The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507   212,851 768 SH   SOLE   0 0 768
ISHARES TR CORE S&P SCP ETF 464287804   440,648 4,071 SH   SOLE   0 0 4,071
ISHARES TR SP SMCP600VL ETF 464287879   545,343 5,291 SH   SOLE   0 0 5,291
ISHARES TR S&P 500 VAL ETF 464287408   253,879 1,460 SH   SOLE   0 0 1,460
ISHARES TR RUS 1000 ETF 464287622   420,665 1,604 SH   SOLE   0 0 1,604
ISHARES TR RUS 1000 GRW ETF 464287614   814,011 2,685 SH   SOLE   0 0 2,685
ISHARES TR RUSSELL 2000 ETF 464287655   718,398 3,579 SH   SOLE   0 0 3,579
SPDR S&P 500 ETF TR TR UNIT 78462F103   360,695 759 SH   SOLE   0 0 759
ADOBE INC COM 00724F101   211,196 354 SH   SOLE   0 0 354
AMAZON COM INC COM 023135106   932,304 6,136 SH   SOLE   0 0 6,136
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   673,017 1,887 SH   SOLE   0 0 1,887
SYNOPSYS INC COM 871607107   216,777 421 SH   SOLE   0 0 421
INVESCO QQQ TR UNIT SER 1 46090E103   2,577,378 6,294 SH   SOLE   0 0 6,294
AMGEN INC COM 031162100   11,318,322 39,297 SH   SOLE   0 0 39,297
ABBOTT LABS COM 002824100   229,584 2,086 SH   SOLE   0 0 2,086
INTEL CORP COM 458140100   590,433 11,750 SH   SOLE   0 0 11,750
ORACLE CORP COM 68389X105   259,485 2,461 SH   SOLE   0 0 2,461
DISNEY WALT CO COM 254687106   391,317 4,334 SH   SOLE   0 0 4,334
JOHNSON & JOHNSON COM 478160104   340,125 2,170 SH   SOLE   0 0 2,170
PFIZER INC COM 717081103   557,087 19,350 SH   SOLE   0 0 19,350
EXELON CORP COM 30161N101   290,898 8,103 SH   SOLE   0 0 8,103
ISHARES TR MSCI EAFE ETF 464287465   620,815 8,239 SH   SOLE   0 0 8,239
CHEVRON CORP NEW COM 166764100   271,059 1,817 SH   SOLE   0 0 1,817
MICROSOFT CORP COM 594918104   3,178,592 8,453 SH   SOLE   0 0 8,453
CITIGROUP INC COM 172967424   385,131 7,487 SH   SOLE   0 0 7,487
CISCO SYS INC COM 17275R102   595,925 11,796 SH   SOLE   0 0 11,796
INTERNATIONAL BUSINESS MACHS COM 459200101   511,116 3,125 SH   SOLE   0 0 3,125
VERIZON COMMUNICATIONS INC COM 92343V104   902,045 23,927 SH   SOLE   0 0 23,927
SPDR SER TR PRTFLO S&P500 GW 78464A409   426,468 6,555 SH   SOLE   0 0 6,555
ISHARES TR RUS MID CAP ETF 464287499   239,388 3,080 SH   SOLE   0 0 3,080
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   468,496 2,434 SH   SOLE   0 0 2,434
BANK AMERICA CORP COM 060505104   220,089 6,537 SH   SOLE   0 0 6,537
AUTOMATIC DATA PROCESSING IN COM 053015103   316,134 1,357 SH   SOLE   0 0 1,357
EXXON MOBIL CORP COM 30231G102   701,260 7,014 SH   SOLE   0 0 7,014
AFLAC INC COM 001055102   209,550 2,540 SH   SOLE   0 0 2,540
WALMART INC COM 931142103   227,543 1,443 SH   SOLE   0 0 1,443
ELI LILLY & CO COM 532457108   293,871 504 SH   SOLE   0 0 504
PROCTER AND GAMBLE CO COM 742718109   299,902 2,047 SH   SOLE   0 0 2,047
GENERAL ELECTRIC CO COM 369604301   208,037 1,630 SH   SOLE   0 0 1,630
HOME DEPOT INC COM 437076102   493,949 1,425 SH   SOLE   0 0 1,425
JPMORGAN CHASE & CO COM 46625H100   660,945 3,886 SH   SOLE   0 0 3,886
ISHARES TR IBOXX INV CP ETF 464287242   382,326 3,455 SH   SOLE   0 0 3,455
FORD MTR CO DEL COM 345370860   273,748 22,457 SH   SOLE   0 0 22,457
