The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN ELEC PWR CO INC COM 025537101 322 3,842 SH   SOLE   3,842 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 6,939 210,028 SH   SOLE   210,028 0 0
CIGNA CORP NEW COM 125523100 7,449 41,787 SH   SOLE   41,787 0 0
CATERPILLAR INC DEL COM 149123101 16,537 148,045 SH   SOLE   148,045 0 0
CRANE CO COM 224399105 2,463 49,654 SH   SOLE   49,654 0 0
DBX ETF TR XTRCKR MSCI US 233051150 1,533 63,379 SH   SOLE   63,379 0 0
DISNEY WALT CO COM DISNEY 254687106 10,207 102,270 SH   SOLE   102,270 0 0
EMERSON ELEC CO COM 291011104 6,931 148,633 SH   SOLE   148,633 0 0
GAP INC COM 364760108 108 14,618 SH   SOLE   14,618 0 0
HARLEY DAVIDSON INC COM 412822108 4,925 274,818 SH   SOLE   274,818 0 0
HOME DEPOT INC COM 437076102 26,293 134,085 SH   SOLE   134,085 0 0
HUNTINGTON BANCSHARES INC COM 446150104 184 21,932 SH   SOLE   21,932 0 0
INGREDION INC COM 457187102 4,513 58,392 SH   SOLE   58,392 0 0
INTEL CORP COM 458140100 365 6,584 SH   SOLE   6,584 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 583 5,165 SH   SOLE   5,165 0 0
ISHARES INC MSCI STH KOR ETF 464286772 2,197 47,469 SH   SOLE   47,469 0 0
ISHARES INC MSCI GERMANY ETF 464286806 32,205 1,496,660 SH   SOLE   1,496,660 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 21,779 355,681 SH   SOLE   355,681 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 21,106 1,284,765 SH   SOLE   1,284,765 0 0
ISHARES TR EAFE SML CP ETF 464288273 9,730 217,545 SH   SOLE   217,545 0 0
ISHARES TR NATIONAL MUN ETF 464288414 14,535 127,705 SH   SOLE   127,705 0 0
KROGER CO COM 501044101 299 10,080 SH   SOLE   10,080 0 0
MCDONALDS CORP COM 580135101 22,946 136,479 SH   SOLE   136,479 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 4,906 71,107 SH   SOLE   71,107 0 0
POLARIS INC COM 731068102 6,127 129,888 SH   SOLE   129,888 0 0
RAYTHEON CO COM NEW 755111507 7,035 49,817 SH   SOLE   49,817 0 0
SCHWAB CHARLES CORP COM 808513105 21,151 616,108 SH   SOLE   616,108 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,609 138,557 SH   SOLE   138,557 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 4,648 79,208 SH   SOLE   79,208 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,188 22,972 SH   SOLE   22,972 0 0
SMUCKER J M CO COM NEW 832696405 443 4,002 SH   SOLE   4,002 0 0
TEXAS INSTRS INC COM 882508104 14,508 142,210 SH   SOLE   142,210 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 6,096 147,602 SH   SOLE   147,602 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 424 4,760 SH   SOLE   4,760 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,512 174,819 SH   SOLE   174,819 0 0
At&T INC COM 00206R102 561 18,571 SH   SOLE   18,571 0 0
ABBVIE INC COM 00287Y109 339 4,500 SH   SOLE   4,500 0 0
ALIGN TECHNOLOGY INC COM 016255101 27,718 154,060 SH   SOLE   154,060 0 0
ALPHABET INC CAP STK CL C 02079K107 97,335 84,874 SH   SOLE   84,874 0 0
ALPHABET INC CAP STK CL A 02079K305 117,258 102,292 SH   SOLE   102,292 0 0
Altria Group Inc. COM 02209S103 8,643 231,649 SH   SOLE   231,649 0 0
AMAZON COM INC COM 023135106 41,883 21,326 SH   SOLE   21,326 0 0
AMBEV SA SPONSORED ADR 02319V103 5,511 2,222,290 SH   SOLE   2,222,290 0 0
American Express Co COM 025816109 15,310 169,598 SH   SOLE   169,598 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 4,218 164,042 SH   SOLE   164,042 0 0
AMERICAN TOWER CORP NEW COM 03027X100 202 876 SH   SOLE   876 0 0
AMERISOURCEBERGEN CORP COM 03073E105 89,716 1,018,346 SH   SOLE   1,018,346 0 0
Amgen Inc COM 031162100 26,584 127,521 SH   SOLE   127,521 0 0
ANALOG DEVICES INC COM 032654105 18,442 202,721 SH   SOLE   202,721 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 5,508 128,472 SH   SOLE   128,472 0 0
ANTERO RES CORP COM 03674X106 279 375,233 SH   SOLE   375,233 0 0
ANTHEM INC COM 036752103 40,485 175,579 SH   SOLE   175,579 0 0
APPLE INC COM 037833100 1,566 6,146 SH   SOLE   6,146 0 0
AUTOZONE INC COM 053332102 277 317 SH   SOLE   317 0 0
