 65,137
ISHARES TR CORE S&P MCP ETF 464287507 905 3,368 SH   SOLE NONE 0 0 3,368
ISHARES TR RUS 1000 ETF 464287622 385 1,590 SH   SOLE NONE 0 0 1,590
ISHARES TR RUSSELL 2000 ETF 464287655 394 1,716 SH   SOLE NONE 0 0 1,716
ISHARES TR U.S. UTILITS ETF 464287697 365 4,649 SH   SOLE NONE 0 0 4,649
ISHARES TR U.S. TECH ETF 464287721 309 3,110 SH   SOLE NONE 0 0 3,110
ISHARES TR CORE S&P SCP ETF 464287804 2,835 25,089 SH   SOLE NONE 0 0 25,089
ISHARES TR GLB CNSM STP ETF 464288737 230 3,763 SH   SOLE NONE 0 0 3,763
ISHARES TR U.S. MED DVC ETF 464288810 8,438 23,370 SH   SOLE NONE 0 0 23,370
ISHARES TR EAFE VALUE ETF 464288877 399 7,702 SH   SOLE NONE 0 0 7,702
ISHARES TR CORE HIGH DV ETF 46429B663 1,041 10,787 SH   SOLE NONE 0 0 10,787
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,599 15,041 SH   SOLE NONE 0 0 15,041
ISHARES TR CORE MSCI EAFE 46432F842 513 6,854 SH   SOLE NONE 0 0 6,854
ISHARES TR 0-5YR HI YL CP 46434V407 219 4,744 SH   SOLE NONE 0 0 4,744
ISHARES TR IBONDS DEC23 ETF 46434VAX8 759 29,103 SH   SOLE NONE 0 0 29,103
ISHARES TR IBONDS DEC22 ETF 46434VBA7 2,886 113,615 SH   SOLE NONE 0 0 113,615
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,848 74,581 SH   SOLE NONE 0 0 74,581
JOHNSON & JOHNSON COM 478160104 220 1,333 SH   SOLE NONE 0 0 1,333
PIMCO ETF TR INV GRD CRP BD 72201R817 605 5,288 SH   SOLE NONE 0 0 5,288
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,923 11,501 SH   SOLE NONE 0 0 11,501
SPDR GOLD TR GOLD SHS 78463V107 385 2,324 SH   SOLE NONE 0 0 2,324
SPDR SER TR NYSE TECH ETF 78464A102 342 2,149 SH   SOLE NONE 0 0 2,149
SPDR SER TR BLMBRG BRC CNVRT 78464A359 361 4,166 SH   SOLE NONE 0 0 4,166
SPDR SER TR PRTFLO S&P500 GW 78464A409 229 3,636 SH   SOLE NONE 0 0 3,636
SPDR SER TR S&P HOMEBUILD 78464A888 377 5,150 SH   SOLE NONE 0 0 5,150
SPDR SER TR PORTFLI HIGH YLD 78468R606 325 12,072 SH   SOLE NONE 0 0 12,072
SPDR SER TR BLOOMBERG BRCLYS 78468R622 655 5,961 SH   SOLE NONE 0 0 5,961
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 23,411 224,526 SH   SOLE NONE 0 0 224,526
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,697 45,180 SH   SOLE NONE 0 0 45,180
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,118 41,916 SH   SOLE NONE 0 0 41,916
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,768 35,360 SH   SOLE NONE 0 0 35,360
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 287 2,753 SH   SOLE NONE 0 0 2,753
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 793 24,109 SH   SOLE NONE 0 0 24,109
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 429 5,674 SH   SOLE NONE 0 0 5,674
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 577 14,624 SH   SOLE NONE 0 0 14,624
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,630 35,592 SH   SOLE NONE 0 0 35,592
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 997 5,583 SH   SOLE NONE 0 0 5,583
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,065 10,399 SH   SOLE NONE 0 0 10,399
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,892 12,810 SH   SOLE NONE 0 0 12,810
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 276 6,219 SH   SOLE NONE 0 0 6,219
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 723 38,689 SH   SOLE NONE 0 0 38,689
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 252 9,931 SH   SOLE NONE 0 0 9,931
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 530 3,424 SH   SOLE NONE 0 0 3,424
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,635 5,208 SH   SOLE NONE 0 0 5,208
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,751 9,593 SH   SOLE NONE 0 0 9,593
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,610 8,195 SH   SOLE NONE 0 0 8,195
VANGUARD WORLD FDS INF TECH ETF 92204A702 11,780 29,542 SH   SOLE NONE 0 0 29,542
VANGUARD WORLD FDS UTILITIES ETF 92204A876 366 2,639 SH   SOLE NONE 0 0 2,639
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,648 24,518 SH   SOLE NONE 0 0 24,518
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 492 4,833 SH   SOLE NONE 0 0 4,833
VANGUARD INDEX FDS MID CAP ETF 922908629 348 1,468 SH   SOLE NONE 0 0 1,468
VANGUARD INDEX FDS GROWTH ETF 922908736 272 947 SH   SOLE NONE 0 0 947
VANGUARD INDEX FDS VALUE ETF 922908744 2,354 17,125 SH   SOLE NONE 0 0 17,125
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,230 5,459 SH   SOLE NONE 0 0 5,459
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,953 13,255 SH   SOLE NONE 0 0 13,255
WELLTOWER INC COM 95040Q104 674 8,110 SH   SOLE NONE 0 0 8,110