UNITEDHEALTH GROUP INC COM 91324P102   309,600 588 SH   SOLE   0 0 588
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   283,886 809 SH   SOLE   0 0 809
MARRIOTT INTL INC NEW CL A 571903202   475,375 2,108 SH   SOLE   0 0 2,108
VANGUARD INDEX FDS TOTAL STK MKT 922908769   467,086 1,969 SH   SOLE   0 0 1,969
WASTE MGMT INC DEL COM 94106L109   323,648 1,807 SH   SOLE   0 0 1,807
CONOCOPHILLIPS COM 20825C104   499,913 4,307 SH   SOLE   0 0 4,307
APPLE INC COM 037833100   1,764,627 9,165 SH   SOLE   0 0 9,165
CATERPILLAR INC COM 149123101   479,424 1,621 SH   SOLE   0 0 1,621
ISHARES TR MSCI EMG MKT ETF 464287234   402,698 10,015 SH   SOLE   0 0 10,015
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   362,940 2,300 SH   SOLE   0 0 2,300
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   411,740 10,018 SH   SOLE   0 0 10,018
ISHARES TR CORE US AGGBD ET 464287226   1,242,677 12,521 SH   SOLE   0 0 12,521
NVIDIA CORPORATION COM 67066G104   1,246,416 2,517 SH   SOLE   0 0 2,517
FREEPORT-MCMORAN INC CL B 35671D857   250,446 5,883 SH   SOLE   0 0 5,883
FRANKLIN RESOURCES INC COM 354613101   343,270 11,523 SH   SOLE   0 0 11,523
ALPHABET INC CAP STK CL A 02079K305   322,544 2,309 SH   SOLE   0 0 2,309
SPDR GOLD TR GOLD SHS 78463V107   707,520 3,701 SH   SOLE   0 0 3,701
VANGUARD INDEX FDS MID CAP ETF 922908629   306,620 1,318 SH   SOLE   0 0 1,318
VANGUARD INDEX FDS SM CP VAL ETF 922908611   321,786 1,788 SH   SOLE   0 0 1,788
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   589,216 6,668 SH   SOLE   0 0 6,668
VANGUARD INDEX FDS SMALL CP ETF 922908751   384,634 1,803 SH   SOLE   0 0 1,803
BANCO BRADESCO S A SP ADR PFD NEW 059460303   35,336 10,096 SH   SOLE   0 0 10,096
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   30,066 12,580 SH   SOLE   0 0 12,580
WINNEBAGO INDS INC COM 974637100   291,666 4,002 SH   SOLE   0 0 4,002
ISHARES GOLD TR ISHARES NEW 464285204   283,520 7,264 SH   SOLE   0 0 7,264
ISHARES TR EAFE GRWTH ETF 464288885   1,072,323 11,072 SH   SOLE   0 0 11,072
FIRST TR VALUE LINE DIVID IN SHS 33734H106   1,358,874 33,503 SH   SOLE   0 0 33,503
SALESFORCE INC COM 79466L302   326,820 1,242 SH   SOLE   0 0 1,242
SMITH A O CORP COM 831865209   338,004 4,100 SH   SOLE   0 0 4,100
MASTERCARD INCORPORATED CL A 57636Q104   430,349 1,009 SH   SOLE   0 0 1,009
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   745,423 8,300 SH   SOLE   0 0 8,300
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   918,782 11,479 SH   SOLE   0 0 11,479
WISDOMTREE TR ITL HIGH DIV FD 97717W802   227,242 5,843 SH   SOLE   0 0 5,843
ISHARES TR USD INV GRDE ETF 464288620   264,348 5,157 SH   SOLE   0 0 5,157
ISHARES TR ISHS 1-5YR INVS 464288646   318,745 6,216 SH   SOLE   0 0 6,216
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   486,381 6,315 SH   SOLE   0 0 6,315
SPDR SER TR PORTFOLIO S&P400 78464A847   568,611 11,671 SH   SOLE   0 0 11,671
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   293,049 3,984 SH   SOLE   0 0 3,984
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   596,800 16,854 SH   SOLE   0 0 16,854
BLACKSTONE INC COM 09260D107   201,486 1,539 SH   SOLE   0 0 1,539