BAIDU INC SPON ADR REP A 056752108 20,610 208,288 SH   SOLE   208,288 0 0
BANK NEW YORK MELLON CORP COM 064058100 24,307 714,925 SH   SOLE   714,925 0 0
BARCLAYS PLC ADR 06738E204 265 57,095 SH   SOLE   57,095 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 103,754 566,399 SH   SOLE   566,399 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 295 3,579 SH   SOLE   3,579 0 0
BLACKROCK INC COM 09247X101 18,827 41,349 SH   SOLE   41,349 0 0
BOOKING HLDGS INC COM 09857L108 84,543 64,624 SH   SOLE   64,624 0 0
CABOT OIL & GAS CORP COM 127097103 4,133 236,027 SH   SOLE   236,027 0 0
CAMECO CORP COM 13321L108 3,175 430,195 SH   SOLE   430,195 0 0
Capital One Finl Corp COM 14040H105 4,231 78,541 SH   SOLE   78,541 0 0
CarMax Inc COM 143130102 22,503 403,649 SH   SOLE   403,649 0 0
CENTERPOINT ENERGY INC COM 15189T107 14,866 916,006 SH   SOLE   916,006 0 0
CERNER CORP COM 156782104 294 4,578 SH   SOLE   4,578 0 0
CHENIERE ENERGY INC COM NEW 16411R208 5,306 163,061 SH   SOLE   163,061 0 0
CITIGROUP INC COM NEW 172967424 6,156 139,657 SH   SOLE   139,657 0 0
COCA COLA CO COM 191216100 25,748 572,169 SH   SOLE   572,169 0 0
COMCAST CORP NEW CL A 20030N101 78,325 2,206,946 SH   SOLE   2,206,946 0 0
Compass Minerals Intl Inc COM 20451N101 17,127 468,335 SH   SOLE   468,335 0 0
CONSTELLATION BRANDS INC CL A 21036P108 5,657 38,628 SH   SOLE   38,628 0 0
CORTEVA INC COM 22052L104 5,451 226,269 SH   SOLE   226,269 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 261 31,102 SH   SOLE   31,102 0 0
DISCOVERY COMMUNICATNS NEW COM SER A 25470F104 4,184 209,107 SH   SOLE   209,107 0 0
DOLLAR TREE INC COM 256746108 7,631 95,565 SH   SOLE   95,565 0 0
DOMINION RES INC VA NEW COM 25746U109 41,732 543,323 SH   SOLE   543,323 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 36,450 436,741 SH   SOLE   436,741 0 0
eBay Inc COM 278642103 31,465 1,008,802 SH   SOLE   1,008,802 0 0
ENBRIDGE INC COM 29250N105 121,056 4,292,788 SH   SOLE   4,292,788 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 11,296 833,627 SH   SOLE   833,627 0 0
EXPEDIA INC DEL COM NEW 30212P303 349 6,187 SH   SOLE   6,187 0 0
Exxon Mobil Corp COM 30231G102 23,915 637,741 SH   SOLE   637,741 0 0
FACEBOOK INC CL A 30303M102 110,035 663,066 SH   SOLE   663,066 0 0
FIDELITY MSCI UTILS INDEX 316092865 10,633 284,911 SH   SOLE   284,911 0 0
FIFTH THIRD BANCORP COM 316773100 289 18,222 SH   SOLE   18,222 0 0
FIRSTENERGY CORP COM 337932107 17,057 421,274 SH   SOLE   421,274 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 14,799 661,688 SH   SOLE   661,688 0 0
General Dynamics Corp COM 369550108 30,468 228,049 SH   SOLE   228,049 0 0
GENERAL MLS INC COM 370334104 23,679 437,699 SH   SOLE   437,699 0 0
GENERAL MTRS CO COM 37045V100 3,718 174,406 SH   SOLE   174,406 0 0
GENUINE PARTS CO COM 372460105 14,941 226,093 SH   SOLE   226,093 0 0
GLOBAL X FDS GLB X MLP ENRG I 37950E226 26,285 4,493,234 SH   SOLE   4,493,234 0 0
GRUPO TELEVISA SA SPON ADR REP ORD 40049J206 6,089 1,105,133 SH   SOLE   1,105,133 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 283 9,814 SH   SOLE   9,814 0 0
HALLIBURTON CO COM 406216101 129 20,214 SH   SOLE   20,214 0 0
HANESBRANDS INC COM 410345102 17,882 2,218,557 SH   SOLE   2,218,557 0 0
HOSTESS BRANDS INC CL A 44109J106 261 24,855 SH   SOLE   24,855 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 8,530 1,041,485 SH   SOLE   1,041,485 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 17,370 869,058 SH   SOLE   869,058 0 0
IQVIA HLDGS INC COM 46266C105 72,272 639,686 SH   SOLE   639,686 0 0
ISHARES TR TIPS BD ETF 464287176 4,313 36,444 SH   SOLE   36,444 0 0
ISHARES TR CORE S&P500 ETF 464287200 29,476 112,351 SH   SOLE   112,351 0 0
ISHARES TR JP MOR EM MK ETF 464288281 55,189 566,512 SH   SOLE   566,512 0 0
ISHARES IBOXX HI YD ETF 464288513 24,138 310,730 SH   SOLE   310,730 0 0
ISHARES TR EAFE VALUE ETF 464288877 94,666 2,614,593 SH   SOLE   2,614,593 0 0
ISHARES TR HDG MSCI JAPAN 46434V886 260 9,248 SH   SOLE   9,248 0 0
