The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,187 8,695 SH   SOLE 0 0 0 8,695
ABBOTT LABS COM 002824100 553 7,008 SH   SOLE 0 0 0 7,008
ABBVIE INC COM 00287Y109 430 5,645 SH   SOLE 0 0 0 5,645
ADOBE SYS INC COM COM 00724f101 322 1,013 SH   SOLE 0 0 0 1,013
AFLAC INC COM 001055102 1,034 30,211 SH   SOLE 0 0 0 30,211
AIR PRODUCTS & CHEMICALS INC COM 009158106 329 1,647 SH   SOLE 0 0 0 1,647
ALPHABET INC - CL C COM 02079k107 588 506 SH   SOLE 0 0 0 506
ALTRIA GROUP INC COM 02209s103 431 11,134 SH   SOLE 0 0 0 11,134
AMAZON COM INC COM COM 023135106 1,121 575 SH   SOLE 0 0 0 575
AMCOR PLC COM g0250x107 95 11,673 SH   SOLE 0 0 0 11,673
AMGEN INC COM 031162100 272 1,344 SH   SOLE 0 0 0 1,344
APPLE COMPUTER INC COM COM 037833100 2,276 8,951 SH   SOLE 0 0 0 8,951
ARCHER DANIELS MIDLAND COM COM 039483102 273 7,770 SH   SOLE 0 0 0 7,770
AT&T CORP COM COM 00206r102 469 16,102 SH   SOLE 0 0 0 16,102
ATMOS ENERGY CORP COM 049560105 289 2,915 SH   SOLE 0 0 0 2,915
AUTOMATIC DATA PROCESS COM COM 053015103 462 3,380 SH   SOLE 0 0 0 3,380
BANKAMERICA CORP NEW COM COM 060505104 1,224 57,662 SH   SOLE 0 0 0 57,662
BECTON DICKINSON AND CO COM 075887109 300 1,305 SH   SOLE 0 0 0 1,305
BRISTOL MYERS SQUIBB CO COM 110122108 213 3,822 SH   SOLE 0 0 0 3,822
BROWN FORMAN CORP CL B COM 115637209 294 5,290 SH   SOLE 0 0 0 5,290
CINCINNATI FINL CORP COM COM 172062101 283 3,757 SH   SOLE 0 0 0 3,757
CINTAS CORP COM 172908105 417 2,410 SH   SOLE 0 0 0 2,410
CLOROX CO DEL COM COM 189054109 775 4,471 SH   SOLE 0 0 0 4,471
COCA COLA COM 191216100 2,109 47,659 SH   SOLE 0 0 0 47,659
COLGATE PALMOLIVE CO COM COM 194162103 324 4,878 SH   SOLE 0 0 0 4,878
COMCAST COPR-CL A COM 20030N101 211 6,147 SH   SOLE 0 0 0 6,147
COMMERCE BANCSHARES INC COM 200525103 531 10,551 SH   SOLE 0 0 0 10,551
CONSOLIDATED EDISON COM COM 209115104 234 3,000 SH   SOLE 0 0 0 3,000
COSTCO WHSL CORP NEW COM COM 22160k105 255 895 SH   SOLE 0 0 0 895
DOVER CORP COM COM 260003108 262 3,127 SH   SOLE 0 0 0 3,127
ECOLAB INC COM 278865100 311 1,993 SH   SOLE 0 0 0 1,993
ENTERGY CORP NEW COM COM 29364G103 209 2,229 SH   SOLE 0 0 0 2,229
EXXON MOBIL CORP COM COM 30231G102 289 7,622 SH   SOLE 0 0 0 7,622
FACEBOOK INC-A COM 30303m102 335 2,008 SH   SOLE 0 0 0 2,008
FACTSET RESEARCH SYSTEMS INC COM 303075105 335 1,287 SH   SOLE 0 0 0 1,287
FEDEX CORP DELAWARE COM COM 31428X106 566 4,668 SH   SOLE 0 0 0 4,668
FIDELITY UTILITIES ETF COM 316092865 8,365 232,867 SH   SOLE 0 0 0 232,867
FIRST BANCSHARES INC/MS COM 318916103 768 40,281 SH   SOLE 0 0 0 40,281
GENERAL ELEC CO COM 369604103 121 15,296 SH   SOLE 0 0 0 15,296
GRAINGER W W INC COM COM 384802104 258 1,039 SH   SOLE 0 0 0 1,039
HALLIBURTON COMPANY COM 406216101 83 12,059 SH   SOLE 0 0 0 12,059
HEWLETT PACKARD ENTERPRISE CO COM 42824c109 129 13,243 SH   SOLE 0 0 0 13,243