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   838,489 17,505 SH   SOLE   0 0 17,505
ISHARES TR NATIONAL MUN ETF 464288414   307,451 2,836 SH   SOLE   0 0 2,836
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,153,803 24,549 SH   SOLE   0 0 24,549
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   342,316 3,611 SH   SOLE   0 0 3,611
ISHARES TR EAFE SML CP ETF 464288273   446,113 7,207 SH   SOLE   0 0 7,207
VISA INC COM CL A 92826C839   590,992 2,270 SH   SOLE   0 0 2,270
SPDR SER TR PORTFOLIO LN TSR 78464A664   652,921 22,499 SH   SOLE   0 0 22,499
SPDR SER TR PORTFOLIO S&P500 78464A854   867,850 15,525 SH   SOLE   0 0 15,525
ISHARES TR SHRT NAT MUN ETF 464288158   814,130 7,722 SH   SOLE   0 0 7,722
BROADCOM INC COM 11135F101   264,675 237 SH   SOLE   0 0 237
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   468,080 23,712 SH   SOLE   0 0 23,712
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   525,580 9,441 SH   SOLE   0 0 9,441
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,181,081 31,956 SH   SOLE   0 0 31,956
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,154,650 73,664 SH   SOLE   0 0 73,664
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   468,663 6,057 SH   SOLE   0 0 6,057
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,054,633 22,325 SH   SOLE   0 0 22,325
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   640,147 7,716 SH   SOLE   0 0 7,716
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   365,886 6,168 SH   SOLE   0 0 6,168
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,050,379 22,657 SH   SOLE   0 0 22,657
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   302,110 12,187 SH   SOLE   0 0 12,187
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   218,493 3,551 SH   SOLE   0 0 3,551
MONDEE HOLDINGS INC CLASS A COM 465712107   27,600 10,000 SH   SOLE   0 0 10,000
TESLA INC COM 88160R101   853,032 3,433 SH   SOLE   0 0 3,433
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   524,824 10,832 SH   SOLE   0 0 10,832
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   266,151 5,353 SH   SOLE   0 0 5,353
SCHWAB STRATEGIC TR US TIPS ETF 808524870   893,403 17,115 SH   SOLE   0 0 17,115
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   284,156 5,016 SH   SOLE   0 0 5,016
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   390,918 5,389 SH   SOLE   0 0 5,389
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,138,165 11,763 SH   SOLE   0 0 11,763
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,853,639 18,801 SH   SOLE   0 0 18,801
SCHWAB STRATEGIC TR US REIT ETF 808524847   324,001 15,645 SH   SOLE   0 0 15,645
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   764,431 10,149 SH   SOLE   0 0 10,149
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   720,498 34,018 SH   SOLE   0 0 34,018
VANECK ETF TRUST IG FLOATING RATE 92189F486   682,067 27,120 SH   SOLE   0 0 27,120
DBX ETF TR XTRACK MSCI EAFE 233051200   305,307 8,256 SH   SOLE   0 0 8,256
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   222,153 4,765 SH   SOLE   0 0 4,765