ISHARES TR ESG 1 5 YR USD 46435G243 489 19,657 SH   SOLE   19,657 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 66,004 2,777,095 SH   SOLE   2,777,095 0 0
ISHARES TR ESG US AGR BD 46435U549 2,790 50,420 SH   SOLE   50,420 0 0
ISHARES TR ESG MSCI USA SML 46435U663 592 29,638 SH   SOLE   29,638 0 0
ISHARES TR BROAD USD HIGH 46435U853 16,809 466,257 SH   SOLE   466,257 0 0
JPMorgan Chase & Co. COM 46625H100 20,717 221,572 SH   SOLE   221,572 0 0
JP MORGAN EXCHANGE TRADED FD BETBULD JAPAN 46641Q712 50,502 2,409,648 SH   SOLE   2,409,648 0 0
Johnson & Johnson COM 478160104 34,807 261,694 SH   SOLE   261,694 0 0
KEYCORP NEW COM 493267108 397 36,827 SH   SOLE   36,827 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 8,658 65,613 SH   SOLE   65,613 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 25,253 492,534 SH   SOLE   492,534 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 12,670 7,820,508 SH   SOLE   7,820,508 0 0
Lowes Cos Inc COM 548661107 75,228 848,017 SH   SOLE   848,017 0 0
LYFT INC CL A COM 55087P104 19,125 710,445 SH   SOLE   710,445 0 0
Magellan Midstream Prtnrs LP COM UNIT RP LP 559080106 16,031 481,280 SH   SOLE   481,280 0 0
MasterCard Inc CL A 57636Q104 161,968 639,559 SH   SOLE   639,559 0 0
MCKESSON CORP COM 58155Q103 32,466 235,225 SH   SOLE   235,225 0 0
Microsoft Corp COM 594918104 99,635 621,829 SH   SOLE   621,829 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 149 62,029 SH   SOLE   62,029 0 0
MOLSON COORS BREWING CO CL B 60871R209 312 7,754 SH   SOLE   7,754 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 189 41,914 SH   SOLE   41,914 0 0
Novartis A G SPONSORED ADR 66987V109 42,696 521,320 SH   SOLE   521,320 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 206 647 SH   SOLE   647 0 0
OMNICOM GROUP INC COM 681919106 25,525 464,755 SH   SOLE   464,755 0 0
ORACLE CORP COM 68389X105 46,003 913,499 SH   SOLE   913,499 0 0
ORANGE SPONSORED ADR 684060106 141 11,401 SH   SOLE   11,401 0 0
OVINTIV INC COM 69047Q102 69 28,143 SH   SOLE   28,143 0 0
Pepsico Inc COM 713448108 20,316 161,908 SH   SOLE   161,908 0 0
PFIZER INC COM 717081103 40,301 1,233,613 SH   SOLE   1,233,613 0 0
Philip Morris Intl Inc COM 718172109 18,270 251,823 SH   SOLE   251,823 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 225 4,342 SH   SOLE   4,342 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 4,198 777,256 SH   SOLE   777,256 0 0
Procter & Gamble Co COM 742718109 38,102 331,333 SH   SOLE   331,333 0 0
QUALCOMM INC COM 747525103 2,112 30,589 SH   SOLE   30,589 0 0
RANGE RES CORP COM 75281A109 544 233,548 SH   SOLE   233,548 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,843 94,202 SH   SOLE   94,202 0 0
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 23,195 684,000 SH   SOLE   684,000 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 206 7,448 SH   SOLE   7,448 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 212 2,309 SH   SOLE   2,309 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 7,107 324,901 SH   SOLE   324,901 0 0
SANOFI SPONSORED ADR 80105N105 28,885 646,350 SH   SOLE   646,350 0 0
SCHLUMBERGER LTD COM 806857108 244 18,345 SH   SOLE   18,345 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 52,074 2,549,007 SH   SOLE   2,549,007 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 58,788 1,020,095 SH   SOLE   1,020,095 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 13,074 218,851 SH   SOLE   218,851 0 0
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 13,984 527,416 SH   SOLE   527,416 0 0
STARBUCKS CORP COM 855244109 8,786 129,473 SH   SOLE   129,473 0 0
STERICYCLE INC COM 858912108 6,505 133,933 SH   SOLE   133,933 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 255 50,045 SH   SOLE   50,045 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 1,041 66,575 SH   SOLE   66,575 0 0
TATA MTRS LTD SPONSORED ADR 876568502 110 24,084 SH   SOLE   24,084 0 0