HORMEL FOODS CORP COM 440452100 410 8,797 SH   SOLE 0 0 0 8,797
HP INC COM 40434l105 230 13,243 SH   SOLE 0 0 0 13,243
ILLINOIS TOOL WKS INC COM COM 452308109 319 2,243 SH   SOLE 0 0 0 2,243
INTEL CORP COM 458140100 401 7,408 SH   SOLE 0 0 0 7,408
INTL BUSINESS MACH COM 459200101 227 2,048 SH   SOLE 0 0 0 2,048
INVESCO QQQ TR UNIT SER 1 COM 46090e103 5,371 28,209 SH   SOLE 0 0 0 28,209
INVESCO S&P 500 EQUAL WEIGHT E COM 46137v357 551 6,558 SH   SOLE 0 0 0 6,558
ISHARES CORE MSCI EAFE COM 46432f842 2,374 47,589 SH   SOLE 0 0 0 47,589
ISHARES CORE S&P TOTAL US COM 464287150 3,992 69,769 SH   SOLE 0 0 0 69,769
ISHARES DJ SELECT DIVIDEND COM 464287168 2,319 31,529 SH   SOLE 0 0 0 31,529
ISHARES S&P PREF STOCK INDEX COM 464288687 1,211 38,024 SH   SOLE 0 0 0 38,024
ISHARES TR RUSSELL 2000 COM 464287655 259 2,267 SH   SOLE 0 0 0 2,267
ISHARES TR S&P 500 INDEX COM 464287200 10,170 39,357 SH   SOLE 0 0 0 39,357
J P MORGAN CHASE AND CO COM 46625h100 368 4,082 SH   SOLE 0 0 0 4,082
JACK HENRY & ASSOCIATES COM 426281101 2,175 14,010 SH   SOLE 0 0 0 14,010
JOHNSON AND JOHNSON COM 478160104 5,765 43,966 SH   SOLE 0 0 0 43,966
KIMBERLY CLARK CORP COM COM 494368103 360 2,816 SH   SOLE 0 0 0 2,816
KKR & CO INC-A COM 48251w104 219 9,328 SH   SOLE 0 0 0 9,328
LINDE PLC COM g5494j103 238 1,374 SH   SOLE 0 0 0 1,374
LOCKHEED MARTIN CORP COM 539830109 335 988 SH   SOLE 0 0 0 988
LOWE'S COMPANIES COM 548661107 2,130 24,748 SH   SOLE 0 0 0 24,748
MASTERCARD INC- CL A COM 57636Q104 219 905 SH   SOLE 0 0 0 905
MCCORMICK & CO - NON VTG SHRS COM 579780206 362 2,561 SH   SOLE 0 0 0 2,561
MCDONALDS CORP COM COM 580135101 1,059 6,405 SH   SOLE 0 0 0 6,405
MEDTRONIC PLC COM g5960l103 325 3,608 SH   SOLE 0 0 0 3,608
MICROSOFT CORP COM COM 594918104 2,339 14,831 SH   SOLE 0 0 0 14,831
MONDELEZ INTERNATIONAL INC COM 609207105 377 7,525 SH   SOLE 0 0 0 7,525
NETFLIX INC COM 64110l106 792 2,108 SH   SOLE 0 0 0 2,108
NEW YORK CMNTY BANCORP COM COM 649445103 221 23,524 SH   SOLE 0 0 0 23,524
NIKE INC CL B COM 654106103 700 8,460 SH   SOLE 0 0 0 8,460
NORTHROP GRUMMAN CORP COM COM 666807102 396 1,310 SH   SOLE 0 0 0 1,310
NUVEEN QUALITY PREFERRED II COM 67072c105 94 13,000 SH   SOLE 0 0 0 13,000
ORACLE CORP COM 68389X105 3,756 77,711 SH   SOLE 0 0 0 77,711
PEOPLES UTD FINL INC COM COM 712704105 117 10,548 SH   SOLE 0 0 0 10,548
PEPSICO COM 713448108 4,829 40,209 SH   SOLE 0 0 0 40,209
PFIZER INC DEL PV$0.05 COM 717081103 590 18,068 SH   SOLE 0 0 0 18,068
PHILIP MORRIS INTERNATIONAL IN COM 718172109 589 8,071 SH   SOLE 0 0 0 8,071
PPG INDUSTRIES INC COM 693506107 275 3,291 SH   SOLE 0 0 0 3,291
PROCTER GAMBLE COM 742718109 1,122 10,202 SH   SOLE 0 0 0 10,202
PROSHARES S&P500 ARISTOCRATS COM 74348a467 5,334 92,484 SH   SOLE 0 0 0 92,484
REGIONS FINANCIAL CORP COM 7591EP100 581 64,718 SH   SOLE 0 0 0 64,718