FLEXSHARES TR MORNSTAR UPSTR 33939L407   279,074 6,815 SH   SOLE   0 0 6,815
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   572,579 7,521 SH   SOLE   0 0 7,521
PHILLIPS 66 COM 718546104   348,561 2,618 SH   SOLE   0 0 2,618
META PLATFORMS INC CL A 30303M102   487,757 1,378 SH   SOLE   0 0 1,378
ISHARES TR CORE MSCI EAFE 46432F842   354,620 5,041 SH   SOLE   0 0 5,041
ABBVIE INC COM 00287Y109   355,656 2,295 SH   SOLE   0 0 2,295
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   479,416 7,740 SH   SOLE   0 0 7,740
SPDR SER TR PORTFOLIO S&P600 78468R853   363,381 8,615 SH   SOLE   0 0 8,615
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   703,539 13,616 SH   SOLE   0 0 13,616
ISHARES TR TRS FLT RT BD 46434V860   946,212 18,748 SH   SOLE   0 0 18,748
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   504,711 10,046 SH   SOLE   0 0 10,046
ALPHABET INC CAP STK CL C 02079K107   351,338 2,493 SH   SOLE   0 0 2,493
ISHARES TR YLD OPTIM BD 46434V787   317,937 14,175 SH   SOLE   0 0 14,175
ISHARES TR CORE TOTAL USD 46434V613   2,734,070 59,346 SH   SOLE   0 0 59,346
ISHARES TR GLOBAL REIT ETF 46434V647   279,021 11,539 SH   SOLE   0 0 11,539
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   216,232 2,305 SH   SOLE   0 0 2,305
ISHARES TR MSCI INTL VLU FT 46435G409   1,268,901 47,865 SH   SOLE   0 0 47,865
PACER FDS TR US CASH COWS 100 69374H881   648,991 12,483 SH   SOLE   0 0 12,483
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   255,401 6,532 SH   SOLE   0 0 6,532
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   512,690 11,494 SH   SOLE   0 0 11,494
ISHARES TR CORE MSCI INTL 46435G326   243,054 3,818 SH   SOLE   0 0 3,818
ISHARES TR ESG AWR MSCI USA 46435G425   503,616 4,800 SH   SOLE   0 0 4,800
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   1,993,321 41,649 SH   SOLE   0 0 41,649
ISHARES INC MSCI EMRG CHN 46434G764   231,281 4,174 SH   SOLE   0 0 4,174
ISHARES TR ESG AWARE MSCI 46435U663   356,800 9,387 SH   SOLE   0 0 9,387
DOW INC COM 260557103   736,282 13,426 SH   SOLE   0 0 13,426
KULR TECHNOLOGY GROUP INC COM 50125G109   2,204 11,915 SH   SOLE   0 0 11,915
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   313,887 5,023 SH   SOLE   0 0 5,023
FIRST TR EXCHNG TRADED FD VI VEST US BUFFER 33740F862   223,343 5,497 SH   SOLE   0 0 5,497
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   214,752 3,906 SH   SOLE   0 0 3,906
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U208   237,858 5,715 SH   SOLE   0 0 5,715
FIRST TR EXCHNG TRADED FD VI VEST US EQTY BUF 33740F664   207,673 5,340 SH   SOLE   0 0 5,340
FIRST TR EXCHNG TRADED FD VI FT CBOE EQTY BFR 33740U505   203,918 5,230 SH   SOLE   0 0 5,230
AFFIRM HLDGS INC COM CL A 00827B106   201,671 4,104 SH   SOLE   0 0 4,104
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST BFR 33740F623   206,758 5,191 SH   SOLE   0 0 5,191
KRANESHARES TR KFA MOUNT LUCAS 500767652   389,819 13,526 SH   SOLE   0 0 13,526
CONSTELLATION ENERGY CORP COM 21037T109   268,263 2,295 SH   SOLE   0 0 2,295
NOVONIX LIMITED SPONSORED ADS 67010L100   20,040 10,330 SH   SOLE   0 0 10,330