TELEFONICA S A SPONSORED ADR 879382208 288 61,603 SH   SOLE   61,603 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADR 881624209 208 24,489 SH   SOLE   24,489 0 0
TRUIST FINL CORP COM 89832Q109 14,221 436,771 SH   SOLE   436,771 0 0
US Bancorp Del COM NEW 902973304 1,718 47,901 SH   SOLE   47,901 0 0
UBER TECHNOLOGIES INC COM 90353T100 27,506 988,360 SH   SOLE   988,360 0 0
UNILEVER PLC SPON ADR NEW 904767704 41,729 825,015 SH   SOLE   825,015 0 0
UNITED PARCEL SERVICE INC CL B 911312106 27,121 277,215 SH   SOLE   277,215 0 0
UNITED TECHNOLOGIES CORP COM 913017109 26,049 264,479 SH   SOLE   264,479 0 0
UNITEDHEALTH GROUP INC COM 91324P102 40,098 159,577 SH   SOLE   159,577 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 42,351 1,501,789 SH   SOLE   1,501,789 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 3,499 63,297 SH   SOLE   63,297 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 185,202 2,259,940 SH   SOLE   2,259,940 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 465,768 5,406,580 SH   SOLE   5,406,580 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 148,916 4,448,125 SH   SOLE   4,448,125 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,444 152,840 SH   SOLE   152,840 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 262 6,361 SH   SOLE   6,361 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 79,778 2,389,310 SH   SOLE   2,389,310 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 29,980 692,470 SH   SOLE   692,470 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 33,757 240,628 SH   SOLE   240,628 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 4,191 111,459 SH   SOLE   111,459 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,653 15,908 SH   SOLE   15,908 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,734 110,763 SH   SOLE   110,763 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 62,087 881,547 SH   SOLE   881,547 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 87,803 1,608,119 SH   SOLE   1,608,119 0 0
VENTAS INC COM 92276F100 12,001 416,846 SH   SOLE   416,846 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 21,490 404,178 SH   SOLE   404,178 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 29,261 351,639 SH   SOLE   351,639 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 19,824 153,444 SH   SOLE   153,444 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,964 32,687 SH   SOLE   32,687 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 25,381 282,101 SH   SOLE   282,101 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 67,181 498,977 SH   SOLE   498,977 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 85,030 535,100 SH   SOLE   535,100 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 132,422 1,458,373 SH   SOLE   1,458,373 0 0
Vanguard Index Fds SMALL CP ETF 922908751 4,213 36,076 SH   SOLE   36,076 0 0
Vanguard Index Fds STK MRK ETF 922908769 316,755 2,422,232 SH   SOLE   2,422,232 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 26,103 476,599 SH   SOLE   476,599 0 0
VISA INC COM CL A 92826C839 91,057 549,958 SH   SOLE   549,958 0 0
WPP PLC NEW ADR 92937A102 8,592 269,495 SH   SOLE   269,495 0 0
Wells Fargo Co NEW COM 949746101 63,632 2,126,764 SH   SOLE   2,126,764 0 0
WELLTOWER INC COM 95040Q104 9,665 204,850 SH   SOLE   204,850 0 0
WILLIAMS SONOMA INC COM 969904101 3,551 81,873 SH   SOLE   81,873 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 4,380 136,948 SH   SOLE   136,948 0 0
YUM CHINA HLDGS INC COM 98850P109 208 4,925 SH   SOLE   4,925 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 5,502 55,987 SH   SOLE   55,987 0 0
ALLERGAN PLC SHS G0177J108 8,289 47,015 SH   SOLE   47,015 0 0
ICON PLC SHS G4705A100 303 2,159 SH   SOLE   2,159 0 0
INVESCO LTD SHS G491BT108 137 14,371 SH   SOLE   14,371 0 0
UBS GROUP AG SHS H42097107 143 15,033 SH   SOLE   15,033 0 0
MILLICOM INTL CELLULAR SA COM STK L6388F110 250 9,081 SH   SOLE   9,081 0 0
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 131 18,751 SH   SOLE   18,751 0 0