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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 225,947 1,458 SH   SOLE   0 0 1,458
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 814,673 5,832 SH   SOLE   0 0 5,832
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 533,843 3,788 SH   SOLE   0 0 3,788
ALPS ETF TR BARRONS 400 ETF 00162Q726 BBG004N1S5G4 201,271 3,236 SH   SOLE   0 0 3,236
AMAZON COM INC COM 023135106 BBG001S5PQL7 558,439 3,675 SH   SOLE   0 0 3,675
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 567,356 10,061 SH   SOLE   0 0 10,061
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXGN9 750,125 16,318 SH   SOLE   0 0 16,318
APPLE INC COM 037833100 BBG001S5N8V8 3,378,387 17,547 SH   SOLE   0 0 17,547
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 325,868 494 SH   SOLE   0 0 494
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 9,377,210 375,689 SH   SOLE   0 0 375,689
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 10,469,048 415,438 SH   SOLE   0 0 415,438
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 433,066 16,963 SH   SOLE   0 0 16,963
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 7,190,969 278,882 SH   SOLE   0 0 278,882
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 39,880,587 1,364,372 SH   SOLE   0 0 1,364,372
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 386,082 7,449 SH   SOLE   0 0 7,449
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 33,585,264 641,798 SH   SOLE   0 0 641,798
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 20,926,206 856,929 SH   SOLE   0 0 856,929
DISNEY WALT CO COM 254687106 BBG001S5QHF3 1,211,156 13,414 SH   SOLE   0 0 13,414
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 BBG001SN9872 335,790 1,800 SH   SOLE   0 0 1,800
FIRST TR NASDAQ 100 TECH IND SHS 337345102 BBG001SQWVL2 748,556 4,266 SH   SOLE   0 0 4,266
FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 1,896,433 44,549 SH   SOLE   0 0 44,549
INTEL CORP COM 458140100 BBG001S5SF65 215,876 4,296 SH   SOLE   0 0 4,296
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 587,759 18,096 SH   SOLE   0 0 18,096
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 BBG00449DWF6 227,345 4,275 SH   SOLE   0 0 4,275
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 654,985 10,453 SH   SOLE   0 0 10,453
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 838,617 40,154 SH   SOLE   0 0 40,154
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 340,269 16,635 SH   SOLE   0 0 16,635
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 402,077 20,833 SH   SOLE   0 0 20,833
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 367,350 18,882 SH   SOLE   0 0 18,882
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 BBG00X3HYBX8 197,125 11,850 SH   SOLE   0 0 11,850
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 BBG00LNJW5P2 365,892 18,042 SH   SOLE   0 0 18,042
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 BBG001SS5KV1 397,962 4,019 SH   SOLE   0 0 4,019
INVESCO EXCHANGE TRADED FD T DORSEY WRGT FINL 46137V860 BBG001SRNBL4 268,606 5,973 SH   SOLE   0 0 5,973
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 BBG00KJR2QH7 696,852 23,400 SH   SOLE   0 0 23,400
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 396,006 967 SH   SOLE   0 0 967
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,144,498 22,627 SH   SOLE   0 0 22,627
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X39Q6 365,977 3,647 SH   SOLE   0 0 3,647
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 355,911 5,059 SH   SOLE   0 0 5,059
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,156,603 10,685 SH   SOLE   0 0 10,685
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 928,708 1,944 SH   SOLE   0 0 1,944
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 218,079 4,100 SH   SOLE   0 0 4,100
ISHARES TR MRNING SM CP ETF 464288703 BBG001SBRKG1 274,044 4,628 SH   SOLE   0 0 4,628
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 271,788 3,607 SH   SOLE   0 0 3,607
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 671,527 8,606 SH   SOLE   0 0 8,606
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 308,553 2,097 SH   SOLE   0 0 2,097
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 1,106,184 4,041 SH   SOLE   0 0 4,041
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 366,981 3,218 SH   SOLE   0 0 3,218
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 288,933 2,309 SH   SOLE   0 0 2,309
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 392,800 3,200 SH   SOLE   0 0 3,200
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 375,921 2,210 SH   SOLE   0 0 2,210
MICROSOFT CORP COM 594918104 BBG001S5TD05 916,460 2,437 SH   SOLE   0 0 2,437
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 208,273 421 SH   SOLE   0 0 421
PACIRA BIOSCIENCES INC NOTE 0.750% 8/0 695127AF7   9,293 10,000 SH   SOLE   0 0 10,000
PARK NATL CORP COM 700658107 BBG001S7X549 289,515 2,179 SH   SOLE   0 0 2,179
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 209,148 5,994 SH   SOLE   0 0 5,994
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 2,476,209 91,238 SH   SOLE   0 0 91,238
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 688,745 19,757 SH   SOLE   0 0 19,757
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 228,929 4,112 SH   SOLE   0 0 4,112
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 251,789 3,307 SH   SOLE   0 0 3,307
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 3,014,767 63,818 SH   SOLE   0 0 63,818
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 262,845 7,728 SH   SOLE   0 0 7,728
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,135,652 2,389 SH   SOLE   0 0 2,389
SPDR SER TR S&P 400 MDCP VAL 78464A839 BBG001SPTBM1 421,715 5,747 SH   SOLE   0 0 5,747
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 331,599 3,965 SH   SOLE   0 0 3,965
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 1,858,957 22,314 SH   SOLE   0 0 22,314
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 219,729 2,589 SH   SOLE   0 0 2,589
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 307,772 990 SH   SOLE   0 0 990
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 233,804 1,005 SH   SOLE   0 0 1,005
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,399,628 3,204 SH   SOLE   0 0 3,204
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 226,344 1,061 SH   SOLE   0 0 1,061
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 345,248 1,428 SH   SOLE   0 0 1,428
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,069,679 4,509 SH   SOLE   0 0 4,509
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 271,788 1,595 SH   SOLE   0 0 1,595
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,007,981 21,043 SH   SOLE   0 0 21,043
WISDOMTREE TR US MIDCAP FUND 97717W570 BBG001SSZB66 887,996 15,473 SH   SOLE   0 0 15,473
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 234,525 3,337 SH   SOLE   0 0 3,337