ROPER INDS INC NEW COM COM 776696106 302 968 SH   SOLE 0 0 0 968
S&P GLOBAL INC COM 78409v104 353 1,441 SH   SOLE 0 0 0 1,441
SANDERSON FARMS INC COM 800013104 497 4,028 SH   SOLE 0 0 0 4,028
SEAGATE TECHNOLOGY COM G7945M107 635 13,005 SH   SOLE 0 0 0 13,005
SHERWIN-WILLIAMS CO COM 824348106 312 680 SH   SOLE 0 0 0 680
STANLEY BLACK & DECKER INC COM 854502101 207 2,065 SH   SOLE 0 0 0 2,065
STARBUCKS CORP COM COM 855244109 215 3,271 SH   SOLE 0 0 0 3,271
SYSCO CORP COM COM 871829107 609 13,341 SH   SOLE 0 0 0 13,341
T ROWE PRICE GROUP INC COM 74144t108 248 2,539 SH   SOLE 0 0 0 2,539
TARGET CORP COM COM 87612e106 447 4,804 SH   SOLE 0 0 0 4,804
V F CORP COM COM 918204108 219 4,048 SH   SOLE 0 0 0 4,048
VALLEY NATL BANCORP COM COM 919794107 213 29,116 SH   SOLE 0 0 0 29,116
VANGUARD REIT ETF COM 922908553 1,120 16,034 SH   SOLE 0 0 0 16,034
VANGUARD S&P 500 ETF COM 922908363 2,949 12,453 SH   SOLE 0 0 0 12,453
VERIZON COMMUNICATNS COM COM 92343v104 208 3,869 SH   SOLE 0 0 0 3,869
WAL MART STORES INC COM COM 931142103 662 5,829 SH   SOLE 0 0 0 5,829
WALGREENS BOOTS ALLIANCE INC COM 931427108 202 4,413 SH   SOLE 0 0 0 4,413
WELLS FARGO & CO COM 949746101 1,338 46,633 SH   SOLE 0 0 0 46,633
ISHARES BARCLAYS AGGREGATE BOND ETF 464287226 5,019 43,502 SH   SOLE 0 0 0 43,502
INVESCO SENIOR LOAN ETF ETF 46138g508 1 39 SH   SOLE 0 0 0 39
VANGUARD TOTAL BOND MARKET ETF 921937835 33 391 SH   SOLE 0 0 0 391
VANGUARD SHORT-TERM BOND ETF ETF 921937827 4 46 SH   SOLE 0 0 0 46
BLACKROCK MUNICIPAL 2030 TAR ETF 09257p105 113 5,000 SH   SOLE 0 0 0 5,000
ISHARES JP MORGAN EMERG BOND FD ETF 464288281 3 34 SH   SOLE 0 0 0 34
VANECK JPM EM LOCAL CCY BOND ETF 92189h300 3 88 SH   SOLE 0 0 0 88
ISHARES 1-3 YEAR CREDIT BOND ETF 464288646 4 70 SH   SOLE 0 0 0 70
ISHARES CORE 1-5 YEAR USD BO ETF 46432f859 89 1,765 SH   SOLE 0 0 0 1,765
SPDR BBG BARC HIGH YIELD BND ETF 78468r622 5 56 SH   SOLE 0 0 0 56
BROOKFIELD REAL ASSETS INCOME ETF 112830104 15 1,028 SH   SOLE 0 0 0 1,028
ISHARES 1-3 YR TREASURY ETF 464287457 224 2,580 SH   SOLE 0 0 0 2,580
ISHARES 20 YR TSY ETF 464287432 160 970 SH   SOLE 0 0 0 970
VANGUARD SHORT-TERM TIPS ETF 922020805 6 125 SH   SOLE 0 0 0 125
ISHARES TR S&P MIDCAP 400 ETF 464287507 4,091 28,439 SH   SOLE 0 0 0 28,439
ISHARES S&P MID-CAP 400 VALUE ETF 464287705 1,762 16,055 SH   SOLE 0 0 0 16,055
ISHARES S&P MID-CAP 400 GROWTH ETF 464287606 2,242 12,562 SH   SOLE 0 0 0 12,562
ISHARES CORE S&P SMALL-CAP ETF 464287804 891 15,873 SH   SOLE 0 0 0 15,873
ISHARES S&P SMALLCAP 600/VAL ETF 464287879 61 612 SH   SOLE 0 0 0 612
ISHARES S&P SMALL-CAP 600 GR ETF 464287887 92 666 SH   SOLE 0 0 0 666
ISHARES S&P 500 VALUE ETF 464287408 366 3,804 SH   SOLE 0 0 0 3,804
ISHARES S&P 500 GROWTH ETF 464287309 485 2,937 SH   SOLE 0 0 0 2,937
ETFMG ALTERNATIVE HARVEST ETF ETF 26924g508 3 280 SH   SOLE 0 0 0 280